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Best Credit Cards

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131 listings


Latitude 28 Degrees Global Platinum Mastercard

No Annual Fee Credit Cards and Frequent Flyer & Travel Credit CardsLatitude 28 Degrees Global Platinum Mastercard

3.8 from 1,505 reviews
  • No Annual Fee

  • No International Transaction Fees

  • Reviewers complain about fees when paying off the card (e.g. $0.95 BPAY fee)

  • Website and app experience seen as sub-par

Purchase Rate21.99% p.a.
Annual Fee$0 p.a.
Interest Free Period 55 days

One of the most popular travel cards in Australia, this card has no annual fee and no foreign transaction fees.

  • BenefitsNo Foreign Transaction Fee
  • Minimum Credit Limit $6,000
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Transparency
    4.5
  • Rewards
    3.1
  • Online Experience
    4.4
  • Customer Service
    4.4
  • Rates and Fees
    4.5
  • Application Process
    4.6
  • No Annual Fee

  • No International Transaction Fees

  • No Currency Conversion Fees

  • Reviewers complain about fees when paying off the card (e.g. $0.95 BPAY fee)

  • Website and app experience seen as sub-par


Qantas American Express Discovery
  • Award Winner 2020

No Annual Fee Credit Cards, Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsQantas American Express Discovery

4.4 from 50 reviews
  • No Annual Fee

  • No Points Earn Cap

  • Generally fewer sign-up bonus points compared to other cards

  • Low Interest-Free Period (44 Days)

Purchase Rate20.74% p.a.
Annual Fee$0 p.a.
Interest Free Period 44 days
  • Minimum Credit Limit $2,000
  • Minimum Income $35,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 0.75 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
  • Transparency
    4.5
  • Rewards
    4.4
  • Online Experience
    4.5
  • Customer Service
    4.8
  • Rates and Fees
    4.4
  • Application Process
    4.7
  • No Annual Fee

  • No Points Earn Cap

  • 0.75 point-per-dollar rate is reasonable for a $0-annual fee card

  • Generally fewer sign-up bonus points compared to other cards

  • Low Interest-Free Period (44 Days)


Qantas American Express Ultimate

Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsQantas American Express Ultimate

4.0 from 65 reviews
  • Regular Bonus Point Offers (currently 55,000)

  • High Points Earn Rate

  • High Annual Fee ($450)

  • Only 44 days Interest-Free Period

Purchase Rate20.74% p.a.
Annual Fee$450 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points55,000

  • BenefitsComplimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit
  • Minimum Credit Limit $3,000
  • Minimum Income $65,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1.25 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 55,000 bonus Qantas Points when you apply online and spend $3,000 within the first 3 months.
  • Transparency
    4.4
  • Rewards
    4.6
  • Online Experience
    4.3
  • Customer Service
    4.6
  • Rates and Fees
    3.6
  • Application Process
    4.4
  • Regular Bonus Point Offers (currently 55,000)

  • High Points Earn Rate

  • Uncapped Annual Points Accrual

  • $450 yearly Qantas Travel Credit

  • Two complimentary Qantas Lounge invitations

  • High Annual Fee ($450)

  • Only 44 days Interest-Free Period

  • 1% Balance Transfer Establishment Fee

  • $65,000 minimum income requirement

  • Reviewers commonly complain that AmEx is not accepted everywhere


Latitude Gem Visa

Low Rate Credit CardsLatitude Gem Visa

3.4 from 684 reviews
  • 6 Months Interest Free on purchases over $250 with participating retailers

  • Three 0% Interest Payment Plans to choose from

  • $99 Annual Fee

  • 3% International Transaction Fee

Purchase Rate24.99% p.a.
Annual Fee$99 p.a.
Interest Free Period 55 days
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Transparency
    3.8
  • Rewards
    2.8
  • Online Experience
    3.8
  • Customer Service
    3.8
  • Rates and Fees
    3.5
  • Application Process
    4.1
  • 6 Months Interest Free on purchases over $250 with participating retailers

