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Best Health Insurance in New South Wales Sydney, Newcastle and Wollongong

Health Insurance Guide for 2020

The decision to take up private health insurance can be a very involved process, and the factors that go into your decision will be unique to you. Your first dip into the policy selection process can be pretty overwhelming, so this guide will help lay everything out for you as plainly as possible to get you on your way.

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39 listings

Frank Health Insurance

Frank Health Insurance

4.2 from 506 reviews
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  • Transparency
    3.8 (47)
  • Customer Service
    4.2 (61)
  • Value for Money
    3.9 (63)
  • Claim ApprovedYes (33) · No (3)
No values yet
CUA Health
  • Award Winner 2020

CUA Health

4.5 from 621 reviews

Latest review: Excellent prompt customer service by Emma who provided detailed information re various alternative cover to enable us to consider changes if appropriate. Also provided contact details for future

  • Transparency
    4.4 (120)
  • Customer Service
    4.6 (158)
  • Value for Money
    4.3 (148)
  • Claim ApprovedYes (45) · No (3)
No values yet
Westfund Health Insurance
  • Award Winner 2021
  • 2020

Westfund Health Insurance

4.6 from 255 reviews

Latest review: I hardly give good reviews but when I do, I mean it! Have been with Westfund for a about a year and switched to another private insurance. Nonetheless, I still consider Westfund has the highest

  • Transparency
    4.5 (79)
  • Customer Service
    4.6 (92)
  • Value for Money
    4.6 (90)
  • Claim ApprovedYes (60) · No (4)
No values yet
Allianz Care

Allianz Care · includes 2 listings

4.2 from 1,566 reviews

Latest review: Given the covid-19 situation and how I was feeling last November, I used their own "Find A Doctor" feature to know where I can have a GP/Clinic that won't charge any gap fee and will be covered w my

  • Transparency
    4.0 (282)
  • Customer Service
    4.1 (370)
  • Value for Money
    3.9 (345)
  • Claim ApprovedYes (130) · No (40)
No values yet
Frank Health Insurance

Frank Health Insurance

4.2 from 506 reviews

Latest review: Been a customer with Frank for years, recently my wife and i decided to split our insurances - they ended up putting all of my wife's claims on my profile and i started getting limit reached error on

  • Transparency
    3.8 (47)
  • Customer Service
    4.2 (61)
  • Value for Money
    3.9 (63)
  • Claim ApprovedYes (33) · No (3)
No values yet
GMHBA Health Insurance

GMHBA Health Insurance

4.2 from 313 reviews

Latest review: Once I found GMHBA (who?) some 25 or more years ago (it is probably longer), we have stayed with the same Cover (Hospital and Extras) with confidence and satisfaction. I have never looked at what the

  • Transparency
    4.2 (83)
  • Customer Service
    4.4 (93)
  • Value for Money
    3.9 (93)
  • Claim ApprovedYes (73) · No (4)
No values yet
Phoenix Health Fund
  • Award Winner 2021

Phoenix Health Fund

4.6 from 68 reviews

If you’re concerned about how your health fund uses its profits, Phoenix Heath Fund is a not-for-profit health insurance company that’s been around for 65 years, and enjoys high overall satisfaction with its happy members.

  • Generously pays claim amounts

  • Outstanding customer service

  • Profits go back into the business

  • Monthly premiums can increase periodically

  • Transparency
    4.8 (39)
  • Customer Service
    4.8 (41)
  • Value for Money
    4.7 (39)
  • Claim ApprovedYes (17) · No (0)
No values yet
Queensland Country Health Fund

Queensland Country Health Fund

4.8 from 41 reviews

Latest review: I've been with QCHF for ages and have always found it really god value. Recently I was talking to one of their staff about and old claim and changes to my product. Ashleigh was fantastic and really

  • Transparency
    4.8 (28)
  • Customer Service
    4.8 (33)
  • Value for Money
    4.8 (33)
  • Claim ApprovedYes (23) · No (0)
No values yet
Peoplecare Health Insurance

Peoplecare Health Insurance

3.6 from 67 reviews

Latest review: The policy is relatively good value but while waiting to speak to someone, I kept hearing a message “... that means we treat you as a person not a number”. Simply by repeating this message every 60 se

  • Transparency
    2.5 (4)
  • Customer Service
    1.8 (4)
  • Value for Money
    2.0 (4)
  • Claim ApprovedYes (0) · No (1)
No values yet
No Gaps Dental

No Gaps Dental

3.7 from 47 reviews

Latest review: I live in a regional country town 3 hours from Melbourne and when I got a quote with 3 options to fix a broken front tooth thought it best to look for a second opinion and quote. Finding no gaps

  • Transparency
    3.8 (15)
  • Customer Service
    4.1 (16)
  • Value for Money
    4.0 (16)
  • Claim ApprovedYes (4) · No (0)
No values yet
HCF Health Insurance

