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Car Insurance in New South Wales Sydney, Newcastle and Wollongong

How to compare car insurance to find the best policy for you

With so many car insurance providers and policies on the market, dipping into the policy pool can be confusing. Use this guide for tips on how to find the car insurance that's ideal for you.

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126 listings

Budget Direct Car Insurance

Budget Direct Car Insurance · includes 5 listings

3.9 from 6,914 reviews

Latest review: The policy is great value for what l needl. Have not lodged any calms been with budget direct for almost two years ..l think .dont .l don't need roadside asis have got RACV that have had for many

  • Transparency
    3.9 (1,903)
  • Customer Service
    4.0 (2,166)
  • Value for Money
    4.1 (2,252)
  • Claim ApprovedYes (200) · No (97)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra and Not Offered
  • Choice of RepairerOptional Extra, Not Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Youi Car Insurance

    Youi Car Insurance · includes 3 listings

    4.1 from 6,723 reviews

    Youi Car Insurance has produced many-a-happy customer, with Youi being an 2019 Award Winner in the ProductReview.com.au Awards.

    • Transparency
      3.9 (620)
    • Customer Service
      4.1 (741)
    • Value for Money
      3.9 (723)
    • Claim ApprovedYes (48) · No (8)
    • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
    • UnderwriterYoui
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Included and Not Offered
    • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra
    • Choice of RepairerOptional Extra and Not Allowed
    • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    Seniors Car Insurance
    • Award Winner 2021
    • 2020

    Seniors Car Insurance · includes 3 listings

    4.8 from 2,255 reviews

    While Australian Seniors is catered to drivers 50 years and over, it offers insurance for all Australian drivers over 17 with a valid driver’s license. Basking in a high overall rating, Australian Seniors' is most praised for its outstanding customer service and value for money.

    • Transparency
      4.6 (1,647)
    • Customer Service
      4.8 (1,709)
    • Value for Money
      4.8 (1,763)
    • Claim ApprovedYes (78) · No (4)
    • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
    • UnderwriterHollard
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Optional Extra
    • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
    • Choice of RepairerNot Allowed
    • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    AAMI Car Insurance

    AAMI Car Insurance · includes 4 listings

    2.0 from 1,302 reviews

    Underwritten by the Suncorp Network, AAMI offers four car insurance policies: CTP green slip for NSW, ACT and SA, Comprehensive, Third Party Property Damage Only, and Fire, Theft and Third Party Property Damage.

    • Transparency
      1.8 (209)
    • Customer Service
      1.9 (244)
    • Value for Money
      1.9 (249)
    • Claim ApprovedYes (97) · No (42)
    • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Compulsory Third Party (CTP Green Slip)
    • UnderwriterAAI
    • Legal Liability Cover Included up to $20 million and Not Included
    • Roadside Assistance Optional Extra and Not Offered
    • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
    • Choice of RepairerNot Allowed and Not Applicable
    • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    Huddle Car Insurance

    Huddle Car Insurance · includes 2 listings

    3.0 from 69 reviews

    Latest review: All was fine before I put a claim. You can not call someone to make claim and if you make an appointment you never get a call back on time or no call at all. They were hell went to prove that I am at

    • Transparency
      3.1 (50)
    • Customer Service
      3.1 (56)
    • Value for Money
      3.5 (54)
    • Claim ApprovedYes (13) · No (0)
    • Coverage TypeComprehensive and Third Party Property Damage
    • UnderwriterHollard
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Optional Extra
    • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
    • Choice of RepairerNot Allowed
    • Inclusions Towing Costs, Hire Car after a No Fault Accident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    Australian Warranty Network
    • Award Winner 2021
    • 2020

    Australian Warranty Network · includes 3 listings

    4.5 from 857 reviews

    Latest review: great customer service very easy process Very fair with all claims minimal to no paperwork required good followup on all occassions prompt service very easy to contact and no delay all problems

    • Transparency
      4.7 (365)
    • Customer Service
      4.7 (402)
    • Value for Money
      4.7 (392)
    • Claim ApprovedYes (358) · No (5)
    • Coverage TypeMechanical Breakdown / Extended Warranty
    • UnderwriterLloyd's
    • Legal Liability Cover Not Included
    • Roadside Assistance Optional Extra
    • Reduced or Zero Excess Windscreen CoverNot Offered
    • Choice of RepairerNot Allowed
    • Inclusions Towing Costs, Hire Car after an Incident and Emergency Transport & Accommodation
    Woolworths Car Insurance

    Woolworths Car Insurance · includes 3 listings

    2.6 from 839 reviews

    The scores for Woolworths Car insurance in specific areas were roughly even, with value for money receiving 2.6 stars, customer service at 2.5 stars, timeliness at 2.6 stars, and transparency coming in at 2.6 stars.

