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Best Car Insurance in Western Australia Perth

How to compare car insurance to find the best policy for you

With so many car insurance providers and policies on the market, dipping into the policy pool can be confusing. Use this guide for tips on how to find the car insurance that's ideal for you.

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127 listings

Seniors Car Insurance
  • Award Winner 2021
  • 2020

Seniors Car Insurance · includes 3 listings

4.8 from 2,132 reviews

While Australian Seniors is catered to drivers 50 years and over, it offers insurance for all Australian drivers over 17 with a valid driver’s license. Basking in a high overall rating, Australian Seniors' is most praised for its outstanding customer service and value for money.

  • Transparency
    4.6 (1,555)
  • Customer Service
    4.8 (1,608)
  • Value for Money
    4.8 (1,665)
  • Claim ApprovedYes (67) · No (3)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerNot Allowed
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Australian Warranty Network
  • Award Winner 2021
  • 2020

Australian Warranty Network · includes 3 listings

4.5 from 824 reviews

Latest review: Great team and quick response. I will recommend the insurance company any day, anytime. The staff are the best, ready to help any day any time. They have quality experts working with them to solve

  • Transparency
    4.6 (336)
  • Customer Service
    4.7 (370)
  • Value for Money
    4.6 (362)
  • Claim ApprovedYes (331) · No (5)
  • Coverage TypeMechanical Breakdown / Extended Warranty
  • UnderwriterLloyd's
  • Legal Liability Cover Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Allowed
  • Inclusions Towing Costs, Hire Car after an Incident and Emergency Transport & Accommodation
Youi Car Insurance

Youi Car Insurance · includes 3 listings

4.1 from 6,713 reviews

Youi Car Insurance has produced many-a-happy customer, with Youi being an 2019 Award Winner in the ProductReview.com.au Awards.

  • Transparency
    3.9 (612)
  • Customer Service
    4.2 (732)
  • Value for Money
    3.9 (715)
  • Claim ApprovedYes (48) · No (8)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterYoui
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Included and Not Offered
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra
  • Choice of RepairerOptional Extra and Not Allowed
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Budget Direct Car Insurance

Budget Direct Car Insurance · includes 5 listings

3.9 from 6,649 reviews

Latest review: Very good website. Made the process very easy. I will recommend this to all my friends at work & socially. Let’s hope I never after claim on this policy this y

  • Transparency
    3.9 (1,720)
  • Customer Service
    4.0 (1,954)
  • Value for Money
    4.1 (2,034)
  • Claim ApprovedYes (179) · No (87)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra and Not Offered
  • Choice of RepairerOptional Extra, Not Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Integrity Extended Warranties

Integrity Extended Warranties · includes 2 listings

3.9 from 352 reviews

Latest review: Overall experience was ok in the end. My quote was approved for level one maximum cover up to $2000 when I had lever two cover up to $5000 and my quote was for $4700. In the end after contacting

  • Transparency
    3.8 (289)
  • Customer Service
    4.0 (302)
  • Value for Money
    3.8 (298)
  • Claim ApprovedYes (189) · No (33)
  • Coverage TypeMechanical Breakdown / Extended Warranty
  • UnderwriterIntegrity Car Care
  • Legal Liability Cover Not Included
  • Roadside Assistance Included
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Hire Car after an Incident and Emergency Transport & Accommodation
Real Car Insurance

Real Car Insurance · includes 3 listings

3.3 from 497 reviews

Latest review: Been with them for about 3 and half years great value for money and cheaper than online else and I also have roadside assistance. Now I have just insured my nissan patrol with them and I am very

  • Transparency
    3.4 (46)
  • Customer Service
    3.6 (64)
  • Value for Money
    3.7 (66)
  • Claim ApprovedYes (14) · No (3)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerAllowed, Not Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Eric Insurance

Eric Insurance · includes 4 listings

3.3 from 86 reviews

Latest review: I was involved in an accident with a driver insured with Ericinsurance. It took me THREE months to resolve the claim. The other driver was extremely helpful and finally cancelled his claim with Eric,

