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121 listings

Qantas Premier Platinum

Frequent Flyer & Travel Credit Cards and Rewards Credit CardsQantas Premier Platinum

2.1 from 48 reviews
Purchase Rate19.99% p.a.
Annual FeeA$299 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points100,000

  • Up to 100,000 Bonus Qantas Points & 75 bonus Status Credits on offer if you apply by 30 August 2020

  • Earn up to 1.5 Qantas Points per $1 spent

  • 0% p.a. on Balance Transfers for 18 months

  • Complimentary Travel Insurance & Complimentary Lounge Invitations each year

  • $299 Annual Fee

  • 3% International Transaction Fee

  • Transparency
    2.3 (45)
  • Rewards
    3.4 (31)
  • Online Experience
    2.3 (42)
  • Customer Service
    2.3 (43)
  • Rates and Fees
    2.4 (38)
  • Application Process
    2.8 (39)
  • BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$6,000
  • Minimum Income A$35,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1.5 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Earn 80,000 bonus points when you spend $5,000 or more on eligible purchases within 90 days of approval plus an additional 20,000 bonus points after your first anniversary of approval. Earn 75 bonus Status Credits when you make an eligible purchase by 30/08/2020.
Myer Visa Card

Balance Transfer Credit Cards and Rewards Credit CardsMyer Visa Card

1.9 from 74 reviews
Purchase Rate20.69% p.a.
Annual FeeA$69 p.a.
Interest Free Period 55 days
  • Uncapped Myer One credit earn rate

  • 6 months interest free on purchases of $250 or more at Myer

  • Combine with your existing Myer One membership for maximum rewards

  • Not that useful if you don't regularly shop at Myer

  • Not good for travelling (3% international transaction fee)

  • Transparency
    2.3 (6)
  • Rewards
    2.8 (4)
  • Online Experience
    2.0 (6)
  • Customer Service
    2.0 (6)
  • Rates and Fees
    2.2 (6)
  • Application Process
    3.0 (4)
  • BenefitsReduced First Year Annual Fee
  • Minimum Credit Limit A$1,000
  • Points Earn Rate 2 points per $1
  • Contactless PaymentsApple Pay and Google Pay
  • Reduced First Year Annual Fee A$0
Virgin Australia Velocity Flyer

Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsVirgin Australia Velocity Flyer

1.9 from 74 reviews
Purchase Rate20.74% p.a.
Annual FeeA$129 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points70,000

  • Multiple Promotional Offers to choose from (see Details below)

  • $129 Virgin Australia Gift Voucher each year

  • Earn Velocity Points at a rate of 0.66 points per $1 spent up to $1,500 per statement period

  • 3.3% International Transaction Fee

  • Earn Rate drops to 0.5 points per $1 spent after the first $1,500 per statement period

  • Transparency
    2.9 (22)
  • Rewards
    3.4 (18)
  • Online Experience
    2.8 (22)
  • Customer Service
    2.8 (22)
  • Rates and Fees
    2.8 (21)
  • Application Process
    3.8 (17)
  • BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee, Sign-Up Bonus Points Offer and Travel Credit
  • Minimum Credit Limit A$6,000
  • Maximum Credit Limit A$50,000
  • Minimum Income A$35,000
  • Rewards ProgramVelocity Frequent Flyer
  • Points Earn Rate 0.66 points per $1
  • Contactless PaymentsSamsung Pay
  • Sign-Up Bonus Earn up to 70,000 bonus Velocity Points (20,000 points each month when you spend $1,500 or more in the first 3 months and 10,000 points after your first anniversary)
  • Introductory Rate 0% p.a. for up to 14 months on purchases.
  • Reduced First Year Annual Fee A$65
Coles Low Rate MasterCard

Low Rate Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsColes Low Rate MasterCard

1.6 from 541 reviews
Purchase Rate12.99% p.a.
Annual FeeA$58 p.a.
Interest Free Period 55 days
  • Low $58 Annual Fee

  • Low 12.99% p.a. Interest Rate on purchases

  • flybuy Points can only be earned at Coles Supermarkets at a rate of 0.5 flybuy points per $1

