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Best Personal Loans in New South Wales Sydney, Newcastle and Wollongong

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79 listings

Plenti Personal Loan

Plenti Personal Loan

4.7 from 2,393 reviews
Ad
  • Transparency
    4.4 (511)
  • Customer Service
    4.6 (597)
  • Application Process
    4.6 (614)
  • Timeliness
    4.6 (606)
  • Loan Term4.165 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 7.89% p.a.
  • Comparison Rate from 8.73% p.a.
  • Monthly Fee A$0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$2,000.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
LendConnect
  • Award Winner 2021

LendConnect

5.0 from 321 reviews

Latest review: Antonia was beyond amazing and helped us achieve everything we needed with no fuss. The whole process was so easy from start to finish and Antonia was so helpful and friendly. Would definitely

  • Transparency
    5.0 (281)
  • Customer Service
    5.0 (287)
  • Application Process
    5.0 (276)
  • Timeliness
    5.0 (274)
  • Loan Term4.759 years
  • Interest Ratefrom 6.99% p.a.
  • Application Fee A$0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed and Variable
  • Line of Credit Available No
SocietyOne
  • Award Winner 2020

SocietyOne · includes 2 listings

4.8 from 2,151 reviews

Latest review: Customer service was fantastic, quick and listened to what I wanted. If you want a loan these are the guys. Simple easy no hassle like the big banks. Do your self a favour go for

  • Transparency
    4.7 (562)
  • Customer Service
    4.8 (679)
  • Application Process
    4.9 (676)
  • Timeliness
    4.9 (651)
  • Loan Term3.977 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 7.50% p.a.
  • Comparison Rate from 9.51% p.a.
  • Monthly Fee A$0.00
  • Application Fee A$0.00
  • Repayment FrequencyFortnightly and Monthly
  • Loan Amount A$5,000.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeFixed
  • Redraw AvailableNo
  • Line of Credit Available No
MoneyMe
  • Award Winner 2021
  • 2020

MoneyMe

4.7 from 1,172 reviews

Granting personal loans from $2, 100 to $50K, MoneyMe provides a multi-award-winning loan application service that’s done completely online. This can help to remove some of the pressure and stress that comes with urgently requiring money.

  • Quick and easy loan application process

  • Excellent customer service

  • Rates and charges are slightly high

  • Transparency
    4.7 (565)
  • Customer Service
    4.8 (672)
  • Application Process
    4.8 (696)
  • Timeliness
    4.8 (677)
  • Loan Term2.268 years
  • Offers Peer-to-Peer LendingNo
  • Interest Ratefrom 8.99% p.a.
  • Comparison Rate from 10.68% p.a.
  • Monthly Fee A$0.00
  • Repayment FrequencyFortnightly and Monthly
  • Loan Amount A$2,100.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeFixed
  • Redraw AvailableNo
  • Line of Credit Available Yes
Plenti Personal Loan

Plenti Personal Loan

4.7 from 2,393 reviews

Latest review: Always would like a lower rate but by comparison with other loans I looked at, it was very reasonable. No extra costs. Quick response received with all relevant information

  • Transparency
    4.4 (511)
  • Customer Service
    4.6 (597)
  • Application Process
    4.6 (614)
  • Timeliness
    4.6 (606)
  • Loan Term4.165 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 7.89% p.a.
  • Comparison Rate from 8.73% p.a.
  • Monthly Fee A$0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$2,000.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
Jacaranda Finance
  • Award Winner 2020

Jacaranda Finance

4.7 from 1,251 reviews

Latest review: Been here all day waiting on a response by far the worst finance company I've used, every other company give you an answer in 60min of applying and same day fund credited into your

  • Transparency
    4.6 (376)
  • Customer Service
    4.8 (432)
  • Application Process
    4.7 (424)
  • Timeliness
    4.7 (416)
  • Loan Term1.389 years
  • Interest Ratefrom 7.59% p.a.
  • Comparison Rate from 12.24% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$300.00 to A$10,000.00
  • Rate TypeFixed
NOW FINANCE

NOW FINANCE

4.6 from 484 reviews

Latest review: I received outstanding customer service, extremely helpful and easy to deal with. No hidden or unexpected costs and my loan application was dealt with quickly, diligently and with a high