  • Three 0% Interest Payment Plans to choose from

  • $99 Annual Fee

  • 3% International Transaction Fee

  • Payment Handling Fees ($0.95 online, $2.50 in person)

  • High 24.99% p.a. Purchase Rate


Commonwealth Bank Low Fee

Low Rate Credit Cards and Balance Transfer Credit CardsCommonwealth Bank Low Fee

4.0 from 45 reviews
  • $0 Annual Fee in the first year and waived in subsequent years when you spend $1,000 or more on purchases or cash advances in the previous year

  • Minimum credit limit of $500

  • 3% International Transaction Fee

  • No attached rewards program

Purchase Rate19.74% p.a.
Annual Fee$29 p.a.
Interest Free Period 55 days
  • BenefitsReduced First Year Annual Fee
  • Minimum Credit Limit $500
  • Maximum Credit Limit $50,000
  • Minimum Income $15,000
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Reduced First Year Annual Fee $0
  • Transparency
    4.4
  • Rewards
    3.1
  • Online Experience
    4.4
  • Customer Service
    4.3
  • Rates and Fees
    3.9
  • Application Process
    4.4

Coles Rewards Mastercard

Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsColes Rewards Mastercard

3.5 from 102 reviews
  • 120,000 Bonus Points when you apply by 31 January 2020 and spend $3,000 in the first 90 days from approval

  • No International Transaction Fee

  • Relatively high $99 Annual Fee

  • $30 Late Payment Fee

Purchase Rate19.99% p.a.
Annual Fee$99 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points120,000

  • BenefitsNo Foreign Transaction Fee and Sign-Up Bonus Points Offer
  • Rewards Programflybuys and Velocity Frequent Flyer
  • Points Earn Rate 2 points per $1
  • Contactless PaymentsApple Pay and Samsung Pay
  • Sign-Up Bonus Receive 100,000 Bonus Points when you spend $3,000 in the first 90 days from approval plus 20,000 Bonus Points after your first anniversary.
  • Transparency
    3.8
  • Rewards
    4.3
  • Online Experience
    3.8
  • Customer Service
    3.7
  • Rates and Fees
    3.8
  • Application Process
    4.0
  • 120,000 Bonus Points when you apply by 31 January 2020 and spend $3,000 in the first 90 days from approval

  • No International Transaction Fee

  • Earn 2 flybuys Points per $1 on eligible spend

  • $10 off Coles supermarket shop at the checkout each time you redeem 2,000 flybuys points

  • 0% p.a. on balance transfers for 14 months

  • Relatively high $99 Annual Fee

  • $30 Late Payment Fee


Bankwest Zero Platinum MasterCard

No Annual Fee Credit Cards, Frequent Flyer & Travel Credit Cards and Balance Transfer Credit CardsBankwest Zero Platinum MasterCard

3.9 from 41 reviews
  • $0 Annual Fee

  • No Foreign Transaction Fees

  • No attached rewards program

Purchase Rate17.99% p.a.
Annual Fee$0 p.a.
Interest Free Period 55 days
  • BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit $6,000
  • Maximum Credit Limit $50,000
  • Minimum Income $65,000
  • Contactless PaymentsApple Pay and Google Pay
  • Transparency
    4.5
  • Rewards
    2.6
  • Online Experience
    4.2
  • Customer Service
    4.0
  • Rates and Fees
    4.5
  • Application Process
    4.3
  • $0 Annual Fee

  • No Foreign Transaction Fees

  • Complimentary Overseas Travel Insurance

  • 2.99% p.a. on Balance Transfers for the first 9 months

  • No attached rewards program


Commonwealth Bank Awards

Balance Transfer Credit Cards and Rewards Credit CardsCommonwealth Bank Awards

3.5 from 83 reviews
  • Entry-level credit limit of $500 minimum

  • Can earn either Commbank Awards points or Qantas Frequent Flyer points

  • High Balance Transfer Rate (5.99%)

  • Awards points earn rate capped at 50,000 per annum

Purchase Rate20.24% p.a.
Annual Fee$59 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points30,000

