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Best Car Insurance in Western Australia Perth

How to compare car insurance to find the best policy for you

With so many car insurance providers and policies on the market, dipping into the policy pool can be confusing. Use this guide for tips on how to find the car insurance that's ideal for you.

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125 listings

Seniors Car Insurance
  • Award Winner 2021
  • 2020

Seniors Car Insurance · includes 3 listings

4.8 from 1,929 reviews

Latest review: I am a Seniors Insurance "newbie" after being with another company for 14 years. I applied online for insurance with Seniors as I was happy with their quote. I phoned Customer Service as I had a

  • Transparency
    4.6 (1,395)
  • Customer Service
    4.8 (1,452)
  • Value for Money
    4.8 (1,501)
  • Claim ApprovedYes (53) · No (3)
  • Coverage TypeThird Party, Fire and Theft
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Towing Costs, Emergency Transport & Accommodation, Hire Car after a No Fault Accident, Hire Car after an Incident and Essential / Emergency Repairs
Australian Warranty Network
  • Award Winner 2021
  • 2020
  • 2019

Australian Warranty Network · includes 3 listings

4.5 from 778 reviews

Latest review: After submitting a claim online over the weekend, I received a call from AWN first thing Monday morning! Immediately my problem was addressed and that afternoon I was already getting my car looked at

  • Transparency
    4.7 (295)
  • Customer Service
    4.7 (328)
  • Value for Money
    4.7 (322)
  • Claim ApprovedYes (297) · No (4)
  • Coverage TypeMechanical Breakdown / Extended Warranty
  • UnderwriterLloyd's
  • Legal Liability Cover Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Allowed
  • Inclusions Towing Costs, Emergency Transport & Accommodation and Hire Car after an Incident
Youi Car Insurance
  • Award Winner 2019

Youi Car Insurance · includes 3 listings

4.1 from 6,689 reviews

Youi Car Insurance has produced many-a-happy customer, with Youi being an 2019 Award Winner in the ProductReview.com.au Awards.

  • Transparency
    4.0 (595)
  • Customer Service
    4.2 (713)
  • Value for Money
    4.0 (697)
  • Claim ApprovedYes (47) · No (6)
  • Coverage TypeThird Party, Fire and Theft
  • UnderwriterYoui
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered and Included
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra
  • Choice of RepairerNot Allowed and Optional Extra
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Budget Direct Car Insurance

Budget Direct Car Insurance · includes 5 listings

3.9 from 6,261 reviews

Latest review: Good value and nice to set up especially the online cam-inspection. Just under a month for now. I have not lodged any claim yet and always proactive to avoidable incidents. Good.

  • Transparency
    3.9 (1,444)
  • Customer Service
    4.0 (1,644)
  • Value for Money
    4.1 (1,714)
  • Claim ApprovedYes (150) · No (79)
  • Coverage TypeComprehensive
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra
  • Choice of RepairerOptional Extra, Not Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Essential / Emergency Repairs, Emergency Transport & Accommodation and Hire Car after an Incident
Integrity Extended Warranties

Integrity Extended Warranties · includes 2 listings

3.8 from 239 reviews

Latest review: The policy is excellent value, the customer service team is professional and helpful. Our car had problems shortly after purchasing and Integrity didn't hesitate in providing a quick approval when

  • Transparency
    3.7 (197)
  • Customer Service
    3.9 (205)
  • Value for Money
    3.8 (203)
  • Claim ApprovedYes (129) · No (28)
  • Coverage TypeMechanical Breakdown / Extended Warranty
  • UnderwriterIntegrity Car Care
  • Legal Liability Cover Not Included
  • Roadside Assistance Included
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Applicable and Allowed
  • Inclusions Emergency Transport & Accommodation and Hire Car after an Incident
Real Car Insurance

Real Car Insurance · includes 3 listings

3.2 from 475 reviews

Latest review: Insurance at a great price in minutes I love the way Real is able to flex with the amount of kms we drive .. a great product .. great savings Thank

  • Transparency
    3.2 (32)
  • Customer Service
    3.4 (45)
  • Value for Money
    3.6 (46)
  • Claim ApprovedYes (14) · No (3)
  • Coverage TypeThird Party Property Damage
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerAllowed, Not Allowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Eric Insurance

Eric Insurance · includes 4 listings

3.3 from 72 reviews

Latest review: I think my policy is good value, so far as I feel.I have not made any claims as yet, I will know better about Eric Comprehensive car insurance if I do happen to make a

  • Transparency
    3.8 (37)
  • Customer Service
    3.9 (40)
  • Value for Money
    3.6 (39)
  • Claim ApprovedYes (27) · No (3)
  • Coverage TypeTyre & Wheel
  • UnderwriterEric Insurance Limited
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Applicable and Not Allowed
  • Inclusions Towing Costs, Emergency Transport & Accommodation and Hire Car after an Incident
Woolworths Car Insurance

Woolworths Car Insurance · includes 3 listings

2.6 from 792 reviews

The scores for Woolworths Car insurance in specific areas were roughly even, with value for money receiving 2.6 stars, customer service at 2.5 stars, timeliness at 2.6 stars, and transparency coming in at 2.6 stars.

