Best Balance Transfer Credit Cards

3 listings
ANZ Platinum
3.5 from 28 reviews
Purchase Rate20.24% p.a.
Annual Fee$87 p.a.
Interest Free Period 55 days
  • 0% p.a. for 17 months on purchases and $0 Annual Fee in the first year

  • Ongoing Annual Fee Waiver: $0 if you make $20,000 in eligible purchases on the card in 12 months

  • Complimentary Overseas Travel Insurance and Purchase Security Insurance

  • Add up to 9 Additional Cardholders at no additional cost

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee

  • No attached rewards program

  • Transparency
    3.6 (16)
  • Customer Service
    3.6 (18)
  • Rates and Fees
    3.4 (18)
  • Rewards
    3.5 (6)
  • Online Experience
    3.7 (18)
  • Application Process
    3.8 (14)
  • Foreign Transaction Fee 3%
  • BenefitsComplimentary Travel Insurance, Introductory Interest Rate and Reduced First Year Annual Fee
  • Minimum Credit Limit $6,000
  • Minimum Income $35,000
  • Introductory Rate 0% p.a. for the first 17 months
  • Reduced First Year Annual Fee $0
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
ANZ Low Rate
3.2 from 36 reviews
Purchase Rate12.49% p.a.
Annual Fee$58 p.a.
Interest Free Period 55 days
  • Low Interest Rate of 12.49% p.a. on purchases

  • $0 Annual Account Fee in First Year, $58 in subsequent years

  • 0% on Balance Transfers for 30 months with no Balance Transfer Fee

  • Up to 3 Additional Cardholders at no additional cost

  • 3% Foreign Transaction Fee

  • Transparency
    4.1 (12)
  • Customer Service
    4.2 (12)
  • Rates and Fees
    4.2 (12)
  • Rewards
    2.8 (4)
  • Online Experience
    4.3 (11)
  • Application Process
    4.1 (9)
  • Foreign Transaction Fee 3%
  • BenefitsReduced First Year Annual Fee
  • Minimum Credit Limit $1,000
  • Minimum Income $15,000
  • Reduced First Year Annual Fee $0
  • Contactless PaymentsApple Pay and Google Pay
  • Balance Transfer Period 30 months
  • Balance Transfer Rate 0% p.a.
  • Balance Transfer Fee 0%
ANZ First
3.3 from 27 reviews
Purchase Rate20.24% p.a.
Annual Fee$30 p.a.
Interest Free Period 55 days
  • Low $30 Annual Fee

  • 0% p.a. for 12 months on purchases

  • Low minimum credit limit of $1,000

  • Up to 3 additional cardholders at no additional cost

  • 20.24% Balance Transfer Rate & 2% Balance Transfer Fee

  • 3% Foreign Transaction Fee

  • Transparency
    3.3 (8)
  • Customer Service
    3.2 (9)
  • Rates and Fees
    3.6 (7)
  • Rewards
    5.0 (1)
  • Online Experience
    3.5 (8)
  • Application Process
    3.2 (5)
  • Foreign Transaction Fee 3%
  • BenefitsIntroductory Interest Rate
  • Minimum Credit Limit $1,000
  • Minimum Income $15,000
  • Rewards ProgramANZ Rewards
  • Introductory Rate 0% pa. for the first 12 months
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Balance Transfer Rate 20.24% p.a.
  • Balance Transfer Fee 2%

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