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132 listings


Qantas Premier Everyday

Qantas Premier Everyday

2.8 from 16 reviews
Purchase Rate19.99% p.a.
Annual Fee$49 p.a.
Interest Free Period 55 days
  • Categories: Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
  • Benefits: Complimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit : $4,000
  • Maximum Credit Limit : $30,000
  • Minimum Income : $35,000
  • Rewards Program: Qantas Frequent Flyer
  • Points Earn Rates : 1 points per $1
  • Contactless Payments: Apple Pay, Fitbit Pay and Samsung Pay
  • Sign-Up Bonus : Earn up to 42,000 bonus Qantas points (7,000 points per month when you spend $1000 or more per month for the first 6 months)
  • Reduced First Year Annual Fee : $29
  • Up to 42,000 Bonus Qantas Points on offer

  • $29 Annual Fee for the first year

  • 0% p.a. on Balance Transfers for 12 months

  • Earn up to 1 Qantas Point per $1 spent

  • Complimentary Travel Insurance

  • 3% Foreign Transaction Fee

  • Minimum spend of $1,00 per month is required to receive 7,000 Bonus Qantas Points each month for 6 months

Sign-Up Bonus Points42,000


ANZ Frequent Flyer

ANZ Frequent Flyer

2.4 from 26 reviews
Purchase Rate19.99% p.a.
Annual Fee$95 p.a.
Interest Free Period 44 days
  • Category: Frequent Flyer & Travel Credit Cards
  • Minimum Credit Limit : $1,000
  • Minimum Income : $15,000
  • Rewards Program: Qantas Frequent Flyer
  • Points Earn Rates : 0.5 points per $1
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus : 25,000 bonus Qantas Points when you spend $1,000 on eligible purchases in the first 3 months from approval.
  • 25,000 bonus Qantas Points when you spend $1,000 in the first 3 months

  • Accessible $1,000 minimum credit limit

  • Low points earn rate (0.5 per $1 up to $500, 0.25 above $500 per statement period)

  • $65 additional cardholder fee


Virgin Australia Velocity Flyer

Virgin Australia Velocity Flyer

1.9 from 69 reviews
Purchase Rate20.74% p.a.
Annual Fee$129 p.a.
Interest Free Period 44 days
  • Categories: Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
  • Benefits: Complimentary Travel Insurance, Reduced First Year Annual Fee, Sign-Up Bonus Points Offer and Travel Credit
  • Minimum Credit Limit : $6,000
  • Maximum Credit Limit : $50,000
  • Minimum Income : $35,000
  • Rewards Program: Velocity Frequent Flyer
  • Points Earn Rates : 0.66 points per $1
  • Contactless Payments: Samsung Pay
  • Sign-Up Bonus : Earn up to 70,000 bonus Velocity Points (25,000 points each month when you spend $1,500 or more in the first 3 months).
  • Introductory Rate : 0% p.a. for up to 14 months on purchases.
  • Reduced First Year Annual Fee : $65
  • Multiple Promotional Offers to choose from (see Details below) if you apply by 02 December 2019

  • $129 Virgin Australia Gift Voucher each year

  • Earn Velocity Points at a rate of 0.66 points per $1 spent up to $1,500 per statement period

  • 3.3% International Transaction Fee

  • Earn Rate drops to 0.5 points per $1 spent after the first $1,500 per statement period

Sign-Up Bonus Points70,000


Myer Visa Card

Myer Visa Card

1.9 from 73 reviews
Purchase Rate20.69% p.a.
Annual Fee$69 p.a.
Interest Free Period 55 days
  • Category: Rewards Credit Cards
  • Benefits: Reduced First Year Annual Fee
  • Minimum Credit Limit : $1,000
  • Points Earn Rates : 2 points per $1
  • Contactless Payments: Apple Pay and Google Pay
  • Introductory Rate : Up to 55 days interest-free on purchases only.
  • Reduced First Year Annual Fee : $0
  • Uncapped Myer One credit earn rate

  • 6 months interest free on purchases of $250 or more at Myer

  • Combine with your existing Myer One membership for maximum rewards

  • Not that useful if you don't regularly shop at Myer

  • Not good for travelling (3% international transaction fee)


Coles Low Rate MasterCard

Coles Low Rate MasterCard

1.6 from 529 reviews
Purchase Rate12.99% p.a.
Annual Fee$58 p.a.
Interest Free Period 55 days
  • Categories: Low Rate Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
  • Benefits: Introductory Interest Rate
  • Minimum Credit Limit : $2,000
  • Maximum Credit Limit : $60,000
  • Minimum Income : $25,000
  • Rewards Program: flybuys
  • Points Earn Rates : 0.5 points per $1
  • Contactless Payments: Apple Pay and Samsung Pay
  • Introductory Rate : 0% p.a. for the first 12 months
  • 0% p.a. on purchases or balance transfers for 12 months when you apply by 31 January 2020

