Credit Cards

28 Degrees Mastercard

• Card Type: Mastercard
• Benefits: No Foreign Transaction Fee
• Minimum Credit Limit: $6,000
• Purchase Rate: 21.99% p.a.
• Cash Advance Fee: 3%
• Late Payment Fee: $30
• Annual Fee: $0
• Foreign Transaction Fee: 0%
• Overseas ATM Withdrawal Fee: $0
• Interest Free Period: 55 days
• Cash Advance Rate: 21.99% p.a.

GO MasterCard

• Card Type: Mastercard
• Minimum Credit Limit: $1,000
• Maximum Credit Limit: $25,000
• Additional Cardholders: 9
• Additional Cardholder Fee: $0 p.a.
• Minimum Repayments: 3%
• Purchase Rate: 22.74% p.a.
• Cash Advance Fee: 3%
• Late Payment Fee: $30
• Annual Fee: $0
• Foreign Transaction Fee: 3%
• Overseas ATM Withdrawal Fee: $4
• Interest Free Period: 55 days
• Cash Advance Rate: 29.49% p.a.

Gem Visa

• Card Type: Visa
• Minimum Repayments: 3%
• Purchase Rate: 24.99% p.a.
• Cash Advance Fee: 3%
• Late Payment Fee: $30
• Annual Fee: $99
• Foreign Transaction Fee: 3%
• Interest Free Period: 55 days

Coles Low Rate MasterCard

• Card Type: Mastercard
• Minimum Credit Limit: $2,000
• Maximum Credit Limit: $60,000
• Minimum Income: $25,000
• Additional Cardholders: 4
• Additional Cardholder Fee: $10 p.a.
• Minimum Repayments: 2%
• Purchase Rate: 12.99% p.a.
• Cash Advance Fee: 3%
• Late Payment Fee: $30
• Annual Fee: $58
• Foreign Transaction Fee: 2.5%
• Overseas ATM Withdrawal Fee: $5
• Interest Free Period: 55 days
• Cash Advance Rate: 19.99% p.a.

Lombard Credit Card

• Card Type: Visa
• Minimum Credit Limit: $1,000
• Minimum Income: $25,000
• Additional Cardholders: 1
• Additional Cardholder Fee: $0 p.a.
• Minimum Repayments: 3%
• Purchase Rate: 25.9% p.a.
• Cash Advance Fee: 3%
• Late Payment Fee: $35
• Annual Fee: $99
• Foreign Transaction Fee: 3%
• Overseas ATM Withdrawal Fee: $0
• Interest Free Period: 55 days

BankWest Zero MasterCard

• Card Type: Mastercard
• Minimum Credit Limit: $1,000
• Maximum Credit Limit: $25,000
• Minimum Income: $20,000
• Additional Cardholders: 3
• Additional Cardholder Fee: $0 p.a.
• Minimum Repayments: 2%
• Purchase Rate: 17.99% p.a.
• Cash Advance Fee: 2%
• Late Payment Fee: $25
• Annual Fee: $0
• Foreign Transaction Fee: 2.95%
• Overseas ATM Withdrawal Fee: $4
• Interest Free Period: 55 days
• Cash Advance Rate: 21.99% p.a.

Resolve Finance

Latest review: We used Resolve Finance to help us with our construction home loan and we could not be happier. Our broker from day one was Christine Huynh and she helped us through the entire process (it took us 2

Qantas American Express Ultimate

• Card Type: American Express
• Minimum Credit Limit: $3,000
• Minimum Income: $65,000
• Minimum Repayments: 2.5%
• Purchase Rate: 20.74% p.a.
• Cash Advance Fee: 2%
• Late Payment Fee: $30
• Annual Fee: $450
• Foreign Transaction Fee: 3%
• Interest Free Period: 44 days

Woolworths Everyday Platinum

• Card Type: Visa
• Minimum Credit Limit: $6,000
• Minimum Income: $30,000
• Additional Cardholders: 4
• Additional Cardholder Fee: $9 p.a.
• Minimum Repayments: 2.5%
• Purchase Rate: 19.99% p.a.
• Cash Advance Fee: 3%
• Late Payment Fee: $35
• Annual Fee: $0
• Foreign Transaction Fee: 3%
• Overseas ATM Withdrawal Fee: $5
• Interest Free Period: 55 days
• Cash Advance Rate: 21.99% p.a.