  • Transparency
    2.4 (218)
  • Customer Service
    2.4 (276)
  • Value for Money
    2.6 (266)
  • Claim ApprovedYes (160) · No (36)
  • Coverage TypeComprehensive
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Towing Costs, Emergency Transport & Accommodation and Essential / Emergency Repairs
Huddle Car Insurance

Huddle Car Insurance · includes 2 listings

3.1 from 35 reviews

Latest review: I want to change my email address to receive insurance policy details because I put wrong email address, so please send me the details by new email address. Thanks for interest.

  • Transparency
    3.4 (20)
  • Customer Service
    3.4 (26)
  • Value for Money
    3.4 (25)
  • Claim ApprovedYes (7) · No (0)
  • Coverage TypeComprehensive
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Applicable and Not Allowed
  • Inclusions Emergency Transport & Accommodation, Towing Costs and Hire Car after a No Fault Accident
SGIO Car Insurance

SGIO Car Insurance · includes 5 listings

2.5 from 246 reviews

Latest review: I have been with sgio for nearly a year and this is probably the worst company i have come across .. lodged a claim for very first time in my life. I wasn't at fault and other party was cooperative

  • Transparency
    1.8 (9)
  • Customer Service
    2.1 (11)
  • Value for Money
    2.0 (11)
  • Claim ApprovedYes (5) · No (3)
  • Coverage TypeComprehensive
  • UnderwriterInsurance Australia Limited
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverReduced Excess Included and Zero Excess Optional Extra
  • Choice of RepairerNot Applicable and Allowed
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Suncorp Motor Insurance

Suncorp Motor Insurance · includes 4 listings

2.3 from 173 reviews

Latest review: I have been with Suncorp for three years and have over 5 insurance policies with them, due to instance I asked for clarification, I got a response from a customer representative, “ it is up to you a

  • Transparency
    2.1 (36)
  • Customer Service
    2.2 (38)
  • Value for Money
    1.9 (38)
  • Claim ApprovedYes (15) · No (9)
  • Coverage TypeThird Party Property Damage
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra and Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Towing Costs, Hire Car after a No Fault Accident, Hire Car after an Incident, Emergency Transport & Accommodation and Essential / Emergency Repairs
Enthusiast Motor Insurance

Enthusiast Motor Insurance · includes 2 listings

3.8 from 12 reviews

Latest review: Enthusiast was atleast 50% cheaper than any other insurer. great service any time Ive had to call. I have recommend Enthusiast to many of my friends and family looking for

  • Transparency
    4.3 (9)
  • Customer Service
    4.6 (9)
  • Value for Money
    4.9 (9)
  • Claim ApprovedYes (1) · No (0)
  • Coverage TypeComprehensive
  • UnderwriterAssetinsure Pty Ltd
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Emergency Transport & Accommodation and Essential / Emergency Repairs
RAC Car Insurance

RAC Car Insurance · includes 4 listings

2.2 from 178 reviews

Latest review: Sometimes a hit and miss. I received an email to renew my insurance and I made payment one day before it expired. A few days later, I got into a not at fault minor accident and they asked me to pay

  • Transparency
    2.5 (46)
  • Customer Service
    2.5 (55)
  • Value for Money
    2.5 (54)
  • Claim ApprovedYes (15) · No (9)
  • Coverage TypeThird Party Property Damage
  • UnderwriterRACQ Insurance Limited
  • Legal Liability Cover $25 Million, 25 Million and Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Applicable and Allowed
  • Inclusions Towing Costs, Hire Car after an Incident, Essential / Emergency Repairs and Emergency Transport & Accommodation
Shannons Car Insurance

Shannons Car Insurance · includes 2 listings

2.2 from 202 reviews

Latest review: Had to haggle every year from the start.. Suncorp was cheaper from the start. If you choose Shannons you will get a big discount if you do not claim after 3 years they stated, so I chose Shannons.

