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Low Rate Credit Cards
5 listings
Commonwealth Bank Low Fee
- Specifications
- Pros & Cons
- Benefits: Reduced First Year Annual Fee
- Minimum Credit Limit : $500
- Maximum Credit Limit : $50,000
- Minimum Income : $15,000
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
$0 Annual Fee in the first year and waived in subsequent years when you spend $1,000 or more on purchases or cash advances in the previous year
Minimum credit limit of $500
3% International Transaction Fee
No attached rewards program
- Award Winner 2020
Commonwealth Bank Low Rate
- Specifications
- Pros & Cons
- Benefits: Cashback Offer
- Minimum Credit Limit : $500
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Up to $300 cashback on offer if you apply by 30 April 2020
Low purchase interest rate of 13.24%
Accessible minimum credit limit of $500
$59 Annual Fee
3% International Transaction Fee
No attached rewards program
5.99% p.a. on Balance Transfers for 5 months, reverting to the high Cash Advance Rate of 21.24% thereafter
Commonwealth Bank Commbank Essentials
- Specifications
- Pros & Cons
- Minimum Credit Limit : $400
- Maximum Credit Limit : $3,000
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
9.90% p.a Interest Rate on Purchases
Accessible Minimum Credit Limit of $400
$5 Monthly Fee ($2 if you choose online statements and set up automatic payments using AutoPay)
3% International Transaction Fee
Maximum Credit Limit of $3,000 may be too low for you
Commonwealth Bank Low Rate Gold
- Specifications
- Pros & Cons
- Benefits: Complimentary Travel Insurance and Introductory Interest Rate
- Minimum Credit Limit : $4,000
- Maximum Credit Limit : $50,000
- Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
0% p.a. on purchases for 15 months
Relatively low 13.24% purchase interest rate
Included International Travel Insurance
3% International Transaction Fee
No attached rewards program
Virgin Money Low Rate
- Specifications
- Pros & Cons
- Benefits: Cashback Offer
- Minimum Credit Limit : $6,000
- Minimum Income : $35,000
- Contactless Payments: Samsung Pay
Purchase Rate of 11.9% p.a.
$49 Annual Fee
0% p.a. for the first 14 months on Balance Transfers
3.3% International Transaction Fee
Balance Transfers revert to a high Cash Advance Rate of 21.69% after the offer period ends
You can't earn Velocity Points even though this card is issued by Virgin