Best Credit Cards

112 listings
Latitude 28 Degrees Global Platinum Mastercard
No Annual Fee Credit Cards and Frequent Flyer & Travel Credit Cards

Latitude 28 Degrees Global Platinum Mastercard

3.8 from 1,756 reviews
Purchase Rate21.99% p.a.
Annual Fee$0 p.a.
Interest Free Period 55 days

One of the most popular travel cards in Australia, this card has no annual fee and no foreign transaction fees.

  • No Annual Fee

  • No International Transaction Fees

  • No Currency Conversion Fees

  • Reviewers complain about fees when paying off the card (e.g. $0.95 BPAY fee)

  • Website and app experience seen as sub-par

  • Transparency
    4.4 (1,042)
  • Customer Service
    4.3 (1,067)
  • Rates and Fees
    4.5 (1,087)
  • Rewards
    2.9 (187)
  • Online Experience
    4.3 (1,037)
  • Application Process
    4.5 (908)
  • Foreign Transaction Fee 0%
  • BenefitsNo Foreign Transaction Fee
  • Minimum Credit Limit $6,000
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Qantas American Express Discovery
  • Award Winner 2020
No Annual Fee Credit Cards, Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards

Qantas American Express Discovery

4.3 from 52 reviews
Purchase Rate20.74% p.a.
Annual Fee$0 p.a.
Interest Free Period 44 days
  • No Annual Fee

  • No Points Earn Cap

  • 0.75 point-per-dollar rate is reasonable for a $0-annual fee card

  • Generally fewer sign-up bonus points compared to other cards

  • Low Interest-Free Period (44 Days)

  • Transparency
    4.4 (37)
  • Customer Service
    4.7 (35)
  • Rates and Fees
    4.3 (36)
  • Rewards
    4.2 (33)
  • Online Experience
    4.4 (34)
  • Application Process
    4.6 (34)
  • BenefitsTravel Credit
  • Minimum Credit Limit $2,000
  • Maximum Credit Limit $100,000
  • Minimum Income $35,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 0.75 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
Latitude Infinity Rewards Visa
Rewards Credit Cards

Latitude Infinity Rewards Visa

4.2 from 58 reviews
Purchase Rate20.69% p.a.
Annual Fee$69 p.a.
Interest Free Period 55 days
  • Earn 1 Latitude Infinity Rewards Point per $1 spent, uncapped

  • 3% International Transaction Fees

  • $0.95 BPAY Fee

  • $5,000 spend required to receive $50 gift voucher

  • Transparency
    4.2 (46)
  • Customer Service
    4.1 (51)
  • Rates and Fees
    4.0 (47)
  • Rewards
    4.3 (39)
  • Online Experience
    3.9 (47)
  • Application Process
    4.3 (34)
  • Foreign Transaction Fee 3%
  • Rewards ProgramLatitude Infinity Rewards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Qantas American Express Ultimate
Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards

Qantas American Express Ultimate

3.8 from 69 reviews
Purchase Rate20.74% p.a.
Annual Fee$450 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points100,000

Latitude Gem Visa
Low Rate Credit Cards

Latitude Gem Visa

3.4 from 1,026 reviews
Purchase Rate19.95% p.a.
Annual Fee$0 p.a.
Interest Free Period 55 days

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Best Credit Cards in 2020!

Whether it's the sign up bonus, rates and fees, or reliable customer service that you look for in a credit card, a credit card is often used everyday, so it's important you choose one that meets your needs and that you're happy with. These are the best credit cards this year, as decided by ProductReview.com.au reviewers.

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What Is Peer-To-Peer Lending?

Peer-to-peer lending is quickly gaining popularity among Australian borrowers and investors. If you've never heard of it before, this 2 minute read will give you a quick rundown so you can decide if P2P lending is right for you.

