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Low Rate Credit Cards

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2 listings


Citibank Citi Clear Platinum

Citibank Citi Clear Platinum

3.3 from 7 reviews
  • No Annual Fee in your first year

  • 0% p.a. for 9 months on purchases and balance transfers

  • $99 Annual Fee after your first year

  • 3.4% International Transaction Fee

Purchase Rate14.99% p.a.
Annual Fee$99 p.a.
Interest Free Period 55 days
  • BenefitsReduced First Year Annual Fee
  • Maximum Credit Limit $100,000
  • Minimum Income $35,000
  • Rewards ProgramCiti Rewards
  • Contactless PaymentsApple Pay and Samsung Pay
  • Introductory Rate 0% p.a. for the first 9 months
  • Reduced First Year Annual Fee $99
  • Transparency
    4.0
  • Online Experience
    4.0
  • Customer Service
    3.5
  • Rates and Fees
    4.0
  • Application Process
    4.0
  • No Annual Fee in your first year

  • 0% p.a. for 9 months on purchases and balance transfers

  • Low Purchase Rate of 14.99% p.a.

  • Complimentary Purchase Cover and Extended Warranty Insurance

  • $99 Annual Fee after your first year

  • 3.4% International Transaction Fee

  • No attached rewards program


Virgin Money Low Rate

Virgin Money Low Rate

1.0 from 4 reviews
  • Purchase Rate of 11.9% p.a.

  • $49 Annual Fee

  • 3.3% International Transaction Fee

  • Balance Transfers revert to a high Cash Advance Rate of 21.69% after the offer period ends

Purchase Rate11.99% p.a.
Annual Fee$49 p.a.
Interest Free Period 44 days
  • BenefitsCashback Offer
  • Minimum Credit Limit $6,000
  • Minimum Income $35,000
  • Contactless PaymentsSamsung Pay
  • Transparency
    1.0
  • Rewards
    4.0
  • Online Experience
    4.0
  • Customer Service
    1.0
  • Rates and Fees
    1.0
  • Application Process
    3.0
  • Purchase Rate of 11.9% p.a.

  • $49 Annual Fee

  • 0% p.a. for the first 14 months on Balance Transfers

  • 3.3% International Transaction Fee

  • Balance Transfers revert to a high Cash Advance Rate of 21.69% after the offer period ends

  • You can't earn Velocity Points even though this card is issued by Virgin