    • Transparency
      2.4 (260)
    • Customer Service
      2.4 (321)
    • Value for Money
      2.6 (312)
    • Claim ApprovedYes (178) · No (41)
    • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
    • UnderwriterHollard
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Optional Extra
    • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
    • Choice of RepairerNot Allowed
    • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
    NRMA Car Insurance

    NRMA Car Insurance · includes 6 listings

    1.9 from 1,038 reviews

    Latest review: Policy is good value. Haven't had to lodge a claim lately but based on the prompt attention that I've had to any questions or requests for assistance, I'm confident that claim would be processed

    • Transparency
      2.2 (315)
    • Customer Service
      2.1 (370)
    • Value for Money
      2.0 (349)
    • Claim ApprovedYes (133) · No (59)
    • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage, Compulsory Third Party (CTP Green Slip) and Veteran, Vintage and Classic Vehicle
    • UnderwriterInsurance Australia
    • Legal Liability Cover Included up to $20 million and Not Included
    • Roadside Assistance Optional Extra and Not Offered
    • Reduced or Zero Excess Windscreen CoverZero Excess Included, Zero Excess Optional Extra and Not Offered
    • Choice of RepairerAllowed, Optional Extra, Not Allowed and Not Applicable
    • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    Carpeesh

    Carpeesh

    1.3 from 32 reviews

    Latest review: I purchased a premium a yr ago 900$ and this yr they doubled the price and without my approval these thieves took money of my bank acc. But I never accept auto-pay. Poor customer service. They give

    • Transparency
      1.4 (28)
    • Customer Service
      1.4 (27)
    • Value for Money
      1.6 (28)
    • Claim ApprovedYes (5) · No (6)
    Bingle

    Bingle · includes 2 listings

    2.0 from 682 reviews

    Latest review: Dont have anyone to support me for my claim. I am going to someone else as they dont have any support available in event of any accidents. Cheap and cheat

    • Transparency
      2.1 (109)
    • Customer Service
      2.0 (130)
    • Value for Money
      2.4 (124)
    • Claim ApprovedYes (63) · No (14)
    • Coverage TypeComprehensive and Third Party Property Damage
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Not Offered
    • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
    • Choice of RepairerNot Allowed and Not Applicable
    • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    Integrity Extended Warranties

    Integrity Extended Warranties · includes 2 listings

    3.9 from 397 reviews

    Latest review: Highly recommended , from the moment I rang up for a claim to the claim being accepted was amazing , there professionalism was second to none , cheers guys on a job well done

    • Transparency
      3.8 (329)
    • Customer Service
      4.0 (341)
    • Value for Money
      3.9 (338)
    • Claim ApprovedYes (214) · No (37)
    • Coverage TypeMechanical Breakdown / Extended Warranty
    • UnderwriterIntegrity Car Care
    • Legal Liability Cover Not Included
    • Roadside Assistance Included
    • Reduced or Zero Excess Windscreen CoverNot Offered
    • Choice of RepairerAllowed and Not Applicable
    • Inclusions Hire Car after an Incident and Emergency Transport & Accommodation
    Allianz Car Insurance

    Allianz Car Insurance · includes 4 listings

    2.1 from 736 reviews

    Latest review: The first year was good value, and good peace of mind. They sent out a message for renewal and said the price for the new year cover was over double the amount, was $47 now $93 a month. I said no

    • Transparency
      2.8 (232)
    • Customer Service
      2.8 (261)
    • Value for Money
      2.8 (257)
    • Claim ApprovedYes (76) · No (24)
    • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Compulsory Third Party (CTP Green Slip)
    • UnderwriterAllianz
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Not Offered
    • Reduced or Zero Excess Windscreen CoverZero Excess Included and Not Offered
    • Choice of RepairerAllowed
    • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    Eric Insurance

    Eric Insurance · includes 4 listings

    3.3 from 91 reviews

    Latest review: These_guys are deadset grubs. 20+ minutes_on hold, loads_of hidden fees. Also, Covid-19 started_a year ago, stop using_it as an excuse for lousy service. I rate_them about as good_as Petplan

    • Transparency
      3.5 (50)
    • Customer Service
      3.7 (53)
    • Value for Money
      3.6 (50)
    • Claim ApprovedYes (34) · No (4)
    • Coverage TypeComprehensive, Mechanical Breakdown / Extended Warranty and Tyre & Wheel
    • UnderwriterEric Insurance Limited
    • Legal Liability Cover Included up to $20 million and Not Included
    • Roadside Assistance Not Offered
    • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
    • Choice of RepairerNot Allowed and Not Applicable
    • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    Coles Car Insurance

