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Best Car Insurance in Victoria Melbourne and Geelong

How to compare car insurance to find the best policy for you

With so many car insurance providers and policies on the market, dipping into the policy pool can be confusing. Use this guide for tips on how to find the car insurance that's ideal for you.

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122 listings

RACV Car Insurance

RACV Car Insurance · includes 5 listings

1.9 from 507 reviews

Latest review: * My experience has been mainly, almost all excellent with RACV. * I have never had a major issue with RACV. * Polite, efficient service. * I have been with RACV for about 17 years on and off

  • Transparency
    2.0 (122)
  • Customer Service
    1.9 (139)
  • Value for Money
    1.9 (136)
  • Claim ApprovedYes (45) · No (24)
  • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Veteran, Vintage and Classic Vehicle
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Included
  • Reduced or Zero Excess Windscreen CoverZero Excess Included, Zero Excess Optional Extra and Not Offered
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident and Essential / Emergency Repairs
PD Insurance

PD Insurance · includes 3 listings

1.9 from 178 reviews

Latest review: The policy was good value. Cheaper than everyone else in the market for me. I also got a phone call from a lovey lady who was very informative and couldn't do enough to help

  • Transparency
    2.0 (21)
  • Customer Service
    1.8 (26)
  • Value for Money
    2.0 (26)
  • Claim ApprovedYes (8) · No (10)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterPacific International Insurance Pty Ltd
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverReduced Excess Included and Not Offered
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after an Incident and Essential / Emergency Repairs
CGU Car Insurance

CGU Car Insurance · includes 3 listings

1.7 from 169 reviews

Latest review: Worst ever - I had my CC stolen so wanted to change my card details - what a carry on - the end result was that I was refused the information - My insurance was due yesterday I wanted to pay money

  • Transparency
    1.0 (23)
  • Customer Service
    1.1 (27)
  • Value for Money
    1.1 (24)
  • Claim ApprovedYes (12) · No (9)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterInsurance Australia
  • Legal Liability Cover 30000000
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra and Not Offered
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Hire Car after an Incident and Essential / Emergency Repairs
HBF Car Insurance

HBF Car Insurance · includes 3 listings

2.5 from 17 reviews

Latest review: I am not with HBF Car Insurance but the guy who rear-ended me was. My car was written off so I do not have a car to drive. Imagine going 3 months without your own car to drive with through no fault

  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterInsurance Australia Limited
  • Legal Liability Cover $30 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
Virgin Car Insurance

Virgin Car Insurance · includes 3 listings

1.7 from 78 reviews

Latest review: I was with them for 2 years, I wanted to renew the policy and called 1 day before expire. The rate was very low, which made me very happy. However, after I have spoken to the call center, they

  • Transparency
    1.9 (23)
  • Customer Service
    1.8 (26)
  • Value for Money
    2.0 (25)
  • Claim ApprovedYes (8) · No (7)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra and Not Offered
  • Choice of RepairerOptional Extra and Not Allowed
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
1st for Women Car Insurance

1st for Women Car Insurance · includes 3 listings

2.2 from 20 reviews

Latest review: Had been comprehensively insured with 1st for women for a number of years. Called to discuss options regarding my policy and reduce to 3rd party fire and theft. Their prices are VERY expensive. There

  • Transparency
    1.0 (1)
  • Customer Service
    1.0 (1)
  • Value for Money
    1.0 (1)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra and Not Offered
  • Choice of RepairerOptional Extra, Not Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Coles Car Insurance

Coles Car Insurance · includes 3 listings

1.5 from 1,502 reviews

Latest review: Missed one payment, they sent a email which was lost in my junk. Cancelled policy. Why is it so difficult to just call your customers? One simple phone call would have sorted it out on the spot.

  • Transparency
    1.8 (122)
  • Customer Service
    1.8 (146)
  • Value for Money
    1.9 (142)
  • Claim ApprovedYes (49) · No (31)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterInsurance Australia Limited
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Included and Not Offered
  • Choice of RepairerNot Allowed
  • Inclusions Towing Costs and Emergency Transport & Accommodation
Bupa Car Insurance

Bupa Car Insurance · includes 3 listings

2.5 from 12 reviews

Latest review: Poor communications and handling with insurance company following claims by another party for liability. Constant delays by the insurance provider to proactively deal and close the ongoing claim. Has

  • Transparency
    1.0 (1)
  • Customer Service
    1.0 (1)
  • Value for Money
    1.0 (1)
  • Claim ApprovedYes (0) · No (1)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • Legal Liability Cover Included up to $30 million
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
QBE Car Insurance

QBE Car Insurance · includes 4 listings

1.4 from 315 reviews

Latest review: Avoid i changed states and wanted to get a refund on my green slip gave reg number of motor bike so person would bring up screen with my info on it ,,,5 mins into the exchange she tells me it is not

  • Transparency
    1.8 (43)
  • Customer Service
    1.8 (48)
  • Value for Money
    1.8 (45)
  • Claim ApprovedYes (19) · No (10)
  • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Compulsory Third Party (CTP Green Slip)
  • UnderwriterQBE
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Optional Extra and Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Commonwealth Bank Car Insurance

Commonwealth Bank Car Insurance · includes 3 listings

1.5 from 122 reviews

Latest review: Finding out that with my claim 700282766 that Comminsure are deducting unused premiums and unused rego & CTP from my quoted settlement! What a rip off that they don't tell you when you sign up. Its

