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Best Car Insurance in Western Australia Perth

How to compare car insurance to find the best policy for you

With so many car insurance providers and policies on the market, dipping into the policy pool can be confusing. Use this guide for tips on how to find the car insurance that's ideal for you.

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127 listings

Seniors Car Insurance
  • Award Winner 2021
  • 2020

Seniors Car Insurance · includes 3 listings

4.8 from 2,105 reviews

While Australian Seniors is catered to drivers 50 years and over, it offers insurance for all Australian drivers over 17 with a valid driver’s license. Basking in a high overall rating, Australian Seniors' is most praised for its outstanding customer service and value for money.

  • Transparency
    4.6 (1,536)
  • Customer Service
    4.8 (1,590)
  • Value for Money
    4.8 (1,647)
  • Claim ApprovedYes (64) · No (3)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerNot Allowed
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Australian Warranty Network
  • Award Winner 2021
  • 2020

Australian Warranty Network · includes 3 listings

4.5 from 816 reviews

Latest review: I had the policy fraudulently taken out on my name they made a claim in my name and when I first found out about from a email asking me how I found there services? I would not know cos I’ve had n

  • Transparency
    4.7 (328)
  • Customer Service
    4.7 (362)
  • Value for Money
    4.6 (354)
  • Claim ApprovedYes (327) · No (4)
  • Coverage TypeMechanical Breakdown / Extended Warranty
  • UnderwriterLloyd's
  • Legal Liability Cover Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Allowed
  • Inclusions Towing Costs, Hire Car after an Incident and Emergency Transport & Accommodation
Youi Car Insurance

Youi Car Insurance · includes 3 listings

4.1 from 6,711 reviews

Youi Car Insurance has produced many-a-happy customer, with Youi being an 2019 Award Winner in the ProductReview.com.au Awards.

  • Transparency
    4.0 (610)
  • Customer Service
    4.2 (731)
  • Value for Money
    3.9 (714)
  • Claim ApprovedYes (48) · No (8)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterYoui
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Included and Not Offered
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra
  • Choice of RepairerOptional Extra and Not Allowed
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Budget Direct Car Insurance

Budget Direct Car Insurance · includes 5 listings

3.9 from 6,592 reviews

Latest review: Had my car stolen... Called insurance right after the police. Was told I had to pay $1000 excess to "get the ball rolling" on a claim. Police did a great job and locate my car within 24 hours, lovely

  • Transparency
    3.9 (1,685)
  • Customer Service
    4.0 (1,912)
  • Value for Money
    4.1 (1,987)
  • Claim ApprovedYes (176) · No (86)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra and Not Offered
  • Choice of RepairerOptional Extra, Not Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Integrity Extended Warranties

Integrity Extended Warranties · includes 2 listings

3.8 from 343 reviews

Latest review: This warranty is not professional, and waste of money. After having a car for 8 months I’ve have nothing but issue since owning it after spending 23 Thousand on this car. I’ve fixed 2 issues with car

  • Transparency
    3.7 (281)
  • Customer Service
    4.0 (294)
  • Value for Money
    3.8 (290)
  • Claim ApprovedYes (184) · No (33)
  • Coverage TypeMechanical Breakdown / Extended Warranty
  • UnderwriterIntegrity Car Care
  • Legal Liability Cover Not Included
  • Roadside Assistance Included
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Hire Car after an Incident and Emergency Transport & Accommodation
Real Car Insurance

Real Car Insurance · includes 3 listings

3.3 from 496 reviews

Latest review: Best value comprehensive car policy on the market, flexible (pay for kms used),and easy - did most of it online. Biggest gripe is the loyalty tax. Get around this by not renewing your policy and

  • Transparency
    3.4 (45)
  • Customer Service
    3.6 (63)
  • Value for Money
    3.7 (65)
  • Claim ApprovedYes (14) · No (3)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerAllowed, Not Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Eric Insurance

Eric Insurance · includes 4 listings

3.3 from 84 reviews

Latest review: Great value easy to set up I have been with Eric insurance for many years would recommend to anyone great value for money very friendly and helpful always kept updated on progress