  • 2.5% International Transaction Fee

  • Transparency
    3.1 (56)
  • Rewards
    3.4 (38)
  • Online Experience
    2.8 (56)
  • Customer Service
    2.5 (62)
  • Rates and Fees
    3.2 (58)
  • Application Process
    3.5 (54)
  • Minimum Credit Limit A$2,000
  • Maximum Credit Limit A$60,000
  • Minimum Income A$25,000
  • Rewards Programflybuys
  • Points Earn Rate 0.5 points per $1
  • Contactless PaymentsApple Pay and Samsung Pay
NAB Qantas Rewards Premium

Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsNAB Qantas Rewards Premium

2.2 from 19 reviews
Purchase Rate19.99% p.a.
Annual FeeA$250 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points30,000

  • 30,000 Bonus Qantas Points when you spend $2,500 on everyday purchases in the first 60 days of account opening

  • Points Earn Rate: 1 Qantas Point per $1.50 up to $3,000 per statement period

  • 0% on Balance Transfers for 6 months

  • Seven complimentary insurances including Overseas Travel Insurance

  • $250 Annual Fee

  • 3% International Transaction Fee

  • 2% Balance Transfer Fee

  • Points Earn Rate drops to 1 Qantas Point per $3 after the first $3,000 per statement period

  • Transparency
    3.2 (6)
  • Rewards
    2.7 (6)
  • Online Experience
    3.3 (6)
  • Customer Service
    2.8 (6)
  • Rates and Fees
    2.6 (5)
  • Application Process
    3.3 (6)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$6,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 3 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 30,000 Bonus Points when you spend $2,500 on everyday purchases within 60 days of account opening
ANZ Frequent Flyer Black

Frequent Flyer & Travel Credit Cards and Rewards Credit CardsANZ Frequent Flyer Black

2.6 from 12 reviews
Purchase Rate20.24% p.a.
Annual FeeA$425 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points120,000

  • Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period

  • Complimentary Travel and Shopping Insurances

  • Two complimentary Qantas Club Lounge invitations every year

  • $425 Annual Fee

  • Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period

  • 3% Foreign Transaction Fee

  • Minimum Credit Limit of $15,000 may be too high for you

  • Transparency
    2.9 (8)
  • Rewards
    3.3 (10)
  • Online Experience
    2.7 (10)
  • Customer Service
    2.8 (9)
  • Rates and Fees
    2.2 (9)
  • Application Process
    2.9 (8)
  • BenefitsCashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$15,000
  • Minimum Income A$75,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 120,000 bonus Qantas Points and $275 back when you spend $4,000 on eligible purchases in the first 3 months of approval.
NAB Rewards Platinum

Balance Transfer Credit Cards and Rewards Credit CardsNAB Rewards Platinum

2.3 from 16 reviews
Purchase Rate19.99% p.a.
Annual FeeA$194 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points60,000

  • Earn up to 3 Points per dollar (see Details), uncapped

  • 0% p.a. on Balance Transfers for 6 months

  • Seven complimentary insurances, including Overseas Travel Insurance

  • $195 Annual Fee

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee

  • Transparency
    2.8 (8)
  • Rewards
    3.6 (9)
  • Online Experience
    3.0 (8)
  • Customer Service
    2.8 (9)
  • Rates and Fees
    2.9 (9)
  • Application Process
    3.3 (8)
  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$6,000
  • Rewards ProgramNAB Rewards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 60,000 Bonus Points when you spend $1,000 on everyday purchases within 60 days of account opening
Jetstar Credit Card

Low Rate Credit Cards, Frequent Flyer & Travel Credit Cards and Balance Transfer Credit CardsJetstar Credit Card · includes 2 listings

1.7 from 65 reviews
Purchase Rate19.99% p.a.
Annual FeeA$29 p.a.
Interest Free Period At least 55 days
  • Flexibility to choose between Jetstar Dollars or Qantas Frequent Flyer rewards

  • Low 14.99% purchase rate

  • No booking fees on jetstar.com

  • $69 annual fee after the first year

  • Relatively low QFF points earn rate (0.5 points per $1)

