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Low Rate Credit Cards

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2 listings


ANZ Low Rate

ANZ Low Rate

3.2 from 36 reviews
  • Low Interest Rate of 12.49% p.a. on purchases

  • Low Annual Fee of $58

  • 3% Foreign Transaction Fee

  • Balance Transfers revert to the high Cash Advance Rate of 20.24% at the end of the offer period

Purchase Rate12.49% p.a.
Annual Fee$58 p.a.
Interest Free Period 55 days
  • Minimum Credit Limit $1,000
  • Minimum Income $15,000
  • Rewards ProgramANZ Rewards
  • Contactless PaymentsApple Pay and Google Pay
  • Transparency
    4.1
  • Rewards
    2.8
  • Online Experience
    4.3
  • Customer Service
    4.2
  • Rates and Fees
    4.2
  • Application Process
    4.1
  • Low Interest Rate of 12.49% p.a. on purchases

  • Low Annual Fee of $58

  • 0% on Balance Transfers for 15 months & No Balance Transfer Fee

  • Up to 3 Additional Cardholders at no additional cost

  • 3% Foreign Transaction Fee

  • Balance Transfers revert to the high Cash Advance Rate of 20.24% at the end of the offer period


Citibank Citi Clear Platinum

Citibank Citi Clear Platinum

3.3 from 7 reviews
  • No Annual Fee in your first year

  • 0% p.a. for 9 months on purchases and balance transfers

  • $99 Annual Fee after your first year

  • 3.4% International Transaction Fee

Purchase Rate14.99% p.a.
Annual Fee$99 p.a.
Interest Free Period 55 days
  • BenefitsReduced First Year Annual Fee
  • Maximum Credit Limit $100,000
  • Minimum Income $35,000
  • Rewards ProgramCiti Rewards
  • Contactless PaymentsApple Pay and Samsung Pay
  • Introductory Rate 0% p.a. for the first 9 months
  • Reduced First Year Annual Fee $99
  • Transparency
    4.0
  • Online Experience
    4.0
  • Customer Service
    3.5
  • Rates and Fees
    4.0
  • Application Process
    4.0
  • No Annual Fee in your first year

  • 0% p.a. for 9 months on purchases and balance transfers

  • Low Purchase Rate of 14.99% p.a.

  • Complimentary Purchase Cover and Extended Warranty Insurance

  • $99 Annual Fee after your first year

  • 3.4% International Transaction Fee

  • No attached rewards program