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Woolworths Money Single Load Prepaid MasterCard

Woolworths Money Single Load Prepaid MasterCard

 Verified
Woolworths Money Single Load Prepaid MasterCard
1.5

49 reviews

Positive vs Negative
10%4%86%
49 reviews
1 Marg  · Nothing but problems – Had two given to me as presents, couldn't use them they were declined. Have advised my friend not to give as presents anymore.
2 kate  · too expensive - not worth it – i agree with all the other comments. it took me forever to realize that it will decline if you attempt to use a PIN.
1 Trixie1977  · Doesn't work in stores..... :/ – Tried to use mine in 5 different stores today, didn't work, so guess I will try online....was sooo embarrassed :-(
BOBANOV
BOBANOV2 posts
 

WOOLWORTHS MONEY SINGLE LOAD PREPAID VISA CARD – Similar to the Mastercard version, this one works like a visa credit card. It is anonymous and good for online buys. Some websites wont accept due to wanting to scam you so wont accept prepaid credit cards. Has a 2 year expiry - check date on card when buying. A fee applies to buy and load card. Not reloadable. I used one but only made a… Read more

minor purchase, so had about $50 left on card on the expiry date. I tried to use it to buy petrol - but BP outlet could not get it to work on his machine - it kept asking for pin?

Eventually I got to Woolworths just before the card expired on midnight of expiry date. Not having anything I needed to buy - I bought a Woolworths gift card - it can only be used within the Woolworths group of stores. There is no fee for the card, which the operator can load with any amount. He loaded my remaining visa card credit and I was able to pay for this with the expiring money card. This is done by swipe card, then cashier gets you to sign a receipt. All done.

A good alternative - though not anonymous - is to have a debit mastercard linked to a secondary bank account off your main bank account. Then if I want to make a online purchase of $10 or whatever, I just transfer the amount to the associated bank account from my main bank account online, and use the debit card online. As the funds are "available" the purchase goes through and as the account is now empty, you cannot be scammed by having more money withdrawn from the mastercard. IE don't leave any money in the bank account linked to the debit mastercard when you are not using the card. In this case it does not matter who knows your card details as no funds are available to withdraw. Simples. :)

Laura
Laura3 posts
 

worked for me – when purchasing online, the balance had to be exact, wasnt able to add funds from my own bank card to payment, so had to work out a shopping cart that came to exactly $100 inc postage... but it worked for me. anyone struggling? shop online at jb

Ellie
Ellie
 

Don't even think about buying these – Received $50 card as a birthday present. Tried to buy a top from an online website (according to the price I would've had $10 still on it after purchase), using the credit card details - declined. Set up a paypal to try it that way, had to verify it ($2 deduction) and wait for a month to receive the card statement as you can't view this online,… Read more

but since I should've had enough money on the card still, I tried buying it through paypal - declined. I decided to check my balance on the card and alas, instead of having $50, there was only $36 on the card, thus I couldn't buy the top and missed the special edition :(. Such a scam, do NOT buy.

Positive reviews

Zee123gee
Zee123gee3 posts
 

This Is Actually The Safest And Best Alternative To Your Credit Card!! – I've actually bought this card a few times and I've loved it! I'm kind of picky on where I use my actual MasterCard but when I need to make certain purchases online, this is the perfect card to use! It's very handy and for those that don't like the 'single load', well Woolworths actually made one where it's pretty much like your everyday… Read more

credit/MasterCard.

Oh and btw, you see those websites that sometimes tell you, "free trial for a month" but you have to sign up your credit card? Well guess what!! I use this one when I finish all my remaining credits on it! Hehe when I do that, I don't need to go through the hassle of cancelling after a certain amount or such and I can use it on presto, Netflix and such. :)

It's actually much more handy than people picture it to be! I don't understand how people have trouble using it.

Tessa W
Tessa W
 

Excellent and cheap for buying online! – Woolworths prepaid mastercards are fantastic for buying online and not having any personal details attached to the card. Do not pay attention to these other reviews of course you cant spend more than the prepaid amount! That's the entire idea behind the concept of prepaid! Only like 4 bucks to activate and can be used immediately. Highly recommended!