  • Low $58 Annual Fee

  • Low 12.99% p.a. Interest Rate on purcahes

  • flybuy Points can only be earned at Coles Supermarkets at a rate of 0.5 flybuy points per $1

  • 2.5% International Transaction Fee


NAB Rewards Platinum

NAB Rewards Platinum

2.4 from 14 reviews
Purchase Rate19.99% p.a.
Annual Fee$194 p.a.
Interest Free Period 44 days
  • Categories: Balance Transfer Credit Cards and Rewards Credit Cards
  • Benefits: Complimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit : $6,000
  • Rewards Program: NAB Rewards
  • Points Earn Rates : 1 points per $1
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus : Receive 60,000 Bonus Points when you spend $1,000 on everyday purchases within 60 days of account opening
  • Earn up to 3 Points per dollar (see Details), uncapped

  • 0% p.a. on Balance Transfers for 6 months

  • Seven complimentary insurances, including Overseas Travel Insurance

  • $195 Annual Fee

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee

Sign-Up Bonus Points60,000


Jetstar Mastercard

Jetstar Mastercard · includes 2 listings

1.7 from 63 reviews
Purchase Rate14.99% p.a.
Annual Fee$69 p.a.
Interest Free Period At least 55 days
  • Categories: Low Rate Credit Cards, Frequent Flyer & Travel Credit Cards and Balance Transfer Credit Cards
  • Minimum Credit Limit : $2,000
  • Maximum Credit Limit : $50,000
  • Minimum Income : $30,000
  • Rewards Program: Jetstar Dollars and Qantas Frequent Flyer
  • Reduced First Year Annual Fee : $0
  • Flexibility to choose between Jetstar Dollars or Qantas Frequent Flyer rewards

  • Low 14.99% purchase rate

  • No booking fees on jetstar.com

  • $69 annual fee after the first year

  • Relatively low QFF points earn rate (0.5 points per $1)

  • $10,000 spend required to receive a $100 Jetstar travel voucher


NAB Qantas Rewards Premium

NAB Qantas Rewards Premium

2.1 from 18 reviews
Purchase Rate19.99% p.a.
Annual Fee$250 p.a.
Interest Free Period 44 days
  • Categories: Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
  • Benefits: Complimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit : $6,000
  • Rewards Program: Qantas Frequent Flyer
  • Points Earn Rates : 3 points per $1
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus : Receive 30,000 Bonus Points when you spend $2,500 on everyday purchases within 60 days of account opening
  • 30,000 Bonus Qantas Points when you spend $2,500 on everyday purchases in the first 60 days of account opening

  • Points Earn Rate: 1 Qantas Point per $1.50 up to $3,000 per statement period

  • 0% on Balance Transfers for 6 months

  • Seven complimentary insurances including Overseas Travel Insurance

  • $250 Annual Fee

  • 3% International Transaction Fee

  • 2% Balance Transfer Fee

  • Points Earn Rate drops to 1 Qantas Point per $3 after the first $3,000 per statement period

Sign-Up Bonus Points30,000


Woolworths Qantas Platinum

Woolworths Qantas Platinum

1.6 from 52 reviews
Purchase Rate20.49% p.a.
Annual Fee$169 p.a.
Interest Free Period 55 days
  • Categories: Balance Transfer Credit Cards and Rewards Credit Cards
  • Benefits: Complimentary Travel Insurance and Reduced First Year Annual Fee
  • Minimum Credit Limit : $6,000
  • Minimum Income : $30,000
  • Rewards Program: Qantas Frequent Flyer
  • Points Earn Rates : 1 points per $1
  • Contactless Payments: Apple Pay and Google Pay
  • Reduced First Year Annual Fee : $99
  • Stack the QFF points earned with this card with normal Woolworths Rewards points

  • 0% balance transfer rate for 14 months

  • 10% off one shop at Woolworths each month

  • Relatively high ongoing annual fee ($169)


Skye Mastercard

Skye Mastercard

1.9 from 19 reviews
Purchase Rate23.99% p.a.
Annual Fee$99 p.a.
Interest Free Period 90 days
  • Category: Low Rate Credit Cards
  • Benefits: No Foreign Transaction Fee
  • Minimum Credit Limit : $1,000
  • Maximum Credit Limit : $50,000
  • Minimum Income : $25,000
  • Contactless Payments: Apple Pay
  • 90 days Interest Free on everyday purchases

