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Best Personal Loans in New South Wales Sydney, Newcastle and Wollongong

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79 listings

Plenti Personal Loan

Plenti Personal Loan

4.7 from 2,393 reviews
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  • Transparency
    4.4 (511)
  • Customer Service
    4.6 (597)
  • Application Process
    4.6 (614)
  • Timeliness
    4.6 (606)
  • Loan Term4.165 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 7.89% p.a.
  • Comparison Rate from 8.73% p.a.
  • Monthly Fee A$0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$2,000.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
FreedomPlus

FreedomPlus

5.0 from 1 review

Latest review: I just thought sharing here to help other people that may be searching for a genuine loan lender!! Freedomplus loans saved my life literally, at least i owe him publicity. Ever since i lost my

Parker Lane

Parker Lane · includes 3 listings

4.9 from 219 reviews

Latest review: Parker Lane team was able to find for me a lender that is fit for my needs at competitive rates. Previously, I have had other lender knocking me back as their reason was "they don't deal with SMFS".

  • Transparency
    4.9 (28)
  • Customer Service
    5.0 (34)
  • Application Process
    4.9 (30)
  • Timeliness
    4.8 (26)
  • Loan Term15.313 years
  • Interest Ratefrom 6.12% p.a.
  • Comparison Rate from 6.53% p.a.
  • Monthly Fee A$0.00
  • Application Fee A$0.00
  • Repayment FrequencyWeekly, Fortnightly and Monthly
  • Loan Amount A$1,000.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeVariable
  • Redraw AvailableYes
Resolve Finance

Resolve Finance · includes 7 listings

4.8 from 269 reviews

Latest review: Sunny and the team was great to work with, he really took the time to listen and provided options with detailed explanations to suit my needs. He was zealous in his strive to help with my loan,

  • Transparency
    4.9 (85)
  • Customer Service
    5.0 (89)
  • Application Process
    4.9 (84)
  • Timeliness
    4.9 (84)
  • Loan Term29.074 years
  • Interest Ratefrom 12.99% p.a.
  • Repayment FrequencyWeekly, Fortnightly and Monthly
Stratton Finance

Stratton Finance · includes 4 listings

4.7 from 1,059 reviews

Latest review: I applied for a car loan on 11 November 2020. On 18 November still no response from Stratton. I got fed up with their laziness and incompetence and withdrew my application on 20/01/2021. I have a

  • Transparency
    4.7 (536)
  • Customer Service
    4.8 (588)
  • Application Process
    4.7 (574)
  • Timeliness
    4.7 (572)
  • Loan Term5.201 years
No values yet
Money3

Money3 · includes 3 listings

4.5 from 1,122 reviews

Latest review: They made the experience very easy and simple.. They always contact me with in the time frame, in my experience it's the next day, always friendly and helpful.. When it comes to signing they email

  • Transparency
    4.6 (326)
  • Customer Service
    4.6 (374)
  • Application Process
    4.6 (362)
  • Timeliness
    4.6 (354)
  • Loan Term3.017 years
  • Loan Amount A$1,000.00 to A$35,000.00
  • SecurityUnsecured and Vehicle
Champion Loans

Champion Loans · includes 4 listings

4.5 from 149 reviews

Latest review: Experience is not good they don't ring you or I would not try them again love how they always pick on people that centierlink or we dont do credit

  • Transparency
    4.7 (116)
  • Customer Service
    4.7 (128)
  • Application Process
    4.7 (127)
  • Timeliness
    4.7 (125)
  • Loan Term1.567 years
  • Interest Ratefrom 12.00% p.a.
Rapid Finance

Rapid Finance · includes 6 listings

4.3 from 147 reviews

Latest review: The customer service was brilliant, could not find a company that bent over backwards to help me. They work hard and got me the best rate available. The people were great and gave the best advice,

