Best Credit Cards

Brand
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Rating
Card Type
Purchase Rate
11.99% p.a.
Annual Fee
$425 p.a.
Interest Free Period
Benefits
Minimum Credit Limit
$500
Rewards Program
Points Earn Rate
0.75 points per $1
Sign-Up Bonus Points
15,000
Contactless Payments

Westpac Low Rate

Westpac Low Rate

3.6  (61)
 Summary
  • Purchase Rate13.74% p.a.
  • Annual Fee$59 p.a.
  • Interest Free Period 55 days
Azadeh S.
Azadeh S.VIC2 posts
 
Commonwealth Bank Low Rate

Commonwealth Bank Low Rate

4.2  (13)
 Summary
  • Purchase Rate13.24% p.a.
  • Annual Fee$59 p.a.
  • Interest Free Period 55 days
Modasser
ModasserNSW9 posts
 
CBA made me pay ATO my due amount which i was planning to pay after 6 months. And then declined my credit applicationCBA made me pay ATO my due amount which i was planning pay after 6 months. And then declined my credit application.
Why you asked me to pay ATO if you were going to decline my application ? Show details
David Jones American Express

David Jones American Express

2.5  (79)
 Summary
  • Purchase Rate20.74% p.a.
  • Annual Fee$99 p.a.
  • Interest Free Period 44 days
  • Sign-Up Bonus Points15,000
Shaju
ShajuNew South Wales3 posts
 
ANZ Frequent Flyer Platinum

ANZ Frequent Flyer Platinum

2.4  (22)
 Summary
  • Purchase Rate19.99% p.a.
  • Annual Fee$295 p.a.
  • Interest Free Period 55 days
  • Sign-Up Bonus Points75,000
Mark M.
Mark M.WA
 
ANZ Rewards Black

ANZ Rewards Black

2.7  (15)
 Summary
  • Purchase Rate20.24% p.a.
  • Annual Fee$375 p.a.
  • Interest Free Period 55 days
  • Sign-Up Bonus Points130,000
Angie L.
Angie L.2 posts
 
ING Orange One Platinum

ING Orange One Platinum

2.5  (11)
 Summary
  • Purchase Rate16.99% p.a.
  • Annual Fee$149 p.a.
  • Interest Free Period 45 days
Geo B
Geo BNSW2 posts
 
ANZ Frequent Flyer Black

ANZ Frequent Flyer Black

1.8  (29)
 Summary
  • Purchase Rate20.24% p.a.
  • Annual Fee$425 p.a.
  • Interest Free Period 55 days
  • Sign-Up Bonus Points130,000
Jason W
Jason WMelbourne3 posts
 
Terrible serviceTried to claim the complimentary Qantas lounge pass to find out the process is absurdly complicated. Then found out there is a 3-5 day waiting period before I can use the pass after calling up to get it. This is not listed as a term and condition online. Show details
Commonwealth Bank Low Fee Gold

Commonwealth Bank Low Fee Gold

3.7  (3)
 Summary
  • Purchase Rate19.74% p.a.
  • Annual Fee$89 p.a.
  • Interest Free Period 55 days
KANAV M.
KANAV M.NSW7 posts
  Fair Incentive
BankWest More Classic MasterCard

BankWest More Classic MasterCard

3.0  (4)
 Summary
  • Purchase Rate19.99% p.a.
  • Annual Fee$100 p.a.
  • Interest Free Period 44 days
Recmech226
Recmech226WA4 posts
  Fair Incentive
Good to deal withUntil I saw this review, I didn't know I got rewards but I'll certainly be asking about it. Good service after 2 years with them, no complaints and low monthly fees compared to my other cards Show details
David Jones American Express Platinum

David Jones American Express Platinum

1.6  (7)
 Summary
  • Purchase Rate20.74% p.a.
  • Annual Fee$295 p.a.
  • Interest Free Period 44 days
  • Sign-Up Bonus Points60,000
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mllllllll
mllllllll24 posts
  Verified
Virgin Money Low Rate

Virgin Money Low Rate

1.0  (6)
 Summary
  • Purchase Rate11.99% p.a.
  • Annual Fee$99 p.a.
  • Interest Free Period 44 days
Michael
MichaelQLD7 posts
 

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