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Best Car Insurance in New South Wales Sydney, Newcastle and Wollongong

How to compare car insurance to find the best policy for you

If you're a regular driver, a good car insurance policy can grant you peace of mind. With so many providers and policies on the market, dipping into the policy pool can be confusing. Use this guide for tips on how to find the best, cheapest car insurance for you, whether comprehensive or third party.

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123 listings

NRMA Car Insurance

NRMA Car Insurance · includes 6 listings

1.8 from 923 reviews

Latest review: I've been an NRMA customer for nearly 20 years had some claims before and they were handled without problems. I'm insuring two of my cars with NRMA, but come renewal time I did my numbers - in 4

  • Transparency
    1.9 (214)
  • Customer Service
    1.8 (262)
  • Value for Money
    1.7 (252)
  • Claim ApprovedYes (110) · No (53)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage, Third Party, Fire and Theft and Veteran, Vintage and Classic Vehicle
  • UnderwriterInsurance Australia
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered, Zero Excess Included and Zero Excess Optional Extra
  • Choice of RepairerAllowed, Not Allowed, Not Applicable and Optional Extra
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
PD Insurance

PD Insurance · includes 3 listings

1.8 from 173 reviews

Latest review: PD insurance offers very competitive price vs all other insurers and by reading some comments here I decided to take a massive risk to go with them however my experience proves that here is no risk

  • Transparency
    1.6 (17)
  • Customer Service
    1.5 (22)
  • Value for Money
    1.8 (22)
  • Claim ApprovedYes (7) · No (10)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterPacific International Insurance Pty Ltd
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Reduced Excess Included
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
CGU Car Insurance

CGU Car Insurance · includes 3 listings

1.7 from 168 reviews

Latest review: I own a, now struggling small vehicle detailing business in Victoria. Just when you think that your up against it, being locked out of work, limits placed on you to restrict your right to trade,

  • Transparency
    1.0 (22)
  • Customer Service
    1.1 (26)
  • Value for Money
    1.1 (23)
  • Claim ApprovedYes (12) · No (9)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterInsurance Australia
  • Legal Liability Cover 30,000,000
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Reduced Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
HBF Car Insurance

HBF Car Insurance · includes 3 listings

2.5 from 17 reviews

Latest review: I am not with HBF Car Insurance but the guy who rear-ended me was. My car was written off so I do not have a car to drive. Imagine going 3 months without your own car to drive with through no fault

  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterInsurance Australia Limited
  • Legal Liability Cover $30 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs
1st for Women Car Insurance

1st for Women Car Insurance · includes 3 listings

2.3 from 19 reviews

Latest review: I wanted to get a third party car insurance cover quote from them but what a bummer, if you hold an international licence they don't serve you! Good to know

  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Reduced Excess Optional Extra
  • Choice of RepairerNot Allowed, Not Applicable and Optional Extra
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Virgin Car Insurance

Virgin Car Insurance · includes 3 listings

1.7 from 71 reviews

Latest review: Purchased Virgin Insurance due to their competitive pricing. The biggest mistake we made was not checking reviews prior to this purchase! Unfortunately we had a minor accident which was the fault of

  • Transparency
    1.6 (17)
  • Customer Service
    1.9 (19)
  • Value for Money
    2.0 (19)
  • Claim ApprovedYes (8) · No (6)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Reduced Excess Optional Extra
  • Choice of RepairerNot Allowed and Optional Extra
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Coles Car Insurance

Coles Car Insurance · includes 3 listings

1.5 from 1,488 reviews

Latest review: I've just recently switched to Coles car insurance and also, unfortunately, had an accident. I found Coles Insurance, friendly prompt and kept me up to date on the progress of my repair. The repairer

  • Transparency
    1.7 (108)
  • Customer Service
    1.6 (131)
  • Value for Money
    1.7 (129)
  • Claim ApprovedYes (47) · No (29)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterInsurance Australia Limited
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Included
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation and Towing Costs
Bupa Car Insurance

Bupa Car Insurance · includes 3 listings

2.5 from 12 reviews

Latest review: Poor communications and handling with insurance company following claims by another party for liability. Constant delays by the insurance provider to proactively deal and close the ongoing claim. Has

  • Transparency
    1.0 (1)
  • Customer Service
    1.0 (1)
  • Value for Money
    1.0 (1)
  • Claim ApprovedYes (0) · No (1)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • Legal Liability Cover Included up to $30 million
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
Commonwealth Bank Car Insurance

Commonwealth Bank Car Insurance · includes 3 listings

1.5 from 119 reviews

Latest review: Had my car hit by another in Townsville Hospital car park and security have advised they have full video footage with plate number. Rang Commbank and they have said I have to pay full excess as I do

  • Transparency
    1.7 (9)
  • Customer Service
    1.9 (13)
  • Value for Money
    1.8 (13)
  • Claim ApprovedYes (6) · No (7)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterCommonwealth Bank
  • Legal Liability Cover Included up to $20 million
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Included
  • Choice of RepairerNot Allowed
  • Inclusions Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
QBE Car Insurance

QBE Car Insurance · includes 4 listings

1.4 from 305 reviews

Latest review: QBE have unlawfully taken money from my account, Unauthorized transactions. In my opinion DON'T use this company. Fraudulent transactions.I don't know how QBE Obtained my visa details and started