  • Transparency
    4.2 (13)
  • Customer Service
    4.1 (16)
  • Application Process
    4.1 (15)
  • Timeliness
    3.9 (15)
  • Loan Term10.75 years
  • Interest Ratefrom 12.00% p.a.
  • Repayment FrequencyWeekly, Fortnightly and Monthly
  • Loan Amount A$200.00 to A$30,000.00
  • SecurityUnsecured and Vehicle
Liberty Financial

Liberty Financial · includes 5 listings

4.2 from 1,016 reviews

Latest review: Stay away from this finance company. They have ridicoulous fees to start a loan and end one. Paying out a loan should make you feel happy. Instead they hit you with fee's they can hardly explain

  • Transparency
    4.0 (190)
  • Customer Service
    4.2 (203)
  • Application Process
    4.0 (175)
  • Timeliness
    4.0 (175)
  • Loan Term20.173 years
  • Interest Ratefrom 7.65% p.a.
  • Comparison Rate from 7.65% p.a.
  • Monthly Fee A$0.00
  • Loan Amount A$5,000.00 to A$45,000.00
Community First Credit Union Personal Loan

Community First Credit Union Personal Loan

4.2 from 6 reviews

Latest review: I had in the past unsuccessfully applied online with other financial institutions for a bank transfer credit card loan, little did i know that each time i applied to these services that my credit

  • Transparency
    5.0 (2)
  • Customer Service
    5.0 (4)
  • Application Process
    4.5 (4)
  • Timeliness
    4.3 (4)
  • Loan Term4.75 years
  • Interest Ratefrom 6.12% p.a.
  • Comparison Rate from 6.39% p.a.
  • Monthly Fee A$0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$1,000.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
  • Redraw AvailableYes
  • Line of Credit Available Yes
Bank of Queensland Personal Loans

Bank of Queensland Personal Loans

4.0 from 1 review

Latest review: While I no longer do banking with them, their personal loans were easy, good rates and recommended to anyone wanting a hassle free loan. Easy to deal with. Each branch manager is an owner/manager so

  • Interest Ratefrom 10.99% p.a.
  • Comparison Rate from 11.71% p.a.
  • Monthly Fee A$7.50
  • Application Fee A$150.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$3,000.00 to A$40,000.00
  • SecurityUnsecured
  • Rate TypeFixed
Savvy

Savvy · includes 6 listings

3.5 from 138 reviews

Latest review: Just another information gathering company I have to assume. I tick all the eligibility boxes. Same job for 5 years, almost $2000 a fortnight income, and after filling in all the information they

  • Transparency
    3.5 (20)
  • Customer Service
    3.3 (27)
  • Application Process
    3.0 (24)
  • Timeliness
    3.0 (23)
  • Loan Term4.75 years
  • Interest Ratefrom 7.65% p.a.
  • Comparison Rate from 8.31% p.a.
  • Repayment FrequencyWeekly, Fortnightly and Monthly
  • Loan Amount A$5,000.00 to A$50,000.00
  • SecurityVehicle
Latitude Financial Loans

Latitude Financial Loans · includes 2 listings

3.2 from 780 reviews

Latest review: Got a 0% loan for a new apple device. Bad move - I've already paid over $80 in fees and only 2 months in. Beware of Latitude - feeding frenzy on financial grey areas or "fine

  • Transparency
    3.3 (289)
  • Customer Service
    3.3 (304)
  • Application Process
    3.7 (273)
  • Timeliness
    3.6 (273)
  • Loan Term5.76 years
  • Interest Ratefrom 12.99% p.a.
  • Comparison Rate from 14.2% p.a.
  • Monthly Fee A$13.00
  • Application Fee A$140.00
  • Repayment FrequencyWeekly, Fortnightly and Monthly
  • Loan Amount A$3,000.00 to A$100,000.00
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed
Australian Lending Centre

Australian Lending Centre · includes 5 listings

3.0 from 6 reviews

Latest review: I needed help out of a financial pickle and was able to get help to manage some old debts from when my husband and me split up and I got

  • Transparency
    2.3 (3)
  • Customer Service
    1.0 (1)
No values yet
So Easy Loans

