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Best Frequent Flyer & Travel Credit Cards

Are you a member of or ready to join a frequent flyer program like Qantas Frequent Flyer or Velocity Frequent Flyer? Get a frequent flyer credit card and earn points as you spend, including on everyday expenses. You'll be able to redeem points that you earn on a wide variety of benefits including flights, hotels and transport.

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The best credit card for you is dependent on which travel rewards program you are a member of. Combine our filters and you'll find one that offers you the benefits you need. For example, are you looking for a Qantas credit card with complimentary travel insurance? View your options here.

If aren't a member of any frequent flyer program yet, you might want to consider which features matter the most to you before choosing a card and its accompanying rewards program. If you travel overseas frequently or shop online from global retailers, you may prefer a card with no international transaction fees.

If you're travelling and worried about losing your cards or would simply prefer to carry less with you, consider cards that allow contactless payments through your phone or other devices. If you have an iPhone or Android phone, look for cards that have Apple Pay or Google and Samsung Pay. If you use a wearable device like a Fitbit or Garmin watch, be completely hands free and get a card that has Fitbit Pay or Garmin Pay.

The Rates & Fees group of filters is also useful, as the overall cost of the card will be dependent on various costs such as the Annual Fee and Purchase Rate. As the ability to earn points is considered a feature by financial companies, this often comes at the cost of higher annual fee so make sure you choose one with an annual fee that you're comfortable with.

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12 listings


Latitude 28 Degrees Global Platinum Mastercard

Latitude 28 Degrees Global Platinum Mastercard

3.8 from 1,505 reviews
  • No Annual Fee

  • No International Transaction Fees

  • Reviewers complain about fees when paying off the card (e.g. $0.95 BPAY fee)

  • Website and app experience seen as sub-par

Purchase Rate21.99% p.a.
Annual Fee$0 p.a.
Interest Free Period 55 days

One of the most popular travel cards in Australia, this card has no annual fee and no foreign transaction fees.

  • BenefitsNo Foreign Transaction Fee
  • Minimum Credit Limit $6,000
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Transparency
    4.5
  • Rewards
    3.1
  • Online Experience
    4.4
  • Customer Service
    4.4
  • Rates and Fees
    4.5
  • Application Process
    4.6
  • No Annual Fee

  • No International Transaction Fees

  • No Currency Conversion Fees

  • Reviewers complain about fees when paying off the card (e.g. $0.95 BPAY fee)

  • Website and app experience seen as sub-par


Commonwealth Bank Diamond Awards

Commonwealth Bank Diamond Awards

3.5 from 41 reviews
  • Earn 1.25 Awards Points per $1

  • International Travel Insurance included

  • $349 Annual Fee

  • 3% International Transaction Fee

Purchase Rate20.24% p.a.
Annual Fee$349 p.a.
Interest Free Period 55 days
  • BenefitsComplimentary Travel Insurance
  • Minimum Credit Limit $15,000
  • Maximum Credit Limit $50,000
  • Rewards ProgramCommBank Awards
  • Points Earn Rate 1.25 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Transparency
    4.0
  • Rewards
    3.4
  • Online Experience
    4.3
  • Customer Service
    4.3
  • Rates and Fees
    3.3
  • Application Process
    4.1
  • Earn 1.25 Awards Points per $1

  • International Travel Insurance included

  • Cashback offers with Mastercard Travelers Rewards

  • $349 Annual Fee

  • 3% International Transaction Fee

  • Minimum Credit Limit of $15,000


ANZ Rewards Travel Adventures

ANZ Rewards Travel Adventures

3.6 from 24 reviews
  • 75,000 bonus Velocity Points if you spend $2,500 on eligible purchases in the first 3 months of approval

  • Complimentary return domestic flight and two Virgin Australia lounge passes each year

  • High $225 Annual Fee

  • Reviewers mention the complimentary flight is difficult to book (must be booked 2 months prior to flying, also hard to find seats during peak times)

Purchase Rate20.24% p.a.
Annual Fee$225 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points75,000

  • BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee, Sign-Up Bonus Points Offer and Travel Credit
  • Minimum Credit Limit $6,000
  • Minimum Income $35,000
  • Rewards ProgramANZ Rewards and Velocity Frequent Flyer
  • Points Earn Rate 1.5 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus 75,000 bonus Velocity Frequent Flyer Points when you spend $2,500 on eligible purchases in the first 3 months of approval.
  • Transparency
    4.2
  • Rewards
    3.9
  • Online Experience
    3.9
  • Customer Service
    4.2
  • Rates and Fees
    3.6
  • Application Process
    4.0
  • 75,000 bonus Velocity Points if you spend $2,500 on eligible purchases in the first 3 months of approval

  • Complimentary return domestic flight and two Virgin Australia lounge passes each year