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Commonwealth Bank Low Fee
Low Rate Credit Cards and Balance Transfer Credit Cards

Commonwealth Bank Low Fee

4.0 from 45 reviews
Purchase Rate19.74% p.a.
Annual Fee$29 p.a.
Interest Free Period 55 days
Bankwest Zero Platinum MasterCard
No Annual Fee Credit Cards, Frequent Flyer & Travel Credit Cards and Balance Transfer Credit Cards

Bankwest Zero Platinum MasterCard

3.9 from 44 reviews
Purchase Rate17.99% p.a.
Annual Fee$0 p.a.
Interest Free Period 55 days
Commonwealth Bank Awards
Balance Transfer Credit Cards and Rewards Credit Cards

Commonwealth Bank Awards

3.5 from 85 reviews
Purchase Rate20.24% p.a.
Annual Fee$59 p.a.
Interest Free Period 55 days
Westpac Low Rate
Low Rate Credit Cards and Balance Transfer Credit Cards

Westpac Low Rate

3.6 from 60 reviews
Purchase Rate13.74% p.a.
Annual Fee$59 p.a.
Interest Free Period 55 days
Latitude Low Rate Mastercard
Low Rate Credit Cards

Latitude Low Rate Mastercard

4.0 from 32 reviews
Purchase Rate9.89% p.a.
Annual Fee$69 p.a.
Interest Free Period 55 days
Coles No Annual Fee MasterCard
No Annual Fee Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards

Coles No Annual Fee MasterCard

3.1 from 171 reviews
Purchase Rate19.99% p.a.
Annual Fee$0 p.a.
Interest Free Period 55 days
Commonwealth Bank Diamond Awards
Frequent Flyer & Travel Credit Cards and Rewards Credit Cards

Commonwealth Bank Diamond Awards

3.5 from 41 reviews
Purchase Rate20.24% p.a.
Annual Fee$349 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points100,000

GO MasterCard
No Annual Fee Credit Cards and Rewards Credit Cards

GO MasterCard

2.9 from 1,119 reviews
Purchase Rate19.95% p.a.
Annual Fee$0 p.a.
Interest Free Period 55 days
Coles Rewards Mastercard
Balance Transfer Credit Cards and Rewards Credit Cards

Coles Rewards Mastercard

3.0 from 131 reviews
Purchase Rate19.99% p.a.
Annual Fee$99 p.a.
Interest Free Period 55 days
Westpac Altitude Platinum
Balance Transfer Credit Cards and Rewards Credit Cards

Westpac Altitude Platinum

 · includes 8 listings
3.3 from 41 reviews
Purchase Rate20.24 to 20.49% p.a.
Annual Fee$49 p.a., $150 p.a. and $200 p.a.

Sign-Up Bonus Points15,000 to 80,000

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Best Super Funds in 2020!

A good super fund can make a substanial difference to the amount you retire with. From retail super funds to self managed super funds, view reviewer ratings for the best super funds of 2020!

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Virgin Money No Annual Fee Visa
No Annual Fee Credit Cards and Balance Transfer Credit Cards

Virgin Money No Annual Fee Visa

2.8 from 170 reviews
Purchase Rate18.99% p.a.
Annual Fee$0 p.a.
Interest Free Period 55 days
ANZ Platinum
Balance Transfer Credit Cards

ANZ Platinum

3.5 from 28 reviews
Purchase Rate20.24% p.a.
Annual Fee$87 p.a.
Interest Free Period 55 days
Westpac Altitude Black
Balance Transfer Credit Cards and Rewards Credit Cards

Westpac Altitude Black

 · includes 6 listings
2.9 from 78 reviews
Purchase Rate20.24 to 20.49% p.a.
Annual Fee$199 p.a. and $250 p.a.

Sign-Up Bonus Points90,000 to 150,000

ANZ Low Rate
Low Rate Credit Cards and Balance Transfer Credit Cards

ANZ Low Rate

3.2 from 36 reviews
Purchase Rate12.49% p.a.
Annual Fee$58 p.a.
Interest Free Period 55 days
Commonwealth Bank Low Rate
  • Award Winner 2020
Low Rate Credit Cards and Balance Transfer Credit Cards

Commonwealth Bank Low Rate

4.4 from 12 reviews
Purchase Rate13.24% p.a.
Annual Fee$59 p.a.
Interest Free Period 55 days
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