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111 listings

St.George Vertigo

Low Rate Credit Cards and Balance Transfer Credit CardsSt.George Vertigo

4.5 from 2 reviews
Purchase Rate13.99% p.a.
Annual FeeA$55 p.a.
Interest Free Period 55 days
  • 13.99% p.a. Interest Rate on purchases

  • 0% p.a. on Balance Transfers for 24 months

  • 3% Foreign Transaction Fee

  • Transparency
    4.5 (2)
  • Customer Service
    4.0 (2)
  • Rates and Fees
    4.0 (2)
  • Rewards
    3.0 (1)
  • Online Experience
    4.0 (2)
  • Application Process
    4.5 (2)
  • BenefitsReduced First Year Annual Fee
  • Reduced First Year Annual Fee A$0
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
Newcastle Permanent Value+

Low Rate Credit CardsNewcastle Permanent Value+

4.5 from 2 reviews
Purchase Rate11.99% p.a.
Annual FeeA$49 p.a.
Interest Free Period 55 days
  • Low 11.99% Interest Rate on Purchases, Cash Advances and Balance Transfers

  • Low $49 Annual Fee

  • Accessible Minimum Credit Limit of $500

  • Add up to 3 Additional Cards at no extra cost

  • 3% Foreign Currency Conversion Fee

  • No attached rewards program

  • Minimum Credit Limit A$500
  • Maximum Credit Limit A$20,000
  • Contactless PaymentsApple Pay and Samsung Pay
Bank of Queensland Blue Visa

Balance Transfer Credit Cards and Rewards Credit CardsBank of Queensland Blue Visa

4.3 from 6 reviews
Purchase Rate20.74% p.a.
Annual FeeA$60 p.a.
Interest Free Period 44 days
  • $60 Annual Fee

  • Earn 1 Q Rewards Point for every dollar spent on eligible transactions

  • 0% on Balance Transfers for 18 months & No Balance Transfer Fee

  • Purchase Cover Insurance and Guaranteed Pricing Scheme

  • 3.4% International Transaction Fee

  • Balance Transfer Rate reverts to the high Cash Advance Rate of 21.74% p.a. after the promotional period

  • Transparency
    3.0 (2)
  • Customer Service
    3.0 (2)
  • Rates and Fees
    2.0 (2)
  • Rewards
    5.0 (1)
  • Online Experience
    3.0 (2)
  • Application Process
    3.0 (2)
  • Maximum Credit Limit A$10,000
  • Minimum Income A$25,000
  • Rewards ProgramQ Rewards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsSamsung Pay
Bankwest Qantas Platinum Mastercard

Frequent Flyer & Travel Credit Cards and Rewards Credit CardsBankwest Qantas Platinum Mastercard

4.3 from 4 reviews
Purchase Rate20.49% p.a.
Annual FeeA$160 p.a.
Interest Free Period 44 days
  • No Foreign Transaction Fee

  • Earn 0.75 point per $1 spent on eligible purchases for the first $2,500 each month

  • Complimentary Overseas Travel Insurance

  • $160 Annual Fee

  • Transparency
    4.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    4.0 (1)
  • Rewards
    4.0 (1)
  • Online Experience
    5.0 (1)
  • Application Process
    5.0 (1)
  • BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit A$3,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 0.75 points per $1
  • Contactless PaymentsApple Pay and Google Pay
Bank of Queensland Platinum Visa

Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsBank of Queensland Platinum Visa

4.0 from 3 reviews
Purchase Rate20.74% p.a.
Annual FeeA$129 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points80,000

  • Half Annual Fee in your first year ($64.50)

  • 80,000 Bonus Q Rewards points every month when you spend $3,000 in the first 2 months

  • Earn 2 Q Rewards credit card points for every $1 spent

  • 0% p.a. on Balance Transfers for 14 months

  • Complimentary Travel Insurance

  • $129 Annual Fee after your first year

  • 3.4% International Transaction Fee

  • Transparency
    4.7 (3)
  • Customer Service
    4.3 (3)
  • Rates and Fees
    4.0 (3)
  • Rewards
    3.0 (3)
  • Online Experience
    4.7 (3)
  • Application Process
    5.0 (2)
  • BenefitsReduced First Year Annual Fee
  • Rewards ProgramQ Rewards
  • Points Earn Rate 2 points per $1
  • Reduced First Year Annual Fee A$65
  • Contactless PaymentsGoogle Pay and Samsung Pay
Qantas American Express Premium

Frequent Flyer & Travel Credit Cards and Rewards Credit CardsQantas American Express Premium

4.0 from 3 reviews
Purchase Rate20.74% p.a.
Annual FeeA$249 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points30,000

