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Best Low Rate Credit Cards

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2 listings

ANZ Low Rate

ANZ Low Rate

3.2 from 36 reviews
Purchase Rate12.49% p.a.
Annual Fee$58 p.a.
Interest Free Period 55 days
  • Low Interest Rate of 12.49% p.a. on purchases

  • Low Annual Fee of $58

  • 0% on Balance Transfers for 15 months & No Balance Transfer Fee

  • Up to 3 Additional Cardholders at no additional cost

  • 3% Foreign Transaction Fee

  • Balance Transfers revert to the high Cash Advance Rate of 20.24% at the end of the offer period

  • Transparency
    4.1 (12)
  • Rewards
    2.8 (4)
  • Online Experience
    4.3 (11)
  • Customer Service
    4.2 (12)
  • Rates and Fees
    4.2 (12)
  • Application Process
    4.1 (9)
  • Minimum Credit Limit $1,000
  • Minimum Income $15,000
  • Rewards ProgramANZ Rewards
  • Contactless PaymentsApple Pay and Google Pay
Suncorp Clear Options Standard

Suncorp Clear Options Standard

2.3 from 7 reviews
Purchase Rate12.74% p.a.
Annual Fee$55 p.a.
Interest Free Period 0 days
  • Relatively low standard Interest Rate of 12.74% p.a. on purchases

  • NIL interest free days on purchases

  • 3.4% International Transaction Fee

  • No attached rewards program

  • Transparency
    5.0 (1)
  • Online Experience
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    5.0 (1)
  • Application Process
    5.0 (1)
  • Minimum Credit Limit $2,000
  • Maximum Credit Limit $20,000
  • Minimum Income $20,000
  • Contactless PaymentsSamsung Pay