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Best Home and Contents Insurance in Victoria Melbourne and Geelong

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Seniors Home & Contents Insurance
  • Award Winner 2020

Seniors Home & Contents Insurance

4.6 from 527 reviews

Latest review: Insurance renewal from Budget arrived and almost doubled in price and sum insured value only increased $17000. Spent the day researching and after all positive reviews I chose Australian Seniors. Not

  • Transparency
    4.6 (360)
  • Customer Service
    4.8 (369)
  • Value for Money
    4.6 (390)
  • Claim ApprovedYes (9) · No (0)
Youi Home and Contents

Youi Home and Contents

4.1 from 1,111 reviews

Latest review: I felt I had reasonable landlord insurance all these years, but in the first claim I've ever had to make due to a ceiling partially collapsing, under what should be "accidental damage", I've been

  • Transparency
    4.2 (104)
  • Customer Service
    4.6 (153)
  • Value for Money
    4.3 (154)
  • Claim ApprovedYes (12) · No (3)
Budget Direct Home & Contents Insurance

Budget Direct Home & Contents Insurance

3.8 from 931 reviews

Latest review: Join last December because its cheaper option. Cancelled today because I can't even claim a food spoliage. Lucky this happen otherwise I gonna regret moving my 2 car Insurance to budgetdirect. This

  • Transparency
    4.0 (154)
  • Customer Service
    4.2 (188)
  • Value for Money
    4.2 (207)
  • Claim ApprovedYes (6) · No (12)
RAC WA Home & Contents Insurance

RAC WA Home & Contents Insurance

2.2 from 76 reviews

Latest review: I will be looking for another insurance company. Storm damage knocked down parts of my fence but the product has been discontinued and unable to be repaired. The only option is a replacement, but

  • Transparency
    1.9 (9)
  • Customer Service
    2.1 (14)
  • Value for Money
    2.0 (14)
  • Claim ApprovedYes (5) · No (4)
RAA Home and Contents

RAA Home and Contents

2.4 from 37 reviews

Latest review: I made a claim on a damaged phone. Was told information on phone when making claim and then they paid different amount. It was inferred that I didnt understand information given, so I insisted they

  • Transparency
    2.6 (5)
  • Customer Service
    2.4 (5)
  • Value for Money
    2.6 (5)
  • Claim ApprovedYes (3) · No (0)
Woolworths Home and Contents Insurance

Woolworths Home and Contents Insurance

2.0 from 249 reviews

Latest review: Our claim was refused after being told a few weeks ago that everything was fine, the roof will be repaired and the lounge room painted. They also told us that the roof was made water tight while they

  • Transparency
    1.8 (51)
  • Customer Service
    1.5 (71)
  • Value for Money
    1.9 (71)
  • Claim ApprovedYes (21) · No (18)
APIA Home Insurance

APIA Home Insurance

1.9 from 218 reviews

Latest review: Apia, which is owned by SunCorpand this is really no different are HOPELESS when it comes to claims communication. They say you can do everything via their app, but that is utterly false. You are

  • Transparency
    2.9 (15)
  • Customer Service
    3.0 (17)
  • Value for Money
    2.7 (17)
  • Claim ApprovedYes (9) · No (6)
GIO Home and Contents

GIO Home and Contents

2.0 from 117 reviews

Latest review: We have had insurance with GIO for more than 20 years. November 2019 we had two trees smash through our house. GIO immediately demanded payment of the $2000 excess. Quick to pay out the contents, but

  • Transparency
    2.5 (4)
  • Customer Service
    2.0 (8)
  • Value for Money
    2.5 (8)
  • Claim ApprovedYes (6) · No (3)
AAMI Home & Contents Insurance

AAMI Home & Contents Insurance

1.9 from 291 reviews

Latest review: My brother put a claim for first time with AAMI for first time. Due to his disability I help him, his roof collapsed as water got in from broken tiles. When I rang the consultant wanted me to pay

  • Transparency
    2.1 (30)
  • Customer Service
    2.1 (41)
  • Value for Money
    1.9 (38)
  • Claim ApprovedYes (18) · No (11)
RACQ Home Insurance

RACQ Home Insurance

2.0 from 88 reviews

Latest review: We have made several claims through RACQ over the years. And on every occasion they have covered our claims without delay. I cannot fault them for service and knowledge over the

