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Best Car Insurance in New South Wales Sydney, Newcastle and Wollongong

How to compare car insurance to find the best policy for you

If you're a regular driver, a good car insurance policy can grant you peace of mind. With so many providers and policies on the market, dipping into the policy pool can be confusing. Use this guide for tips on how to find the best, cheapest car insurance for you, whether comprehensive or third party.

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123 listings

Seniors Car Insurance
  • Award Winner 2020

Seniors Car Insurance · includes 3 listings

4.8 from 1,856 reviews

Latest review: Staff is friendly and everything was easy to set up. Great value insurance. I just started with this insurance company. Found it on the internet while shopping around and documents have come through

  • Transparency
    4.6 (1,336)
  • Customer Service
    4.8 (1,392)
  • Value for Money
    4.8 (1,438)
  • Claim ApprovedYes (51) · No (3)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Australian Warranty Network
  • Award Winner 2020
  • 2019

Australian Warranty Network · includes 3 listings

4.5 from 763 reviews

Latest review: the claim process was simple and efficient, I contacted customer service (Jordan) who sent me the details, the process is still underway as the first diagnosis partially fixed the problem, I am

  • Transparency
    4.7 (281)
  • Customer Service
    4.7 (314)
  • Value for Money
    4.7 (308)
  • Claim ApprovedYes (283) · No (4)
  • Coverage TypeMechanical Breakdown / Extended Warranty
  • UnderwriterLloyd's
  • Legal Liability Cover Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Hire Car after an Incident and Towing Costs
Youi Car Insurance
  • Award Winner 2019

Youi Car Insurance · includes 3 listings

4.1 from 6,681 reviews

Youi Car Insurance has produced many-a-happy customer, with Youi being an 2019 Award Winner in the ProductReview.com.au Awards.

  • Transparency
    4.0 (590)
  • Customer Service
    4.2 (708)
  • Value for Money
    4.0 (693)
  • Claim ApprovedYes (45) · No (6)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterYoui
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Included and Not Offered
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra
  • Choice of RepairerNot Allowed and Optional Extra
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Budget Direct Car Insurance

Budget Direct Car Insurance · includes 5 listings

3.9 from 6,212 reviews

Latest review: In my experience, Budget Direct continue to increase your annual premiums for exactly the same insurance. Budget Direct also make it difficult to opt out of auto-renewing your insurance each

  • Transparency
    3.9 (1,403)
  • Customer Service
    4.0 (1,602)
  • Value for Money
    4.1 (1,673)
  • Claim ApprovedYes (140) · No (75)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Reduced Excess Optional Extra
  • Choice of RepairerNot Allowed, Not Applicable and Optional Extra
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Integrity Extended Warranties

Integrity Extended Warranties · includes 2 listings

3.5 from 178 reviews

Latest review: Friendly staff eager to help with a same day turn around very impressed. After this type of service I’m more than happy to refer integrity warranty to friends and family. 5 S

  • Transparency
    3.5 (146)
  • Customer Service
    3.7 (151)
  • Value for Money
    3.6 (150)
  • Claim ApprovedYes (92) · No (27)
  • Coverage TypeMechanical Breakdown / Extended Warranty
  • UnderwriterIntegrity Car Care
  • Legal Liability Cover Not Included
  • Roadside Assistance Included
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation and Hire Car after an Incident
Real Car Insurance

Real Car Insurance · includes 3 listings

3.2 from 463 reviews

Latest review: The process was easy and simple and most of al quick plus it was a good and realistic quote for the person driving the vehicle I have had other vehicles insured with this company and would recommend

  • Transparency
    2.9 (24)
  • Customer Service
    3.1 (34)
  • Value for Money
    3.4 (35)
  • Claim ApprovedYes (14) · No (2)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed, Not Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
Eric Insurance

Eric Insurance · includes 4 listings

3.3 from 68 reviews

Latest review: Was coerced into eric insurance by finance rep at a motorcycle dealer. Come 2 months later when I claimed a not at fault claim and eric were poor to say the least. I had to deal with a 3rd party

  • Transparency
    3.7 (35)
  • Customer Service
    3.8 (38)
  • Value for Money
    3.5 (37)
  • Claim ApprovedYes (26) · No (3)
  • Coverage TypeComprehensive, Mechanical Breakdown / Extended Warranty and Tyre & Wheel
  • UnderwriterEric Insurance Limited
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
Woolworths Car Insurance

Woolworths Car Insurance · includes 3 listings

2.6 from 781 reviews

Latest review: 20th of October 2020, i was involved in collision with another vehicle. Lucky for me the other person stopped...got on the phone to woolies, pretty much soon after it happened. We both spoke to the

  • Transparency
    2.5 (210)
  • Customer Service
    2.5 (266)
  • Value for Money
    2.6 (258)
  • Claim ApprovedYes (157) · No (33)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs
Huddle Car Insurance

Huddle Car Insurance · includes 2 listings

3.1 from 31 reviews

Latest review: Completely useless and unhelpful company. Extremely quick and efficient in taking my money however after having an accident they were no helpful in the slightest, very slow and arranging repairs,

  • Transparency
    3.6 (17)
  • Customer Service
    3.6 (23)
  • Value for Money
    3.5 (23)
  • Claim ApprovedYes (7) · No (0)
  • Coverage TypeComprehensive and Third Party Property Damage
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident and Towing Costs
Suncorp Motor Insurance

Suncorp Motor Insurance · includes 4 listings

2.3 from 170 reviews

Latest review: Used a misunderstanding against me to put my claim under review when I lodged my stolen car incident through a call. Even when I made it clear again at the end of the conversation that the car was

  • Transparency
    2.1 (34)
  • Customer Service
    2.2 (36)
  • Value for Money
    1.9 (36)
  • Claim ApprovedYes (14) · No (9)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Included
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Enthusiast Motor Insurance

Enthusiast Motor Insurance · includes 2 listings

3.8 from 12 reviews

Latest review: Enthusiast was atleast 50% cheaper than any other insurer. great service any time Ive had to call. I have recommend Enthusiast to many of my friends and family looking for

  • Transparency
    4.3 (9)
  • Customer Service
    4.6 (9)
  • Value for Money
    4.9 (9)
  • Claim ApprovedYes (1) · No (0)
  • Coverage TypeComprehensive and Third Party Property Damage
  • UnderwriterAssetinsure Pty Ltd
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs
Shannons Car Insurance

Shannons Car Insurance · includes 2 listings

2.2 from 201 reviews

Latest review: Rang three times. Waited 20-30 minutes each time with no answer. I have four policies with them already and wanted comprehensive insurance on another brand new vehicle. Well YOUi are living my

  • Transparency
    2.3 (41)
  • Customer Service
    2.0 (53)
  • Value for Money
    2.2 (51)
  • Claim ApprovedYes (20) · No (10)
  • Coverage TypeComprehensive and Third Party Property Damage
  • UnderwriterAllianz
  • Legal Liability Cover Included up to $20 million
  • Choice of RepairerAllowed and Not Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs
RAA Car Insurance

RAA Car Insurance · includes 4 listings

2.1 from 126 reviews

Latest review: Good price and FANTASTIC service. I can't speak more highly enough about RAA Car Insurance. Over the years I have gone to a number of insurers, and whilst RAA might be slightly higher, the quality of

  • Transparency
    1.9 (24)
  • Customer Service
    2.2 (29)
  • Value for Money
    2.1 (28)
  • Claim ApprovedYes (11) · No (8)
  • Coverage TypeComprehensive, Third Party Property Damage, Third Party, Fire and Theft and Veteran, Vintage and Classic Vehicle
  • UnderwriterRAA Insurance
  • Legal Liability Cover Included up to $20 million
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Included
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs
GIO Car Insurance

GIO Car Insurance · includes 5 listings

2.1 from 237 reviews

Latest review: GIO ignored my claim having wrong timestamps. GIO is unable to track their own timestamps of calls that i have made. Now it's under review and I'm driving a car that cannot be locked.Samething can

  • Transparency
    1.9 (37)
  • Customer Service
    1.9 (43)
  • Value for Money
    1.9 (42)
  • Claim ApprovedYes (17) · No (11)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Included and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered, Zero Excess Included and Zero Excess Optional Extra
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident and Towing Costs
AAMI Car Insurance

AAMI Car Insurance · includes 4 listings

2.0 from 1,237 reviews

Underwritten by the Suncorp Network, AAMI offers four car insurance policies: CTP green slip for NSW, ACT and SA, Comprehensive, Third Party Property Damage Only, and Fire, Theft and Third Party Property Damage.

  • Transparency
    1.9 (152)
  • Customer Service
    2.0 (187)
  • Value for Money
    1.9 (190)
  • Claim ApprovedYes (75) · No (34)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
APIA Car Insurance

APIA Car Insurance · includes 3 listings

2.1 from 154 reviews

Latest review: My father and I had an accident at NSW in front of Fairfield Show grounds.. We are fully insured we have been with apia for more than 6y never made a claim. We got contacted by the Panel beater

  • Transparency
    2.8 (24)
  • Customer Service
    3.0 (29)
  • Value for Money
    2.6 (27)
  • Claim ApprovedYes (15) · No (2)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Bingle

Bingle · includes 2 listings

2.0 from 653 reviews

Latest review: Been with bingle from past 3 years, never had to put a claim so didn’t know it turns out to be this bad. We had an accident in September and initial repairer said the car is a write off, they sent it

  • Transparency
    2.3 (81)
  • Customer Service
    2.1 (102)
  • Value for Money
    2.6 (97)
  • Claim ApprovedYes (53) · No (11)
  • Coverage TypeComprehensive and Third Party Property Damage
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
Allianz Car Insurance

Allianz Car Insurance · includes 4 listings

2.0 from 653 reviews

Latest review: Over the past decade, on the two occasions I've needed to claim (one write-off, one repair) I've been pleased with the way Allianz dealt with the details. No problems, and I was back on the road

  • Transparency
    2.7 (162)
  • Customer Service
    2.7 (190)
  • Value for Money
    2.6 (186)
  • Claim ApprovedYes (63) · No (21)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAllianz
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Included
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
RACQ Car Insurance

RACQ Car Insurance · includes 4 listings

2.0 from 240 reviews

Latest review: Tonight I tried twice to pay my elderly fathers car insurance. My first call I waited 56 mins ... then spoke to a lady who said she would put me through to another department...THEN I WAS CUT

  • Transparency
    1.6 (48)
  • Customer Service
    1.5 (54)
  • Value for Money
    1.5 (53)
  • Claim ApprovedYes (21) · No (11)
  • Coverage TypeComprehensive, Third Party Property Damage, Third Party, Fire and Theft and Veteran, Vintage and Classic Vehicle
  • UnderwriterRACQ Insurance
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed and Not Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Australia Post Car Insurance

Australia Post Car Insurance · includes 3 listings

2.4 from 40 reviews

Latest review: Both of my cars have been comprehensively insured with Australia Post for five years or so. Made on claim in March 2020 where it was deemed to be our fault - paid excess and got my car fixed. Just

  • Transparency
    1.0 (2)
  • Customer Service
    1.0 (2)
  • Value for Money
    1.0 (1)
  • Claim ApprovedYes (3) · No (0)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Reduced Excess Optional Extra
  • Choice of RepairerNot Allowed and Optional Extra
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident and Towing Costs
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