Anthony
Anthony
 

Ideal for online shopping – This is a fantastic product that has very little wrong with it. It comes in a variety of colours (if that matters to you), very easy to purchase, easy to add funds to. Pick the card off from the shelf, take it to the checkout, pay for the card, open the packaging, add the funds in the second transaction, and it's ready to use straight away. … Read more

I've used this to purchase a pre-paid mobile phone online, and the form asked for the cardholder name of the card, which isn't stated on the card. After contacting support, I was informed to use 'Prepaid' as the first name and 'Card' as the surname. It would have been nice to know this without having to contact support, but at least the support service is there. Quick, easy to use, comes with clear instructions, no bank account required, no age restrictions If the funds you add are not enough to cover your transaction, you have to purchase another card and add money onto that, and the cardholder name is not stated, left over credit is wasted, and if you find this product too useful you end up having about 10 of them sitting in your drawer.

Negative reviews

Badaboy
Badaboy3 posts
 

Totally disappointed!!! – I purchased the card $5.00 then loaded $60.00, as soon as I got home I tried to use it and after entering the card details... And not doing anything else... I realised the card had purchases made (?) and my balance was $5.35??? Typical of corporations in that what alternatives do you have other than being robbed again and again!!!

Elle
Elle
 

Very disappointing – Received 2 cards for a special birthday valued at $800. Didn't realise it had an expiry date and lost it all. It expired within 3 months. Most gift cards have a validity date of at least a year. Would never recommend this to anyone.

Donna
DonnaQLD3 posts
 

Card of inconvenience – My husband gave this card to me for my birthday to buy plants. My favourite nursery and many other retailers would not accept it. Nearly a year later and I'm still having trouble trying to access the funds.

Recent reviews

Mandy
Mandy
 

Doesn't work – I got this card for Christmas and it has declined everywhere I've tried to use it which has been really embarrassing. I'm assuming it will only work at Woolworths which I live nowhere near so will have to track one down and spend it at Woolworths. Nicely played Woolworths... Nicely played... I assumed it would have worked at other stores but I was wrong

Shiri K
Shiri K2 posts
 

Doesn't work – Got this as a gift card, it failed to work at a number of stores. It worked once at Target, but otherwise the card was declined. If you want to give someone a gift, don't make it this hard, just give them a gift card for a store or plain old cash. I would recommend this to no one.

Sarah
Sarah
 

Do Not Purchase – I tried to use the gift card given to me and it was declined. I called customer service and was told there is a 10c fee for using the card. Therefore of the $100 loaded on the card as a gift I could only use $99.90. Considering you pay $4.95 for the privilege of the card no transaction fees should be charged. I recommend selecting a visa card… Read more

where you actually gift the total amount to the person you intended not giving extra money to the bank. Very poor form from woolworths.

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Jen
Jen
 

Stole Over $200 From Me – I was give this card by my mother to buy Christmas presents, many of the purchases didn't go through and I was still charged! They took the money out of my account and then proceeded to tell me that the website had the money after speaking to the website multiple times they had told me it should be frozen with the card provider. I'm never again buy Woolworth, hello Coles!

Bruce
Bruce12 posts
 

Only give to someone you really don't like! – We were given a $50 Woolworths prepaid money card (MasterCard) . Validated it. Tried to use it about 4 weeks later. It had expired. Local Woolies bloke said it should not have happened and arranged a replacement. We validated the replacement, used it, got rejected, was told to ring the 1300 number on the back of the card and get them to validate… Read more

it. (1300 is not a free call). They validated it. Tried it again. Got rejected. "Service desk" said it was because the checkout person listed it at $50, not allowing for the card charge. Try again next time, and get them to put in a smaller amount, she thinks it might be $49.90. At this rate we will still be playing their silly games until the card expires, which is only 4 months after issue date. I rate it one star because you can not go any lower!

Radmax
RadmaxQLD18 posts
 

Crap. Worst Gift Card Ever – Was given a $55 prepaid card as a gift. Purchaser also paid $4.95 on top. Tried in store as part of larger purchase. Declined. Mortified. Decided to try again online to save further embarrassment. Checked balance first, which was fine. Attempted $53 purchase. Failed. Three times. Reduced purchase to $48. Success. Was charged my $48 plus another… Read more

$1.70 in charges. INCONVENIENT, LIMITED IN USE (or lots of don't do's), EXPENSIVE. Stick to traditional store specific gift vouchers. At least then you get what you pay for. Disappointing product Woolworths and ANZ (who are bank behind it). Tell everyone not to buy this!