  • Transparency
    4.2 (83)
  • Customer Service
    4.2 (98)
  • Application Process
    4.4 (98)
  • Timeliness
    4.3 (96)
  • Loan Term5.575 years
  • Interest Ratefrom 7.95% p.a.
  • Comparison Rate from 9.56% p.a.
  • Repayment FrequencyFortnightly and Weekly
  • Loan Amount A$5,000.00 to A$40,000.00
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed
Pepper Personal Loans

Pepper Personal Loans

4.3 from 330 reviews

Latest review: Olivia - 10/10 on comms 10/10 on professionalism 10/10 on chasing me up on the details I’ve had many millions in loans. U have to be top of the list for timely comms and processing. I

  • Transparency
    4.4 (158)
  • Customer Service
    4.5 (171)
  • Application Process
    4.5 (168)
  • Timeliness
    4.5 (166)
  • Loan Term5.815 years
  • Offers Peer-to-Peer LendingNo
  • Interest Ratefrom 7.95% p.a.
  • Comparison Rate from 9.56% p.a.
  • Monthly Fee A$13.00
  • Repayment FrequencyFortnightly and Weekly
  • Loan Amount A$5,000.00 to A$40,000.00
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed
OurMoneyMarket

OurMoneyMarket

4.8 from 67 reviews

Latest review: I received a mark against my credit file for no reason. I was offered slightly less than what I asked for. They offered no reason why they offered slightly less. The overall customer service

  • Transparency
    4.8 (40)
  • Customer Service
    4.8 (44)
  • Application Process
    4.7 (43)
  • Timeliness
    4.8 (43)
  • Loan Term4.542 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 7.04% p.a.
  • Comparison Rate from 9.06% p.a.
  • Monthly Fee A$0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$2,000.00 to A$75,000.00
  • SecurityProperty and Vehicle
  • Rate TypeFixed
  • Redraw AvailableYes
MyOzMoney

MyOzMoney

4.9 from 48 reviews

Latest review: I have no comments, staff and company is excellent. Easy to apply and easy to communicate with them. There is no hidden charge. Fund in the account very quickly once approved

  • Transparency
    4.9 (37)
  • Customer Service
    4.9 (37)
  • Application Process
    5.0 (36)
  • Timeliness
    4.9 (35)
  • Loan Term1.773 years
  • Loan Amount A$2,000.00 to A$25,000.00
Monzi Personal Loans

Monzi Personal Loans

4.7 from 57 reviews

Latest review: Even though they could not help me this time, they put me on to someone else that did. The whole process was very quick and easy. Will definitely try to use them in the future.

  • Transparency
    4.6 (47)
  • Customer Service
    4.7 (49)
  • Application Process
    4.7 (43)
  • Timeliness
    4.7 (42)
  • Loan Term1.591 years
No values yet
MoneyPlace

MoneyPlace

4.7 from 35 reviews

Latest review: My wife and I were amazed at how quick and easy this process was. From start to finish was simple. We got an email from our personal lending specialist promptly. We needed to speak with him and he

  • Transparency
    4.6 (31)
  • Customer Service
    4.6 (32)
  • Application Process
    4.8 (32)
  • Timeliness
    4.9 (33)
  • Loan Term5.783 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 7.65% p.a.
  • Comparison Rate from 7.65% p.a.
  • Repayment FrequencyWeekly
  • SecurityUnsecured
  • Rate TypeVariable
  • Redraw AvailableNo
  • Line of Credit Available No
Plenti Green Loan

Plenti Green Loan

4.6 from 28 reviews

Latest review: The application process was user friendly, I was kept up to date during the whole process and the customer service was excellent. I highly recommend going through Plenti for a personal

  • Transparency
    4.7 (22)
  • Customer Service
    4.9 (21)
  • Application Process
    4.6 (25)
  • Timeliness
    4.8 (22)
  • Loan Term5 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 6.54% p.a.
  • Comparison Rate from 8.64% p.a.
  • Loan Amount A$2,001.00 to A$45,000.00
Harmoney

Harmoney

3.8 from 93 reviews

Latest review: I was expecting a lower interest rate being a loyal customer with on time payments and paying more off my loan than was required be nice to get some feedback on this Thanks

  • Transparency
    3.9 (79)
  • Customer Service
    4.1 (83)
  • Application Process
    4.2 (80)
  • Timeliness
    4.2 (75)
  • Loan Term4.627 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 6.99% p.a.
  • Comparison Rate from 7.69% p.a.
  • Application Fee A$500.00
  • Loan Amount A$5,000.00 to A$70,000.00
  • SecurityUnsecured
  • Rate TypeVariable
Symple Loans

