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Best Home and Contents Insurance in Victoria Melbourne and Geelong

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Seniors Home & Contents Insurance
  • Award Winner 2020

Seniors Home & Contents Insurance

4.6 from 811 reviews

Latest review: looked into at least 10 insurance companies and found Australian Seniors to be the best price and cover .for me. covered everything and premium was competitive. Establishing cover was straight

  • Transparency
    4.6 (578)
  • Customer Service
    4.8 (599)
  • Value for Money
    4.6 (624)
  • Claim ApprovedYes (17) · No (1)
Youi Home and Contents

Youi Home and Contents

4.1 from 1,180 reviews

Latest review: cosmo was very good with questions and answers,didnt try and on sell anything other than what i was asking. i contacted youi to get a quote for house and contents as my other insurer was bleeding me

  • Transparency
    4.1 (165)
  • Customer Service
    4.4 (216)
  • Value for Money
    4.2 (216)
  • Claim ApprovedYes (15) · No (10)
Budget Direct Home & Contents Insurance

Budget Direct Home & Contents Insurance

3.8 from 1,101 reviews

Latest review: Our home and contents insurance was easy to do online and competitive in price. Really like the personalised policy eg, adjusting the excess to premium ratio. This is our first policy with BD but I'm

  • Transparency
    3.8 (281)
  • Customer Service
    4.0 (323)
  • Value for Money
    4.1 (346)
  • Claim ApprovedYes (12) · No (25)
RAA Home and Contents

RAA Home and Contents

2.5 from 40 reviews

Latest review: Over the years I have been with a number of insurance companies, but I have always gone back to the RAA for their high standard of customer service. They are so easy to deal with and I cant speak

  • Transparency
    3.0 (8)
  • Customer Service
    2.9 (8)
  • Value for Money
    3.0 (8)
  • Claim ApprovedYes (5) · No (0)
Allianz Home Insurance

Allianz Home Insurance

2.0 from 245 reviews

Latest review: Compared my policy last year (2019) and after being with another Company for over 20 years, the last straw was "they do not price match". I swapped to Allianz and saved money for same deal. Set up

  • Transparency
    2.7 (63)
  • Customer Service
    2.6 (81)
  • Value for Money
    2.7 (78)
  • Claim ApprovedYes (15) · No (24)
RAC WA Home & Contents Insurance

RAC WA Home & Contents Insurance

2.2 from 80 reviews

Latest review: An insurance company is only as good as its claims service. After my home suffered storm damage both inside and outside the claims ladies over the phone were polite and helpful. It was a little slow

  • Transparency
    2.1 (14)
  • Customer Service
    2.4 (19)
  • Value for Money
    2.1 (19)
  • Claim ApprovedYes (7) · No (5)
APIA Home Insurance

APIA Home Insurance

1.9 from 239 reviews

Latest review: Apia need to consider the way they are currently treating customers who hold a policy. Would give -5 if I could 1. My mother put a claim in 29th of February 2020. 2. Was demanded to pay excess

  • Transparency
    2.2 (29)
  • Customer Service
    2.5 (34)
  • Value for Money
    2.2 (32)
  • Claim ApprovedYes (13) · No (9)
GIO Home and Contents

GIO Home and Contents

2.0 from 124 reviews

Latest review: My 75 year old mother's fence was rammed by a stolen car at 3am in the morning. Terrified but not hurt. Police attended but the driver had run off. We have a Police reference number and the rego of

  • Transparency
    2.1 (10)
  • Customer Service
    2.0 (14)
  • Value for Money
    2.2 (13)
  • Claim ApprovedYes (7) · No (4)
Woolworths Home and Contents Insurance

Woolworths Home and Contents Insurance

1.9 from 299 reviews

Latest review: I cancelled my Woolworths insurance policy because the premiums increased too much. After calling them and waiting for over 30 minutes they agreed to cancel my policy. Suddenly 18 months later I

  • Transparency
    1.7 (87)
  • Customer Service
    1.6 (111)
  • Value for Money
    1.8 (109)
  • Claim ApprovedYes (33) · No (34)
RACQ Home Insurance

RACQ Home Insurance

1.9 from 98 reviews

Latest review: Put a claim in for storm damage to roof and internal damage water damage to ceilings. Put th ee the winger external investigation etc , hold ups ,loss of reports etc in mean time house getting more