  • Transparency
    3.5 (47)
  • Customer Service
    3.8 (49)
  • Value for Money
    3.6 (47)
  • Claim ApprovedYes (32) · No (4)
  • Coverage TypeComprehensive, Mechanical Breakdown / Extended Warranty and Tyre & Wheel
  • UnderwriterEric Insurance Limited
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Woolworths Car Insurance

Woolworths Car Insurance · includes 3 listings

2.6 from 821 reviews

The scores for Woolworths Car insurance in specific areas were roughly even, with value for money receiving 2.6 stars, customer service at 2.5 stars, timeliness at 2.6 stars, and transparency coming in at 2.6 stars.

  • Transparency
    2.4 (245)
  • Customer Service
    2.5 (304)
  • Value for Money
    2.7 (295)
  • Claim ApprovedYes (177) · No (39)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerNot Allowed
  • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
SGIO Car Insurance

SGIO Car Insurance · includes 5 listings

2.5 from 248 reviews

Latest review: Used SGIO on most of my vehicles now for the last three years, Hard to beat on price so far. Wife had someone run into the back of her. Everything got sorted but communication was a bit slack and

  • Transparency
    1.9 (11)
  • Customer Service
    2.2 (13)
  • Value for Money
    2.2 (13)
  • Claim ApprovedYes (6) · No (3)
  • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Veteran, Vintage and Classic Vehicle
  • UnderwriterInsurance Australia Limited
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverReduced Excess Included, Zero Excess Included, Zero Excess Optional Extra and Not Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Enthusiast Motor Insurance

Enthusiast Motor Insurance · includes 2 listings

4.0 from 14 reviews

Latest review: I recently had the pleasure of talking to Jamie from Brisbane. This woman is extremely knowledgeable and you can tell she is passionate about what she does. Not only did she talk the talk, but she

  • Transparency
    4.5 (11)
  • Customer Service
    4.6 (11)
  • Value for Money
    4.9 (11)
  • Claim ApprovedYes (1) · No (0)
  • Coverage TypeComprehensive and Third Party Property Damage
  • UnderwriterAssetinsure Pty Ltd
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
Huddle Car Insurance

Huddle Car Insurance · includes 2 listings

2.8 from 50 reviews

Latest review: A lot better pricing than any out there and their policy is pretty all inclusive. Fair cover especially on their limited distance policy like have chosen to go with for my vehicle, just a shame I

  • Transparency
    2.9 (32)
  • Customer Service
    3.0 (38)
  • Value for Money
    3.3 (37)
  • Claim ApprovedYes (10) · No (0)
  • Coverage TypeComprehensive and Third Party Property Damage
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Suncorp Motor Insurance

Suncorp Motor Insurance · includes 4 listings

2.3 from 180 reviews

Latest review: Five months after crashing my 3 month old vehicle Suncorp still hasn't fixed it. It was written off by my repairer and was supposed to be a new for old policy. Suncorp said they happy to fix even if

  • Transparency
    1.9 (42)
  • Customer Service
    2.0 (44)
  • Value for Money
    1.8 (45)
  • Claim ApprovedYes (17) · No (11)
  • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Compulsory Third Party (CTP Green Slip)
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra and Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Included and Not Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
RAC Car Insurance

RAC Car Insurance · includes 4 listings

2.2 from 187 reviews

Latest review: The policy was very unfair. I had an accident last year they charged $500 on top for excess which is weird and unacceptable. The staff tried to help but manager was awful.