  • Transparency
    1.6 (38)
  • Customer Service
    1.6 (43)
  • Value for Money
    1.6 (40)
  • Claim ApprovedYes (16) · No (9)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterQBE
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Toyota Motor Vehicle Insurance

Toyota Motor Vehicle Insurance · includes 2 listings

1.4 from 121 reviews

Latest review: You guys were supposed to refund me back in July you claim you sent a cheque it never arrived you claim you've now done an electronic transfer guess what it hasn't arrived I'm so pleased it's a

  • Transparency
    1.5 (21)
  • Customer Service
    1.4 (29)
  • Value for Money
    1.3 (29)
  • Claim ApprovedYes (13) · No (4)
  • Coverage TypeComprehensive and Mechanical Breakdown / Extended Warranty
  • UnderwriterAioi Nissay Dowa Insurance Company
  • Legal Liability Cover Included up to $20 million
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
Auto & General Car Insurance

Auto & General Car Insurance

1.4 from 52 reviews

Auto & General is the underwriter for several car insurance brands in Australia. These include: Budget Direct, Australia Post, Virgin Money and 1st for Women.

  • Transparency
    1.3 (14)
  • Customer Service
    1.3 (15)
  • Value for Money
    1.3 (15)
  • Claim ApprovedYes (7) · No (3)
Lumley Special Vehicles

Lumley Special Vehicles · includes 2 listings

2.1 from 10 reviews

Latest review: I was only trying to get a quote so I can decide if I should purchase my 'special vehicle'. That is, if it costs too much to insure, I won't buy it; and vice versa. No, no help there. Very arrogant

  • Transparency
    1.0 (1)
  • Customer Service
    1.0 (1)
  • Value for Money
    1.0 (1)
  • Coverage TypeVeteran, Vintage and Classic Vehicle
  • Legal Liability Cover Included up to $30 million
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
WFI Car Insurance

WFI Car Insurance · includes 3 listings

1.7 from 15 reviews

Latest review: Service was amazing, always quick to contact back, very good price. I had a claim and was kept in the loop, constant updates. Very happy! I know some reviews appear bad, but almost all are from

  • Transparency
    2.3 (4)
  • Customer Service
    2.0 (4)
  • Value for Money
    2.0 (4)
  • Claim ApprovedYes (1) · No (1)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterInsurance Australia Limited
  • Legal Liability Cover Included up to $50,000,000
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Included
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Mercedes-Benz Financial Services Australia Insurance

Mercedes-Benz Financial Services Australia Insurance · includes 4 listings

1.0 from 11 reviews

Latest review: We have been with Mercedes Insurance for 7 years and this years renewal policy had some odd things on it so I rang to be told system is down, no offer to ring back. I messaged via FB and was asked

  • Transparency
    1.0 (2)
  • Customer Service
    1.0 (2)
  • Value for Money
    1.0 (2)
  • Claim ApprovedYes (1) · No (0)
  • Coverage TypeComprehensive and Tyre & Wheel
  • UnderwriterAllianz and QBE
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Hire Car after an Incident and Towing Costs
New Vision Financial Services

New Vision Financial Services · includes 7 listings

5.0 from 21 reviews

Latest review: When searching for a home loan you need to be able to rely on someone you can trust to be able to present all the options available and give you the right information to make the right decisions.

  • Transparency
    5.0 (12)
  • Customer Service
    5.0 (12)
Elders Car Insurance

Elders Car Insurance · includes 3 listings

5.0 from 1 review

Latest review: We ran over a large rock that fell from a tipper truck, we managed to get some paperwork to confirm the incident, Elders Insurance told us we may have to pay an excess if they have no luck tracking

  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterQBE
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
UbiCar Comprehensive Car Insurance

UbiCar Comprehensive Car Insurance

4.0 from 1 review

Latest review: I was shopping around and i found UbiCar which is a unique way to offer insurance, it is definitely not designed for boomers as your premium can change every month based on your driving habits but

  • Transparency
    5.0 (1)
  • Customer Service
    4.0 (1)
  • Value for Money
    5.0 (1)
  • Coverage TypeComprehensive
  • UnderwriterRAC Insurance
  • Legal Liability Cover $25 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs
Savvy

Savvy · includes 6 listings

3.5 from 135 reviews

Latest review: I could not recommend Phil from Savvy enough! I’ve been told I would get denied for a loan by other finance companies, but he made it happen and got me a great loan approval. He had great c

  • Transparency
    3.5 (18)
  • Customer Service
    3.4 (24)
  • Value for Money
    5.0 (1)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
Essentials by AAI Insurance

Essentials by AAI Insurance · includes 2 listings

3.0 from 10 reviews

Latest review: Honestly I have never found anyone that I have spoken to, in AAI to be rude at all, I have found them to be very friendly and helpful. Last Week I had backed into my partners Camper Van, putting a

  • Transparency
    2.0 (4)
  • Customer Service
    1.0 (3)
  • Value for Money
    2.0 (4)
  • Claim ApprovedYes (1) · No (1)
  • Coverage TypeComprehensive and Third Party Property Damage
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