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Best Personal Loans in New South Wales Sydney, Newcastle and Wollongong

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75 listings

Plenti Personal Loan
  • Award Winner 2019
  • 2018

Plenti Personal Loan

4.7 from 2,345 reviews
Ad
  • Transparency
    4.4 (469)
  • Timeliness
    4.6 (563)
  • Customer Service
    4.6 (552)
  • Application Process
    4.6 (570)
  • Loan Term4.154 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 7.89% p.a.
  • Comparison Rate from 8.73% p.a.
  • Monthly Fee A$0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$2,000.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
LendConnect

LendConnect

5.0 from 256 reviews

Latest review: Massive thank you to Albert and Antonia! A coincidence that both your names start with an A like the A+ service you provided us? I think not!! (Lol). Thank you Antonia. She made us feel very well

  • Transparency
    5.0 (221)
  • Timeliness
    5.0 (215)
  • Customer Service
    5.0 (225)
  • Application Process
    5.0 (217)
  • Loan Term4.491 years
  • Interest Ratefrom 6.99% p.a.
  • Application Fee A$0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed and Variable
  • Line of Credit Available No
SocietyOne
  • Award Winner 2020

SocietyOne · includes 2 listings

4.8 from 2,053 reviews

Latest review: I wanted to consolidate my debts into 1 easy payment and wasn't sure if it was possible. From the very beginning of the application process right through to funding was extremely stressfree and easy

  • Transparency
    4.7 (475)
  • Timeliness
    4.9 (562)
  • Customer Service
    4.8 (589)
  • Application Process
    4.9 (586)
  • Loan Term3.947 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 7.50% p.a.
  • Comparison Rate from 9.51% p.a.
  • Monthly Fee A$0.00
  • Application Fee A$0.00
  • Repayment FrequencyFortnightly and Monthly
  • Loan Amount A$5,000.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeFixed
  • Redraw AvailableNo
  • Line of Credit Available No
MoneyMe
  • Award Winner 2020

MoneyMe

4.7 from 1,124 reviews

Latest review: First time I used moneyme. Was amazed how quick and easy the application process is. I applied online after business hours and my loan was approved and funded by midday the next day. They have

  • Transparency
    4.7 (528)
  • Timeliness
    4.9 (639)
  • Customer Service
    4.8 (631)
  • Application Process
    4.8 (657)
  • Loan Term2.211 years
  • Offers Peer-to-Peer LendingNo
  • Interest Ratefrom 8.99% p.a.
  • Comparison Rate from 10.68% p.a.
  • Monthly Fee A$0.00
  • Repayment FrequencyFortnightly and Monthly
  • Loan Amount A$2,100.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeFixed
  • Redraw AvailableNo
  • Line of Credit Available Yes
Jacaranda Finance
  • Award Winner 2020

Jacaranda Finance

4.7 from 1,238 reviews

Latest review: This is deceiving. I applied for a $5000 loan offering my VZ Holden Crewman as security and was put onto a Payday loan company and offered $300. Not worth the time or credit

  • Transparency
    4.7 (367)
  • Timeliness
    4.8 (407)
  • Customer Service
    4.8 (422)
  • Application Process
    4.8 (415)
  • Loan Term1.398 years
  • Interest Ratefrom 12.00% p.a.
  • Comparison Rate from 20.56% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$300.00 to A$10,000.00
  • Rate TypeFixed
Plenti Personal Loan
  • Award Winner 2019
  • 2018

Plenti Personal Loan

4.7 from 2,345 reviews

Latest review: Very easy process and a great deal as well. Customer service was impeccable. Would recommend Plenti to anyone looking for a loan. Will definitely use this outstanding company again. Very

  • Transparency
    4.4 (469)
  • Timeliness
    4.6 (563)
  • Customer Service
    4.6 (552)
  • Application Process
    4.6 (570)
  • Loan Term4.154 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 7.89% p.a.
  • Comparison Rate from 8.73% p.a.
  • Monthly Fee A$0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$2,000.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
NOW FINANCE

NOW FINANCE

4.6 from 483 reviews

Latest review: Mully was so helpful and the whole process was so easy. Would definitely recommend! No extra surprise costs or any issues. They explained the rate process clearly and made it all make