  • Transparency
    3.6 (46)
  • Customer Service
    3.8 (48)
  • Value for Money
    3.7 (46)
  • Claim ApprovedYes (31) · No (4)
  • Coverage TypeComprehensive, Mechanical Breakdown / Extended Warranty and Tyre & Wheel
  • UnderwriterEric Insurance Limited
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Woolworths Car Insurance

Woolworths Car Insurance · includes 3 listings

2.6 from 821 reviews

The scores for Woolworths Car insurance in specific areas were roughly even, with value for money receiving 2.6 stars, customer service at 2.5 stars, timeliness at 2.6 stars, and transparency coming in at 2.6 stars.

  • Transparency
    2.4 (245)
  • Customer Service
    2.5 (304)
  • Value for Money
    2.7 (295)
  • Claim ApprovedYes (177) · No (39)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerNot Allowed
  • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
SGIO Car Insurance

SGIO Car Insurance · includes 5 listings

2.5 from 248 reviews

Latest review: Used SGIO on most of my vehicles now for the last three years, Hard to beat on price so far. Wife had someone run into the back of her. Everything got sorted but communication was a bit slack and

  • Transparency
    1.9 (11)
  • Customer Service
    2.2 (13)
  • Value for Money
    2.2 (13)
  • Claim ApprovedYes (6) · No (3)
  • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Veteran, Vintage and Classic Vehicle
  • UnderwriterInsurance Australia Limited
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverReduced Excess Included, Zero Excess Included, Zero Excess Optional Extra and Not Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Enthusiast Motor Insurance

Enthusiast Motor Insurance · includes 2 listings

4.0 from 14 reviews

Latest review: I recently had the pleasure of talking to Jamie from Brisbane. This woman is extremely knowledgeable and you can tell she is passionate about what she does. Not only did she talk the talk, but she

  • Transparency
    4.5 (11)
  • Customer Service
    4.6 (11)
  • Value for Money
    4.9 (11)
  • Claim ApprovedYes (1) · No (0)
  • Coverage TypeComprehensive and Third Party Property Damage
  • UnderwriterAssetinsure Pty Ltd
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
Huddle Car Insurance

Huddle Car Insurance · includes 2 listings

2.6 from 42 reviews

Latest review: Never received message regarding ODO meter (sms service wasn't working- proven on phone call) wanted to charge $1000 excess. Took my car to salvage yard (write off) with all my belongings in it even

  • Transparency
    2.8 (27)
  • Customer Service
    2.9 (33)
  • Value for Money
    3.2 (32)
  • Claim ApprovedYes (9) · No (0)
  • Coverage TypeComprehensive and Third Party Property Damage
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Suncorp Motor Insurance

Suncorp Motor Insurance · includes 4 listings

2.3 from 180 reviews

Latest review: Five months after crashing my 3 month old vehicle Suncorp still hasn't fixed it. It was written off by my repairer and was supposed to be a new for old policy. Suncorp said they happy to fix even if

  • Transparency
    1.9 (42)
  • Customer Service
    2.0 (44)
  • Value for Money
    1.8 (45)
  • Claim ApprovedYes (17) · No (11)
  • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Compulsory Third Party (CTP Green Slip)
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra and Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Included and Not Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
RAC Car Insurance

RAC Car Insurance · includes 4 listings

2.2 from 187 reviews

Latest review: The policy was very unfair. I had an accident last year they charged $500 on top for excess which is weird and unacceptable. The staff tried to help but manager was awful.

