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Low Rate & Zero Interest Credit Cards

Category

Location

Brand

Rating

Card Type

Benefits

Minimum Credit Limit

$400 to $6,000

Contactless Payments

Rates & Fees

Purchase Rate
9.90 to 19.74% p.a.
Annual Fee
At most $89 p.a.
Interest Free Period
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5 listings

Commonwealth Bank Low Fee

Commonwealth Bank Low Fee

43 reviews
Purchase Rate19.74% p.a.
Annual Fee$0 p.a.
Interest Free Period 55 days
  • Specifications
  • Pros & Cons
  • Card Type: Mastercard
  • Benefits: Reduced First Year Annual Fee
  • Minimum Credit Limit : $500
  • Maximum Credit Limit : $50,000
  • Minimum Income : $15,000
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Reduced First Year Annual Fee : $0.00
Commonwealth Bank Low Rate

Commonwealth Bank Low Rate

12 reviews
Purchase Rate13.24% p.a.
Annual Fee$59 p.a.
Interest Free Period 55 days
  • Specifications
  • Pros & Cons
  • Card Type: Mastercard
  • Minimum Credit Limit : $500
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Commonwealth Bank Low Rate Gold

Commonwealth Bank Low Rate Gold

8 reviews
Purchase Rate13.24% p.a.
Annual Fee$89 p.a.
Interest Free Period 55 days
  • Specifications
  • Pros & Cons
  • Card Type: Mastercard
  • Benefits: Cashback Offer, Complimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit : $4,000
  • Maximum Credit Limit : $50,000
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Sign-Up Bonus : $200 Cashback when you apply by 31 July and spend $500 by 31 October
Commonwealth Bank Commbank Essentials

Commonwealth Bank Commbank Essentials

1 review
Purchase Rate9.90% p.a.
Annual Fee$60 p.a.
Interest Free Period 55 days
  • Specifications
  • Pros & Cons
  • Card Type: Mastercard
  • Minimum Credit Limit : $400
  • Maximum Credit Limit : $3,000
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Virgin Money Low Rate

Virgin Money Low Rate

4 reviews
Purchase Rate11.99% p.a.
Annual Fee$49 p.a.
Interest Free Period 44 days
  • Specifications
  • Pros & Cons
  • Card Type: Visa
  • Benefits: Cashback Offer
  • Minimum Credit Limit : $6,000
  • Minimum Income : $35,000
  • Contactless Payments: Samsung Pay