Matt a
Matt a
 

terrible card do not purchase!! – This card has all of these hidden charges that apply. if you are going to buy it you have to well exceed the amount that you put on you card due to the overseas charge, surcharges as well as not being able to spend the full amount on your card at once. absolutely poor card and do not buy.

Teaspoon
Teaspoon2 posts
 

Doesn't work - waste of money – Given one for xmas - Wont work in any of the stores despite purchases being well under the amount loaded onto the card. Disappointing to know that a loved one has spent extra money just to purchase the card itself and that we still get charged per use (if it would even work!). Highly suggest any other product!

VictorB
VictorB
 

What a JOKE. Biggest rip off – Loaded it up with $270 after telling the guy that I'm going to need to use that much on the card in an online purchase only to find out it has $269.90 available balance even though the credit is $270. What blind highway robbery. What a joke. What an INCONVENIENCE..... I called up Customer Service and the lady was nice but that's because… Read more

she's powerless. I am not going to read every single letter of ever fine print they should educate the tellers to charge you an additional 10cents!

MICHELLE
MICHELLE5 posts
 

Not a happy teenager – My teen age son got a prepaid credit card for Christmas 2014 and went to use it in July 2015 and was declined not enough funds. Came home to check on line why it didn't work and found out that the card had expired. We only had the card for 6 months. what a rip off that the card only lasted 6 months. I would have thought a credit card would last a lot longer than a gift card. Very very disappointed.

Melissa W
Melissa W
 

They lied and said that they don't charge 10 cents transaction – I can't believe the crap I've been through! Asked today for a $155 card for Ebay. Said it was my first time so I got as much info as I could. Turns out that they have a 10 cent transaction fee so I cannot even make my payment. Absolutely livid! How do they get away with this???

Disappointed
DisappointedWA3 posts
 

card is not what you want – I was given 2 cards $100 and $50 have only managed to spend $25 (masters) partner of woolworths just spent 1 hour at Bunnings store declined of course (am aware of 10cents charge )sent email to woolworths of course email failed ??? Yes i will never ask for these cards again Shame on you Woolworths you .have lost me will look at othet cards

Prepaid Debit Cards

Find out how Woolworths Money Single Load Prepaid MasterCard compares to other Prepaid Debit Cards

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Cris
Cris
 

Woolworths rip off card! – Do not purchase these for gifts. Lovely idea however gets charged for every transaction and then once the balance goes under a certain amount. Unable to use the rest of the funds. Absolute rip off. Very disappointed in Woolworths. Also. No staff can answer any of my questions about the card. See ya later woolies HUGE DISAPPOINTMENT!!

DDs
DDs5 posts
 

Ripped Off by Woolworths – Had a Woolworths Prepaid Card given as a gift. It had $60 on it. I did shopping of approximately $47.95 and at the time was unsure of the remaining balance as really did not take too much notice of it. I went to use the card again to get some bread and milk, thinking that there would be enough on there for that, only to find that it was… Read more

declined. No-one in the store knew anything about it or how much was remaining on the card. The 6th person who I spoke to in Woollies told me to check online. I have just checked online only to find that you cannot use your card with less than $20 loaded on it and you cannot top this up as it states its a single load card.

I am being ripped off and will be going to fair trading. Woolworths you have just tried to get my $11.95 - i dont think so. And all the other people complaining should complain to fair trading too.

This is nothing but daylight robbery by woolies. Will not be shopping there again and will be letting everyone i know about this.

Matt W
Matt W
 

Inconvenient ripoff – Not accepted anywhere I've tried (Coles, JB Hi-Fi, BP to name the most recent 3 failed attempts) and I still have $45 loaded on. Only time it worked was at Woolworths - which is pointless to only work in one store if it also carries MasterCard backing. Absolute rubbish, don't waste your time

Amanda
Amanda2 posts
 

Dont' waste your time or money there are better cards out there – I got given a $40 card for christmas and I tried to use it knowing that was the amount I could spend, but it came up declined at Woolworths. So I rang up to find out what is going on and was told I could only spend 39.90 in one transaction because it has a 10 cent fee on it. No doubt they charged the person who gave me the card to put money on it,… Read more

so they are definately making sure they screw the money out of you with this card. I would recommend everyone to avoid getting this card for someone as there are so many better gift cards out there. This card is an absolute joke!