  • Transparency
    1.6 (7)
  • Customer Service
    2.3 (7)
  • Value for Money
    2.1 (7)
  • Claim ApprovedYes (3) · No (3)
Real Home & Contents Insurance

Real Home & Contents Insurance

1.9 from 169 reviews

Latest review: good at the start very expensive at the end made some claims hence feeling I got shafted for this if future policy prices tried to tell them there were cheaper prices so I have now left they did not

  • Transparency
    1.6 (7)
  • Customer Service
    1.4 (12)
  • Value for Money
    1.4 (12)
  • Claim ApprovedYes (5) · No (5)
NRMA Home Insurance

NRMA Home Insurance

1.8 from 213 reviews

Latest review: My ceilings were getting wet after storm damage and I lodged a claim online. I needed to get the leaks sorted out quickly to save my ceilings. I was promised an assessor would come within 48 hours.

  • Transparency
    2.2 (38)
  • Customer Service
    2.0 (59)
  • Value for Money
    1.8 (58)
  • Claim ApprovedYes (23) · No (16)
RACV Home & Contents

RACV Home & Contents

1.8 from 114 reviews

Latest review: In brief had a ceiling collapse after a storm. RACV claimed it was a builder issue after an inspection by a dodgy company Longbow who assessed damage. After a year RACV’s final decision was not to c

  • Transparency
    1.5 (17)
  • Customer Service
    1.7 (19)
  • Value for Money
    1.6 (18)
  • Claim ApprovedYes (5) · No (11)
CGU Home and Contents Insurance

CGU Home and Contents Insurance

1.8 from 92 reviews

Latest review: After moving house we found that there had been accidental damage to some furniture. When I called up to make the claim the CGU employee asked when the damage occurred. I stated that the damage

  • Transparency
    2.3 (15)
  • Customer Service
    2.1 (19)
  • Value for Money
    2.2 (20)
  • Claim ApprovedYes (9) · No (7)
Coles Home & Contents Insurance

Coles Home & Contents Insurance

1.7 from 303 reviews

Latest review: Have been waiting for over a month. Lots of phone calls and get no reasonable answer. Total lack of respect when communicating and dismissive. They wanted me to give them autority to settle the claim

  • Transparency
    1.8 (45)
  • Customer Service
    1.8 (61)
  • Value for Money
    1.9 (60)
  • Claim ApprovedYes (15) · No (21)
TIO

TIO

3.0 from 10 reviews

Latest review: Two close identical issues on the same pipe in a very short timeframe apart are counted as 2 issues and thus 2 premiums to pay...no! That's just greedy. Not what I'm paying

Suncorp Home Insurance

Suncorp Home Insurance

1.7 from 110 reviews

Latest review: Suncorp Insurance is a horrible company. I got robbed and damages on my rental house last Christmas 2019. Then the property manager claim to be fixed. They still doing nothing. Hey Suncorp!! It's

  • Transparency
    1.8 (8)
  • Customer Service
    2.0 (15)
  • Value for Money
    1.7 (15)
  • Claim ApprovedYes (6) · No (6)
Allianz Home Insurance

Allianz Home Insurance

1.6 from 195 reviews

Latest review: Do not trust Allianz insurance, they have breached my privacy sharing our settlement value with those who caused the water damage only for those they shared with to try blackmail us. The company that

  • Transparency
    1.2 (26)
  • Customer Service
    1.3 (39)
  • Value for Money
    1.4 (37)
  • Claim ApprovedYes (5) · No (21)
SGIC Home Insurance

SGIC Home Insurance

1.8 from 39 reviews

Latest review: We have been customers with SGIC for over ten years with multiple policies. We have recently put in a claim due to dampness entering our house from the edge of our slab. SGIC had a representative

  • Transparency
    1.6 (5)
  • Customer Service
    1.8 (9)
  • Value for Money
    1.7 (9)
  • Claim ApprovedYes (3) · No (4)
Shannons Home and Contents Insurance

Shannons Home and Contents Insurance

2.0 from 19 reviews

Latest review: The policy is good value but they choose to cover nil It seems they can’t deliver on the pds, they want to only partially repair a third of a ground wooden floorboards from water damage don’t they rea

  • Transparency
    2.3 (3)
  • Customer Service
    2.0 (5)
  • Value for Money
    1.8 (5)
  • Claim ApprovedYes (1) · No (3)
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