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Best Car Insurance in Victoria Melbourne and Geelong

How to compare car insurance to find the best policy for you

If you're a regular driver, a good car insurance policy can grant you peace of mind. With so many providers and policies on the market, dipping into the policy pool can be confusing. Use this guide for tips on how to find the best, cheapest car insurance for you, whether comprehensive or third party.

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121 listings

Seniors Car Insurance
  • Award Winner 2020

Seniors Car Insurance · includes 3 listings

4.8 from 1,828 reviews

Latest review: Good value and well explained the representative when through the process step by step very easy to understand I got a complete understanding of the hole policy very happy thank you very

  • Transparency
    4.6 (1,315)
  • Customer Service
    4.8 (1,372)
  • Value for Money
    4.8 (1,417)
  • Claim ApprovedYes (50) · No (3)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Australian Warranty Network
  • Award Winner 2020
  • 2019

Australian Warranty Network · includes 3 listings

4.5 from 755 reviews

Latest review: Sally was easy to deal with . I found her pleasant and courteous . She was efficient in resolving the claim and made the bterms and conditions of the claim easy to

  • Transparency
    4.7 (274)
  • Customer Service
    4.7 (307)
  • Value for Money
    4.6 (301)
  • Claim ApprovedYes (279) · No (4)
  • Coverage TypeMechanical Breakdown / Extended Warranty
  • UnderwriterLloyd's
  • Legal Liability Cover Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Hire Car after an Incident and Towing Costs
Youi Car Insurance
  • Award Winner 2019

Youi Car Insurance · includes 3 listings

4.1 from 6,679 reviews

Youi Car Insurance has produced many-a-happy customer, with Youi being an 2019 Award Winner in the ProductReview.com.au Awards.

  • Transparency
    4.0 (587)
  • Customer Service
    4.2 (705)
  • Value for Money
    4.0 (690)
  • Claim ApprovedYes (45) · No (6)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterYoui
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Included and Not Offered
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra
  • Choice of RepairerNot Allowed and Optional Extra
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Budget Direct Car Insurance

Budget Direct Car Insurance · includes 5 listings

3.9 from 6,203 reviews

Latest review: the set-up was very frustrating as the information was not entered correctly even though I explained the situation 4 times, it took over a week and 4 phone called before the information was correct.

  • Transparency
    4.0 (1,396)
  • Customer Service
    4.0 (1,595)
  • Value for Money
    4.1 (1,664)
  • Claim ApprovedYes (139) · No (74)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Reduced Excess Optional Extra
  • Choice of RepairerNot Allowed, Not Applicable and Optional Extra
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Integrity Extended Warranties

Integrity Extended Warranties · includes 2 listings

3.4 from 155 reviews

Latest review: Car was fixed immediately with hassle free service from the repairer and the integrity team. We were kept upto speed throughout the whole process. The car was back on the road the next

  • Transparency
    3.4 (123)
  • Customer Service
    3.6 (130)
  • Value for Money
    3.4 (129)
  • Claim ApprovedYes (77) · No (24)
  • Coverage TypeMechanical Breakdown / Extended Warranty
  • UnderwriterIntegrity Car Care
  • Legal Liability Cover Not Included
  • Roadside Assistance Included
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation and Hire Car after an Incident
Real Car Insurance

Real Car Insurance · includes 3 listings

3.2 from 462 reviews

Latest review: Been with Real for house and contents and car insurance and excellent to work with-good value-speedy payout after car accident. Would not hesitate to recommend them to any person looking for a trust

  • Transparency
    2.8 (23)
  • Customer Service
    3.1 (33)
  • Value for Money
    3.4 (34)
  • Claim ApprovedYes (14) · No (2)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed, Not Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
Eric Insurance

Eric Insurance · includes 4 listings

3.3 from 68 reviews

Latest review: Was coerced into eric insurance by finance rep at a motorcycle dealer. Come 2 months later when I claimed a not at fault claim and eric were poor to say the least. I had to deal with a 3rd party

