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16 listings

Latitude 28 Degrees Global Platinum Mastercard

No Annual Fee Credit Cards and Frequent Flyer & Travel Credit CardsLatitude 28 Degrees Global Platinum Mastercard

3.8 from 1,701 reviews
Purchase Rate21.99% p.a.
Annual FeeA$0 p.a.
Interest Free Period 55 days

One of the most popular travel cards in Australia, this card has no annual fee and no foreign transaction fees.

  • No Annual Fee

  • No International Transaction Fees

  • No Currency Conversion Fees

  • Reviewers complain about fees when paying off the card (e.g. $0.95 BPAY fee)

  • Website and app experience seen as sub-par

  • Transparency
    4.4 (994)
  • Rewards
    2.9 (168)
  • Online Experience
    4.3 (983)
  • Customer Service
    4.3 (1,014)
  • Rates and Fees
    4.5 (1,037)
  • Application Process
    4.5 (864)
  • BenefitsNo Foreign Transaction Fee
  • Minimum Credit Limit A$6,000
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Bankwest Zero Platinum MasterCard

No Annual Fee Credit Cards, Frequent Flyer & Travel Credit Cards and Balance Transfer Credit CardsBankwest Zero Platinum MasterCard

3.9 from 44 reviews
Purchase Rate17.99% p.a.
Annual FeeA$0 p.a.
Interest Free Period 55 days
  • $0 Annual Fee

  • No Foreign Transaction Fees

  • Complimentary Overseas Travel Insurance

  • 2.99% p.a. on Balance Transfers for the first 9 months

  • No attached rewards program

  • Transparency
    4.5 (31)
  • Rewards
    2.2 (9)
  • Online Experience
    4.2 (33)
  • Customer Service
    4.1 (33)
  • Rates and Fees
    4.5 (31)
  • Application Process
    4.4 (31)
  • BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit A$6,000
  • Maximum Credit Limit A$50,000
  • Minimum Income A$65,000
  • Contactless PaymentsApple Pay and Google Pay
ING Orange One

Low Rate Credit Cards and No Annual Fee Credit CardsING Orange One

3.0 from 26 reviews
Purchase Rate11.99% p.a.
Annual FeeA$0 p.a.
Interest Free Period 45 days
  • No Annual Fee

  • Set up instalment payments for a reduced rate

  • Accessible $1,000 minimum credit limit

  • "No International Transaction Fee" is conditional

  • Transparency
    3.5 (20)
  • Rewards
    2.7 (10)
  • Online Experience
    3.5 (19)
  • Customer Service
    3.5 (21)
  • Rates and Fees
    4.3 (19)
  • Application Process
    3.6 (17)
  • BenefitsNo Foreign Transaction Fee
  • Minimum Credit Limit A$1,000
  • Maximum Credit Limit A$30,000
  • Contactless PaymentsApple Pay
ING Orange One Platinum

Rewards Credit CardsING Orange One Platinum

2.6 from 10 reviews
Purchase Rate16.99% p.a.
Annual FeeA$149 p.a.
Interest Free Period 45 days
  • Up to $30 per month cashback on your spend

  • No International Transaction Fees (Rebate if you meet requirements)

  • $149 Annual Fee

  • Foreign Currency Conversion Fee Rebate Requirememt: Deposit at least $1,000 to any personal ING account (excluding Living Super and Orange One) and make at least 5 card purchases that are settled using your ING credit card each month

  • Transparency
    4.0 (6)
  • Rewards
    2.3 (4)
  • Online Experience
    3.9 (7)
  • Customer Service
    3.9 (7)
  • Rates and Fees
    4.1 (7)
  • Application Process
    3.7 (6)
  • BenefitsCashback Offer, Complimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit A$6,000
  • Maximum Credit Limit A$30,000
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
Skye Mastercard

Low Rate Credit CardsSkye Mastercard

1.4 from 129 reviews
Purchase Rate23.99% p.a.
Annual FeeA$99 p.a.
Interest Free Period 80 days
  • Up to 110 days Interest Free on everyday purchases

  • 9, 12 or 15 month Interest Free Instalment Plans to choose from (minimum finance amounts apply)

  • No International Transaction Fees

  • Motion Code Technology

  • $99 Annual Fee

  • Establishment Fee for Interest Free Instalment Plans ranges from 3% - 5%

  • Payment Handling Fee - $0.95 charged each time a payment is made via BPAY

  • Transparency
    1.5 (118)
  • Rewards
    1.2 (54)
  • Online Experience
    1.7 (111)
  • Customer Service
    1.5 (118)
  • Rates and Fees
    1.6 (113)
  • Application Process
    2.4 (94)
  • BenefitsNo Foreign Transaction Fee
  • Minimum Credit Limit A$1,000
  • Maximum Credit Limit A$50,000
  • Minimum Income A$25,000
  • Contactless PaymentsApple Pay
Bankwest More World Mastercard

Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsBankwest More World Mastercard

