Best NAB Credit Cards

Based on 83 reviews
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Card Type
Purchase Rate
Annual Fee
Interest Free Period
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Points Earn Rate
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Contactless Payments

NAB Low Rate

NAB Low Rate

2.6 
Summary
  • Purchase Rate12.99% p.a.
  • Annual Fee$59 p.a.
  • Interest Free Period 55 days
Saad AzhurVIC
 

Having being a customer with this bank for many years and maintaining a good record maintaining this card, their call centre is beyond a joke; their… Read more

staff are trained by monkeys and seem to be more interested in what time their shift finishes than actually address any concerns. The opportunity to leave feedback via an online form at the end of the call only triggers the Team Leader to try to contact you and try to make amends. All I wanted to query a charge, and they assumed that I wanted to close my account. The branch is more like a sit down coffee shop with desks not tellers and no cash. The bank tried to re-open my account by applying for a new card which failed. This ended up in a formal complaint to their "NAB Resolve" team, where they side with their employees & then close the complaint. I escalated to AFCA due to the lack of professionalism from this brand. I do not recommend using NAB or any NAB credit card offering. They are a bunch of crooks and only try to blame you for their mistakes and never own the problems, they create!

NAB Rewards Platinum

NAB Rewards Platinum

1.8 
Summary
  • Purchase Rate19.99% p.a.
  • Annual Fee$195 p.a.
  • Interest Free Period 44 days
  • Sign-Up Bonus Points80,000
Lionel stevens 27 posts
 

My review is about NAB Mycard customer service. I clicked onto a fraudulent site and my C/C was blocked by Mycard, good on them. This happened… Read more

on the 2nd of June 2026. On the 3rd of June I called for a replacement card and was told it will 7 bizniz days for new card to arrive. In the 12th of June I called about whereabouts of new card. Rep told me that card is way overdue and a new card must be issued and this card will be mailed via Express Post. So today I first called the Post Office where my PO BOX is and they told me nothing has arrived yet. So I called Mycard and asked for the tracking number of the Ecpress Post parcel. She hold me on the phone 23 min, even after saying let me solve this quickly. when she came back I was told she can’t find the tracking number, coz their courier has’nt provided them with one yet. So I asked to speak to her supervisor/manager. After speaking to supervisor I ended the call after 53 min, coz she was just as vague and unknowledgeable as the first. I asked the supervisor for her ID number, she said Mycard does’nt supply ID numbers and she can’t provide a reference via text. She started talking ‘bout COM numbers and I said COM numbers are something new to me, normally the ref. starts with an i fir India. So NAB Mycard customer service truly atrocious, seems like they just waste one’s time and lie in one’s face. VERY VERY UNHAPPY and i still don’t know when my card is going to arrive, if ever.

NAB Qantas Rewards Premium

NAB Qantas Rewards Premium

1.7 
Summary
  • Purchase Rate19.99% p.a.
  • Annual Fee$250 p.a.
  • Interest Free Period 44 days
  • Sign-Up Bonus Points65,000
LindaJ2 posts
 

I've had this card for about 3 months and the first month was charged $660 in interest because I never actually received a statement and had to call… Read more

to get it and then my payment was late (I never pay credit cards late), and next statement I paid on time but somehow they still charged me $84 in interest. You also don't receive a statement online, but only transactions. It hasn't been set up properly so wait a couple of years before you get this one - it's really hopeless. I'll be calling them up again tomorrow for answers.

NAB Rewards Signature

NAB Rewards Signature

2.6 
Summary
  • Purchase Rate19.99% p.a.
  • Annual Fee$295 p.a.
  • Interest Free Period 44 days
  • Sign-Up Bonus Points120,000
frojer23 posts
 

This card is ok if you are a high spender to avoid the monthly fee. Decent points and includes insurance and no international fees. However it took… Read more

me months to view transactions online or in the app. I could only see them when the statement is issued at the end of the month. It is fixed now but NAB are very 2005 when it comes to online applications.

NAB Qantas Rewards Signature

NAB Qantas Rewards Signature

4.0 
Summary
  • Purchase Rate19.99% p.a.
  • Annual Fee$395 p.a.
  • Interest Free Period 44 days
  • Sign-Up Bonus Points120,000
Ray27 posts
  Verified

Good reward, but annual fee and points capped at $5000 – the card reward programme itself was quite good, $1 per point on visa card that is one of the highest conversion in the market. sign up offer is very… Read more

attractive at the moment, offering 120000 points, comparing anz 100k. $395 annual fee was ok, they started to charge me annual fee last year even I had multiple home loan with them. in terms of customer service, I don't know why their csc always typing on the computer, and most of the time they were just silent. probably too much chatting with Indian, who is really doing th work, they are just the face in australia.

NAB Low Fee

NAB Low Fee

2.1 
Summary
  • Purchase Rate19.74% p.a.
  • Annual Fee$30 p.a.
  • Interest Free Period 44 days
Chris76 posts
 

Have introduced OTC but are using the wrong phone number for my account but to change it they expect me to give them the fillllull wrong number THEY… Read more

placed onto my account and refuse to use my number as listed. Impossible to contact, locked me out of my account, won't let me back in u less i get the otc on wrong ph no OR go to a branch where ever one might still be open. Not at all helpful, insist you use the app but won't let me log in to do so BECAUSE THEY PUT A WRONG PHONE NO FOR OTC TO BE SENT BY SMS Would NOT recommend. They were told yesterday, when I gad been "verified" as the real account holder that they had the wrong ph no being used for OTC but did NOTHING about it. Absolutely hopeless.