  • Transparency
    2.3 (42)
  • Customer Service
    2.0 (54)
  • Value for Money
    2.1 (52)
  • Claim ApprovedYes (20) · No (10)
  • Coverage TypeThird Party Property Damage
  • UnderwriterAllianz
  • Legal Liability Cover Included up to $20 million
  • Choice of RepairerAllowed and Not Allowed
  • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
RAA Car Insurance

RAA Car Insurance · includes 4 listings

2.1 from 126 reviews

Latest review: Good price and FANTASTIC service. I can't speak more highly enough about RAA Car Insurance. Over the years I have gone to a number of insurers, and whilst RAA might be slightly higher, the quality of

  • Transparency
    1.9 (24)
  • Customer Service
    2.2 (29)
  • Value for Money
    2.1 (28)
  • Claim ApprovedYes (11) · No (8)
  • Coverage TypeComprehensive
  • UnderwriterRAA Insurance
  • Legal Liability Cover Included up to $20 million
  • Reduced or Zero Excess Windscreen CoverZero Excess Included
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Essential / Emergency Repairs and Emergency Transport & Accommodation
Allianz Car Insurance

Allianz Car Insurance · includes 4 listings

2.0 from 663 reviews

Latest review: It is easy to get a policy, renew a policy - with fabulous reminders. Allianz has been fabulous if I have had a claim and more than fair. And the customer service is polite and friendly. We use a

  • Transparency
    2.7 (169)
  • Customer Service
    2.7 (197)
  • Value for Money
    2.6 (194)
  • Claim ApprovedYes (64) · No (21)
  • Coverage TypeCompulsory Third Party (CTP Green Slip)
  • UnderwriterAllianz
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Hire Car after an Incident, Emergency Transport & Accommodation, Essential / Emergency Repairs and Hire Car after a No Fault Accident
GIO Car Insurance

GIO Car Insurance · includes 5 listings

2.1 from 239 reviews

Latest review: My husband was hit by another car recently which caused significant damage. We thought we could choose our own repairer (in this case a BMW authorised repairer.) Also, this claim is with the insurer

  • Transparency
    1.9 (37)
  • Customer Service
    1.9 (43)
  • Value for Money
    1.9 (42)
  • Claim ApprovedYes (17) · No (12)
  • Coverage TypeComprehensive
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra and Included
  • Reduced or Zero Excess Windscreen CoverZero Excess Included
  • Choice of RepairerAllowed and Not Applicable
  • Inclusions Towing Costs, Emergency Transport & Accommodation and Essential / Emergency Repairs
APIA Car Insurance

APIA Car Insurance · includes 3 listings

2.1 from 154 reviews

Latest review: My father and I had an accident at NSW in front of Fairfield Show grounds.. We are fully insured we have been with apia for more than 6y never made a claim. We got contacted by the Panel beater

  • Transparency
    2.8 (24)
  • Customer Service
    3.0 (29)
  • Value for Money
    2.6 (27)
  • Claim ApprovedYes (15) · No (2)
  • Coverage TypeThird Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerAllowed
  • Inclusions Towing Costs, Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident and Hire Car after an Incident
AAMI Car Insurance

AAMI Car Insurance · includes 4 listings

2.0 from 1,253 reviews

Underwritten by the Suncorp Network, AAMI offers four car insurance policies: CTP green slip for NSW, ACT and SA, Comprehensive, Third Party Property Damage Only, and Fire, Theft and Third Party Property Damage.

  • Transparency
    1.9 (168)
  • Customer Service
    1.9 (203)
  • Value for Money
    1.9 (206)
  • Claim ApprovedYes (80) · No (37)
  • Coverage TypeThird Party, Fire and Theft
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million and Not Included
  • Roadside Assistance Not Offered and Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Allowed and Not Applicable
  • Inclusions Towing Costs, Emergency Transport & Accommodation, Hire Car after an Incident, Essential / Emergency Repairs and Hire Car after a No Fault Accident
Bingle

Bingle · includes 2 listings

2.0 from 657 reviews

Latest review: You can only rate an insurance company when you need to make a claim. After being hit by an at fault uninsured driver I can safely say Bingle are the worst insurance company I've ever had to deal

  • Transparency
    2.3 (84)
  • Customer Service
    2.1 (105)
  • Value for Money
    2.6 (100)
  • Claim ApprovedYes (54) · No (11)
  • Coverage TypeComprehensive
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Applicable and Not Allowed
  • Inclusions Towing Costs, Essential / Emergency Repairs, Emergency Transport & Accommodation and Hire Car after an Incident
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