  • $10,000 spend required to receive a $100 Jetstar travel voucher

  • Transparency
    2.6 (8)
  • Rewards
    3.0 (7)
  • Online Experience
    2.4 (8)
  • Customer Service
    2.5 (8)
  • Rates and Fees
    2.6 (7)
  • Application Process
    3.0 (8)
  • Minimum Credit Limit A$2,000
  • Maximum Credit Limit A$50,000
  • Minimum Income A$30,000
  • Rewards ProgramJetstar Dollars and Qantas Frequent Flyer
  • Reduced First Year Annual Fee A$0
ING Orange One Platinum

Rewards Credit CardsING Orange One Platinum

2.6 from 10 reviews
Purchase Rate16.99% p.a.
Annual FeeA$149 p.a.
Interest Free Period 45 days
  • Up to $30 per month cashback on your spend

  • No International Transaction Fees (Rebate if you meet requirements)

  • $149 Annual Fee

  • Foreign Currency Conversion Fee Rebate Requirememt: Deposit at least $1,000 to any personal ING account (excluding Living Super and Orange One) and make at least 5 card purchases that are settled using your ING credit card each month

  • Transparency
    4.0 (6)
  • Rewards
    2.3 (4)
  • Online Experience
    3.9 (7)
  • Customer Service
    3.9 (7)
  • Rates and Fees
    4.1 (7)
  • Application Process
    3.7 (6)
  • BenefitsCashback Offer, Complimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit A$6,000
  • Maximum Credit Limit A$30,000
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
Woolworths Qantas Platinum

Balance Transfer Credit Cards and Rewards Credit CardsWoolworths Qantas Platinum

1.6 from 52 reviews
Purchase Rate20.49% p.a.
Annual FeeA$169 p.a.
Interest Free Period 55 days
  • Stack the QFF points earned with this card with normal Woolworths Rewards points

  • 0% balance transfer rate for 14 months

  • 10% off one shop at Woolworths each month

  • Relatively high ongoing annual fee ($169)

  • BenefitsComplimentary Travel Insurance and Reduced First Year Annual Fee
  • Minimum Credit Limit A$6,000
  • Minimum Income A$30,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay and Google Pay
  • Reduced First Year Annual Fee A$99
Macquarie Bank Platinum

Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsMacquarie Bank Platinum · includes 2 listings

2.1 from 13 reviews
Purchase Rate20.70% p.a.
Annual FeeA$199 p.a. and A$249 p.a.
Interest Free Period At least 55 days

Sign-Up Bonus Points20,000

  • 0% p.a. balance transfer for 14 months

  • No international transaction fees

  • Some Travel and Purchase insurances included

  • Need to spend ~$3,200 to receive a $20 gift card

  • Transparency
    4.5 (2)
  • Rewards
    4.5 (2)
  • Online Experience
    4.5 (2)
  • Customer Service
    4.0 (2)
  • Rates and Fees
    4.5 (2)
  • Application Process
    4.5 (2)
  • BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$6,000
  • Minimum Income A$50,000
  • Rewards ProgramMacquarie Rewards and Qantas Frequent Flyer
  • Points Earn Rate 1 to 1.25 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay and Google Pay
  • Reduced First Year Annual Fee A$99
St.George Amplify

Balance Transfer Credit Cards and Rewards Credit CardsSt.George Amplify · includes 2 listings

2.1 from 13 reviews
Purchase Rate19.74% p.a.
Annual FeeA$79 p.a.
Interest Free Period At least 55 days
  • Introductory Offer: 0% p.a. on purchases for 14 months

  • Choose between Qantas Frequent Flyer or Amplify points programs

  • Uncapped points earn rate

  • 3% Foreign Transaction Fee

  • Transparency
    3.8 (4)
  • Rewards
    3.0 (3)
  • Online Experience
    3.0 (6)
  • Customer Service
    2.6 (5)
  • Rates and Fees
    3.6 (5)
  • Application Process
    3.2 (6)
  • Minimum Credit Limit A$500
  • Rewards ProgramAmplify Rewards and Qantas Frequent Flyer
  • Points Earn Rate 0.5 to 1 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
Skye Mastercard