ING Orange One

• Card Type: Visa
• Benefits: No Foreign Transaction Fee
• Minimum Credit Limit: $1,000
• Maximum Credit Limit: $30,000
• Additional Cardholder Fee: $10 p.a.
• Purchase Rate: 11.99% p.a.
• Cash Advance Fee: 3%
• Late Payment Fee: $20
• Annual Fee: $0
• Foreign Transaction Fee: 2.5%
• Overseas ATM Withdrawal Fee: $3
• Interest Free Period: 45 days

David Jones American Express

• Card Type: American Express
• Minimum Credit Limit: $2,000
• Minimum Income: $40,000
• Minimum Repayments: 2.5%
• Purchase Rate: 20.74% p.a.
• Cash Advance Fee: 2%
• Late Payment Fee: $30
• Annual Fee: $99
• Foreign Transaction Fee: 3%
• Interest Free Period: 44 days

American Express Essential

• Card Type: American Express
• Minimum Credit Limit: $2,000
• Maximum Credit Limit: $25,000
• Minimum Income: $40,000
• Additional Cardholders: 4
• Additional Cardholder Fee: $0 p.a.
• Minimum Repayments: 2.5%
• Purchase Rate: 14.99% p.a.
• Late Payment Fee: $30
• Annual Fee: $0
• Foreign Transaction Fee: 3%
• Overseas ATM Withdrawal Fee: $3
• Interest Free Period: 55 days

Citibank Platinum

• Card Type: Visa
• Minimum Credit Limit: $6,000
• Maximum Credit Limit: $100,000
• Minimum Income: $35,000
• Additional Cardholders: 4
• Additional Cardholder Fee: $90 p.a.
• Minimum Repayments: 2%
• Purchase Rate: 20.99% p.a.
• Cash Advance Fee: 3.5%
• Late Payment Fee: $30
• Annual Fee: $49
• Foreign Transaction Fee: 3.4%
• Overseas ATM Withdrawal Fee: $0
• Interest Free Period: 55 days
• Cash Advance Rate: 21.74% p.a.

Myer Visa Card

• Card Type: Visa
• Minimum Credit Limit: $1,000
• Additional Cardholder Fee: $9 p.a.
• Minimum Repayments: 2.5%
• Purchase Rate: 20.69% p.a.
• Cash Advance Fee: 3%
• Late Payment Fee: $35
• Annual Fee: $69
• Interest Free Period: 55 days
• Cash Advance Rate: 20.69% p.a.

Coles No Annual Fee MasterCard

• Card Type: Mastercard
• Minimum Credit Limit: $2,000
• Maximum Credit Limit: $60,000
• Minimum Income: $25,000
• Additional Cardholders: 4
• Additional Cardholder Fee: $0 p.a.
• Minimum Repayments: 2%
• Purchase Rate: 19.99% p.a.
• Cash Advance Fee: 3%
• Late Payment Fee: $30
• Annual Fee: $0
• Foreign Transaction Fee: 2.5%
• Overseas ATM Withdrawal Fee: $5
• Interest Free Period: 55 days
• Cash Advance Rate: 19.99% p.a.

ANZ Rewards

• Card Type: Visa
• Minimum Credit Limit: $1,000
• Minimum Income: $15,000
• Additional Cardholders: 3
• Additional Cardholder Fee: $65 p.a.
• Minimum Repayments: 2%
• Purchase Rate: 18.79% p.a.
• Cash Advance Fee: 2%
• Late Payment Fee: $20
• Annual Fee: $80
• Foreign Transaction Fee: 3%
• Overseas ATM Withdrawal Fee: $5
• Interest Free Period: 44 days
• Cash Advance Rate: 20.99% p.a.

ANZ Frequent Flyer Platinum

• Card Type: Visa
• Benefits: Complimentary Travel Insurance
• Minimum Credit Limit: $6,000
• Minimum Income: $35,000
• Additional Cardholders: 9
• Additional Cardholder Fee: $65 p.a.
• Purchase Rate: 19.99% p.a.
• Annual Fee: $295
• Interest Free Period: 55 days
• Cash Advance Rate: 21.49% p.a.

Once Credit Card

• Card Type: Visa
• Minimum Credit Limit: $1,000
• Maximum Credit Limit: $30,000
• Minimum Repayments: 3%
• Purchase Rate: 25.99% p.a.
• Cash Advance Fee: 3%
• Late Payment Fee: $35
• Annual Fee: $99
• Overseas ATM Withdrawal Fee: $3
• Interest Free Period: 55 days
• Cash Advance Rate: 25.99% p.a.

Commonwealth Bank Awards

• Card Type: Mastercard
• Minimum Credit Limit: $500
• Additional Cardholder Fee: $10 p.a.
• Minimum Repayments: 2%
• Purchase Rate: 20.24% p.a.
• Late Payment Fee: $20
• Annual Fee: $59
• Foreign Transaction Fee: 3%
• Interest Free Period: 55 days
• Cash Advance Rate: 21.24% p.a.

Virgin Money No Annual Fee Visa

• Card Type: Visa
• Minimum Credit Limit: $2,000
• Minimum Income: $25,000
• Additional Cardholders: 4
• Additional Cardholder Fee: $0 p.a.
• Minimum Repayments: 2%
• Purchase Rate: 18.99% p.a.
• Cash Advance Fee: 2.7%
• Late Payment Fee: $30
• Annual Fee: $0
• Foreign Transaction Fee: 3.3%
• Overseas ATM Withdrawal Fee: $5
• Interest Free Period: 44 days
• Cash Advance Rate: 20.99% p.a.