  • No Overseas Transaction Fee on purchases

  • 1.5 ANZ Reward Points per $1 on eligible purchases up to $2,000 per statement period

  • Complimentary Overseas Travel Insurance

  • Complimentary Extended Warranty Insurance and Purchase Security Insurance

  • High $225 Annual Fee

  • Reviewers mention the complimentary flight is difficult to book (must be booked 2 months prior to flying, also hard to find seats during peak times)

  • Lower earn rate of 0.5 ANZ Reward Points per $1 after the first $2,000 per statement period


Commonwealth Bank Platinum Awards

Commonwealth Bank Platinum Awards

3.0 from 34 reviews
  • 100,000 Bonus Awards Points if you apply by 29 Feb 2020 and spend $4,000 within 90 days from activation

  • Earn 1 Awards point for every $1 spent

  • $249 Annual Fee

  • 3% International Transaction Fee

Purchase Rate20.24% p.a.
Annual Fee$249 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points100,000

  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $6,000
  • Maximum Credit Limit $50,000
  • Minimum Income $50,000
  • Rewards ProgramCommBank Awards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 100,000 Bonus Awards Points when you apply by 29 February 2020 and spend $4,000 within 90 days.
  • Transparency
    3.7
  • Rewards
    2.8
  • Online Experience
    4.0
  • Customer Service
    4.0
  • Rates and Fees
    2.8
  • Application Process
    4.0
  • 100,000 Bonus Awards Points if you apply by 29 Feb 2020 and spend $4,000 within 90 days from activation

  • Earn 1 Awards point for every $1 spent

  • International Travel Insurance included

  • $249 Annual Fee

  • 3% International Transaction Fee

  • Points are capped at 150,000 points per year


ANZ Frequent Flyer Platinum

ANZ Frequent Flyer Platinum

3.0 from 15 reviews
  • 0.75 points per $1 for the first $3,000 each statement period

  • Travel insurance and shopping insurance available

  • Points earn rate reduced to 0.5 after $3,000 per statement period

  • $295 annual fee, plus $65 for additional cardholders

Purchase Rate19.99% p.a.
Annual Fee$295 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points50,000

  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $6,000
  • Minimum Income $35,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 0.75 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 50,000 bonus Qantas Points when you spend $2,000 in the first 3 months.
  • Transparency
    3.9
  • Rewards
    3.0
  • Online Experience
    3.7
  • Customer Service
    3.9
  • Rates and Fees
    2.1
  • Application Process
    3.7
  • 0.75 points per $1 for the first $3,000 each statement period

  • Travel insurance and shopping insurance available

  • 50,000 bonus Qantas Points and $100 back when you spend $2,000 in the first 3 months

  • Points earn rate reduced to 0.5 after $3,000 per statement period

  • $295 annual fee, plus $65 for additional cardholders


ANZ Frequent Flyer

ANZ Frequent Flyer

2.4 from 26 reviews
  • 25,000 bonus Qantas Points when you spend $1,000 in the first 3 months

  • Accessible $1,000 minimum credit limit

  • Low points earn rate (0.5 per $1 up to $500, 0.25 above $500 per statement period)

  • $65 additional cardholder fee

Purchase Rate19.99% p.a.
Annual Fee$95 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points25,000

  • Minimum Credit Limit $1,000
  • Minimum Income $15,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 0.5 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Received 25,000 bonus Qantas Points when you spend $1,000 on eligible purchases in the first 3 months from approval.
  • Transparency
    2.5
  • Rewards
    3.0
  • Online Experience
    3.0
  • Customer Service
    2.0
  • Rates and Fees
    2.5
  • Application Process
    3.5

ANZ Frequent Flyer Black

ANZ Frequent Flyer Black

2.9 from 10 reviews
  • 100,000 Bonus Qantas Points and $200 cashback on offer

  • Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period

  • $425 Annual Fee

  • Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period

Purchase Rate20.24% p.a.
Annual Fee$425 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points120,000

  • BenefitsCashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $15,000
  • Minimum Income $75,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 120,000 bonus Qantas Points and $275 back when you spend $4,000 on eligible purchases in the first 3 months of approval
  • Transparency
    3.3
  • Rewards
    3.5
  • Online Experience
    3.1
  • Customer Service
    3.3
  • Rates and Fees
    2.3
  • Application Process
    3.1
  • 100,000 Bonus Qantas Points and $200 cashback on offer

  • Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period

  • Complimentary Travel and Shopping Insurances

  • Two complimentary Qantas Club Lounge invitations every year

  • $425 Annual Fee

  • Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period

  • 3% Foreign Transaction Fee

  • Minimum Credit Limit of $15,000 may be too high for you


NAB Qantas Rewards Premium

NAB Qantas Rewards Premium

2.2 from 19 reviews
  • 30,000 Bonus Qantas Points when you spend $2,500 on everyday purchases in the first 60 days of account opening

