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Life Insurance Direct

Life Insurance Direct

 Verifiedwww.lifeinsurancedirect.com.au
Life Insurance Direct
4.9

183 reviews

Positive vs Negative
97%3%
Claim Resolution Time
  • <1 week
Claim ApprovedYes · No
Transparency ?
4.7
Customer Service
4.8
Value for Money
4.5
183 reviews
5 Raelene B  · Thank you Tara you have been a star in assisting me through this process - it is greatly appreciate
5 Joel N.  · Caris was excellent, patient and professional, extremely happy with her
5 Gerry M.  · Excellent and thorough service. The guidance and quote comparisons were very helpful.
5 Vaishali  · Excellent and professional service from Matthew., thank you for your time
4 David M.  · So far so good. Just day one of the journey for a senior but the jouney has begin smoothly.
5 Angie M  · Tara was very friendly, easy to talk to and explained everything clearly, answering all my questions with patience. The policy is perfect for my needs
Mike
Mike2 posts
  Verified

What a great experience, especially at renewal time! Caris called and didn't just try to sell me into a new product but she checked my existing provider and beat the price - took her a week of back and forth with the insurance provider but she proved the actual service they can provide and she added great value to the process all whilst being… Read more

friendly, fun and and professional. I never leave reviews but she is a true asset to the business and made the experience easy! If you can ask for Caris - she is just the best - I am no way affiliated to her or the business - she was just simply fantastic!

Madeleine S.
Madeleine S.NSW3 posts
 

Difficult to contact and extra unnecessary steps. I did get a policy in the end but I am a bit unclear on the actual options and benefits that were presented. Seems to be a lot of noise and could have been simpler for me. I didn't have the time to start again somewhere else. Show details

Life Insurance Direct
Life Insurance Direct    

Hi Madeleine, Thank you for your feedback,… Read more (+1 reply)

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In-depth reviews

John Robson
John RobsonWA
 

I have been a long term client of Life Insurance Direct and have been supported by Travis Landmesser for all my Insurance Requirements Recently I was diagnosed with an Illness and I reached out to Travis to understand if my Insurance Polices that Travis had put in place would support me through this difficult period Travis was extremely… Read more ·  1

supportive and Professional in reviewing the Terms and conditions and commercial technicalities of my polices and through his knowledge and due diligence he was able to determine another coverage criteria for me that the Insurance provider had not realized was part of my cover I would recommend anyone to reach out to Travis for all your insurance needs he is someone that listens and develops a Tailored solutions for all your requirements I would like to Thank Travis for his Expertise, Follow up, Transparency and Empathy for what has been a difficult time for me and the way he acted as the interface for me and the Insurance provider and keeping me advised on a daily basis was of immense help which I am very grateful for

Thank you Travis

Regards

John Robson

SonyaW
SonyaWVIC2 posts
 

Information regarding policy changes – I recently was thinking of making a few adjustments to my various policies with AIA (via life insurance direct) due a massive preminum increase. Hiba assisted me in exploring what effect various changes to my policies would have on the premium - the answer was - very little! Even with a big cut back on insured amounts, i would only save myself in… Read more ·  1

the order of $20-30 per month, so not really worth it. And also, to change to another insurer means going through all the medical work up again, plus wait times plus new exclusions - also not worth it! And for everyone out there with own occupation income protection - beware that if you change policy or go with another comapny, you will lose your own income payout till age 65; they will cut it back and stop it after only 2 years so that even if you've been a brain surgeon - you can still flip burgers according to them and they will no longer pay you the salary you are used to - beware! So yes, Hiba was helpful but the insurance companies have us all by the scruff of the neck and they know we can't cancel our policies or change to someone else. Just glad I got my own occupation till 65 when I did!

Glengirl
GlengirlNSW2 posts
 

Excellent customer service – Thanks to Ivan for helping me through this process. He answered all my questions very clearly and provided me with useful information to make my decision regarding life and trauma insurance much easier. He is very good to talk with - friendly and professional. I needed time to process all the information and check out what other options were… Read more ·  1

available and Ivan was happy for me to do so. He followed up with me as arranged and, even when I sill hadn't decided, was very happy to give me more time. I didn't feel pressured at any time and I really appreciated this - nothing worse than being treated as just another sale - certainly not the case with Ivan. The whole experience was very positive and I have taken up a policy. I would also like to congratulate Life Insurance Direct on the way they manage the quotes - being able to change the parameters myself allowed me flexibility to check companies, their price and conditions, without having to rely on a consultant each time until I needed more information. Great customer service by Ivan.

Positive reviews

MsKittyJ13
MsKittyJ13SA4 posts
 

My case officer went out of his way to help find insurers who would consider my complex situation and then kindly and professionally assisted me in the application process. Thank you for your assistance! Show details ·  1

James
James
 

Tara Oxlade from Life Insurance Direct was very professional, helpful and efficient with my business and personal insurance policy request. Tara took the extra time to explain in detail, any ambiguity throughout this process. Ultimately this ensured that I have secured the insurance that suits my needs and requirements, with complete certainty and comfort on the cover that I now have. Great work and thanks. Show details ·  1

MI2003
MI2003VIC5 posts
 

Peter from Life Insurance Direct was helpful, knowledgeable and personable. Talked me through the options and application process, and was able to answer my questions, providing general advice. Show details ·  1

Negative reviews

Gus S.
Gus S.QLD
 

My Consultant has to work hard and that’s a shame! – * contacted only as the Policy was due for payment. * only interest in payment not checking on better policy until I pushed the matter by canceling my payment on Policy Due. * all suggestions on how to save funds came from me the customer. My consultant was helpful in the scope of work there is no criticism of their work it is sad that they had to listen to my frustrations in the phone . Show details