  • Transparency
    2.4 (50)
  • Customer Service
    2.5 (62)
  • Value for Money
    2.5 (61)
  • Claim ApprovedYes (18) · No (9)
  • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Veteran, Vintage and Classic Vehicle
  • UnderwriterRACQ Insurance Limited
  • Legal Liability Cover $25 Million, 25 Million and Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverReduced Excess Included, Zero Excess Included and Not Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Shannons Car Insurance

Shannons Car Insurance · includes 2 listings

2.2 from 207 reviews

Latest review: Rang up to get a quote as I just purchased a prestige car and needed a reputable insurer. This was one of the most belittling experiences I have ever had with a business. The staff member I spoke to

  • Transparency
    2.3 (45)
  • Customer Service
    2.1 (57)
  • Value for Money
    2.1 (55)
  • Claim ApprovedYes (20) · No (11)
  • Coverage TypeComprehensive and Third Party Property Damage
  • UnderwriterAllianz
  • Legal Liability Cover Included up to $20 million
  • Choice of RepairerAllowed and Not Allowed
  • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
Allianz Car Insurance

Allianz Car Insurance · includes 4 listings

2.1 from 703 reviews

Latest review: Since being with Allianz, I have always found them reliable, knowledgeable and helpful. This includes negotiating the annual cost each year, as well as supporting any claims I may have

  • Transparency
    2.8 (203)
  • Customer Service
    2.8 (231)
  • Value for Money
    2.7 (228)
  • Claim ApprovedYes (71) · No (21)
  • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Compulsory Third Party (CTP Green Slip)
  • UnderwriterAllianz
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Included and Not Offered
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
RAA Car Insurance

RAA Car Insurance · includes 4 listings

2.1 from 132 reviews

Latest review: We are waiting to cancel our policy. We have been told the car was written off, after refusing the initial offer of settlement (we could not replace our car for the amount offered) the assessor

  • Transparency
    1.9 (30)
  • Customer Service
    2.2 (35)
  • Value for Money
    2.1 (34)
  • Claim ApprovedYes (11) · No (9)
  • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Veteran, Vintage and Classic Vehicle
  • UnderwriterRAA Insurance
  • Legal Liability Cover Included up to $20 million
  • Reduced or Zero Excess Windscreen CoverZero Excess Included and Not Offered
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
GIO Car Insurance

GIO Car Insurance · includes 5 listings

2.1 from 244 reviews

Latest review: Don’t bother getting the road side assist add on. Requested a tow truck and they wouldn’t send one until a battery guy came. After waiting an hour, he confirmed in less than 30 secs he arrived that I

  • Transparency
    1.9 (42)
  • Customer Service
    1.9 (48)
  • Value for Money
    1.9 (47)
  • Claim ApprovedYes (19) · No (13)
  • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Compulsory Third Party (CTP Green Slip)
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Included and Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Included, Zero Excess Optional Extra and Not Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Essential / Emergency Repairs and Emergency Transport & Accommodation
APIA Car Insurance

APIA Car Insurance · includes 3 listings

2.1 from 156 reviews

Latest review: My car insurance with Apia is due for renewal. I decided to change the amount insured so went online to compare different insured amounts. To my horror I accidentally typed my neighbour’s house n

  • Transparency
    2.8 (25)
  • Customer Service
    2.9 (32)
  • Value for Money
    2.5 (31)
  • Claim ApprovedYes (15) · No (2)
  • Coverage TypeComprehensive, Third Party, Fire and Theft and Third Party Property Damage
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra and Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
AAMI Car Insurance

AAMI Car Insurance · includes 4 listings

2.0 from 1,276 reviews

Underwritten by the Suncorp Network, AAMI offers four car insurance policies: CTP green slip for NSW, ACT and SA, Comprehensive, Third Party Property Damage Only, and Fire, Theft and Third Party Property Damage.

  • Transparency
    1.8 (188)
  • Customer Service
    1.9 (222)
  • Value for Money
    1.9 (226)
  • Claim ApprovedYes (89) · No (39)
  • Coverage TypeComprehensive, Third Party, Fire and Theft, Third Party Property Damage and Compulsory Third Party (CTP Green Slip)
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Optional Extra and Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Bingle

Bingle · includes 2 listings

2.0 from 671 reviews

Latest review: Great value for money and easy to set up a policy. Claim process is all online and very efficient. Yes you do have to pay the excess upfront even if it is not your fault, but you get this back after

  • Transparency
    2.2 (98)
  • Customer Service
    2.0 (119)
  • Value for Money
    2.5 (113)
  • Claim ApprovedYes (59) · No (13)
  • Coverage TypeComprehensive and Third Party Property Damage
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra and Not Offered
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
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