    Coles Car Insurance · includes 3 listings

    1.5 from 1,519 reviews

    Latest review: Whilst I was not making a claim but updating several policies, the staff member could not have been more helpful and made what could have been a difficult process so easy. Everything was resolved

    • Transparency
      1.9 (139)
    • Customer Service
      1.8 (164)
    • Value for Money
      1.9 (159)
    • Claim ApprovedYes (51) · No (33)
    • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
    • UnderwriterInsurance Australia Limited
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Optional Extra
    • Reduced or Zero Excess Windscreen CoverZero Excess Included and Not Offered
    • Choice of RepairerNot Allowed
    • Inclusions Towing Costs and Emergency Transport & Accommodation
    Shannons Car Insurance

    Shannons Car Insurance · includes 2 listings

    2.2 from 216 reviews

    Latest review: Weirdest conversation of my life. Refused to quote unless I could prove we were passionate about our new Silverado and that it wasn’t just a touring vehicle is w

    • Transparency
      2.4 (53)
    • Customer Service
      2.2 (65)
    • Value for Money
      2.2 (63)
    • Claim ApprovedYes (21) · No (12)
    • Coverage TypeComprehensive and Third Party Property Damage
    • UnderwriterAllianz
    • Legal Liability Cover Included up to $20 million
    • Choice of RepairerAllowed and Not Allowed
    • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
    GIO Car Insurance

    GIO Car Insurance · includes 5 listings

    2.1 from 253 reviews

    Latest review: Title says it all, really made this process smooth after the initial months being extremely stressful. Can't thank him enough for his time and effort. I can say it was a great customer experience

    • Transparency
      2.0 (49)
    • Customer Service
      1.9 (57)
    • Value for Money
      2.0 (54)
    • Claim ApprovedYes (22) · No (15)
    • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Compulsory Third Party (CTP Green Slip)
    • UnderwriterAAI
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Included and Optional Extra
    • Reduced or Zero Excess Windscreen CoverZero Excess Included, Zero Excess Optional Extra and Not Offered
    • Choice of RepairerAllowed and Not Applicable
    • Inclusions Towing Costs, Hire Car after a No Fault Accident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    QBE Car Insurance

    QBE Car Insurance · includes 4 listings

    1.4 from 324 reviews

    Latest review: I had car accident, 8 car were damaged by fault with car which was under QBE insurance, from 4th of March until now there is no progress from them. Police report is ready almost two month but they

    • Transparency
      1.8 (50)
    • Customer Service
      1.8 (55)
    • Value for Money
      1.8 (52)
    • Claim ApprovedYes (24) · No (11)
    • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Compulsory Third Party (CTP Green Slip)
    • UnderwriterQBE
    • Legal Liability Cover Included up to $20 million and Not Included
    • Roadside Assistance Optional Extra and Not Offered
    • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
    • Choice of RepairerAllowed and Not Applicable
    • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    Savvy

    Savvy · includes 6 listings

    3.4 from 140 reviews

    Latest review: Sent off all info required and signed everything within a few days, heard nothing back for weeks and when i rang up he promised it was aproved and funds would be sent within 2 days, waited 2 days

    • Transparency
      3.3 (22)
    • Customer Service
      3.2 (29)
    • Value for Money
      5.0 (1)
    • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
    Suncorp Motor Insurance

    Suncorp Motor Insurance · includes 4 listings

    2.2 from 188 reviews

    Latest review: This is by the worst experience i have had dealing with an insurance company without even seeing my car or getting a quote i get referred to a fraud investigator why?? i have a never had a insurance

    • Transparency
      1.8 (48)
    • Customer Service
      1.9 (52)
    • Value for Money
      1.7 (52)
    • Claim ApprovedYes (21) · No (12)
    • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Compulsory Third Party (CTP Green Slip)
    • UnderwriterAAI
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Optional Extra and Not Offered
    • Reduced or Zero Excess Windscreen CoverZero Excess Included and Not Offered
    • Choice of RepairerAllowed and Not Applicable
    • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
    RACQ Car Insurance

    RACQ Car Insurance · includes 4 listings

    1.9 from 260 reviews

    Latest review: Wrong description on my boat in regards to where it's kept voiding my insurance Wrong description on my car trailer had to prove it to them. They put down a tandem car trailer as a pig trailer

    • Transparency
      1.4 (64)
    • Customer Service
      1.4 (71)
    • Value for Money
      1.5 (70)
    • Claim ApprovedYes (27) · No (16)
    • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Veteran, Vintage and Classic Vehicle
    • UnderwriterRACQ Insurance
    • Legal Liability Cover Included up to $20 million
    • Roadside Assistance Optional Extra
    • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
    • Choice of RepairerAllowed and Not Allowed
    • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
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