Life Insurance Direct
Life Insurance Direct    

Hi Gus, Thank you for your feedback. We… Read more

Aleks L.
Aleks L.SA4 posts
 

Worst company ever!!!We have not received any help from this company. Two months of wasting our time – We signed up for their services. All they did was promise to review, get the best deal and they haven’t done anything. They have not called when they should have. Show details

Life Insurance Direct
Life Insurance Direct    

Hi Aleks We are really sorry to hear about… Read more

Gabriella R.
Gabriella R.38 posts
 

Pathetic – Absolutely pathetic, incompetent and just plain dumb. I always get emails and messages that I haven't paid a premium, when in fact I have. I have contacted this useless mob 5 times to give me an updated balance and no reply. I always pay more. I want a correct balance ASAP. if you're capable of doing this Show details

Gabriella R.
Gabriella R.   

BTW get me a broker who knows what they're doing. The person I have now has absolutely no idea what… Read more (+1 reply)

Recent reviews

Gilbert
GilbertNSW
 

Mathew was very helpful with finding the right policy that suits my needs by clearly explaining the benefits of the products I was trying to select. Mathew was also meticulous and came in prepared with the information I needed before each follow up call. Show details ·  1

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Justin
Justin
 

Matt was patient & clear in his communication, which made the process smoother and enjoyable, despite the length of time spent across 2 calls. Policies offered were of good value, and feels easy to set up with Matt's assistance. Show details ·  1

Karen W
Karen W2 posts
 

Make sure you speak with Tara Oxlade, she is efficient, detailed and incredibly personable. She made the whole process seamless. I would recommend this service and the Life Insurance Direct staff! Show details ·  1

Shaz veta
Shaz vetaNSW3 posts
 

Hi, Peter smith it was great talking the step forward to apply for life insurance cover. Sorry, for my late response I'm visiting Sydney. Ok, hope you had wonderful Easter. From new client shermyra nahveta. Show details ·  1

PeterF
PeterF
 

I found dealing with Life Insurance Direct took the pain out of shopping around for Life Cover. Peter the consultant was well informed, courteous and most helpful throughout the selection process. Show details ·  1

Debbie
DebbieQLD4 posts
 

New policy with zurich – Sharon was so friendly and helpful particularly in explaining things i didn't understand. I have put in for a policy and it was very good value. Show details ·  1

Lapun
LapunACT59 posts
 

Nice to have someone looking into my best interests! – LID's oversight of my policy over the years has been much appreciated. Staff have been very pleasant and patient in trying to ensure that I'm comfortable with the product I have or if I desire to investigate options. Show details ·  1

abc
abc
 

Fantastic life insurance broker – I was ready to cancel my life insurance policy due to increases in premiums. Sharon P made contact, she was very patient and listened to my needs. Then Sharon provided a solution that helped me reduce my premium to fit my budget without any pressure to renew my policy. 10/10 service. Show details ·  1

peter v.
peter v.
 

good stuff – everything was well communicated to me and I felt like everyone of my questions were answered in a way that i could understand. over all a pleasant experience Show details ·  1

Tahlia
TahliaQLD2 posts
 

Happy customer – Life Insurance Direct provided me with multiple different policies and I was able to easily choose the policy that best suitable my personal situation. Samantha and the team have been very professional and wonderful to deal with it. Show details ·  1

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Glen
Glen
 

Service with a smile – I am very impressed with the service I received from Mabalik she was professional and keep me up to date and likewise was the gentleman from insurance direct. Thank you for great service. Show details ·  1

Mal
MalQLD4 posts
 

Life Insurance Application and Acceptance – I am very happy in providing this review for Life Insurance Direct. In particular Rhea and Naima, who have helped me navigate through the issues this process entailed (however, I apologise if I've inadvertantly forgotten to mention anyone else who helped along the way). The high level of professionalism and courtesy is exemplary. Whenever I needed… Read more ·  1

clarification, or advice on any relevant matter, it was cheerfully and promptly provided. Five Star Quality! Thank you again, Life Insurance Direct.

Panagiota Conway
Panagiota Conway2 posts
 

Great Service – Adam was excellent. He gave me a great deal of help in selecting my Life Insurance from a number of Insurers. Setting up the policy was quick and easy and I heard back from the Insurer within 1 hour of my conversation with Adam. Fantastic Service. Highly Recommend Life Insurance Direct. Show details ·  1

Jav
Jav2 posts
 

best service provided by the David – David was exceptionally helpful and very informative and helped me alot with going through income protection . He called me multiple times for different variations in quotes. Show details ·  1

Chris
ChrisWA
 

Life Insurance sorted – I needed to change my life insurance policy as it didn’t cover me for scuba diving. Life Insurance Direct found a policy that suited my needs and was even cheaper than the existing policy, win win ! I found the whole experience very easy and would recommend their services to anyone looking for life insurance . 10/10 Show details ·  1

Tim T.
Tim T.NSW4 posts
 

Great service – Easy application. All done over my phone. Very comparable rates. I am 56yo, and surprised at the different fees with different insurers. 5 stars from me. Show details ·  1

Jennifers3766
Jennifers37662 posts
 

Wonderful Customer Service – I rang and they followed up my request with completion in a good time frame. When completed I was phoned back to advise that it was all fixed and complete. Show details ·  1

Dave Beard
Dave BeardQLD
 

Great service – Thank you for your teams great service in delivery of our life insurance policy. Rare to find in 2022. A bonus was the final premium was under the original quoted monthly amount. Great work. Show details ·  1

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