  • Minimum Credit Limit $500
  • Rewards ProgramCommBank Awards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 30,000 Bonus Awards Points when you apply by 29 February 2020 and spend $2,000 within 90 days.
  • Transparency
    4.1
  • Rewards
    4.1
  • Online Experience
    4.4
  • Customer Service
    4.3
  • Rates and Fees
    3.6
  • Application Process
    4.2
  • Entry-level credit limit of $500 minimum

  • Can earn either Commbank Awards points or Qantas Frequent Flyer points

  • High Balance Transfer Rate (5.99%)

  • Awards points earn rate capped at 50,000 per annum

  • Qantas points earn rate capped at 12,000 per annum

  • Switching to Qantas points program incurs an additional $30 annual fee


Westpac Low Rate

Low Rate Credit Cards and Balance Transfer Credit CardsWestpac Low Rate

3.6 from 59 reviews
  • 0% p.a on Balance Transfers for 16 months & No Balance Transfer Fee

  • Low $59 Annual Fee & Low Interest Rate of 13.74% p.a. on purchases

  • 3% Foreign Transaction Fee

Purchase Rate13.74% p.a.
Annual Fee$59 p.a.
Interest Free Period 55 days
  • Minimum Credit Limit $500
  • Maximum Credit Limit $25,000
  • Minimum Income $15,000
  • Contactless PaymentsFitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Transparency
    4.1
  • Rewards
    3.4
  • Online Experience
    4.3
  • Customer Service
    4.2
  • Rates and Fees
    3.8
  • Application Process
    4.2
  • 0% p.a on Balance Transfers for 16 months & No Balance Transfer Fee

  • Low $59 Annual Fee & Low Interest Rate of 13.74% p.a. on purchases

  • One additional cardholder at no extra cost

  • 3% Foreign Transaction Fee


Coles No Annual Fee MasterCard

No Annual Fee Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsColes No Annual Fee MasterCard

3.3 from 158 reviews
  • No annual fee

  • 0% p.a. on purchases or balance transfers for 6 months when you apply by 31 March 2020

  • Low flybuys points earn rate of 1 Flybuy Point per $2

  • 2.5% International Transaction Fee

Purchase Rate19.99% p.a.
Annual Fee$0 p.a.
Interest Free Period 55 days
  • Minimum Credit Limit $2,000
  • Maximum Credit Limit $60,000
  • Minimum Income $25,000
  • Rewards Programflybuys
  • Points Earn Rate 0.5 points per $1
  • Contactless PaymentsApple Pay and Samsung Pay
  • Transparency
    3.9
  • Rewards
    4.0
  • Online Experience
    3.8
  • Customer Service
    3.8
  • Rates and Fees
    4.3
  • Application Process
    4.3
  • No annual fee

  • 0% p.a. on purchases or balance transfers for 6 months when you apply by 31 March 2020

  • $10 off Coles supermarket shop at the checkout each time you redeem 2,000 flybuys points

  • Low flybuys points earn rate of 1 Flybuy Point per $2

  • 2.5% International Transaction Fee

  • Relatively high 19.99% interest rate

  • Reviewers mention poor customer service should an issue arise


Commonwealth Bank Diamond Awards

Frequent Flyer & Travel Credit Cards and Rewards Credit CardsCommonwealth Bank Diamond Awards

3.5 from 41 reviews
  • Earn 1.25 Awards Points per $1

  • International Travel Insurance included

  • $349 Annual Fee

  • 3% International Transaction Fee

Purchase Rate20.24% p.a.
Annual Fee$349 p.a.
Interest Free Period 55 days
  • BenefitsComplimentary Travel Insurance
  • Minimum Credit Limit $15,000
  • Maximum Credit Limit $50,000
  • Rewards ProgramCommBank Awards
  • Points Earn Rate 1.25 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Transparency
    4.0
  • Rewards
    3.4
  • Online Experience
    4.3
  • Customer Service
    4.3
  • Rates and Fees
    3.3
  • Application Process
    4.1
  • Earn 1.25 Awards Points per $1

