Best Low Rate Credit Cards

1 listing
ANZ Low Rate
3.2 from 36 reviews
Purchase Rate12.49% p.a.
Annual Fee$58 p.a.
Interest Free Period 55 days
  • Low Interest Rate of 12.49% p.a. on purchases

  • $0 Annual Account Fee in First Year, $58 in subsequent years

  • 0% on Balance Transfers for 30 months with no Balance Transfer Fee

  • Up to 3 Additional Cardholders at no additional cost

  • 3% Foreign Transaction Fee

  • Transparency
    4.1 (12)
  • Customer Service
    4.2 (12)
  • Rates and Fees
    4.2 (12)
  • Rewards
    2.8 (4)
  • Online Experience
    4.3 (11)
  • Application Process
    4.1 (9)
  • Foreign Transaction Fee 3%
  • BenefitsReduced First Year Annual Fee
  • Minimum Credit Limit $1,000
  • Minimum Income $15,000
  • Reduced First Year Annual Fee $0
  • Contactless PaymentsApple Pay and Google Pay

Related Articles

What you need to know about store finance credit cards

A store credit card can help if you need to make an emergency purchase but you don’t have the money. Read on to learn how store credit cards work and discover what to watch out for.

Avleen M.
Avleen M.7 Aug 2020
Credit Card Awards 2020

Whether it's the sign up bonus, rates and fees, or reliable customer service that you look for in a credit card, a credit card is often used everyday, so it's important you choose one that meets your needs and that you're happy with. These are the top-rated credit cards this year, as decided by reviewers.

Wendy Z.
Wendy Z.19 Nov 2019
What Is Peer-To-Peer Lending?

Peer-to-peer lending is quickly gaining popularity among Australian borrowers and investors. If you've never heard of it before, this 2 minute read will give you a quick rundown so you can decide if P2P lending is right for you.

Nathan S.
Nathan S.14 Nov 2019