??!

Low Rate & Zero Interest Credit Cards in Victoria Melbourne and Geelong

Go to first result

33 listings


Latitude Gem Visa
  • Card Type: Visa
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Annual Fee: $99 p.a.
  • Interest Free Period: 55 days

ING Orange One
  • Card Type: Visa
  • Benefits: No Foreign Transaction Fee
  • Minimum Credit Limit: $1,000
  • Maximum Credit Limit: $30,000
  • Contactless Payments: Apple Pay
  • Annual Fee: $0 p.a.
  • Interest Free Period: 45 days

Coles Low Rate MasterCard
  • Card Type: Mastercard
  • Minimum Credit Limit: $2,000
  • Maximum Credit Limit: $60,000
  • Minimum Income: $25,000
  • Rewards Program: flybuys
  • Points Earn Rate: 0.5 points per $1
  • Annual Fee: $58 p.a.
  • Interest Free Period: 55 days
  • 0% on Balance Transfers for 15 months

  • Low $58 Annual Fee

  • Low 12.99% p.a. Interest Rate on purcahes

  • flybuy Points can only be earned at Coles Supermarkets at a rate of 0.5 flybuy points per $1

  • 2.5% International Transaction Fee


American Express Essential
  • Card Type: American Express
  • Minimum Credit Limit: $2,000
  • Maximum Credit Limit: $25,000
  • Minimum Income: $40,000
  • Rewards Program: American Express Membership Rewards
  • Points Earn Rate: 1.25 points per $1
  • Contactless Payments: Apple Pay, Fitbit Pay, Google Pay and Samsung Pay
  • Annual Fee: $0 p.a.
  • Interest Free Period: 55 days

Westpac Low Rate
  • Card Type: Mastercard
  • Minimum Credit Limit: $500
  • Maximum Credit Limit: $25,000
  • Minimum Income: $15,000
  • Contactless Payments: Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Annual Fee: $59 p.a.
  • Interest Free Period: 55 days

Skye Mastercard
  • Card Type: Mastercard
  • Benefits: No Foreign Transaction Fee
  • Minimum Credit Limit: $1,000
  • Maximum Credit Limit: $50,000
  • Minimum Income: $25,000
  • Contactless Payments: Apple Pay
  • Annual Fee: $99 p.a.
  • Interest Free Period: 90 days
  • 90 days Interest Free on everyday purchases

  • 3 Interest Free Instalment Plans to choose from (9, 12 or 15 month interest free period, minimum finance amounts apply)

  • No International Transaction Fees

  • Motion Code Technology

  • $99 Annual Fee

  • Establishment Fee for Interest Free Instalment Plans ranges from 3% - 5%

  • Payment Handling Fee - $0.95 charged each time a payment is made via BPAY


Newcastle Permanent Value+
  • Card Type: Visa
  • Minimum Credit Limit: $500
  • Maximum Credit Limit: $20,000
  • Contactless Payments: Apple Pay and Samsung Pay
  • Annual Fee: $49 p.a.
  • Interest Free Period: 55 days

American Express Low Rate
  • Card Type: American Express
  • Minimum Credit Limit: $1,000
  • Minimum Income: $50,000
  • Contactless Payments: Apple Pay, Fitbit Pay, Google Pay and Samsung Pay
  • Annual Fee: $0 p.a.
  • Interest Free Period: 55 days

Commonwealth Bank Low Fee
  • Card Type: Mastercard
  • Benefits: Reduced First Year Annual Fee
  • Minimum Credit Limit: $500
  • Maximum Credit Limit: $50,000
  • Minimum Income: $15,000
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Annual Fee: $0 p.a.
  • Interest Free Period: 55 days
  • Reduced First Year Annual Fee: $0.00

NAB Low Rate
  • Card Type: Visa
  • Benefits: Introductory Interest Rate
  • Minimum Credit Limit: $500
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Annual Fee: $59 p.a.
  • Interest Free Period: 55 days
  • Introductory Rate: 0% p.a. on purchases for 6 months

Commonwealth Bank Low Rate
  • Card Type: Mastercard
  • Minimum Credit Limit: $500
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Annual Fee: $59 p.a.
  • Interest Free Period: 55 days

ANZ Low Rate
  • Card Type: Visa
  • Minimum Credit Limit: $1,000
  • Minimum Income: $15,000
  • Rewards Program: ANZ Rewards
  • Contactless Payments: Apple Pay and Google Pay
  • Annual Fee: $58 p.a.
  • Interest Free Period: 55 days

Lombard 180 Card
  • Card Type: Visa
  • Benefits: Introductory Interest Rate
  • Minimum Credit Limit: $1,000
  • Minimum Income: $25,000
  • Contactless Payments: Apple Pay
  • Annual Fee: $99 p.a.
  • Interest Free Period: 55 days
  • Introductory Rate: 0% interest for 6 months on any Lombard 180 card purchase of $250 or more

Citibank Citi Clear Platinum
  • Card Type: Visa
  • Benefits: Reduced First Year Annual Fee
  • Maximum Credit Limit: $100,000
  • Minimum Income: $35,000
  • Rewards Program: Citi Rewards
  • Contactless Payments: Apple Pay and Samsung Pay
  • Annual Fee: $99 p.a.
  • Interest Free Period: 55 days
  • Reduced First Year Annual Fee: $99.00

Suncorp Clear Options Standard
  • Card Type: Visa
  • Minimum Credit Limit: $2,000
  • Maximum Credit Limit: $20,000
  • Minimum Income: $20,000
  • Contactless Payments: Samsung Pay
  • Annual Fee: $55 p.a.
  • Interest Free Period: 0 days

Lombard 55 Card
  • Card Type: Visa
  • Minimum Credit Limit: $1,000
  • Minimum Income: $25,000
  • Contactless Payments: Apple Pay
  • Annual Fee: $99 p.a.
  • Interest Free Period: 55 days

Commonwealth Bank Commbank Essentials
  • Card Type: Mastercard
  • Minimum Credit Limit: $400
  • Maximum Credit Limit: $3,000
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Annual Fee: $60 p.a.
  • Interest Free Period: 55 days

HSBC Low Rate Credit Card
  • Card Type: Visa
  • Benefits: Complimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit: $1,000
  • Minimum Income: $20,000
  • Contactless Payments: Apple Pay and Google Pay
  • Annual Fee: $99 p.a.
  • Interest Free Period: 55 days

Virgin Money Low Rate
  • Card Type: Visa
  • Benefits: Cashback Offer
  • Minimum Credit Limit: $6,000
  • Minimum Income: $35,000
  • Contactless Payments: Samsung Pay
  • Annual Fee: $49 p.a.
  • Interest Free Period: 44 days

Commonwealth Bank Low Rate Gold
  • Card Type: Mastercard
  • Benefits: Cashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit: $4,000
  • Maximum Credit Limit: $50,000
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Annual Fee: $89 p.a.
  • Interest Free Period: 55 days
  • Sign-Up Bonus: $200 Cashback when you apply by 31 July and spend $500 by 31 October

Page 1 of 2