Low Rate Credit CardsSkye Mastercard

1.3 from 103 reviews
Purchase Rate23.99% p.a.
Annual FeeA$99 p.a.
Interest Free Period 80 days
  • Up to 110 days Interest Free on everyday purchases

  • 9, 12 or 15 month Interest Free Instalment Plans to choose from (minimum finance amounts apply)

  • No International Transaction Fees

  • Motion Code Technology

  • $99 Annual Fee

  • Establishment Fee for Interest Free Instalment Plans ranges from 3% - 5%

  • Payment Handling Fee - $0.95 charged each time a payment is made via BPAY

  • Transparency
    1.4 (92)
  • Rewards
    1.3 (40)
  • Online Experience
    1.6 (85)
  • Customer Service
    1.4 (92)
  • Rates and Fees
    1.6 (87)
  • Application Process
    2.3 (74)
  • BenefitsNo Foreign Transaction Fee
  • Minimum Credit Limit A$1,000
  • Maximum Credit Limit A$50,000
  • Minimum Income A$25,000
  • Contactless PaymentsApple Pay
Virgin Australia Velocity High Flyer

Frequent Flyer & Travel Credit Cards and Balance Transfer Credit CardsVirgin Australia Velocity High Flyer

1.5 from 17 reviews
Purchase Rate20.74% p.a.
Annual FeeA$289 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points100,000

  • 100,000 Bonus Velocity Points on offer (see Details below)

  • Earn 1 Velocity Point per $1 spent up to $8,000 per statement period

  • $129 Virgin Australia Gift Voucher and Two Single Entry Virgin Australia domestic Lounge passes each year

  • Complimentary Travel Insurance

  • $289 Annual Fee

  • Minimum Credit Limit of $15,000

  • Minimimum Income requirement of $75,000

  • 3.3% International Transaction Fee

  • Transparency
    2.0 (8)
  • Rewards
    3.2 (5)
  • Online Experience
    1.6 (8)
  • Customer Service
    1.4 (8)
  • Rates and Fees
    2.0 (8)
  • Application Process
    2.3 (8)
  • BenefitsComplimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit
  • Minimum Credit Limit A$15,000
  • Maximum Credit Limit A$50,000
  • Minimum Income A$75,000
  • Rewards ProgramVelocity Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsSamsung Pay
  • Sign-Up Bonus Earn up to 100,000 bonus Velocity Points (25,000 Points each month when you spend $3,000 or more in the first 3 months and 25,000 Points after your first anniversary).
Kogan Money Black Card

No Annual Fee Credit Cards, Balance Transfer Credit Cards and Rewards Credit CardsKogan Money Black Card

1.1 from 19 reviews
Purchase Rate20.99% p.a.
Annual FeeA$0 p.a.
Interest Free Period 55 days
  • Earn $100 Kogan.com Credit when you apply and spend $1,000 in the first 60 days from approval

  • No Annual Fee

  • 0% p.a. for 22 months on Balance Transfers

  • Complimentary Kogan First Membership

  • 3.4% International Transaction Fee

  • Reward points can only be redeemed for eligible purchases on Kogan.com, Kogan Mobile or Kogan Internet

  • Transparency
    1.1 (16)
  • Rewards
    1.5 (8)
  • Online Experience
    1.1 (16)
  • Customer Service
    1.1 (15)
  • Rates and Fees
    1.6 (13)
  • Application Process
    1.7 (14)
  • Minimum Credit Limit A$6,000
  • Minimum Income A$35,000
  • Points Earn Rate 2 points per $1
  • Sign-Up Bonus $100 Kogan.com credit when you spend $1,000 on eligible purchases in the first 60 days from card approval.
Citibank Citi Simplicity

No Annual Fee Credit Cards and Balance Transfer Credit CardsCitibank Citi Simplicity

5.0 from 1 review
Purchase Rate21.49% p.a.
Annual FeeA$0 p.a.
Interest Free Period 55 days
  • No Annual Card Fee and No Late Payment Fee

  • 0% p.a. Balance Transfers for 6 months

  • Add up to 4 Additional Cardholders at no additional cost

  • 3.4% International Transaction Fee

  • Balance Transfer Rate reverts to the high Cash Advance Rate of 19.99% p.a. after the offer period ends

