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Best Low Rate Credit Cards

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2 listings


NAB Low Rate

NAB Low Rate

3.1 from 16 reviews
Purchase Rate13.99% p.a.
Annual Fee$59 p.a.
Interest Free Period 55 days
  • Benefits: Introductory Interest Rate
  • Minimum Credit Limit : $500
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Introductory Rate : 0% p.a. on purchases for 6 months
  • $59 Annual Fee, 13.99% Standard Purchase Rate

  • 0% p.a. on Purchases and Balance Transfers for 6 months

  • Minimum Credit Limit of $500

  • Add an Additional Cardholder at no extra cost

  • 2% Balance Transfer Fee

  • 3% Foreign Transaction Fee

  • Balance Transfer Rate at the end of the offer period reverts to the Cash Advance Rate of 21.74% p.a.


NAB Low Rate Platinum

NAB Low Rate Platinum

4.0 from 1 review
Purchase Rate13.99% p.a.
Annual Fee$100 p.a.
Interest Free Period 55 days
  • Benefits: Complimentary Travel Insurance and Introductory Interest Rate
  • Minimum Credit Limit : $6,000
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Introductory Rate : 0% p.a. on purchases for 15 months
  • 0% p.a. on Purchases for 15 months (minimum monthly repayments required)

  • 0% p.a on Balance Transfers for 6 months

  • Seven Complimentary Insurances, including Overseas Travel Insurance

  • $100 Annual Fee

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee