Best Credit Cards

Brand
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Rating
Card Type
Purchase Rate
12.49% p.a.
Annual Fee
$395 p.a.
Interest Free Period
Benefits
Minimum Credit Limit
$500
Rewards Program
Show more
Points Earn Rate
0.5 points per $1
Introductory Rate Period
14 months
Sign-Up Bonus Points
50,000
Reduced First Year Annual Fee
$0
Contactless Payments

Commonwealth Bank Low Fee

Commonwealth Bank Low Fee

3.8  (49)
 Summary
  • Purchase Rate19.74% p.a.
  • Annual Fee$29 p.a.
  • Interest Free Period 55 days
Mayur
Mayur6 posts
 
ANZ Platinum

ANZ Platinum

3.3  (29)
 Summary
  • Purchase Rate20.24% p.a.
  • Annual Fee$87 p.a.
  • Interest Free Period 55 days
kevin
kevin2 posts
 
ANZ Low Rate

ANZ Low Rate

3.1  (37)
 Summary
  • Purchase Rate12.49% p.a.
  • Annual Fee$58 p.a.
  • Interest Free Period 55 days
Lazy guy
Lazy guyVIC48 posts
 
Cannot increase above $1000I had been with ANZ credit card for long time, no bad credit. always paid balance in full within 2 or 3 weeks. I applied westpac and nab credit cards and got approved much much higher. ANZ won't increase and I got really upset and closed anz credit card. why should i pay yearly fee if cannot increase beyond 1k? Ridiculous system. Show details
American Express Platinum Edge

American Express Platinum Edge

2.6  (66)
 Summary
  • Purchase Rate20.74% p.a.
  • Annual Fee$195 p.a.
  • Interest Free Period 55 days
Wally
Wally14 posts
 
Coles Rewards Mastercard

Coles Rewards Mastercard

2.3  (222)
 Summary
  • Purchase Rate19.99% p.a.
  • Annual Fee$99 p.a.
  • Interest Free Period 55 days
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Kim
Kim3 posts
 
UnprofessionalSubpar fraud service. They have no fraud team. My card was scammed for $500 worth of gaming products sent to a foreign country. Annnd -THEY BLAMED ME. Yeah.
Customer service is a joke.
Do yourself a favour and use a real bank Show details
HSBC Platinum

HSBC Platinum

2.4  (45)
 Summary
  • Purchase Rate19.99% p.a.
  • Annual Fee$129 p.a.
  • Interest Free Period 55 days
Lisa
LisaBrisbane15 posts
 
Myer Visa Card

Myer Visa Card

2.0  (77)
 Summary
  • Purchase Rate20.69% p.a.
  • Annual Fee$69 p.a.
  • Interest Free Period 55 days
Mrs S
Mrs SWA5 posts
 
Excellent customer service thank you AizaFantastic is all I can say and I wish that all my attempted experiences were like this. After months of battling with call centres, including my current (soon to be not) financial institution, I make one call and this young lady went above and beyond. It is hard enough in these difficult times and this lady made my day. She is an asset. Show details
ANZ Rewards Black

ANZ Rewards Black

2.7  (15)
 Summary
  • Purchase Rate20.24% p.a.
  • Annual Fee$375 p.a.
  • Interest Free Period 55 days
  • Sign-Up Bonus Points130,000
Angie L.
Angie L.2 posts
 
Virgin Australia Velocity Flyer

Virgin Australia Velocity Flyer

1.8  (85)
 Summary
  • Purchase Rate20.74% p.a.
  • Annual Fee$129 p.a.
  • Interest Free Period 44 days
  • Sign-Up Bonus Points100,000
Kieran
KieranNT4 posts
 
NAB Rewards Platinum

NAB Rewards Platinum

2.2  (19)
 Summary
  • Purchase Rate19.99% p.a.
  • Annual Fee$195 p.a.
  • Interest Free Period 44 days
  • Sign-Up Bonus Points80,000
Chris W.
Chris W.3 posts
 
Qantas Premier Platinum

Qantas Premier Platinum

1.6  (102)
 Summary
  • Purchase Rate19.99% p.a.
  • Annual Fee$299 p.a.
  • Interest Free Period 55 days
  • Sign-Up Bonus Points80,000
Daniel c
Daniel cVIC
 
Really bad service, also had issues with additional card holders cardI needed to escalate a complaint as the qantas call centre staff could not answer my initial query. I did not get call backs and what makes it even worse, I received a txt message from them stating they tried to call and to call them back. (Waited another 20 minutes to get through.) This happened a few times. I ended up closing the account. Show details
Westpac Altitude Business Gold

Westpac Altitude Business Gold

3.0  (7)
 Summary
  • Purchase Rate20.24% p.a.
  • Annual Fee$150 p.a.
  • Interest Free Period 55 days
  • Sign-Up Bonus Points80,000
Lou76
Lou76
  Verified
Suncorp Clear Options Platinum

