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Car Insurance in New South Wales Sydney, Newcastle and Wollongong

How to compare car insurance to find the best policy for you

If you're a regular driver, a good car insurance policy can grant you peace of mind. With so many providers and policies on the market, dipping into the policy pool can be confusing. Use this guide for tips on how to find the best, cheapest car insurance for you, whether comprehensive or third party.

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123 listings

Youi Car Insurance
  • Award Winner 2019

Youi Car Insurance · includes 3 listings

4.1 from 6,649 reviews

Youi Car Insurance has produced many-a-happy customer, with Youi being an 2019 Award Winner in the ProductReview.com.au Awards.

  • Transparency
    4.0 (559)
  • Customer Service
    4.2 (677)
  • Value for Money
    4.0 (662)
  • Claim ApprovedYes (44) · No (5)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterYoui
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Included and Not Offered
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra
  • Choice of RepairerNot Allowed and Optional Extra
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Budget Direct Car Insurance

Budget Direct Car Insurance · includes 5 listings

3.9 from 6,113 reviews

Latest review: Budget Direct was one of the cheapest for my chosen cover, super easy to claim and set up, and I know if I need more assistance, I will receive

  • Transparency
    4.0 (1,331)
  • Customer Service
    4.0 (1,527)
  • Value for Money
    4.1 (1,591)
  • Claim ApprovedYes (132) · No (72)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Reduced Excess Optional Extra
  • Choice of RepairerNot Allowed, Not Applicable and Optional Extra
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Seniors Car Insurance
  • Award Winner 2020

Seniors Car Insurance · includes 3 listings

4.8 from 1,754 reviews

Latest review: Switched from my old provider to get a better deal. Much better value with the "Pay as you drive" option, which is more appropriate for me now as I am driving less. Also very happy with customer

  • Transparency
    4.6 (1,255)
  • Customer Service
    4.8 (1,309)
  • Value for Money
    4.8 (1,354)
  • Claim ApprovedYes (49) · No (2)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Coles Car Insurance

Coles Car Insurance · includes 3 listings

1.5 from 1,488 reviews

Latest review: I've just recently switched to Coles car insurance and also, unfortunately, had an accident. I found Coles Insurance, friendly prompt and kept me up to date on the progress of my repair. The repairer

  • Transparency
    1.7 (108)
  • Customer Service
    1.6 (131)
  • Value for Money
    1.7 (129)
  • Claim ApprovedYes (47) · No (29)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterInsurance Australia Limited
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Included
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation and Towing Costs
AAMI Car Insurance

AAMI Car Insurance · includes 4 listings

2.0 from 1,230 reviews

Underwritten by the Suncorp Network, AAMI offers four car insurance policies: CTP green slip for NSW, ACT and SA, Comprehensive, Third Party Property Damage Only, and Fire, Theft and Third Party Property Damage.

  • Transparency
    1.9 (145)
  • Customer Service
    1.9 (180)
  • Value for Money
    1.9 (183)
  • Claim ApprovedYes (73) · No (34)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
NRMA Car Insurance

NRMA Car Insurance · includes 6 listings

1.8 from 921 reviews

Latest review: They helped me and made sure I u der yams everything and I didn’t get over charged thank you ! I am able to afford my insurance and this is the best e

  • Transparency
    1.8 (212)
  • Customer Service
    1.8 (261)
  • Value for Money
    1.7 (250)
  • Claim ApprovedYes (110) · No (53)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage, Third Party, Fire and Theft and Veteran, Vintage and Classic Vehicle
  • UnderwriterInsurance Australia
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered, Zero Excess Included and Zero Excess Optional Extra
  • Choice of RepairerAllowed, Not Allowed, Not Applicable and Optional Extra
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Woolworths Car Insurance

Woolworths Car Insurance · includes 3 listings

2.6 from 771 reviews

Latest review: We were the not-at-fault party, and had to make an uninsured motorist extension claim (UME). Once we provided the documentation Woolworths Insurance covered the cost of our tow, and cost of obtaining

  • Transparency
    2.5 (202)
  • Customer Service
    2.5 (257)
  • Value for Money
    2.6 (250)
  • Claim ApprovedYes (151) · No (32)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs
Australian Warranty Network
  • Award Winner 2020
  • 2019

Australian Warranty Network · includes 3 listings

4.4 from 745 reviews

Latest review: 6 months ago, hail wrote off my corolla. I bought a 2ndhand Mini through Pickles and took out the extended warranty for about $1k. Over $6k+ repairs later from multiple problems, AWN have covered

  • Transparency
    4.7 (263)
  • Customer Service
    4.7 (296)
  • Value for Money
    4.6 (290)
  • Claim ApprovedYes (271) · No (4)
  • Coverage TypeMechanical Breakdown / Extended Warranty
  • UnderwriterLloyd's
  • Legal Liability Cover Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Hire Car after an Incident and Towing Costs
Bingle

Bingle · includes 2 listings

2.0 from 646 reviews

Latest review: After being with Bingle for around 5 years & often wondering to myself how much of a hassle it would be to have to claim through a online only insurance company. Well, the inevitable recently

  • Transparency
    2.4 (75)
  • Customer Service
    2.2 (95)
  • Value for Money
    2.6 (91)
  • Claim ApprovedYes (50) · No (10)
  • Coverage TypeComprehensive and Third Party Property Damage
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
Allianz Car Insurance

Allianz Car Insurance · includes 4 listings

1.9 from 638 reviews

Latest review: Premium was most competitive . Sameday resolvement of claim and authorised repair at their recommended site. Second year only and very understading of my claim. Repaired vehicle came back in suitable