  • Transparency
    4.2 (82)
  • Timeliness
    4.3 (95)
  • Customer Service
    4.2 (97)
  • Application Process
    4.4 (97)
  • Loan Term5.575 years
  • Interest Ratefrom 7.95% p.a.
  • Comparison Rate from 9.56% p.a.
  • Repayment FrequencyFortnightly and Weekly
  • Loan Amount A$5,000.00 to A$40,000.00
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed
Pepper Personal Loans

Pepper Personal Loans

4.3 from 286 reviews

Latest review: Very happy did a great jobs supporting u understanding the your issues .Even this years is the worst for the vic people they will try to gives u opportunities

  • Transparency
    4.4 (120)
  • Timeliness
    4.5 (128)
  • Customer Service
    4.4 (130)
  • Application Process
    4.5 (128)
  • Loan Term6.029 years
  • Offers Peer-to-Peer LendingNo
  • Interest Ratefrom 7.95% p.a.
  • Comparison Rate from 9.56% p.a.
  • Monthly Fee A$13.00
  • Repayment FrequencyFortnightly and Weekly
  • Loan Amount A$5,000.00 to A$40,000.00
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed
OurMoneyMarket

OurMoneyMarket

4.9 from 55 reviews

Latest review: I would like to thank the Our Money Market team for initially listening to the situation that I was in and helping me when I didn't have many options. Costs to do with the loan that I had were

  • Transparency
    5.0 (29)
  • Timeliness
    4.8 (33)
  • Customer Service
    4.9 (33)
  • Application Process
    4.8 (33)
  • Loan Term4.381 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 7.04% p.a.
  • Comparison Rate from 9.06% p.a.
  • Monthly Fee A$0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$2,000.00 to A$75,000.00
  • SecurityProperty and Vehicle
  • Rate TypeFixed
  • Redraw AvailableYes
MyOzMoney

MyOzMoney

5.0 from 44 reviews

Latest review: I have been with oz money a few years was Quick and easy to apply, money transfer into your bank really quick, great service, very convenient, definitely come in

  • Transparency
    4.9 (35)
  • Timeliness
    4.9 (32)
  • Customer Service
    5.0 (34)
  • Application Process
    5.0 (33)
  • Loan Term1.55 years
  • Loan Amount A$2,000.00 to A$25,000.00
Monzi Personal Loans

Monzi Personal Loans

4.8 from 25 reviews

Latest review: After the short application, I was then processed and referred to another lender with all my information that I filled out transferred along with it. Great way to save

  • Transparency
    4.8 (20)
  • Timeliness
    4.9 (17)
  • Customer Service
    4.7 (21)
  • Application Process
    4.8 (18)
  • Loan Term2 years
Harmoney

Harmoney

3.5 from 69 reviews

Latest review: Thank you! Highly recommended; seamless and quick experience and happy that I found Harmoney. Couldn’t be happier because I was refinancing and hence my experience was even better! Again thank you v

  • Transparency
    3.7 (57)
  • Timeliness
    4.0 (53)
  • Customer Service
    3.9 (61)
  • Application Process
    4.0 (58)
  • Loan Term4.5 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 6.99% p.a.
  • Comparison Rate from 7.69% p.a.
  • Application Fee A$500.00
  • Loan Amount A$5,000.00 to A$70,000.00
  • SecurityUnsecured
  • Rate TypeVariable
Pretty Penny Finance

Pretty Penny Finance

5.0 from 13 reviews

Latest review: Dan is the man to see awesome service.Due to working nightshift and sleeping all day,we were able to communicate via text when able to.Simple fast process highly recommend pretty penny

  • Transparency
    5.0 (1)
  • Timeliness
    5.0 (2)
  • Customer Service
    5.0 (1)
  • Application Process
    5.0 (2)
  • Loan Term5 years
  • Interest Ratefrom 9.50% p.a.
  • Comparison Rate from 13.6% p.a.
  • Repayment FrequencyWeekly
  • Loan Amount A$4,000.00 to A$50,000.00
  • SecurityUnsecured
Australian Military Bank

Australian Military Bank

3.0 from 169 reviews

Latest review: Darwin Team very approachable and show genuine interest. The Staff are willing ensure the service they provide is prompt and to the customer's needs. All of the processes pre and post application

  • Transparency
    4.6 (56)
  • Timeliness
    4.6 (51)
  • Customer Service
    4.5 (60)
  • Application Process
    4.6 (50)
  • Loan Term13.25 years
  • Interest Ratefrom 7.88% p.a.
  • Comparison Rate from 8.72% p.a.
  • Monthly Fee A$10.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$1,000.00 to A$80,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
  • Redraw AvailableYes
Plenti Green Loan