  • 30,000 bonus Qantas Points on offer

  • Earn up to 1 Qantas Point for every $1 spent

  • $249 Annual Fee

  • 3% Foreign Transaction Fee

  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$2,000
  • Maximum Credit Limit A$50,000
  • Minimum Income A$40,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
NAB Qantas Rewards Signature

Frequent Flyer & Travel Credit Cards and Rewards Credit CardsNAB Qantas Rewards Signature

4.0 from 2 reviews
Purchase Rate19.99% p.a.
Annual FeeA$395 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points130,000

  • Sign up and receive up to 130,000 Qantas Points and 75 Bonus Status Credits (see Details)

  • Points Earn Rate: 1 Qantas Point per $1 up to $5,000 per statement period

  • 0% p.a. on Balance Transfers for 6 months

  • Seven Complimentary Insurances, including Overseas Travel Insurance

  • $395 Annual Fee

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee

  • Minimum Credit Limit of $15,000

  • Transparency
    4.0 (2)
  • Customer Service
    3.5 (2)
  • Rates and Fees
    3.0 (1)
  • Rewards
    4.5 (2)
  • Online Experience
    4.0 (2)
  • Application Process
    4.0 (2)
  • BenefitsReduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$15,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Reduced First Year Annual Fee A$295
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
St.George Amplify Platinum

Balance Transfer Credit Cards and Rewards Credit CardsSt.George Amplify Platinum · includes 2 listings

4.0 from 2 reviews
Purchase Rate19.74% p.a.
Annual FeeA$99 p.a.

Sign-Up Bonus Points60,000

  • Earn 1 Amplify Point or 0.5 Qantas Points per $1 spent on eligible purchases

  • Complimentary Travel Insurance and Extended Warranty Insurance

  • $99 Annual Card Fee

  • 3% Overseas Transaction Fee

  • Balance Transfer Rate reverts to high Cash Advance Rate after the first 6 months

  • Transparency
    3.5 (2)
  • Customer Service
    3.5 (2)
  • Rates and Fees
    3.5 (2)
  • Rewards
    4.5 (2)
  • Online Experience
    5.0 (2)
  • Application Process
    2.0 (2)
  • BenefitsReduced First Year Annual Fee and Introductory Interest Rate
  • Minimum Credit Limit A$6,000
  • Rewards ProgramAmplify Rewards
  • Points Earn Rate 0.5 to 1 points per $1
  • Reduced First Year Annual Fee A$0
  • Contactless PaymentsSamsung Pay and Google Pay
Bankwest Breeze Platinum Mastercard

Low Rate Credit Cards and Balance Transfer Credit CardsBankwest Breeze Platinum Mastercard

4.0 from 1 review
Purchase Rate12.99% p.a.
Annual FeeA$99 p.a.
Interest Free Period 55 days
  • $0 first year Annual Fee

  • 0% p.a. on Purchases for 15 months

  • No Foreign Transaction Fees

  • Complimentary Overseas Travel Insurance

  • $99 Annual Fee after your first year

  • No linked rewards program

  • Transparency
    4.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    4.0 (1)
  • Online Experience
    5.0 (1)
  • Application Process
    5.0 (1)
  • BenefitsComplimentary Travel Insurance, Introductory Interest Rate and No Foreign Transaction Fee
  • Minimum Credit Limit A$6,000
  • Introductory Rate 0% pa for the first 15 months
  • Contactless PaymentsApple Pay
ANZ Rewards Black

Rewards Credit CardsANZ Rewards Black

3.7 from 7 reviews
Purchase Rate20.24% p.a.
Annual FeeA$375 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points150,000

  • 150,000 bonus Reward Points on offer

  • Earn 2 Reward Points per $1 spent on eligible purchases up to $5,000 per statement period (1 Reward Point per $1 thereafter)

  • Complimentary Travel and Shopping Insurances, including Overseas Travel and Medical Insurance

  • $375 Annual Fee

  • 3% Foreign Transaction Fee

  • Minimum Credit Limit of $15,000 may be too high for you

  • Transparency
    4.5 (4)
  • Customer Service
    4.8 (5)
  • Rates and Fees
    4.2 (5)
  • Rewards
    4.0 (4)
  • Online Experience
    5.0 (5)
  • Application Process
    4.7 (3)
  • BenefitsCashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$15,000
  • Minimum Income A$75,000
  • Rewards ProgramANZ Rewards
  • Points Earn Rate 2 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Commonwealth Bank Low Fee Gold

Credit CardsCommonwealth Bank Low Fee Gold

3.7 from 3 reviews
Purchase Rate19.74% p.a.
Annual FeeA$89 p.a.
Interest Free Period 55 days
  • $0 Annual Fee in the first year and subsequent years when you spend $10,000