5.0 from 1 review
Purchase Rate19.99% p.a.
Annual FeeA$270 p.a.
Interest Free Period 44 days
  • 115,000 Bonus Points on offer every anniversary year

  • Earn 2.5 More Rewards Points per $1 spent on eligible purchases

  • No Foreign Transaction Fees

  • Complimentary Travel Insurance and Shopping Insurances

  • 0% on Balance Transfers for the first 6 months

  • $270 Annual Fee

  • 1% Balance Transfer Fee

  • Minimum spend of $84,000 on eligible purchases required each anniversary year to receive annual bonus points

  • Transparency
    5.0 (1)
  • Rewards
    5.0 (1)
  • Online Experience
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    5.0 (1)
  • Application Process
    5.0 (1)
  • BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit A$12,000
  • Minimum Income A$76,000
  • Rewards ProgramBankWest More Rewards
  • Points Earn Rate 2.5 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
Westpac Lite

Low Rate Credit CardsWestpac Lite

5.0 from 1 review
Purchase Rate9.90% p.a.
Annual FeeA$108 p.a.
Interest Free Period 45 days
  • Low Variable Purchase Rate of 9.90% p.a.

  • No Foreign Transaction Fees

  • Accessible Minimum Credit Limit of $500

  • One Additional Cardholder at no extra cost

  • $9 Monthly Card Fee (equivalent to $108 each year)

  • No attached rewards program

  • Maximum Credit Limit of $4,000 may be too low for you

  • Transparency
    5.0 (1)
  • Rewards
    3.0 (1)
  • Online Experience
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    5.0 (1)
  • Application Process
    5.0 (1)
  • BenefitsNo Foreign Transaction Fee
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Bankwest Qantas Platinum Mastercard

Frequent Flyer & Travel Credit Cards and Rewards Credit CardsBankwest Qantas Platinum Mastercard

4.3 from 4 reviews
Purchase Rate20.49% p.a.
Annual FeeA$160 p.a.
Interest Free Period 44 days
  • No Foreign Transaction Fee

  • Earn 0.75 point per $1 spent on eligible purchases for the first $2,500 each month

  • Complimentary Overseas Travel Insurance

  • $160 Annual Fee

  • Transparency
    4.0 (1)
  • Rewards
    4.0 (1)
  • Online Experience
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    4.0 (1)
  • Application Process
    5.0 (1)
  • BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit A$3,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 0.75 points per $1
  • Contactless PaymentsApple Pay and Google Pay
Macquarie Bank Platinum - Qantas Rewards

Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsMacquarie Bank Platinum - Qantas Rewards

4.0 from 1 review
Purchase Rate20.70% p.a.
Annual FeeA$249 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points20,000

  • 0% p.a. balance transfer for 14 months

  • No international transaction fees

  • Need to spend ~$3,200 to receive a $20 gift card

  • BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$6,000
  • Minimum Income A$50,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay and Google Pay
  • Sign-Up Bonus Receive 20,000 bonus Qantas Points when you spend $2,000 on eligible purchases within 60 days of approval.
  • Reduced First Year Annual Fee A$99

Is part of...
Macquarie Bank Platinum · includes 2 listings
13 reviews
Bankwest Breeze Platinum Mastercard

Low Rate Credit Cards and Balance Transfer Credit CardsBankwest Breeze Platinum Mastercard

4.0 from 1 review
Purchase Rate12.99% p.a.
Annual FeeA$99 p.a.
Interest Free Period 55 days
  • $0 first year Annual Fee

  • 0% p.a. on Purchases for 15 months

  • No Foreign Transaction Fees

  • Complimentary Overseas Travel Insurance

  • $99 Annual Fee after your first year

  • No linked rewards program

  • Transparency
    4.0 (1)
  • Online Experience
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    4.0 (1)
  • Application Process
    5.0 (1)
  • BenefitsComplimentary Travel Insurance, Introductory Interest Rate and No Foreign Transaction Fee
  • Minimum Credit Limit A$6,000
  • Contactless PaymentsApple Pay
  • Introductory Rate 0% pa for the first 15 months
BankWest More Platinum MasterCard

Balance Transfer Credit Cards and Rewards Credit CardsBankWest More Platinum MasterCard

3.6 from 9 reviews
Purchase Rate19.99% p.a.
Annual FeeA$160 p.a.
Interest Free Period 44 days
  • Earn 75,000 Annual Bonus Points every year

  • Earn 2 points per $1 spent on eligible purchases

  • No Foreign Transaction Fees

  • Complimentary Travel and Shopping Insurances

  • 0% p.a. on Balance Transfers for the first 6 months

  • $160 Annual Fee

  • Minimum $48,000 spend required each anniversary year to receive Bonus Points

  • 1% Balance Transfer Fee

  • Transparency
    3.1 (7)
  • Rewards
    3.5 (6)
  • Online Experience
    4.0 (7)
  • Customer Service
    3.6 (8)
  • Rates and Fees
    3.5 (8)
  • Application Process
    4.3 (7)
  • BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit A$6,000
  • Maximum Credit Limit A$50,000
  • Minimum Income A$65,000
  • Rewards ProgramBankWest More Rewards
  • Points Earn Rate 2 points per $1
  • Contactless PaymentsApple Pay
HSBC Low Rate Credit Card