Suncorp Clear Options Platinum

2.0  (18)
 Summary
  • Purchase Rate20.74% p.a.
  • Annual Fee$129 p.a.
  • Interest Free Period 55 days
  • Sign-Up Bonus Points100,000
Stephanie
Stephanie
 
Part of Jetstar Credit Card 1.7 
Jetstar Mastercard - Jetstar Dollars Program

Jetstar Mastercard - Jetstar Dollars Program

2.5  (8)
 Summary
  • Purchase Rate19.99% p.a.
  • Annual Fee$29 p.a.
  • Interest Free Period 55 days
Peter F.
Peter F.VIC
  Jetstar Dollars Program
Terrible Customer service. Still waiting for the $100 reward voucher!After spending the required amount of money to qualify for a $100 reward voucher and contacting customer service twice, I'm still yet to see a voucher or get a answer as to when it will be sent. Think twice about using this card if you are using it for the credit voucher it's just not worth the hassle. Show details
  • Purchase Rate20.49% p.a.
  • Annual Fee$150 p.a.
  • Interest Free Period 45 days
  • Sign-Up Bonus Points80,000
WillSydney
WillSydneyNSW2 posts
  Altitude Platinum - Altitude Rewards Mastercard
Commonwealth Bank Low Fee Gold

Commonwealth Bank Low Fee Gold

3.7  (3)
 Summary
  • Purchase Rate19.74% p.a.
  • Annual Fee$89 p.a.
  • Interest Free Period 55 days
KANAV M.
KANAV M.NSW7 posts
  Fair Incentive
  • Purchase Rate20.49% p.a.
  • Annual Fee$150 p.a.
  • Interest Free Period 45 days
  • Sign-Up Bonus Points60,000
C2Sphere
C2SphereVIC4 posts
  Verified Altitude Platinum - Qantas Frequent Flyer Mastercard
ANZ Rewards Platinum

ANZ Rewards Platinum

2.3  (6)
 Summary
  • Purchase Rate20.24% p.a.
  • Annual Fee$95 p.a.
  • Interest Free Period 55 days
  • Sign-Up Bonus Points50,000
Marco
MarcoVIC6 posts
 
Shockingly deceiving practicesMy partner met the spent criteria for the frequent flyer bonus, yet ANZ does not come through with the 75,000 Virgin frequent flyer points, 30 status credits and $95 Virgin flight credit. She has contacted customer service 3 times in the past 4 months, but they are absolutely useless and have no idea what they are talking about. Show details
Westpac Low Fee

Westpac Low Fee

2.8  (4)
 Summary
  • Purchase Rate20.09% p.a.
  • Annual Fee$30 p.a.
  • Interest Free Period 55 days
Samo
SamoNSW17 posts
 
St.George Vertigo

St.George Vertigo

4.5  (2)
 Summary
  • Purchase Rate13.99% p.a.
  • Annual Fee$55 p.a.
  • Interest Free Period 55 days
Stacey
StaceySA
  Fair Incentive Verified
NAB Qantas Rewards Signature

NAB Qantas Rewards Signature

3.0  (3)
 Summary
  • Purchase Rate19.99% p.a.
  • Annual Fee$395 p.a.
  • Interest Free Period 44 days
  • Sign-Up Bonus Points120,000
sean rewell
sean rewellNSW5 posts
 
Bank of Queensland Platinum Visa

Bank of Queensland Platinum Visa

2.3  (4)
 Summary
  • Purchase Rate20.74% p.a.
  • Annual Fee$129 p.a.
  • Interest Free Period 55 days
  • Sign-Up Bonus Points80,000
Sue
SueWA
 
WORST EVERI have never dealt with more negative and unhelpful business, caused more stress than I can it in words and this was just to pay out my card totally unsympathetic to all my offer. Even writing this review is making me angry! Worst ever experience Show details
Bankwest Breeze Platinum Mastercard

Bankwest Breeze Platinum Mastercard

4.0  (1)
 Summary
  • Purchase Rate12.99% p.a.
  • Annual Fee$69 p.a.
  • Interest Free Period 55 days
Hemsley
HemsleyQLD12 posts
 
Citibank Citi Rewards

Citibank Citi Rewards

1.3  (4)
 Summary
  • Purchase Rate21.49% p.a.
  • Annual Fee$149 p.a.
  • Interest Free Period 55 days
  • Sign-Up Bonus Points60,000
annoyed
annoyedVIC26 posts
 
Citibank Emirates Citi World Mastercard

Citibank Emirates Citi World Mastercard

1.0  (2)
 Summary
  • Purchase Rate21.49% p.a.
  • Annual Fee$299 p.a.
  • Interest Free Period 55 days
  • Sign-Up Bonus Points50,000
T-Man
T-Man4 posts
 
Qantas Westpac Altitude Platinum Credit Card

Qantas Westpac Altitude Platinum Credit Card

1.0  (1)
 Summary
  • Annual Fee$150 p.a.
Wendy M
Wendy MVIC3 posts
 

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