  • Transparency
    2.4 (50)
  • Customer Service
    2.5 (62)
  • Value for Money
    2.5 (61)
  • Claim ApprovedYes (18) · No (9)
  • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Veteran, Vintage and Classic Vehicle
  • UnderwriterRACQ Insurance Limited
  • Legal Liability Cover $25 Million, 25 Million and Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverReduced Excess Included, Zero Excess Included and Not Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Shannons Car Insurance

Shannons Car Insurance · includes 2 listings

2.2 from 210 reviews

Latest review: Had been with Shannons for over 11 years. They would only insure a new vehicle for TTP at a cost much higher than other insurers with full Comprehensive and a decent Agreed Value with minimal

  • Transparency
    2.4 (48)
  • Customer Service
    2.1 (60)
  • Value for Money
    2.2 (58)
  • Claim ApprovedYes (20) · No (11)
  • Coverage TypeComprehensive and Third Party Property Damage
  • UnderwriterAllianz
  • Legal Liability Cover Included up to $20 million
  • Choice of RepairerAllowed and Not Allowed
  • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
Allianz Car Insurance

Allianz Car Insurance · includes 4 listings

2.1 from 708 reviews

Latest review: Costs are up,but still lower than many others,and better than the cheaper policies.The policy was simple to set up on line,even for someone as computer-ignorant as me.No claims in the last year,but

  • Transparency
    2.8 (207)
  • Customer Service
    2.8 (235)
  • Value for Money
    2.7 (232)
  • Claim ApprovedYes (72) · No (21)
  • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Compulsory Third Party (CTP Green Slip)
  • UnderwriterAllianz
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Included and Not Offered
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
RAA Car Insurance

RAA Car Insurance · includes 4 listings

2.1 from 132 reviews

Latest review: We are waiting to cancel our policy. We have been told the car was written off, after refusing the initial offer of settlement (we could not replace our car for the amount offered) the assessor

  • Transparency
    1.9 (30)
  • Customer Service
    2.2 (35)
  • Value for Money
    2.1 (34)
  • Claim ApprovedYes (11) · No (9)
  • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Veteran, Vintage and Classic Vehicle
  • UnderwriterRAA Insurance
  • Legal Liability Cover Included up to $20 million
  • Reduced or Zero Excess Windscreen CoverZero Excess Included and Not Offered
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
GIO Car Insurance

GIO Car Insurance · includes 5 listings

2.1 from 245 reviews

Latest review: After being with GIO for 33 years and had no claims or accidents, I had someone cause $350 damage to my car through vandalism, and no fault of mine. I paid the excess of $650 to have it fixed through

  • Transparency
    1.9 (43)
  • Customer Service
    1.9 (49)
  • Value for Money
    1.9 (48)
  • Claim ApprovedYes (19) · No (13)
  • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Compulsory Third Party (CTP Green Slip)
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Included and Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Included, Zero Excess Optional Extra and Not Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Essential / Emergency Repairs and Emergency Transport & Accommodation
APIA Car Insurance

APIA Car Insurance · includes 3 listings

2.1 from 156 reviews

Latest review: My car insurance with Apia is due for renewal. I decided to change the amount insured so went online to compare different insured amounts. To my horror I accidentally typed my neighbour’s house n

  • Transparency
    2.8 (25)
  • Customer Service
    2.9 (32)
  • Value for Money
    2.5 (31)
  • Claim ApprovedYes (15) · No (2)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra and Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
AAMI Car Insurance

AAMI Car Insurance · includes 4 listings

2.0 from 1,279 reviews

Underwritten by the Suncorp Network, AAMI offers four car insurance policies: CTP green slip for NSW, ACT and SA, Comprehensive, Third Party Property Damage Only, and Fire, Theft and Third Party Property Damage.

  • Transparency
    1.8 (189)
  • Customer Service
    1.9 (224)
  • Value for Money
    1.9 (228)
  • Claim ApprovedYes (90) · No (39)
  • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Compulsory Third Party (CTP Green Slip)
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Optional Extra and Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Bingle

Bingle · includes 2 listings

2.0 from 672 reviews

Latest review: I had an accident about 10 days ago and before my claim could be progressed, Bingle requested my excess be paid in full, which I did within 5 hours of my accident. I still haven't received a word

  • Transparency
    2.2 (99)
  • Customer Service
    2.0 (120)
  • Value for Money
    2.5 (114)
  • Claim ApprovedYes (60) · No (13)
  • Coverage TypeComprehensive and Third Party Property Damage
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
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