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Balance Transfer Credit Cards

Looking to consolidate your debt and pay it off faster, or reduce the amount of interest you pay on credit card debt by getting a balance transfer card? This category page can help you compare credit cards and find the best balance transfer credit card for you. In addition to common credit card filters, use our group of specific Balance Transfer Rates filters to find balance transfer cards that suit your needs.

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Balance Transfer Period Choose how many months you prefer or think you'll need to stay on the balance transfer rate for. There are many options, whether you need 6 months or 2 years.

Balance Transfer Rate A low balance transfer rate can really affect the total amount of money you end up paying back. This may be a priority for you; using the filter to find credit cards with a 0% balance transfer rate could be particularly helpful.

Balance Transfer Fee Depending on the amount you'd like to transfer over to your new credit card, the balance transfer fee can be a costly additional expense. Use the filter to sort credit cards with a balance transfer fee that you would be comfortable with.

Remember, using the filters together can be very useful and will help you find the best credit card for you faster. For example, want a balance transfer credit card with an annual fee of at most $100, with a 0% balance transfer rate and a maximum balance transfer fee of 1%? Take a look at the results here.

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ANZ Platinum
  • Card Type: Visa
  • Benefits: Complimentary Travel Insurance and Reduced First Year Annual Fee
  • Minimum Credit Limit: $6,000
  • Minimum Income: $35,000
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Annual Fee: $87 p.a.
  • Interest Free Period: 55 days
  • Reduced First Year Annual Fee: $0.00
  • Balance Transfer Period: 18 months
  • Balance Transfer Rate: 0% p.a.
  • Balance Transfer Fee: 2%

ANZ First
  • Card Type: Visa
  • Minimum Credit Limit: $1,000
  • Minimum Income: $15,000
  • Rewards Program: ANZ Rewards
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Annual Fee: $30 p.a.
  • Interest Free Period: 55 days
  • Balance Transfer Period: 18 months
  • Balance Transfer Rate: 0% p.a.
  • Balance Transfer Fee: 2%

ANZ Low Rate
  • Card Type: Visa
  • Minimum Credit Limit: $1,000
  • Minimum Income: $15,000
  • Rewards Program: ANZ Rewards
  • Contactless Payments: Apple Pay and Google Pay
  • Annual Fee: $58 p.a.
  • Interest Free Period: 55 days
  • Balance Transfer Period: 15 months
  • Balance Transfer Rate: 0% p.a.
  • Balance Transfer Fee: 0%

Suncorp Clear Options Platinum
  • Card Type: Visa
  • Benefits: Complimentary Travel Insurance, Introductory Interest Rate and Reduced First Year Annual Fee
  • Minimum Credit Limit: $6,000
  • Maximum Credit Limit: $30,000
  • Rewards Program: Suncorp Rewards
  • Contactless Payments: Apple Pay, Google Pay and Samsung Pay
  • Annual Fee: $129 p.a.
  • Interest Free Period: 55 days
  • Introductory Rate: 0% p.a. for 14 months on Purchases
  • Reduced First Year Annual Fee: $49.00
  • Balance Transfer Period: 18 months
  • Balance Transfer Rate: 0% p.a.