  • Points Earn Rate: 1 Qantas Point per $1.50 up to $3,000 per statement period

  • $250 Annual Fee

  • 3% International Transaction Fee

Purchase Rate19.99% p.a.
Annual Fee$250 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points30,000

  • BenefitsComplimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $6,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 3 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 30,000 Bonus Points when you spend $2,500 on everyday purchases within 60 days of account opening
  • Transparency
    3.2
  • Rewards
    2.7
  • Online Experience
    3.3
  • Customer Service
    2.8
  • Rates and Fees
    2.6
  • Application Process
    3.3
  • 30,000 Bonus Qantas Points when you spend $2,500 on everyday purchases in the first 60 days of account opening

  • Points Earn Rate: 1 Qantas Point per $1.50 up to $3,000 per statement period

  • 0% on Balance Transfers for 6 months

  • Seven complimentary insurances including Overseas Travel Insurance

  • $250 Annual Fee

  • 3% International Transaction Fee

  • 2% Balance Transfer Fee

  • Points Earn Rate drops to 1 Qantas Point per $3 after the first $3,000 per statement period


NAB Qantas Rewards Signature

NAB Qantas Rewards Signature

4.0 from 2 reviews
  • Sign up and receive up to 120,000 Qantas Points (see Details)

  • Points Earn Rate: 1 Qantas Point per $1 up to $5,000 per statement period

  • $395 Annual Fee

  • 2% Balance Transfer Fee

Purchase Rate19.99% p.a.
Annual Fee$395 p.a.
Interest Free Period 44 days

Sign-Up Bonus Points120,000

  • BenefitsReduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $15,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive up to 120,000 Bonus Qantas Points (90,000 points when you spend $4,000 within 60 days of account opening and 30,000 points when you keep your card for over 12 months)
  • Reduced First Year Annual Fee $295
  • Transparency
    4.0
  • Rewards
    4.5
  • Online Experience
    4.0
  • Customer Service
    3.5
  • Rates and Fees
    3.0
  • Application Process
    4.0
  • Sign up and receive up to 120,000 Qantas Points (see Details)

  • Points Earn Rate: 1 Qantas Point per $1 up to $5,000 per statement period

  • 0% p.a. on Balance Transfers for 6 months

  • Seven Complimentary Insurances, including Overseas Travel Insurance

  • $395 Annual Fee

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee

  • Minimum Credit Limit of $15,000


Macquarie Bank Platinum - Qantas Rewards

Macquarie Bank Platinum - Qantas Rewards

4.0 from 1 review
Purchase Rate20.70% p.a.
Annual Fee$249 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points20,000

  • BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $6,000
  • Minimum Income $50,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay and Google Pay
  • Sign-Up Bonus Receive 20,000 bonus Qantas Points when you spend $2,000 on eligible purchases within 60 days of approval.
  • Reduced First Year Annual Fee $99

Is part of...
Macquarie Bank Platinum · includes 2 listings
13 reviews

Westpac Altitude Business Gold

Westpac Altitude Business Gold

3.0 from 7 reviews
  • 0% Annual Card Fee for the first year

  • Earn up to 1 Altitude Point per $1 spent on eligible business purchases

  • $150 Annual Card Fee after the first year

  • 3% Foreign Transaction Fee

Purchase Rate20.24% p.a.
Annual Fee$150 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points60,000

  • BenefitsComplimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Income $30,000
  • Rewards ProgramQantas Frequent Flyer and Westpac Altitude Rewards
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsFitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus Receive 60,000 bonus Altitude Points when you spend $3,000 on eligible purchases within 90 days of card approval.
  • Reduced First Year Annual Fee $0
  • 0% Annual Card Fee for the first year

  • Earn up to 1 Altitude Point per $1 spent on eligible business purchases

  • Complimentary Business Inconvenience Insurance and Unauthorised Transaction Insurance

  • Complimentary Travel and Purchase-related Insurances

  • $150 Annual Card Fee after the first year

  • 3% Foreign Transaction Fee


Macquarie Bank Platinum - Macquarie Rewards

Macquarie Bank Platinum - Macquarie Rewards

No reviews
Purchase Rate20.70% p.a.
Annual Fee$199 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points20,000

  • BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit $6,000
  • Minimum Income $50,000
  • Rewards ProgramMacquarie Rewards
  • Points Earn Rate 1.25 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay and Google Pay
  • Sign-Up Bonus Receive 20,000 Macquarie Reward points when you spend $2,000 on eligible purchases within 60 days of approval.
  • Reduced First Year Annual Fee $99

Is part of...
Macquarie Bank Platinum · includes 2 listings
13 reviews