Symple Loans

4.3 from 22 reviews

Latest review: Great customer service, no hidden charges and good rates. Overall it has been a pleasure to deal with. Flexible and understanding with constant communication and timely responses to any

  • Transparency
    4.1 (20)
  • Customer Service
    4.2 (22)
  • Application Process
    4.2 (20)
  • Timeliness
    4.1 (19)
  • Loan Term5.444 years
No values yet
Pretty Penny Finance

Pretty Penny Finance

5.0 from 13 reviews

Latest review: Dan is the man to see awesome service.Due to working nightshift and sleeping all day,we were able to communicate via text when able to.Simple fast process highly recommend pretty penny

  • Transparency
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Application Process
    5.0 (2)
  • Timeliness
    5.0 (2)
  • Loan Term5 years
  • Interest Ratefrom 9.50% p.a.
  • Comparison Rate from 13.6% p.a.
  • Repayment FrequencyWeekly
  • Loan Amount A$4,000.00 to A$50,000.00
  • SecurityUnsecured
Australian Military Bank

Australian Military Bank

3.1 from 177 reviews

Latest review: Very slow approval process and too many hoops to jump through for a simple $10k loan for a motorcycle and I am a home owner (no mortgage) as well as full time employed and a credit score somewhere in

  • Transparency
    4.5 (64)
  • Customer Service
    4.5 (68)
  • Application Process
    4.4 (59)
  • Timeliness
    4.4 (60)
  • Loan Term13.44 years
  • Interest Ratefrom 7.88% p.a.
  • Comparison Rate from 8.72% p.a.
  • Monthly Fee A$10.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$1,000.00 to A$80,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
  • Redraw AvailableYes
Highline Lending

Highline Lending

5.0 from 12 reviews

Latest review: Trae provides an excellent service, his knowledge of finance and commitment to identifying our goals enabled us to arrange pre-approvals which, coupled with a fantastic mortgage rate, put us in a

  • Transparency
    5.0 (11)
  • Customer Service
    5.0 (11)
  • Application Process
    5.0 (11)
  • Timeliness
    5.0 (9)
  • Loan Term27.5 years
No values yet
Spotter Loans

Spotter Loans

4.6 from 10 reviews

Latest review: Customer service was excellent , very fast and efficient company would fully recommend to anyone needing a loan for any purpose had my loan sorted out within 2 days brilliant guys

  • Transparency
    4.5 (8)
  • Customer Service
    4.5 (8)
  • Application Process
    4.6 (8)
  • Timeliness
    4.6 (8)
  • Loan Term1.667 years
  • Monthly Fee A$0.00
  • Application Fee A$0.00
  • Repayment FrequencyMonthly
  • Loan Amount A$500.00 to A$15,000.00
Wisr

Wisr

3.0 from 25 reviews

Latest review: I had sold a car (so not even my loan) & the loops I had to go through the countless bits of paperwork & apps I had to download to complete everything during my work time - I had many questions about

  • Transparency
    2.9 (23)
  • Customer Service
    3.2 (23)
  • Application Process
    3.1 (20)
  • Timeliness
    3.1 (20)
  • Loan Term5.583 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 8.50% p.a.
  • Comparison Rate from 9.34% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$5,000.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeFixed
Commonwealth Bank Personal Loans

Commonwealth Bank Personal Loans

2.4 from 24 reviews

Latest review: I applied for personal loan but didn't like the rates. I have been working with commonwealth for a long time now, so I was disappointed. However, when I worked with a credit repair service to improve

  • Transparency
    2.4 (9)
  • Customer Service
    2.4 (9)
  • Application Process
    2.1 (9)
  • Timeliness
    2.1 (9)
  • Loan Term1.75 years
  • Interest Ratefrom 12.99% p.a.
  • Comparison Rate from 13.86% p.a.
  • Monthly Fee A$10.00
  • Application Fee A$150.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$4,000.00 to A$50,000.00
  • Rate TypeFixed
  • Redraw AvailableYes
Plenti Personal Loan

Plenti Personal Loan

4.7 from 2,393 reviews
Ad
  • Transparency
    4.4 (511)
  • Customer Service
    4.6 (597)
  • Application Process
    4.6 (614)
  • Timeliness
    4.6 (606)
  • Loan Term4.165 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 7.89% p.a.
  • Comparison Rate from 8.73% p.a.
  • Monthly Fee A$0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$2,000.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
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