Best Westpac Credit Cards

Based on 151 reviews
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Purchase Rate
Annual Fee
Interest Free Period
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Points Earn Rate
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Reduced First Year Annual Fee
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Westpac Low Rate

Westpac Low Rate

3.4 
Summary
  • Purchase Rate13.74% p.a.
  • Annual Fee$59 p.a.
  • Interest Free Period 55 days
JaredNSW8 posts
 

I’d rate this zero if I could. Westpac still owe me money. I called 5 times to sort a balance transfer issue as an existing customer to no… Read more

resolution. They advertise 0% for 24 months interest free, they didn’t apply that to my balance transfer. No one could help, the last person who tried just left me hanging on the line and transferred me elsewhere because they had no idea. Customer of 15 years + and they can’t even fix a basic issue. Unbelievably incompetent overseas call centre. This resulted in two complaints being generated, the second one I didn’t even ask to lodge one, they just automatically made a complaint without asking me haha

Westpac Altitude Platinum

Westpac Altitude Platinum

2.7 
Summary
  • Purchase Rate20.24 to 20.49% p.a.
  • Annual Fee$49 p.a., $150 p.a. and $200 p.a.
  • Sign-Up Bonus Points15,000 to 80,000
SeonACT5 posts
  Verified

I hope this is right. They increased the price for no reason and lowered value of Qantas points for no reason. Show details

Westpac Altitude Black

Westpac Altitude Black

2.4 
Summary
  • Purchase Rate20.24 to 20.49% p.a.
  • Annual Fee$199 p.a. and $250 p.a.
  • Sign-Up Bonus Points90,000 to 150,000
willtan4 posts
 

Banks are reporting profits by Billions and they are cutting jobs front left and centre.Calling the helpline for a simple query, takes ages to reach… Read more

a person. Spend some of yr bloody profit and hire more people! Ridiculous how banks treat their customers. Wasted almost 1 hr waiting to get someone. Sure ! the bank will say why don't U use the app....issue is yr app locked me out after selecting Bio Metric to access, it still kept asking for password after the bio metric log on. Horrible experience

Westpac Altitude Business Gold

Westpac Altitude Business Gold

2.9 
Summary
  • Purchase Rate20.24% p.a.
  • Annual Fee$150 p.a.
  • Interest Free Period 55 days
  • Sign-Up Bonus Points80,000
Lou76
  Verified

Delivered to wrong address – Its wonderful to have express delivery to the country areas....but....my son purchased a present from JBHI (love JBHI, they might want to reassess in… Read more

the best interest of their business who they use as a courier), he was home on the Monday & Toll left a card, thats ok, got online to do the redeliver thing, easy process. However come Friday & he checks delivery status, its already been delivered but to who. The signature is not his. Rang customer service & was on hold for 37minutes before a sassy customer service lady answered, she was ok but was very hard to understand as it sounded like she was yelling in the phone. She got a few details wrong. Anyways, we have to wait for customer service to call back within 24hours to resolve the missing JBHI package that was delivered to who knows now.

Westpac Low Fee

Westpac Low Fee

2.0 
Summary
  • Purchase Rate20.09% p.a.
  • Annual Fee$30 p.a.
  • Interest Free Period 55 days
AlthomWA303 posts
 

Unpleasant experience using Call Centre – Had a attempt made at a fraudulent transaction on my card. Fair enough Westpac block the card and tell me they are processing a replacement. Also… Read more

tell me that I will no longer be able to see the old card on online banking or on the App. Not correct. 48 hours later no new card processed, old card still featuring on online banking and App. Call to query and you are presented with people who seem to get selected by Westpac for their belligerent attitude. No straight answers, just pushing you from one person to another

Althom
Althom   

As an update. Now 72 hours later, still no new card processed, old card still featuring on online… Read more

Westpac Lite

Westpac Lite

5.0 
Summary
  • Purchase Rate9.90% p.a.
  • Annual Fee$108 p.a.
  • Interest Free Period 45 days
Hafiz Abdur RehmanVIC4 posts
 

Low fee credit card with excellent cashback offer – I recently got this low rate mastercard from Westpac, they are currently running a 250 dollar cash back offer when you meet the certain criteria. I… Read more

think it is an excellent card with a low yearly fees. They have an excellent online process and you can do everything in few minutes.