Low Rate Credit Cards and Balance Transfer Credit CardsHSBC Low Rate Credit Card

2.7 from 3 reviews
Purchase Rate12.99% p.a.
Annual FeeA$99 p.a.
Interest Free Period 55 days
  • Low Interest Rate of 12.99% p.a. on purchases

  • No Overseas Transaction Fees

  • 0% p.a. on Balance Transfers for 20 months

  • Complimentary Domestic Travel Insurance

  • Accessible Minimum Credit Limit of $1,000

  • $99 Annual Fee

  • 2% Balance Transfer Fee

  • No attached rewards program

  • Transparency
    2.3 (3)
  • Rewards
    1.0 (1)
  • Online Experience
    2.0 (3)
  • Customer Service
    2.7 (3)
  • Rates and Fees
    2.7 (3)
  • Application Process
    2.5 (2)
  • BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit A$1,000
  • Minimum Income A$20,000
  • Contactless PaymentsApple Pay and Google Pay
Bankwest Qantas World Mastercard

Frequent Flyer & Travel Credit Cards and Rewards Credit CardsBankwest Qantas World Mastercard

2.0 from 4 reviews
Purchase Rate20.49% p.a.
Annual FeeA$270 p.a.
Interest Free Period 44 days
  • No Foreign Transaction Fees

  • Earn 1 point per $1 on your first $5,000 spent on eligible purchases per statement period

  • Complimentary Overseas Travel Insurance

  • $270 Annual Fee

  • Points Earn Rate drops to 0.5 points per $1 after the first $5,000 per statement period

  • Minimum Credit Limit of $12,000 may be too high for you

  • Transparency
    1.7 (3)
  • Rewards
    2.7 (3)
  • Online Experience
    2.7 (3)
  • Customer Service
    2.0 (4)
  • Rates and Fees
    2.3 (3)
  • Application Process
    2.0 (3)
  • BenefitsNo Foreign Transaction Fee
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay and Google Pay
Macquarie Bank Black - Qantas Rewards

Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsMacquarie Bank Black - Qantas Rewards

No reviews yet
Purchase Rate20.70% p.a.
Annual FeeA$299 p.a.
Interest Free Period 55 days
  • No International Transaction Fees

  • Earn 1 Qantas Point per $1 spent on eligible purchases

  • 0% p.a Balance Transfer for 14 months

  • Complimentary Insurances, including Overseas Travel Insurance

  • $99 First Year Annual Fee, then $299 ongoing

  • Points Earn Rate drops down to 0.5 Qantas Points per $1 after the first $4,000 per statement period

  • BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee and Reduced First Year Annual Fee
  • Minimum Credit Limit A$15,000
  • Minimum Income A$70,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay and Google Pay
  • Reduced First Year Annual Fee A$99

Is part of...
Macquarie Bank Black · includes 2 listings
No reviews yet
Macquarie Bank Platinum - Macquarie Rewards

Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsMacquarie Bank Platinum - Macquarie Rewards

No reviews yet
Purchase Rate20.70% p.a.
Annual FeeA$99 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points20,000

  • 0% p.a. balance transfer for 14 months

  • No international transaction fees

  • Some Travel and Purchase insurances included

  • Need to spend ~$3,200 to receive a $20 gift card

  • BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$6,000
  • Minimum Income A$50,000
  • Rewards ProgramMacquarie Rewards
  • Points Earn Rate 1.25 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay and Google Pay
  • Sign-Up Bonus Receive 20,000 Macquarie Reward points when you spend $2,000 on eligible purchases within 60 days of approval.
  • Reduced First Year Annual Fee A$99

Is part of...
Macquarie Bank Platinum · includes 2 listings
13 reviews
Macquarie Bank Black - Macquarie Rewards

Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsMacquarie Bank Black - Macquarie Rewards

No reviews yet
Purchase Rate20.70% p.a.
Annual FeeA$249 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points20,000

  • No International Transaction Fees

  • Earn 2 Macquarie Reward Points per $1 spent

  • 0% p.a Balance Transfer for 14 months

  • Complimentary Insurances, including Overseas Travel Insurance

  • $99 First Year Annual Fee, then $249 ongoing

  • BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$15,000
  • Minimum Income A$70,000
  • Rewards ProgramMacquarie Rewards
  • Points Earn Rate 2 points per $1
  • Contactless PaymentsApple Pay and Google Pay
  • Sign-Up Bonus Receive 20,000 bonus Macquarie Rewards Points when you spend $2,000 on eligible purchases within 60 days of approval.
  • Reduced First Year Annual Fee A$149

Is part of...
Macquarie Bank Black · includes 2 listings
No reviews yet