  • No International Transaction Fees

  • Included International Travel Insurance

  • Complimentary Extended Warranty and Purchase Security Insurance

  • No attached rewards program

  • Transparency
    4.5 (2)
  • Customer Service
    4.5 (2)
  • Rates and Fees
    3.5 (2)
  • Online Experience
    5.0 (2)
  • Application Process
    4.0 (1)
  • BenefitsComplimentary Travel Insurance and Reduced First Year Annual Fee
  • Minimum Credit Limit A$4,000
  • Introductory Rate 0% p.a. for the first 15 months
  • Reduced First Year Annual Fee A$0
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
NAB Rewards Signature

Rewards Credit CardsNAB Rewards Signature

3.7 from 3 reviews
Purchase Rate19.99% p.a.
Annual FeeA$295 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points120,000

  • 120,000 NAB Rewards Bonus Points on offer

  • Earn up to 3.75 Points per dollar

  • 0% p.a. on Balance Transfers for 6 months

  • Seven complimentary insurances, including Overseas Travel Insurance

  • $295 Annual Fee

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee

  • Minimum Credit Limit of $15,000

  • Transparency
    4.0 (2)
  • Customer Service
    5.0 (2)
  • Rates and Fees
    4.0 (2)
  • Rewards
    4.0 (2)
  • Online Experience
    5.0 (2)
  • Application Process
    4.0 (2)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$15,000
  • Rewards ProgramNAB Rewards
  • Points Earn Rate 1.25 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
BankWest More Platinum MasterCard

Balance Transfer Credit Cards and Rewards Credit CardsBankWest More Platinum MasterCard

3.6 from 9 reviews
Purchase Rate19.99% p.a.
Annual FeeA$160 p.a.
Interest Free Period 44 days
  • Earn 75,000 Annual Bonus Points every year

  • Earn 2 points per $1 spent on eligible purchases

  • No Foreign Transaction Fees

  • Complimentary Travel and Shopping Insurances

  • 0% p.a. on Balance Transfers for the first 6 months

  • $160 Annual Fee

  • Minimum $48,000 spend required each anniversary year to receive Bonus Points

  • 1% Balance Transfer Fee

  • Transparency
    3.1 (7)
  • Customer Service
    3.6 (8)
  • Rates and Fees
    3.5 (8)
  • Rewards
    3.5 (6)
  • Online Experience
    4.0 (7)
  • Application Process
    4.3 (7)
  • BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit A$6,000
  • Maximum Credit Limit A$50,000
  • Minimum Income A$65,000
  • Rewards ProgramBankWest More Rewards
  • Points Earn Rate 2 points per $1
  • Contactless PaymentsApple Pay
Westpac Low Fee Platinum

Credit CardsWestpac Low Fee Platinum

3.5 from 2 reviews
Purchase Rate20.09% p.a.
Annual FeeA$90 p.a.
Interest Free Period 55 days
  • $0 First Year Annual Card Fee plus $0 Annual Fee in subsequent years when you spend $10,000 or more each year

  • Transit Accident Insurance and Overseas Travel Insurance Cover

  • Purchase Security Insurance and Extended Warranty Insurance

  • $90 Annual Fee after your first year if you don't spend the required $10,000 each year

  • 3% Foreign Transaction Fee

  • Transparency
    2.5 (2)
  • Customer Service
    2.5 (2)
  • Rates and Fees
    4.0 (2)
  • Rewards
    3.0 (1)
  • Online Experience
    3.0 (2)
  • Application Process
    4.0 (1)
  • BenefitsComplimentary Travel Insurance and Reduced First Year Annual Fee
  • Reduced First Year Annual Fee A$0
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
ME Bank Frank Credit Card

Low Rate Credit Cards and No Annual Fee Credit CardsME Bank Frank Credit Card

3.4 from 9 reviews
Purchase Rate11.99% p.a.
Annual FeeA$0 p.a.
Interest Free Period 55 days
  • $0 Annual Fee

  • 11.99% p.a. Variable Interest Rate

  • Accessible Minimum Credit Limit of $1,000

  • 1.5% International Transaction Fee

  • 0.8% Mastercard Cross-border Fee

  • No attached rewards program

  • Transparency
    3.8 (8)
  • Customer Service
    4.3 (8)
  • Rates and Fees
    4.7 (7)
  • Rewards
    1.5 (2)
  • Online Experience
    3.3 (7)
  • Application Process
    4.0 (6)
  • Minimum Credit Limit A$1,000
  • Minimum Income A$25,000
Commonwealth Bank Low Rate Gold

Low Rate Credit CardsCommonwealth Bank Low Rate Gold

3.4 from 8 reviews
Purchase Rate13.24% p.a.
Annual FeeA$89 p.a.
Interest Free Period 55 days
  • Relatively low 13.24% purchase interest rate