  • Transparency
    3.7 (35)
  • Customer Service
    3.8 (38)
  • Value for Money
    3.5 (37)
  • Claim ApprovedYes (26) · No (3)
  • Coverage TypeComprehensive, Mechanical Breakdown / Extended Warranty and Tyre & Wheel
  • UnderwriterEric Insurance Limited
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
Woolworths Car Insurance

Woolworths Car Insurance · includes 3 listings

2.6 from 779 reviews

Latest review: Recently I was involved in a car accident, my beloved car was sadly written off from a collision with another vehicle. I was so impressed by the super prompt service I received from Woolworths. The

  • Transparency
    2.5 (208)
  • Customer Service
    2.5 (264)
  • Value for Money
    2.6 (256)
  • Claim ApprovedYes (156) · No (33)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs
Huddle Car Insurance

Huddle Car Insurance · includes 2 listings

3.1 from 29 reviews

Latest review: Very unhelpful staff and terrible customer service. You may think they offer a good deal, but when it comes to claiming they impose huge hidden charges. We had someone hit our parked car. Took they

  • Transparency
    3.7 (15)
  • Customer Service
    3.7 (21)
  • Value for Money
    3.5 (21)
  • Claim ApprovedYes (5) · No (0)
  • Coverage TypeComprehensive and Third Party Property Damage
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident and Towing Costs
Suncorp Motor Insurance

Suncorp Motor Insurance · includes 4 listings

2.3 from 169 reviews

Latest review: I received a call from repair centre to say they cannot fit the vehicle in their spray booth. As the nominated point of contact for this repair (friend of customer, insured driver at incident) I

  • Transparency
    2.2 (33)
  • Customer Service
    2.2 (35)
  • Value for Money
    1.9 (35)
  • Claim ApprovedYes (14) · No (8)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Included
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Enthusiast Motor Insurance

Enthusiast Motor Insurance · includes 2 listings

3.8 from 12 reviews

Latest review: Enthusiast was atleast 50% cheaper than any other insurer. great service any time Ive had to call. I have recommend Enthusiast to many of my friends and family looking for

  • Transparency
    4.3 (9)
  • Customer Service
    4.6 (9)
  • Value for Money
    4.9 (9)
  • Claim ApprovedYes (1) · No (0)
  • Coverage TypeComprehensive and Third Party Property Damage
  • UnderwriterAssetinsure Pty Ltd
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs
Shannons Car Insurance

Shannons Car Insurance · includes 2 listings

2.2 from 200 reviews

Latest review: I wish I could leave no stars. Do not do business with these people. I had my car stolen and they did absolutely nothing but try and get out of paying. After weeks of back and forth they only gave me

  • Transparency
    2.3 (40)
  • Customer Service
    2.1 (52)
  • Value for Money
    2.1 (50)
  • Claim ApprovedYes (20) · No (10)
  • Coverage TypeComprehensive and Third Party Property Damage
  • UnderwriterAllianz
  • Legal Liability Cover Included up to $20 million
  • Choice of RepairerAllowed and Not Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs
GIO Car Insurance

GIO Car Insurance · includes 5 listings

2.1 from 235 reviews

Latest review: It’s been more than 3 weeks since I lodged claim and I was not at fault Driver insured with Gio. I had 3 cars and my home and contents insurance with Gio. I was calling every week to gio to get u

  • Transparency
    1.9 (35)
  • Customer Service
    2.0 (41)
  • Value for Money
    1.9 (40)
  • Claim ApprovedYes (16) · No (10)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Included and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered, Zero Excess Included and Zero Excess Optional Extra
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident and Towing Costs
RAA Car Insurance

RAA Car Insurance · includes 4 listings

2.1 from 126 reviews

Latest review: Good price and FANTASTIC service. I can't speak more highly enough about RAA Car Insurance. Over the years I have gone to a number of insurers, and whilst RAA might be slightly higher, the quality of