  • International Travel Insurance included

  • Cashback offers with Mastercard Travelers Rewards

  • $349 Annual Fee

  • 3% International Transaction Fee

  • Minimum Credit Limit of $15,000


Virgin Money No Annual Fee Visa

No Annual Fee Credit Cards and Balance Transfer Credit CardsVirgin Money No Annual Fee Visa

2.9 from 161 reviews
  • No Annual Fee

  • 6.9% p.a. on balance transfers for up to 36 months if you apply by 02 December 2019

  • 3.3% International Transaction Fee

  • You can't earn Velocity Points even though this card is issued by Virgin

Purchase Rate18.99% p.a.
Annual Fee$0 p.a.
Interest Free Period 44 days
  • Minimum Credit Limit $2,000
  • Minimum Income $25,000
  • Contactless PaymentsSamsung Pay
  • Transparency
    2.3
  • Rewards
    2.3
  • Online Experience
    2.1
  • Customer Service
    2.2
  • Rates and Fees
    3.0
  • Application Process
    2.4
  • No Annual Fee

  • 6.9% p.a. on balance transfers for up to 36 months if you apply by 02 December 2019

  • 3.3% International Transaction Fee

  • You can't earn Velocity Points even though this card is issued by Virgin

  • Balance Transfer Rate at the end of the offer period reverts to the Cash Advance Rate of 20.99% p.a.


Westpac Altitude Black

Rewards Credit CardsWestpac Altitude Black · includes 6 listings

3.1 from 72 reviews
  • Uncapped points earning

  • Lounge passes and travel insurance included

  • Annual fee is not inclusive of Velocity or QFF membership fee

  • $75,000 minimum income required

Purchase Rate20.24 to 20.49% p.a.
Annual Fee$199 p.a., $250 p.a. or $300 p.a.
Interest Free Period At least 44 days

Sign-Up Bonus Points20,000 to 100,000

  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $3,000 to $15,000
  • Maximum Credit Limit $75,000
  • Minimum Income $75,000
  • Rewards ProgramQantas Frequent Flyer, Velocity Frequent Flyer and Westpac Altitude Rewards
  • Points Earn Rate 0.75 to 3 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Reduced First Year Annual Fee $250
  • Transparency
    4.0
  • Rewards
    4.0
  • Online Experience
    3.8
  • Customer Service
    3.9
  • Rates and Fees
    3.0
  • Application Process
    3.7

ANZ Platinum

Balance Transfer Credit CardsANZ Platinum

3.6 from 27 reviews
  • 0% p.a. on Balance Transfers for the first 18 months

  • $0 Annual Fee in the first year

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee

Purchase Rate19.74% p.a.
Annual Fee$87 p.a.
Interest Free Period 55 days
  • BenefitsComplimentary Travel Insurance and Reduced First Year Annual Fee
  • Minimum Credit Limit $6,000
  • Minimum Income $35,000
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Reduced First Year Annual Fee $0
  • Transparency
    3.8
  • Rewards
    3.6
  • Online Experience
    3.9
  • Customer Service
    3.7
  • Rates and Fees
    3.5
  • Application Process
    3.8
  • 0% p.a. on Balance Transfers for the first 18 months

  • $0 Annual Fee in the first year

  • Ongoing Annual Fee Waiver: $0 if you make $20,000 in eligible purchases on the card in 12 months

  • Complimentary Overseas Travel Insurance and Purchase Security Insurance

  • Add up to 9 Additional Cardholders at no additional cost

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee

  • No attached rewards program


Latitude Low Rate Mastercard

Low Rate Credit CardsLatitude Low Rate Mastercard

4.2 from 16 reviews
  • $69 Annual Fee

  • Low Interest Rate of 9.89% on purchases & up to 55 days interest free

  • 3% International Transaction Fee

  • Payment Handling Fees ($0.95 online including BPAY, $2.50 in person)