  • Transparency
    5.0 (1)
  • Rewards
    5.0 (1)
  • Online Experience
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    5.0 (1)
  • Application Process
    5.0 (1)
  • Minimum Credit Limit A$6,000
  • Maximum Credit Limit A$100,000
  • Contactless PaymentsApple Pay and Samsung Pay
American Express Low Rate

Low Rate Credit Cards, No Annual Fee Credit Cards and Balance Transfer Credit CardsAmerican Express Low Rate

5.0 from 1 review
Purchase Rate8.99% p.a.
Annual FeeA$0 p.a.
Interest Free Period 55 days
  • $0 Annual Fee

  • Low Interest Rate of 8.99% on purchases

  • 0% p.a. on Balance Transfers for the first 12 months

  • Add up to 4 Additional Cards at no extra cost

  • 1% Balance Transfer Fee

  • 3% Currency Conversion Fee

  • No attached rewards program

  • Rewards
    5.0 (1)
  • Online Experience
    5.0 (1)
  • Application Process
    5.0 (1)
  • Minimum Credit Limit A$1,000
  • Minimum Income A$50,000
  • Contactless PaymentsApple Pay, Fitbit Pay, Google Pay and Samsung Pay
Commonwealth Bank Commbank Essentials

Low Rate Credit CardsCommonwealth Bank Commbank Essentials

5.0 from 1 review
Purchase Rate9.90% p.a.
Annual FeeA$60 p.a.
Interest Free Period 55 days
  • 9.90% p.a Interest Rate on Purchases

  • Accessible Minimum Credit Limit of $400

  • $5 Monthly Fee ($2 if you choose online statements and set up automatic payments using AutoPay)

  • 3% International Transaction Fee

  • Maximum Credit Limit of $3,000 may be too low for you

  • Transparency
    4.0 (1)
  • Online Experience
    5.0 (1)
  • Customer Service
    4.0 (1)
  • Rates and Fees
    3.0 (1)
  • Application Process
    5.0 (1)
  • Minimum Credit Limit A$400
  • Maximum Credit Limit A$3,000
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Westpac Lite

Low Rate Credit CardsWestpac Lite

5.0 from 1 review
Purchase Rate9.90% p.a.
Annual FeeA$108 p.a.
Interest Free Period 45 days
  • Variable Purchase Rate of 9.90% p.a.

  • No Foreign Transaction Fees

  • Accessible Minimum Credit Limit of $500

  • One Additional Cardholder at no extra cost

  • $9 Monthly Card Fee (equivalent to $108 each year)

  • No attached rewards program

  • Maximum Credit Limit of $4,000 may be too low for you

  • Transparency
    5.0 (1)
  • Rewards
    3.0 (1)
  • Online Experience
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    5.0 (1)
  • Application Process
    5.0 (1)
  • BenefitsNo Foreign Transaction Fee
  • Contactless PaymentsFitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Bank of Queensland Blue Visa

Balance Transfer Credit Cards and Rewards Credit CardsBank of Queensland Blue Visa

5.0 from 5 reviews
Purchase Rate20.74% p.a.
Annual FeeA$60 p.a.
Interest Free Period 44 days
  • $60 Annual Fee

  • $120 cash back if you spend $500 per month on retail purchases for the first 3 months

  • Earn 1 Q Rewards Point for every dollar spent on eligible transactions

  • 0% on Balance Transfers for 6 months

  • Purchase Cover Insurance and Guaranteed Pricing Scheme

  • 3.4% International Transaction Fee

  • Balance Transfer Rate reverts to the high Cash Advance Rate of 21.74% p.a. after the promotional period

  • Transparency
    5.0 (1)
  • Rewards
    5.0 (1)
  • Online Experience
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    3.0 (1)
  • Application Process
    5.0 (1)
  • BenefitsCashback Offer and Sign-Up Bonus Points Offer
  • Maximum Credit Limit A$10,000
  • Minimum Income A$25,000
  • Rewards ProgramQ Rewards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsSamsung Pay
  • Sign-Up Bonus $120 Cashback if you spend $500 per month on retail purchases for the first 3 months
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