  • Transparency
    1.9 (24)
  • Customer Service
    2.2 (29)
  • Value for Money
    2.1 (28)
  • Claim ApprovedYes (11) · No (8)
  • Coverage TypeComprehensive, Third Party Property Damage, Third Party, Fire and Theft and Veteran, Vintage and Classic Vehicle
  • UnderwriterRAA Insurance
  • Legal Liability Cover Included up to $20 million
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Included
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs
APIA Car Insurance

APIA Car Insurance · includes 3 listings

2.1 from 153 reviews

Latest review: Just changed to APIA for my car insurance, half price of my old one. Thanks for the savings, easy to set up and great customer service. Look forward to many years of

  • Transparency
    2.9 (23)
  • Customer Service
    3.1 (28)
  • Value for Money
    2.6 (27)
  • Claim ApprovedYes (14) · No (2)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
AAMI Car Insurance

AAMI Car Insurance · includes 4 listings

2.0 from 1,234 reviews

Underwritten by the Suncorp Network, AAMI offers four car insurance policies: CTP green slip for NSW, ACT and SA, Comprehensive, Third Party Property Damage Only, and Fire, Theft and Third Party Property Damage.

  • Transparency
    1.9 (149)
  • Customer Service
    2.0 (184)
  • Value for Money
    1.9 (187)
  • Claim ApprovedYes (75) · No (34)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Bingle

Bingle · includes 2 listings

2.0 from 651 reviews

Latest review: Both Premium and excess amount jumped up after one no-at fault claim and Online-Only help centre is absolutely helpless. I understand premium can be increased if at-fault claim made, not excess.

  • Transparency
    2.4 (79)
  • Customer Service
    2.2 (100)
  • Value for Money
    2.6 (95)
  • Claim ApprovedYes (52) · No (10)
  • Coverage TypeComprehensive and Third Party Property Damage
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs
RACQ Car Insurance

RACQ Car Insurance · includes 4 listings

2.0 from 238 reviews

Latest review: For 2 days I have been attempting to lodge a caravan awning damage claim (weather caused) and the wait queue is anything between 1 hour and several hours. Call back does not occur as I am unable to

  • Transparency
    1.6 (47)
  • Customer Service
    1.5 (53)
  • Value for Money
    1.5 (52)
  • Claim ApprovedYes (21) · No (10)
  • Coverage TypeComprehensive, Third Party Property Damage, Third Party, Fire and Theft and Veteran, Vintage and Classic Vehicle
  • UnderwriterRACQ Insurance
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Optional Extra
  • Choice of RepairerAllowed and Not Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Allianz Car Insurance

Allianz Car Insurance · includes 4 listings

2.0 from 646 reviews

Latest review: Long time customer and big fan of your product,when I made a claim some years ago the quality of care and speed of reply made me a fan for

  • Transparency
    2.6 (157)
  • Customer Service
    2.6 (185)
  • Value for Money
    2.5 (180)
  • Claim ApprovedYes (61) · No (21)
  • Coverage TypeComprehensive, Compulsory Third Party (CTP Green Slip), Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAllianz
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered and Zero Excess Included
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs
Australia Post Car Insurance

Australia Post Car Insurance · includes 3 listings

2.4 from 40 reviews

Latest review: Both of my cars have been comprehensively insured with Australia Post for five years or so. Made on claim in March 2020 where it was deemed to be our fault - paid excess and got my car fixed. Just

  • Transparency
    1.0 (2)
  • Customer Service
    1.0 (2)
  • Value for Money
    1.0 (1)
  • Claim ApprovedYes (3) · No (0)
  • Coverage TypeComprehensive, Third Party Property Damage and Third Party, Fire and Theft
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered and Reduced Excess Optional Extra
  • Choice of RepairerNot Allowed and Optional Extra
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident and Towing Costs
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