Purchase Rate9.89% p.a.
Annual Fee$69 p.a.
Interest Free Period 55 days
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Transparency
    4.5
  • Rewards
    4.3
  • Online Experience
    4.6
  • Customer Service
    4.4
  • Rates and Fees
    4.5
  • Application Process
    4.5
  • $69 Annual Fee

  • Low Interest Rate of 9.89% on purchases & up to 55 days interest free

  • Price Protection (buy now and if the price drops within 30 days, the difference will be refunded)

  • Purchase Protection (if an eligible purchase is accidentally damaged or stolen within 90 days, Latitude Financial Services will help repair or replace it)

  • Extended Warranty (1 year extra warranty on eligible purchases that have an existing one-to-two-year manufacturer's warranty)

  • 3% International Transaction Fee

  • Payment Handling Fees ($0.95 online including BPAY, $2.50 in person)


Westpac Altitude Platinum

Rewards Credit CardsWestpac Altitude Platinum · includes 8 listings

3.3 from 41 reviews
  • Receive 60,000 Bonus Points if you apply by 15 October 2019 and spend $3,000 on eligible purchases in the first 90 days from card approval

  • Uncapped points earn rate

  • $150 Annual Fee (additional $50 if you choose Velocity or Qantas)

  • 3% Foreign Transaction Fee

Purchase Rate20.24 to 20.49% p.a.
Annual Fee$49 p.a., $150 p.a. or $200 p.a.
Interest Free Period At least 44 days

Sign-Up Bonus Points15,000 to 80,000

  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $3,000 to $6,000
  • Rewards ProgramQantas Frequent Flyer, Velocity Frequent Flyer and Westpac Altitude Rewards
  • Points Earn Rate 0.5 to 2 points per $1
  • Contactless PaymentsFitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Transparency
    3.9
  • Rewards
    3.8
  • Online Experience
    3.6
  • Customer Service
    3.9
  • Rates and Fees
    3.2
  • Application Process
    4.1
  • Receive 60,000 Bonus Points if you apply by 15 October 2019 and spend $3,000 on eligible purchases in the first 90 days from card approval

  • Uncapped points earn rate

  • Complimentary Insurance covers, including Overseas Travel, Purchase Security and Transit Accident Insurance

  • $150 Annual Fee (additional $50 if you choose Velocity or Qantas)

  • 3% Foreign Transaction Fee


ANZ Rewards Travel Adventures

Frequent Flyer & Travel Credit Cards and Rewards Credit CardsANZ Rewards Travel Adventures

3.6 from 24 reviews
  • 75,000 bonus Velocity Points if you spend $2,500 on eligible purchases in the first 3 months of approval

  • Complimentary return domestic flight and two Virgin Australia lounge passes each year

  • High $225 Annual Fee

  • Reviewers mention the complimentary flight is difficult to book (must be booked 2 months prior to flying, also hard to find seats during peak times)

Purchase Rate20.24% p.a.
Annual Fee$225 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points75,000

  • BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee, Sign-Up Bonus Points Offer and Travel Credit
  • Minimum Credit Limit $6,000
  • Minimum Income $35,000
  • Rewards ProgramANZ Rewards and Velocity Frequent Flyer
  • Points Earn Rate 1.5 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus 75,000 bonus Velocity Frequent Flyer Points when you spend $2,500 on eligible purchases in the first 3 months of approval.
  • Transparency
    4.2
  • Rewards
    3.9
  • Online Experience
    3.9
  • Customer Service
    4.2
  • Rates and Fees
    3.6
  • Application Process
    4.0
  • 75,000 bonus Velocity Points if you spend $2,500 on eligible purchases in the first 3 months of approval

  • Complimentary return domestic flight and two Virgin Australia lounge passes each year

  • No Overseas Transaction Fee on purchases

  • 1.5 ANZ Reward Points per $1 on eligible purchases up to $2,000 per statement period

  • Complimentary Overseas Travel Insurance

  • Complimentary Extended Warranty Insurance and Purchase Security Insurance

  • High $225 Annual Fee

  • Reviewers mention the complimentary flight is difficult to book (must be booked 2 months prior to flying, also hard to find seats during peak times)

