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Best Low Rate Credit Cards

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2 listings

NAB Low Rate

NAB Low Rate

3.1 from 16 reviews
Purchase Rate12.99% p.a.
Annual FeeA$59 p.a.
Interest Free Period 55 days
  • $59 Annual Fee, 12.99% Standard Purchase Rate

  • 0% p.a. on Purchases and Balance Transfers for 6 months

  • Minimum Credit Limit of $500

  • Add an Additional Cardholder at no extra cost

  • 2% Balance Transfer Fee

  • 3% Foreign Transaction Fee

  • Balance Transfer Rate at the end of the offer period reverts to the Cash Advance Rate of 21.74% p.a.

  • Transparency
    4.3 (7)
  • Rewards
    4.0 (2)
  • Online Experience
    4.7 (7)
  • Customer Service
    4.3 (7)
  • Rates and Fees
    4.0 (7)
  • Application Process
    4.3 (7)
  • BenefitsIntroductory Interest Rate
  • Minimum Credit Limit A$500
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Introductory Rate 0% p.a. on purchases for 6 months
NAB Low Rate Platinum

NAB Low Rate Platinum

4.0 from 1 review
Purchase Rate13.99% p.a.
Annual FeeA$100 p.a.
Interest Free Period 55 days
  • 0% p.a. on Purchases for 15 months (minimum monthly repayments required)

  • 0% p.a on Balance Transfers for 6 months

  • Seven Complimentary Insurances, including Overseas Travel Insurance

  • $100 Annual Fee

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee

  • Transparency
    5.0 (1)
  • Rewards
    4.0 (1)
  • Online Experience
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    5.0 (1)
  • Application Process
    4.0 (1)
  • BenefitsComplimentary Travel Insurance and Introductory Interest Rate
  • Minimum Credit Limit A$6,000
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Introductory Rate 0% p.a. on purchases for 15 months