  • Transparency
    2.6 (151)
  • Customer Service
    2.6 (179)
  • Value for Money
    2.5 (174)
  • Claim ApprovedYes (61) · No (21)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAllianz
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Included
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Real Car Insurance

Real Car Insurance · includes 3 listings

3.2 from 461 reviews

Latest review: At 38 weeks pregnant and the day before Easter I got rear ended in my brand new Mazda CX-5 and was referred to the service by real insurance. Although slightly more expensive than competitors I

  • Transparency
    2.8 (23)
  • Customer Service
    3.0 (32)
  • Value for Money
    3.3 (33)
  • Claim ApprovedYes (13) · No (2)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed, Not Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
QBE Car Insurance

QBE Car Insurance · includes 4 listings

1.4 from 305 reviews

Latest review: QBE have unlawfully taken money from my account, Unauthorized transactions. In my opinion DON'T use this company. Fraudulent transactions.I don't know how QBE Obtained my visa details and started

  • Transparency
    1.6 (38)
  • Customer Service
    1.6 (43)
  • Value for Money
    1.6 (40)
  • Claim ApprovedYes (16) · No (9)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterQBE
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
RACQ Car Insurance

RACQ Car Insurance · includes 4 listings

2.0 from 235 reviews

Latest review: We were very disappointed when we went to get our car hire. Our work ute had been totalled and we were charged an extra $17 per day for the ute plus $36 per day. That equalled $742 which is a lot of

  • Transparency
    1.6 (44)
  • Customer Service
    1.5 (50)
  • Value for Money
    1.5 (49)
  • Claim ApprovedYes (20) · No (10)
  • Coverage TypeComprehensive, Third Party Property Damage, Third Party, Fire and Theft and Veteran, Vintage and Classic Vehicle
  • UnderwriterRACQ Insurance
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed and Not Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
GIO Car Insurance

GIO Car Insurance · includes 5 listings

2.1 from 232 reviews

Latest review: My fence was damaged by a third party car insured with GIO. GIO made no effort to get quotations but pushed the work to the impacted parties. Quotes submitted for more than a week with no response

  • Transparency
    2.0 (32)
  • Customer Service
    2.0 (38)
  • Value for Money
    2.0 (37)
  • Claim ApprovedYes (16) · No (8)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Included and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered, Zero Excess Included and Zero Excess Optional Extra
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident and Towing Costs
Shannons Car Insurance

Shannons Car Insurance · includes 2 listings

2.2 from 200 reviews

Latest review: I wish I could leave no stars. Do not do business with these people. I had my car stolen and they did absolutely nothing but try and get out of paying. After weeks of back and forth they only gave me

  • Transparency
    2.3 (40)
  • Customer Service
    2.1 (52)
  • Value for Money
    2.1 (50)
  • Claim ApprovedYes (20) · No (10)
  • Coverage TypeComprehensive and Third Party Property Damage
  • UnderwriterAllianz
  • Legal Liability Cover Included up to $20 million
  • Choice of RepairerAllowed and Not Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs
PD Insurance

PD Insurance · includes 3 listings

1.8 from 173 reviews

Latest review: PD insurance offers very competitive price vs all other insurers and by reading some comments here I decided to take a massive risk to go with them however my experience proves that here is no risk

  • Transparency
    1.6 (17)
  • Customer Service
    1.5 (22)
  • Value for Money
    1.8 (22)
  • Claim ApprovedYes (7) · No (10)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterPacific International Insurance Pty Ltd
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Reduced Excess Included
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
CGU Car Insurance

CGU Car Insurance · includes 3 listings

1.7 from 168 reviews

Latest review: I own a, now struggling small vehicle detailing business in Victoria. Just when you think that your up against it, being locked out of work, limits placed on you to restrict your right to trade,

  • Transparency
    1.0 (22)
  • Customer Service
    1.1 (26)
  • Value for Money
    1.1 (23)
  • Claim ApprovedYes (12) · No (9)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterInsurance Australia
  • Legal Liability Cover 30,000,000
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Reduced Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
Suncorp Motor Insurance

Suncorp Motor Insurance · includes 4 listings

2.4 from 167 reviews

Latest review: I lost both my job since the pandemic today I rang up and unexpectedly was advised that they offer 3 month free to help people effected by the pandemic!

  • Transparency
    2.2 (31)
  • Customer Service
    2.3 (33)
  • Value for Money
    1.9 (33)
  • Claim ApprovedYes (13) · No (8)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Included
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
APIA Car Insurance

APIA Car Insurance · includes 3 listings

2.1 from 152 reviews

Latest review: Very simple to set up, great price and good extras. It's the second vehicle I've switched to APIA. Will be interesting to see the renewal next year and hope it stays a similar

  • Transparency
    2.9 (22)
  • Customer Service
    3.0 (27)
  • Value for Money
    2.5 (26)
  • Claim ApprovedYes (14) · No (2)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Integrity Extended Warranties

Integrity Extended Warranties · includes 2 listings

3.5 from 137 reviews

Latest review: Do NOT take out this insurance under any circumstances. This company will do everything it can to NOT grant claims made under their insurance. We live in a remote part of far north Queensland and

  • Transparency
    3.5 (112)
  • Customer Service
    3.8 (118)
  • Value for Money
    3.6 (117)
  • Claim ApprovedYes (67) · No (20)
  • Coverage TypeMechanical Breakdown / Extended Warranty
  • UnderwriterIntegrity Car Care
  • Legal Liability Cover Not Included
  • Roadside Assistance Included
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation and Hire Car after an Incident
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