  • Transparency
    1.9 (14)
  • Customer Service
    2.3 (14)
  • Value for Money
    2.1 (14)
  • Claim ApprovedYes (6) · No (6)
AAMI Home & Contents Insurance

AAMI Home & Contents Insurance

1.8 from 325 reviews

Latest review: I've been with them over 26years,even longer off and on. I on ly had one claim for hearing aids. Now my policy is up 50bucks a month. And Th claim was 2 years ago. How can they be 400 to 500 dollars

  • Transparency
    1.8 (56)
  • Customer Service
    2.0 (67)
  • Value for Money
    1.8 (65)
  • Claim ApprovedYes (29) · No (22)
Real Home & Contents Insurance

Real Home & Contents Insurance

1.8 from 172 reviews

Latest review: So I finally got a call back from a manager after writing on this site. She was chasing up the plumbers report. Now this afternoon she has called to say that my claim was denied because the 'sewage

  • Transparency
    1.5 (11)
  • Customer Service
    1.4 (16)
  • Value for Money
    1.4 (16)
  • Claim ApprovedYes (6) · No (6)
CGU Home and Contents Insurance

CGU Home and Contents Insurance

1.9 from 107 reviews

Latest review: I have been with CGU for many years and had an accident where my mobile phone was water logged. I put in a claim to get the replacement costs covered as I needed to get a new phone ASAP. I was told

  • Transparency
    2.2 (28)
  • Customer Service
    2.0 (32)
  • Value for Money
    2.1 (34)
  • Claim ApprovedYes (17) · No (12)
RACV Home & Contents

RACV Home & Contents

1.8 from 124 reviews

Latest review: After taking over 140 days just to get a permit. The project managed didn't manage the project. The trades caused damage to things undamaged in the fire and resisted demands to repair then botched

  • Transparency
    1.6 (25)
  • Customer Service
    1.8 (27)
  • Value for Money
    1.7 (26)
  • Claim ApprovedYes (9) · No (14)
NRMA Home Insurance

NRMA Home Insurance

1.7 from 247 reviews

Latest review: What a disaster. Don't ever get home insurance with these con artists. They wanted to patch up my leaking roof and when I complained they passed me onto investigations dept and then refused to get a

  • Transparency
    1.9 (63)
  • Customer Service
    1.8 (87)
  • Value for Money
    1.7 (85)
  • Claim ApprovedYes (35) · No (23)
Coles Home & Contents Insurance

Coles Home & Contents Insurance

1.7 from 317 reviews

Latest review: Horrible! Absolutely atrocious!!! Paid excess, took months for coles to fix the damage to house from a falling tree, then they did half a job and didn't fix other damage all from the one event, then

  • Transparency
    1.9 (55)
  • Customer Service
    1.8 (71)
  • Value for Money
    1.9 (70)
  • Claim ApprovedYes (20) · No (21)
TIO

TIO

3.0 from 10 reviews

Latest review: Two close identical issues on the same pipe in a very short timeframe apart are counted as 2 issues and thus 2 premiums to pay...no! That's just greedy. Not what I'm paying

Suncorp Home Insurance

Suncorp Home Insurance

1.7 from 117 reviews

Latest review: I have always had 3-6 policy covers with Suncorp at any given time over the past 8 years just due to their reputation of not weasling out of their insurance claims. I would have given 5 stars but

  • Transparency
    1.6 (14)
  • Customer Service
    1.9 (22)
  • Value for Money
    1.7 (22)
  • Claim ApprovedYes (8) · No (8)
SGIC Home Insurance

SGIC Home Insurance

1.8 from 39 reviews

Latest review: We have been customers with SGIC for over ten years with multiple policies. We have recently put in a claim due to dampness entering our house from the edge of our slab. SGIC had a representative

  • Transparency
    1.5 (6)
  • Customer Service
    1.7 (10)
  • Value for Money
    1.6 (10)
  • Claim ApprovedYes (3) · No (4)
ING Home and Contents Insurance

ING Home and Contents Insurance

2.5 from 11 reviews

Latest review: Have used ING home insurance for many years with no claims. Called to claim a lost earring (approx. $800). I had to pay a $100 xs - fine. On same call was advised that my premium for next year which

  • Transparency
    2.2 (5)
  • Customer Service
    3.4 (8)
  • Value for Money
    2.3 (8)
  • Claim ApprovedYes (2) · No (1)
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