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Low Rate Credit Cards

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31 listings


NAB Low Rate Platinum

NAB Low Rate Platinum

4.0 from 1 review
Purchase Rate13.99% p.a.
Annual Fee$100 p.a.
Interest Free Period 55 days
  • Benefits: Complimentary Travel Insurance and Introductory Interest Rate
  • Minimum Credit Limit : $6,000
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Introductory Rate : 0% p.a. on purchases for 15 months
  • 0% p.a. on Purchases for 15 months (minimum monthly repayments required)

  • 0% p.a on Balance Transfers for 6 months

  • Seven Complimentary Insurances, including Overseas Travel Insurance

  • $100 Annual Fee

  • 2% Balance Transfer Fee

  • 3% International Transaction Fee


Citibank Citi Clear Platinum

Citibank Citi Clear Platinum

3.3 from 7 reviews
Purchase Rate14.99% p.a.
Annual Fee$99 p.a.
Interest Free Period 55 days
  • Benefits: Reduced First Year Annual Fee
  • Maximum Credit Limit : $100,000
  • Minimum Income : $35,000
  • Rewards Program: Citi Rewards
  • Contactless Payments: Apple Pay and Samsung Pay
  • Introductory Rate : 0% p.a. for the first 9 months
  • Reduced First Year Annual Fee : $99
  • No Annual Fee in your first year

  • 0% p.a. for 9 months on purchases and balance transfers

  • Low Purchase Rate of 14.99% p.a.

  • Complimentary Purchase Cover and Extended Warranty Insurance

  • $99 Annual Fee after your first year

  • 3.4% International Transaction Fee

  • No attached rewards program


Commonwealth Bank Low Rate Gold

Commonwealth Bank Low Rate Gold

3.4 from 8 reviews
Purchase Rate13.24% p.a.
Annual Fee$89 p.a.
Interest Free Period 55 days
  • Benefits: Complimentary Travel Insurance and Introductory Interest Rate
  • Minimum Credit Limit : $4,000
  • Maximum Credit Limit : $50,000
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Introductory Rate : 0% p.a. on purchases for 15 months
  • 0% p.a. on purchases for 15 months

  • Relatively low 13.24% purchase interest rate

  • Included International Travel Insurance

  • 3% International Transaction Fee

  • No attached rewards program


Bank of Queensland Low Rate Visa

Bank of Queensland Low Rate Visa

3.0 from 1 review
Purchase Rate13.49% p.a.
Annual Fee$55 p.a.
Interest Free Period 55 days
  • Minimum Income : $25,000
  • Contactless Payments: Samsung Pay
  • Introductory Rate : 0% p.a. for 14 months
  • Relatively low 13.49% p.a. Interest Rate on purchases and $55 Annual Fee

  • 0% p.a. on Balance Transfers for 14 months

  • 3.4% International Transaction Fee

  • No attached rewards program


Bankwest Breeze Classic Mastercard

Bankwest Breeze Classic Mastercard

No reviews
Purchase Rate9.90% p.a.
Annual Fee$79 p.a.
Interest Free Period 55 days
  • Benefits: Reduced First Year Annual Fee
  • Minimum Credit Limit : $1,000
  • Contactless Payments: Apple Pay and Google Pay
  • Reduced First Year Annual Fee : $0
  • $0 first year Annual Fee

  • Low Ongoing Purchase Rate of 9.90% p.a.

  • 0% on Balance Transfers for 6 months

  • Accessible Minimum Credit Limit of $1,000

  • $79 Annual Fee after your first year

  • 2.95% Foreign Transaction Fee


Virgin Money Low Rate

Virgin Money Low Rate

1.0 from 4 reviews
Purchase Rate11.99% p.a.
Annual Fee$49 p.a.
Interest Free Period 44 days
  • Benefits: Cashback Offer
  • Minimum Credit Limit : $6,000
  • Minimum Income : $35,000
  • Contactless Payments: Samsung Pay
  • Purchase Rate of 11.9% p.a.

  • $49 Annual Fee

  • 0% p.a. for the first 14 months on Balance Transfers

  • 3.3% International Transaction Fee

  • Balance Transfers revert to a high Cash Advance Rate of 21.69% after the offer period ends

  • You can't earn Velocity Points even though this card is issued by Virgin


HSBC Low Rate Credit Card

HSBC Low Rate Credit Card

2.7 from 3 reviews
Purchase Rate12.99% p.a.
Annual Fee$99 p.a.
Interest Free Period 55 days
  • Benefits: Complimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit : $1,000
  • Minimum Income : $20,000
  • Contactless Payments: Apple Pay and Google Pay
  • Low Interest Rate of 12.99% p.a. on purchases

  • No Overseas Transaction Fees

  • 0% p.a. on Balance Transfers for 20 months

  • Complimentary Domestic Travel Insurance

  • Accessible Minimum Credit Limit of $1,000

  • $99 Annual Fee

  • 2% Balance Transfer Fee

  • No attached rewards program


St.George Vertigo Platinum

St.George Vertigo Platinum

No reviews
Purchase Rate12.99% p.a.
Annual Fee$99 p.a.
Interest Free Period 55 days
  • Benefits: Complimentary Travel Insurance, Introductory Interest Rate and Reduced First Year Annual Fee
  • Contactless Payments: Samsung Pay
  • Introductory Rate : 0% p.a. for 15 months
  • Discounted first year $49 Annual Fee

  • 12.99% p.a. Interest Rate on purchases

  • 0% p.a. on purchases for 15 months

  • Complimentary Overseas Travel Insurance and Extended Warranty Insurance

  • 3% Foreign Exchange Fee

  • $99 Annual Card Fee after your first year


BankWest Low Rate Business Mastercard

BankWest Low Rate Business Mastercard

1.0 from 1 review
Purchase Rate11.99% p.a.
Annual Fee$99 p.a.
Interest Free Period 55 days
  • Minimum Credit Limit : $2,000
  • Maximum Credit Limit : $25,000
  • Contactless Payments: Apple Pay and Google Pay
  • 11.99% p.a. Interest Rate on Purchases, Balance Transfers and Cash Advances

  • Add up to 3 Additional Cardholders under one monthly account

  • $99 Annual Fee

  • 2.95% Foreign Transaction Fee


St.George BusinessVantage Visa

St.George BusinessVantage Visa

No reviews
Purchase Rate9.99% p.a.
Annual Fee$55 p.a.
Interest Free Period 55 days
  • Contactless Payments: Google Pay
  • Low variable rate of 9.99% p.a. on purchases (new cards only)

  • Add up to 9 Additional Cardholders with individual card limits

  • Joint and Several Liability

  • Complimentary insurance against unauthorised transactions

  • 3% Foreign Transaction Fee

  • $55 Annual Fee per card


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