  • 9, 12 or 15 month Interest Free Instalment Plans to choose from (minimum finance amounts apply)

  • No International Transaction Fees

  • Motion Code Technology

  • $99 Annual Fee

  • Establishment Fee for Interest Free Instalment Plans ranges from 3% - 5%

  • Payment Handling Fee - $0.95 charged each time a payment is made via BPAY


Macquarie Bank Platinum

Macquarie Bank Platinum · includes 2 listings

2.1 from 13 reviews
Purchase Rate20.70% p.a.
Annual Fee$199 p.a. or $249 p.a.
Interest Free Period At least 55 days
  • Categories: Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
  • Benefits: Complimentary Travel Insurance, No Foreign Transaction Fee, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit : $6,000
  • Minimum Income : $50,000
  • Rewards Program: Macquarie Rewards and Qantas Frequent Flyer
  • Points Earn Rates : 1 to 1.25 points per $1
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay and Google Pay
  • Reduced First Year Annual Fee : $99
  • 0% p.a. balance transfer for 14 months

  • No international transaction fees

  • Some Travel and Purchase insurances included

  • Need to spend ~$3,200 to receive a $20 gift card

Sign-Up Bonus Points40,000


St.George Amplify

St.George Amplify · includes 2 listings

2.1 from 13 reviews
Purchase Rate19.74% p.a.
Annual Fee$79 p.a.
Interest Free Period At least 55 days
  • Categories: Balance Transfer Credit Cards and Rewards Credit Cards
  • Benefits: Introductory Interest Rate
  • Minimum Credit Limit : $500
  • Rewards Program: Amplify Rewards and Qantas Frequent Flyer
  • Points Earn Rates : 0.5 to 1 points per $1
  • Contactless Payments: Google Pay and Samsung Pay
  • Introductory Offer: 0% p.a. on purchases for 14 months

  • Choose between Qantas Frequent Flyer or Amplify points programs

  • Uncapped points earn rate

  • 3% Foreign Transaction Fee


Virgin Australia Velocity High Flyer

Virgin Australia Velocity High Flyer

1.6 from 14 reviews
Purchase Rate20.74% p.a.
Annual Fee$289 p.a.
Interest Free Period 44 days
  • Categories: Frequent Flyer & Travel Credit Cards and Balance Transfer Credit Cards
  • Benefits: Complimentary Travel Insurance, Sign-Up Bonus Points Offer and Travel Credit
  • Minimum Credit Limit : $15,000
  • Maximum Credit Limit : $50,000
  • Minimum Income : $75,000
  • Rewards Program: Velocity Frequent Flyer
  • Points Earn Rates : 1 points per $1
  • Contactless Payments: Samsung Pay
  • Sign-Up Bonus : Earn up to 100,000 bonus Velocity Points (25,000 Points each month when you spend $3,000 or more in the first 3 months and 25,000 Points after your first anniversary).
  • 100,000 Bonus Velocity Points on offer (see Details below)

  • Earn 1 Velocity Point per $1 spent up to $8,000 per statement period

  • $129 Virgin Australia Gift Voucher and Two Single Entry Virgin Australia domestic Lounge passes each year

  • Complimentary Travel Insurance

  • $289 Annual Fee

  • Minimum Credit Limit of $15,000

  • Minimimum Income requirement of $75,000

  • 3.3% International Transaction Fee

Sign-Up Bonus Points90,000


Citibank Citi Simplicity

Citibank Citi Simplicity

5.0 from 1 review
Purchase Rate21.49% p.a.
Annual Fee$0 p.a.
Interest Free Period 55 days
  • Categories: No Annual Fee Credit Cards and Balance Transfer Credit Cards
  • Minimum Credit Limit : $6,000
  • Maximum Credit Limit : $100,000
  • Contactless Payments: Apple Pay and Samsung Pay
  • No Annual Card Fee and No Late Payment Fee

  • 0% p.a. Balance Transfers for 6 months

  • Add up to 4 Additional Cardholders at no additional cost

  • 3.4% International Transaction Fee

  • Balance Transfer Rate reverts to the high Cash Advance Rate of 19.99% p.a. after the offer period ends


Citibank Citi Signature Qantas

Citibank Citi Signature Qantas

5.0 from 5 reviews
Purchase Rate21.49% p.a.
Annual Fee$444 p.a.
Interest Free Period 55 days
  • Categories: Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
  • Benefits: Complimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit : $15,000
  • Maximum Credit Limit : $100,000
  • Rewards Program: Qantas Frequent Flyer
  • Points Earn Rates : 1 points per $1
  • Contactless Payments: Apple Pay and Samsung Pay
  • Sign-Up Bonus : Receive up to 150,000 bonus Qantas Points (100,000 points when you spend $5,000 within 90 days from card approval, plus an additional 50,000 points after your first anniversary)
  • Reduced First Year Annual Fee : $0
  • Up to 150,000 Bonus Qantas Points on offer