  • Included International Travel Insurance

  • 3% International Transaction Fee

  • No attached rewards program

  • Transparency
    3.2 (5)
  • Customer Service
    3.6 (5)
  • Rates and Fees
    3.4 (5)
  • Rewards
    2.0 (1)
  • Online Experience
    4.4 (5)
  • Application Process
    3.4 (5)
  • BenefitsComplimentary Travel Insurance and Introductory Interest Rate
  • Minimum Credit Limit A$4,000
  • Maximum Credit Limit A$50,000
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
ANZ Rewards Platinum

Rewards Credit CardsANZ Rewards Platinum

3.3 from 3 reviews
Purchase Rate20.24% p.a.
Annual FeeA$95 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points60,000

  • 60,000 Bonus Reward Points & $0 First Year Annual Fee on offer

  • Earn 1.5 Reward Points per $1 spend on eligible purchases up to $2,000 per statement period

  • Complimentary Travel and Shopping Insurances, including Overseas Travel and Medical Insurance

  • $95 Annual Fee

  • 3% Foreign Transaction Fee

  • Points Earn Rate drops to 0.5 Reward Points per $1 spent after the first $2,000 per statement period

  • Transparency
    4.5 (2)
  • Customer Service
    4.5 (2)
  • Rates and Fees
    4.0 (2)
  • Rewards
    4.0 (2)
  • Online Experience
    4.0 (2)
  • Application Process
    4.5 (2)
  • BenefitsCashback Offer, Complimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$6,000
  • Minimum Income A$35,000
  • Rewards ProgramANZ Rewards
  • Points Earn Rate 1.5 points per $1
  • Reduced First Year Annual Fee A$0
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Westpac Low Fee

Credit CardsWestpac Low Fee

3.3 from 3 reviews
Purchase Rate20.09% p.a.
Annual FeeA$30 p.a.
Interest Free Period 55 days
  • $0 Annual Card Fee in the first year plus $0 Annual Fee in subsequent years if you spend $5,000 each year

  • 0% p.a. on purchases for 15 months or 0% p.a. on balance transfers for 6 months

  • 3% Foreign Transaction Fee

  • Transparency
    4.0 (3)
  • Customer Service
    4.0 (3)
  • Rates and Fees
    2.7 (3)
  • Rewards
    5.0 (1)
  • Online Experience
    4.3 (3)
  • Application Process
    4.0 (3)
  • BenefitsIntroductory Interest Rate and Reduced First Year Annual Fee
  • Reduced First Year Annual Fee A$0
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Westpac Altitude Business Gold

Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsWestpac Altitude Business Gold

3.0 from 7 reviews
Purchase Rate20.24% p.a.
Annual FeeA$150 p.a.
Interest Free Period 55 days
  • 0% Annual Card Fee for the first year

  • Earn up to 1 Altitude Point per $1 spent on eligible business purchases

  • Complimentary Business Inconvenience Insurance and Unauthorised Transaction Insurance

  • Complimentary Travel and Purchase-related Insurances

  • $150 Annual Card Fee after the first year

  • 3% Foreign Transaction Fee

  • BenefitsComplimentary Travel Insurance and Reduced First Year Annual Fee
  • Minimum Income A$30,000
  • Rewards ProgramQantas Frequent Flyer and Westpac Altitude Rewards
  • Points Earn Rate 1 points per $1
  • Reduced First Year Annual Fee A$0
  • Contactless PaymentsFitbit Pay, Garmin Pay, Google Pay and Samsung Pay
BankWest More Classic MasterCard

Balance Transfer Credit Cards and Rewards Credit CardsBankWest More Classic MasterCard

3.0 from 4 reviews
Purchase Rate19.99% p.a.
Annual FeeA$100 p.a.
Interest Free Period 44 days
  • Earn 19.5k Annual Bonus Points every year

  • Earn 1.5 Rewards Points per $1 spent on eligible purchases

  • 0% p.a. on Balance Transfers for the first 6 months

  • Accessible Minimim Credit Limit of $1,000

  • $100 Annual Fee

  • 2.95% Foreign Transaction Fee

  • Minimum $24,000 spend required each anniversary year to receive Bonus Points

  • 1% Balance Transfer Fee

  • Transparency
    3.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    4.0 (1)
  • Online Experience
    4.0 (1)
  • Application Process
    5.0 (1)
  • BenefitsCashback Offer
  • Minimum Credit Limit A$1,000
  • Maximum Credit Limit A$25,000
  • Minimum Income A$19,000
  • Rewards ProgramBankWest More Rewards
  • Points Earn Rate 1.5 points per $1
  • Contactless PaymentsApple Pay
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