Plenti Green Loan

4.3 from 18 reviews

Latest review: The product is very good; a loan to enable the purchase of equipment with long term low environmental impact. Then the customer service at every step made it all even better. This was a process with

  • Transparency
    4.5 (15)
  • Timeliness
    4.6 (14)
  • Customer Service
    4.8 (14)
  • Application Process
    4.5 (17)
  • Loan Term4.9 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 6.54% p.a.
  • Comparison Rate from 8.64% p.a.
  • Loan Amount A$2,001.00 to A$45,000.00
Highline Lending

Highline Lending

5.0 from 10 reviews

Latest review: Cannot express enough how great my experience was with the team at Highline Lending. Trae himself worked tirelessly to achieve the best result possible, whist always thinking ahead to achieve our

  • Transparency
    5.0 (9)
  • Timeliness
    5.0 (7)
  • Customer Service
    5.0 (9)
  • Application Process
    5.0 (9)
  • Loan Term27.5 years
Wisr

Wisr

3.3 from 21 reviews

Latest review: Dont go through these fools. Asking for documents that dont exist. Go through all the application stuff just for them to say the BUSINESS hasnt been operating for 2 years so you cant get a PERSONAL

  • Transparency
    3.3 (19)
  • Timeliness
    3.6 (16)
  • Customer Service
    3.7 (19)
  • Application Process
    3.6 (16)
  • Loan Term5.636 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 8.50% p.a.
  • Comparison Rate from 9.34% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$5,000.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeFixed
Commonwealth Bank Personal Loans

Commonwealth Bank Personal Loans

2.4 from 24 reviews

Latest review: I applied for personal loan but didn't like the rates. I have been working with commonwealth for a long time now, so I was disappointed. However, when I worked with a credit repair service to improve

  • Transparency
    2.4 (9)
  • Timeliness
    2.1 (9)
  • Customer Service
    2.4 (9)
  • Application Process
    2.1 (9)
  • Loan Term1.75 years
  • Interest Ratefrom 12.99% p.a.
  • Comparison Rate from 13.86% p.a.
  • Monthly Fee A$10.00
  • Application Fee A$150.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$4,000.00 to A$50,000.00
  • Rate TypeFixed
  • Redraw AvailableYes
Citibank Ready Credit

Citibank Ready Credit

2.0 from 34 reviews

Latest review: My partner got phone calls telling him that they have a new plan for him, it was the "best deal" and the repayments would be only $360 a month what these thieving animals fail to mention is that this

  • Transparency
    1.0 (6)
  • Timeliness
    1.0 (5)
  • Customer Service
    1.5 (6)
  • Application Process
    1.4 (5)
  • Interest Ratefrom 7.90% p.a.
  • Monthly Fee A$0.00
  • Application Fee A$199.00
  • Repayment FrequencyMonthly
G&C Mutual Bank Personal Loan

G&C Mutual Bank Personal Loan

1.8 from 23 reviews

Latest review: As some of the previous reviewers stated the criteria to get a credit card with this mob is ridiculous. I really wouldn't waste my time with them. Scratching my

  • Interest Ratefrom 5.99% p.a.
  • Comparison Rate from 6.2% p.a.
  • Monthly Fee A$0.00
  • Application Fee A$150.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • SecurityUnsecured
  • Rate TypeFixed
  • Redraw AvailableYes
IMB Personal Loan

IMB Personal Loan

1.5 from 31 reviews

Latest review: I went to the Liverpool Branch today. My husband and I wanted to open a joint account. The lady at the teller was so rude. Her greeting wasn’t nice, she gave us a smirk as if we weren’t good enough to

  • Transparency
    2.0 (2)
  • Timeliness
    1.7 (3)
  • Customer Service
    2.3 (3)
  • Application Process
    1.3 (3)
  • Loan Term4 years
  • Interest Ratefrom 3.36% p.a.
  • Comparison Rate from 3.39% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Rate TypeVariable
  • Redraw AvailableYes
Plenti Personal Loan
  • Award Winner 2019
  • 2018

Plenti Personal Loan

4.7 from 2,345 reviews
Ad
  • Transparency
    4.4 (469)
  • Timeliness
    4.6 (563)
  • Customer Service
    4.6 (552)
  • Application Process
    4.6 (570)
  • Loan Term4.154 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 7.89% p.a.
  • Comparison Rate from 8.73% p.a.
  • Monthly Fee A$0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$2,000.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
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