  • Lower earn rate of 0.5 ANZ Reward Points per $1 after the first $2,000 per statement period


ANZ First

Balance Transfer Credit CardsANZ First

3.5 from 25 reviews
  • Low $30 Annual Fee (waived for full-time tertiary students)

  • 0% p.a. on Balance Transfers for 18 months

  • 2% Balance Transfer Fee

  • 3% Foreign Transaction Fee

Purchase Rate20.24% p.a.
Annual Fee$30 p.a.
Interest Free Period 55 days
  • Minimum Credit Limit $1,000
  • Minimum Income $15,000
  • Rewards ProgramANZ Rewards
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Transparency
    4.0
  • Rewards
    5.0
  • Online Experience
    3.9
  • Customer Service
    3.9
  • Rates and Fees
    4.0
  • Application Process
    4.7
  • Low $30 Annual Fee (waived for full-time tertiary students)

  • 0% p.a. on Balance Transfers for 18 months

  • Low minimum credit limit of $1,000 ($500 for students)

  • 2% Balance Transfer Fee

  • 3% Foreign Transaction Fee


American Express Explorer

Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsAmerican Express Explorer

4.2 from 14 reviews
  • $400 Travel Credit each year

  • 0% p.a. on Balance Transfers for the first 12 months

  • $395 Annual Fee

  • 1% Balance Transfer Fee

Purchase Rate20.74% p.a.
Annual Fee$395 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points70,000

  • BenefitsComplimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit
  • Minimum Credit Limit $3,000
  • Minimum Income $65,000
  • Rewards ProgramAmerican Express Membership Rewards
  • Points Earn Rate 2 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 70,000 Membership Rewards Bonus Points when you spend $3,000 within the first 3 months.
  • Transparency
    4.2
  • Rewards
    4.0
  • Online Experience
    4.4
  • Customer Service
    4.6
  • Rates and Fees
    3.5
  • Application Process
    4.7
  • $400 Travel Credit each year

  • 0% p.a. on Balance Transfers for the first 12 months

  • Two complimentary entries per year to the American Express Lounge at Sydney or Melbourne International Airports

  • Earn up to 2 Membership Rewards points per $1

  • Complimentary Travel Insurance

  • $395 Annual Fee

  • 1% Balance Transfer Fee


Citibank Citi Rewards Platinum

Balance Transfer Credit Cards and Rewards Credit CardsCitibank Citi Rewards Platinum

2.9 from 72 reviews
  • Multiple Promotional Offers to choose from (see Details) if you apply by 31 January 2020

  • Points Earn Rate: 1 Citi Point per $1 spent

  • $149 or $199 Annual Fee after your first year

  • 3.4% International Transaction Fee

Purchase Rate21.49% p.a.
Annual Fee$149 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points120,000

  • BenefitsReduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $6,000
  • Maximum Credit Limit $100,000
  • Minimum Income $35,000
  • Rewards ProgramCiti Rewards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay and Samsung Pay
  • Sign-Up Bonus Receive up to 120,000 bonus points (80,000 points when you spend $3,000 in the first 90 days from approval and an additional 40,000 points on your first anniversary)
  • Reduced First Year Annual Fee $49
  • Transparency
    3.6
  • Rewards
    3.9
  • Online Experience
    3.7
  • Customer Service
    3.7
  • Rates and Fees
    3.5
  • Application Process
    3.8
  • Multiple Promotional Offers to choose from (see Details) if you apply by 31 January 2020

  • Points Earn Rate: 1 Citi Point per $1 spent

  • Linked Diners Club Card has No International Transaction Fees and 2 Citi Points per $1 spent earn rate

  • 0% on Balance Transfers for either 12, 15 or 26 months

  • Reduced $0 or $49 Annual Fee in your first year

  • $149 or $199 Annual Fee after your first year

  • 3.4% International Transaction Fee

  • 1% or 1.5% Balance Transfer Fee may apply depending on which sign-up offer you choose


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