  • $49 Annual Fee in your first year

  • Earn up to 1 Qantas Point per $1 spent

  • 0% p.a. on Balance Transfers for 15 months, 0% Balance Transfer Fee

  • Complimentary Insurances, including International Travel Insurance

  • $444 Annual Fee after your first year

  • Minimum Credit Limit of $15,000

  • 3.4% International Transaction Fee

Sign-Up Bonus Points150,000


American Express Low Rate

American Express Low Rate

5.0 from 1 review
Purchase Rate8.99% p.a.
Annual Fee$0 p.a.
Interest Free Period 55 days
  • Categories: Low Rate Credit Cards, No Annual Fee Credit Cards and Balance Transfer Credit Cards
  • Minimum Credit Limit : $1,000
  • Minimum Income : $50,000
  • Contactless Payments: Apple Pay, Fitbit Pay, Google Pay and Samsung Pay
  • $0 Annual Fee

  • Low Interest Rate of 8.99% on purchases

  • 0% p.a. on Balance Transfers for the first 12 months

  • Add up to 4 Additional Cards at no extra cost

  • 1% Balance Transfer Fee

  • 3% Currency Conversion Fee

  • No attached rewards program


Commonwealth Bank Commbank Essentials

Commonwealth Bank Commbank Essentials

5.0 from 1 review
Purchase Rate9.90% p.a.
Annual Fee$60 p.a.
Interest Free Period 55 days
  • Category: Low Rate Credit Cards
  • Minimum Credit Limit : $400
  • Maximum Credit Limit : $3,000
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • 9.90% p.a Interest Rate on Purchases

  • Accessible Minimum Credit Limit of $400

  • $5 Monthly Fee ($2 if you choose online statements and set up automatic payments using AutoPay)

  • 3% International Transaction Fee

  • Maximum Credit Limit of $3,000 may be too low for you


Bankwest More World Mastercard

Bankwest More World Mastercard

5.0 from 1 review
Purchase Rate19.99% p.a.
Annual Fee$270 p.a.
Interest Free Period 44 days
  • Categories: Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
  • Benefits: Complimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit : $12,000
  • Minimum Income : $76,000
  • Rewards Program: BankWest More Rewards
  • Points Earn Rates : 2.5 points per $1
  • Contactless Payments: Apple Pay, Google Pay and Samsung Pay
  • 115,000 Bonus Points on offer every anniversary year

  • Earn 2.5 More Rewards Points per $1 spent on eligible purchases

  • No Foreign Transaction Fees

  • Complimentary Travel Insurance and Shopping Insurances

  • 0% on Balance Transfers for the first 6 months

  • $270 Annual Fee

  • 1% Balance Transfer Fee

  • Minimum spend of $84,000 on eligible purchases required each anniversary year to receive annual bonus points


Westpac Lite

Westpac Lite

5.0 from 1 review
Purchase Rate9.90% p.a.
Annual Fee$108 p.a.
Interest Free Period 45 days
  • Category: Low Rate Credit Cards
  • Benefits: No Foreign Transaction Fee
  • Contactless Payments: Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Variable Purchase Rate of 9.90% p.a.

  • No Foreign Transaction Fees

  • Accessible Minimum Credit Limit of $500

  • One Additional Cardholder at no extra cost

  • $9 Monthly Card Fee (equivalent to $108 each year)

  • No attached rewards program

  • Maximum Credit Limit of $4,000 may be too low for you


Westpac Low Fee Platinum

Westpac Low Fee Platinum

5.0 from 1 review
Purchase Rate20.09% p.a.
Annual Fee$90 p.a.
Interest Free Period 55 days
  • Category: Credit Cards
  • Benefits: Complimentary Travel Insurance and Reduced First Year Annual Fee
  • Contactless Payments: Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Introductory Rate : 0% p.a. on purchases for up to 9 months from card approval
  • Reduced First Year Annual Fee : $0
  • $0 First Year Annual Card Fee plus $0 Annual Fee in subsequent years when you spend $10,000 or more each year

  • 0% p.a. on purchases for up to 9 months from card approval if you apply by 15 October 2019

  • Transit Accident Insurance and Overseas Travel Insurance Cover

  • Purchase Security Insurance and Extended Warranty Insurance

  • $90 Annual Fee after your first year if you don't spend the required $10,000 each year

  • 3% Foreign Transaction Fee


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