Finance in Victoria Melbourne and Geelong

Free to use - Zero Interest and No Establishment Fees

Seamless integration within stores with a large number of merchants offering AfterPay

Automatic payment plan of 4 equal instalments each fortnight

$10 Late Fee for missing an automatic payment

$7 Fee on top of $10 Late Fee if you fail to repay the missed instalment within 7 days of the due date

Interest-free repayments and no establishment fees for ZipPay (maximum $1,000 account limit)

3 month interest-free period for ZipMoney (minimum $1,000 account limit)

$6 Monthly Account Fee if you have a balance

$5 ZipPay / $15 ZipMoney Late Fee if you've made no repayments within 21 days of the due date

1.5% payment processing fee if you use Zip to pay bills

Minimum $40 monthly repayment required

Openpay Plans are interest-free

Establishment Fee, Plan Management Fee and Redraw Fee may apply to some plans

Default Fee of up to $9.50

Referral Fee of $19.50 if you have failed to pay a missed instalment 8 days after your due date

No fees and Zero Interest if you choose 5 fortnightly instalments to pay for 'Little Things' up to $2,000

$8 Monthly Fee if you choose 10 fortnightly instalments to pay for 'Little Things'

$8 Monthly Fee & $35-90 Establishment Fee for 'Big Things'

Shop anywhere (online and instore) where MasterCard is accepted and bundle your transactions into one simple repayment to pay on your chosen repay day (you have 14 days to repay a bundll)

No interest or account fees

Snooze feature allows you delay repayment for a bundll by an additional 14 days

Buying snoozes requires a superbundll account which costs 5% of the total amount you add to your superbundll

Each snooze costs $5