Sue111
Sue11120 posts
 

Woolworths prepaid master card – Only problem is some Woolworths Staff no nothing about them. I had $100 given to me at Christmas and decided to put it on my Opal Card at Woollies they said it has been used at Randwick. Went home and rang up and they said you have to pay a 10c fee that is the problem. Went back and told them no worries it went through. Same at Bondi Junction… Read more

last week got $60 one for Easter. Paid $50 off the Opal Card again. Went this morning to Wollies at Bondi Junction man knew nothing about them I said I have to pay 10 cent he said you have nothing on in it. Went home and rang up have the balance of $9.90. Checked my previous transaction to make sure and it comes up with I had two transactions of $2015 on 2 day in April plus the $50 off Opal. Impossible it was only for $60. Do not know what is going on. I have emailed Customer Service and Wollies Master Card about the $9.90 balance and I asked them I want to make sure the rude man is on when I go back and use my card. I asked them to check what is going with two lots of $2015 be added and used on a $60 card. Give me Coles and Bunnings

gift cards anytime never a problem. I never use credit cards. Lack of Staff knowledge is problem.

alicat
alicat
 

a total sham – i paid 4.95 in actual tangible cash for the privilege of being able to exchange further actual tangible 40.00 cash to said card to make a purchase online. my two online purchases were for 14.90 each, total 29.80, then minus two 10c "transaction fees" leave an apparent total of 9.60 (?) well according to the online balance check service advice. 10… Read more

minutes later im at my local woolies to purchase some bread and milk with the apparent 9.60 balance on card. to my disgust the card declined and the operator could not tell me why except for "we can only go on what the screen tells us" You sold me the card woolworths, you screwed me out of 15.05 as far as im concerned. appalling. hello coles!

ofelia
ofelia2 posts
 

Not very good waisted a lot of my time still don't have pin number, – I received a $50.00 gift prepaid master card for my birthday and just trying to buy something out of it and was decline, I must have pin number and not signature. went to the nearest woolworth nothing anyone can do about it. rang the number provided with the card waited for so long then service had close for the day it says try again tomorrow during business hour.very disappointed wasted a lot of time.just not worth it.

Fred
Fred2 posts
 

OMG how terrible! – Yes received one and could not read the small print. This site has told me that I will not be buying another one of these. Bad bad bad Woolworths, no wonder you have huge profits!!!!

M.C.F
M.C.FVIC2 posts
 

Wool'ies should stick to selling groceries! – We are going overseas soon and purchased both a wool'es prepaid mastercard and also one of their global roaming sims - when we reloaded the sim card account by using their Wool'ies prepaid mastercard online (AU$30) we noted the recharge of $30 was debited through Ireland in Irish pounds incurring a fee of 0.75cents to us, Indeed, I bought 3 ebooks… Read more

online through Amazon and paid for them by my woolies mastercard - another 2 bucks in fees... So far Ive credited the account with $500 and spent $22,74 of which had all up $11.95 debited in fees... Maybe Wooll'ies should stick to selling veg'ies and leave the banking and phone business to the professionals!!!!

Shirlene
Shirlene
 

Buyer beware - woolworths money card - be wary – This card is a total scam as others have said. Be aware you cannot spend over the prepaid amount and you also have to take into account that each transaction costs you 10 cents. Therefore if you have a $100.00 card you must spend $99.90 to allocate the 10 cent transaction fee. You cannot add another card / cash to the transaction it will not… Read more

accept it. Your prepaid card is extremely limited. I wonder what woolworths do with the 'excess' cash that we as consumers do not spend - lets face it who goes to the shops and spends $99.90 or $49.90. I would like to know what happens when you purchase something for $89.99 for example, add the 10 cents transaction fee - $90.09 and the card is left with $9.91 to spend on it. Where does this go? I bet most shoppers would just 'throw it away'. Great marketing woolworths - remember consumers its only $9.91 on your card but how many cards are we talking about! No wonder they make billions in profit each year! It is at the expense of our friends and family who buy us a prepaid card in good faith - scammers

KAtie-Jane
KAtie-Jane
 

worst gift ever received – Believe it or not, you cannot buy goods over the stated amount as you can with other gift cards and pay the difference in cash or with another form of plastic. At the checkout you get the message "transaction declined" and either have to pay for your goods some other way or leave them in the shop - I advise leaving the goods. Woolworths staff… Read more

appear to not know why the transaction has been declined. Poor form Woolworths and as a result of learning more about your inflexible card I am now transferring all my shopping to Coles. Hello Coles ....

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