HCF Health Insurance

3.2 from 503 reviews

Latest review: I have been trying to talk to someone about a claim for the last hour and it's been a nightmare. Initial person i spoke to could not help (after 20 min on the call) so they put me in a line to talk

  • Transparency
    2.6 (100)
  • Customer Service
    2.8 (127)
  • Value for Money
    2.9 (122)
  • Claim ApprovedYes (43) · No (30)
No values yet
health.com.au

health.com.au

3.4 from 97 reviews

Latest review: This used to be a good health fund. But now they've increasing premiums by around 10% while at the same time reducing key benefits like optical and setting limits not 60% like previous. Think it's

  • Transparency
    3.8 (36)
  • Customer Service
    4.2 (40)
  • Value for Money
    3.8 (38)
  • Claim ApprovedYes (15) · No (4)
No values yet
Police Health

Police Health

4.2 from 18 reviews

Latest review: Unfortunately being diagnosed with sleep aponea I called Police Health after being a member for ten years only to be told they only pay out for Cpap Machines on HOSPITAL COVER and nothing for Extras

  • Transparency
    1.8 (4)
  • Customer Service
    2.0 (4)
  • Value for Money
    1.8 (4)
  • Claim ApprovedYes (1) · No (0)
No values yet
Defence Health Health Insurance

Defence Health Health Insurance

3.7 from 26 reviews

Latest review: Signed up and paid the annual fee. I purchased physio 12 hours before the cool-off period. It was sent to a Team leader and their decision was not to provide support. I'v since spoken with two other

  • Transparency
    2.5 (10)
  • Customer Service
    3.3 (12)
  • Value for Money
    3.0 (12)
  • Claim ApprovedYes (6) · No (3)
No values yet
Navy Health

Navy Health

4.2 from 17 reviews

Latest review: I’ve been with navy health for the last 13 years and their customer service needs improving. Especially if they specialise in helping ex defence service People! I tried to give them my white card as I

  • Transparency
    4.0 (3)
  • Customer Service
    4.0 (3)
  • Value for Money
    4.3 (3)
  • Claim ApprovedYes (1) · No (0)
No values yet
HIF (Health Insurance Fund)

HIF (Health Insurance Fund)

2.9 from 123 reviews

Latest review: HIF has been great for years until 2020 when they got greedy and decided that our cover would no longer include excess free day procedures or private room in hospital.

  • Transparency
    2.5 (20)
  • Customer Service
    3.0 (24)
  • Value for Money
    2.7 (25)
  • Claim ApprovedYes (12) · No (2)
No values yet
NIB Health Insurance

NIB Health Insurance

2.4 from 531 reviews

Latest review: Having recently being admitted to hospital, I found the journey with NIB to very easy. In fact, I simply paid the excess and the hospital and NIB liaised directly with no headaches for me to

  • Transparency
    1.7 (87)
  • Customer Service
    2.0 (104)
  • Value for Money
    1.7 (105)
  • Claim ApprovedYes (24) · No (28)
No values yet
Health Care Insurance

Health Care Insurance

4.3 from 10 reviews

Latest review: We are from Victoria and we being a loyal customer for ages, due to the pandemic we keep on paying the entire fee + they get the rebate from gov, but the ability of usage of the cover is so little,

RT Health

RT Health

2.8 from 36 reviews

Latest review: Have been with RT health for many years, the best thing in my opinion is their helpful customer service. Their claims process is quick and efficient and their online website is easy to use. Very

  • Transparency
    3.4 (14)
  • Customer Service
    3.1 (15)
  • Value for Money
    3.3 (15)
  • Claim ApprovedYes (7) · No (1)
No values yet
St. Lukes Health

St. Lukes Health

3.3 from 16 reviews

Latest review: I signed with St Lukes with full gold hospital cover - and well after signing, we discovered we needed IVF. We had not even been trying for a baby before signing with them, so no way of knowing we

  • Transparency
    1.0 (3)
  • Customer Service
    1.0 (3)
  • Value for Money
    1.0 (3)
  • Claim ApprovedYes (1) · No (2)
No values yet
Teachers Health Fund

Teachers Health Fund

2.2 from 88 reviews

Latest review: Frustrating!!! Takes so long to respond to queries ...what is covered is confusing...I thought this was a health fund that looked after its members That has certainly not been the

  • Transparency
    2.4 (22)
  • Customer Service
    2.1 (31)
  • Value for Money
    2.7 (28)
  • Claim ApprovedYes (12) · No (9)
No values yet
Frank Health Insurance

Frank Health Insurance

4.2 from 506 reviews
Ad
  • Transparency
    3.8 (47)
  • Customer Service
    4.2 (61)
  • Value for Money
    3.9 (63)
  • Claim ApprovedYes (33) · No (3)
No values yet
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