  • Transparency
    1.5 (12)
  • Customer Service
    1.8 (16)
  • Value for Money
    1.7 (16)
  • Claim ApprovedYes (6) · No (9)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterCommonwealth Bank
  • Legal Liability Cover Included up to $20 million
  • Reduced or Zero Excess Windscreen CoverZero Excess Included and Not Offered
  • Choice of RepairerNot Allowed
  • Inclusions Towing Costs, Hire Car after an Incident and Essential / Emergency Repairs
Toyota Motor Vehicle Insurance

Toyota Motor Vehicle Insurance · includes 2 listings

1.5 from 123 reviews

Latest review: I have been with these guys for over 7 year I could not ask for a better insurance company to deal with the are amazing and highly recommend them. Each time I have had too lodge a claim they have had

  • Transparency
    1.6 (24)
  • Customer Service
    1.5 (31)
  • Value for Money
    1.4 (32)
  • Claim ApprovedYes (15) · No (4)
  • Coverage TypeComprehensive and Mechanical Breakdown / Extended Warranty
  • UnderwriterAioi Nissay Dowa Insurance Company
  • Legal Liability Cover Included up to $20 million
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Auto & General Car Insurance

Auto & General Car Insurance

1.4 from 56 reviews

Auto & General is the underwriter for several car insurance brands in Australia. These include: Budget Direct, Australia Post, Virgin Money and 1st for Women.

  • Transparency
    1.2 (18)
  • Customer Service
    1.3 (19)
  • Value for Money
    1.2 (19)
  • Claim ApprovedYes (8) · No (4)
No values yet
Lumley Special Vehicles

Lumley Special Vehicles · includes 2 listings

2.1 from 10 reviews

Latest review: I was only trying to get a quote so I can decide if I should purchase my 'special vehicle'. That is, if it costs too much to insure, I won't buy it; and vice versa. No, no help there. Very arrogant

  • Transparency
    1.0 (1)
  • Customer Service
    1.0 (1)
  • Value for Money
    1.0 (1)
  • Coverage TypeVeteran, Vintage and Classic Vehicle
  • Legal Liability Cover Included up to $30 million
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
WFI Car Insurance

WFI Car Insurance · includes 3 listings

1.7 from 15 reviews

Latest review: Service was amazing, always quick to contact back, very good price. I had a claim and was kept in the loop, constant updates. Very happy! I know some reviews appear bad, but almost all are from

  • Transparency
    2.3 (4)
  • Customer Service
    2.0 (4)
  • Value for Money
    2.0 (4)
  • Claim ApprovedYes (1) · No (1)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterInsurance Australia Limited
  • Legal Liability Cover Included up to $50,000,000
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Included and Not Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident and Essential / Emergency Repairs
Carpeesh

Carpeesh

1.2 from 17 reviews

Latest review: They make you download an app that tracks your driving. If you don't let them track your driving, you have to pay an additional $1000 excess, on top of your policy excess! Basically a front you

  • Transparency
    1.4 (14)
  • Customer Service
    1.5 (14)
  • Value for Money
    1.5 (14)
  • Claim ApprovedYes (3) · No (2)
No values yet
Mercedes-Benz Financial Services Australia Insurance

Mercedes-Benz Financial Services Australia Insurance · includes 4 listings

1.3 from 12 reviews

Latest review: Dealing with a lady there called Sandie - who was incredible. I believe she heads up the team. She was extremely professional, kind and helpful. Should you ever need support - ask to speak with her,

  • Transparency
    2.3 (3)
  • Customer Service
    2.3 (3)
  • Value for Money
    2.3 (3)
  • Claim ApprovedYes (1) · No (0)
  • Coverage TypeComprehensive and Tyre & Wheel
  • UnderwriterAllianz and QBE
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after an Incident and Emergency Transport & Accommodation
New Vision Financial Services

New Vision Financial Services · includes 7 listings

5.0 from 22 reviews

Latest review: Good service. Great customer service. If you need house loan please contact Chris New Vision Financial Services Home Loans . He will look after you. I am happy with his service

  • Transparency
    5.0 (13)
  • Customer Service
    4.9 (13)
No values yet
Elders Car Insurance

Elders Car Insurance · includes 3 listings

5.0 from 1 review

Latest review: We ran over a large rock that fell from a tipper truck, we managed to get some paperwork to confirm the incident, Elders Insurance told us we may have to pay an excess if they have no luck tracking

  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterQBE
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
UbiCar Comprehensive Car Insurance

UbiCar Comprehensive Car Insurance

4.0 from 1 review

Latest review: I was shopping around and i found UbiCar which is a unique way to offer insurance, it is definitely not designed for boomers as your premium can change every month based on your driving habits but

  • Transparency
    5.0 (1)
  • Customer Service
    4.0 (1)
  • Value for Money
    5.0 (1)
  • Coverage TypeComprehensive
  • UnderwriterRAC Insurance
  • Legal Liability Cover $25 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs
Savvy

Savvy · includes 6 listings

3.5 from 138 reviews

Latest review: Just another information gathering company I have to assume. I tick all the eligibility boxes. Same job for 5 years, almost $2000 a fortnight income, and after filling in all the information they

  • Transparency
    3.5 (20)
  • Customer Service
    3.3 (27)
  • Value for Money
    5.0 (1)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
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