So Easy Loans

3.0 from 3 reviews

Latest review: I was absolutely disgusted with my whole experience with soeasyloans and it's staff. They should be called stuffyouaroundloans. I had been waiting for about a month and a half and am out of pocket

  • Transparency
    2.0 (2)
  • Customer Service
    3.0 (2)
  • Application Process
    1.0 (1)
  • Timeliness
    1.0 (1)
  • Loan Term3 years
  • Repayment FrequencyWeekly
  • SecurityProperty and Unsecured
Alex

Alex

3.0 from 1 review

Latest review: Beware that even if your credit score is ‘excellent’ you may not be able to achieve a low interest rate of 6.95%. Instead you will be offered a rate comparable to other len

  • Interest Ratefrom 6.95% p.a.
  • Comparison Rate from 6.95% p.a.
  • Application Fee A$0.00
ME Bank Personal Loans

ME Bank Personal Loans

2.4 from 8 reviews

Latest review: Lost my job indefinitely due to the virus ME bank has bent over backwards and gone beyond what I expected to help me out . Would never deal with any other financial institution...They are the best

  • Transparency
    2.7 (3)
  • Customer Service
    2.3 (3)
  • Application Process
    3.3 (3)
  • Timeliness
    3.0 (2)
  • Loan Term5 years
  • Interest Ratefrom 10.98% p.a.
  • Comparison Rate from 11.35% p.a.
  • Monthly Fee A$0.00
  • Application Fee A$250.00
  • Repayment FrequencyFortnightly and Monthly
  • Loan Amount A$5,000.00 to A$50,000.00
  • Rate TypeFixed
Quickle

Quickle

2.4 from 5 reviews

Latest review: I have never applied for a loan through this mob. I received an sms saying my loan was approved. They buy your info of other creditors and use your details illegaly. More important they are owned by

  • Transparency
    1.0 (2)
  • Customer Service
    1.0 (2)
  • Application Process
    1.0 (1)
  • Timeliness
    1.0 (1)
  • Monthly Fee A$84.00
  • Repayment FrequencyFortnightly
  • SecurityUnsecured
  • Rate TypeVariable
  • Redraw AvailableNo
  • Line of Credit Available No
Holiday Coast Credit Union Personal Loan

Holiday Coast Credit Union Personal Loan

2.3 from 3 reviews

Latest review: We applied for a new car loan through Holiday Coast Credit Union as their rates were one of the cheapest around. That's about all that was positive about the experience. Their turnaround times

  • Interest Ratefrom 5.49% p.a.
  • Comparison Rate from 5.49% p.a.
  • Application Fee A$200.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$1,000.00 to A$50,000.00
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed and Variable
  • Redraw AvailableYes
People's Choice Credit Union Personal Loans

People's Choice Credit Union Personal Loans

2.0 from 7 reviews

Latest review: After 30 years of loyal service, equity of $700k and being knocked back at the last minute for a small loan after being told APPROVAL pending and then at the last minute being declined for something

  • Interest Ratefrom 7.99% p.a.
  • Comparison Rate from 8.35% p.a.
  • Application Fee A$250.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$2,000.00 to A$20,000.00
  • SecurityUnsecured
  • Redraw AvailableYes
Westpac Personal Loans

Westpac Personal Loans

1.8 from 4 reviews

Latest review: I want to do something fairly simple. I have an unsecured loan with WBC I arranged at a branch. I sold my car. I am contracted to buy a new car subject to finance. I thought the easiest thing

  • Transparency
    2.0 (3)
  • Customer Service
    1.3 (3)
  • Application Process
    1.0 (3)
  • Timeliness
    1.3 (3)
  • Loan Term7 years
  • Interest Ratefrom 12.99% p.a.
  • Comparison Rate from 14.14% p.a.
  • Monthly Fee A$12.00
  • Application Fee A$250.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$4,000.00 to A$50,000.00
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed and Variable
Plenti Personal Loan

Plenti Personal Loan

4.7 from 2,393 reviews
Ad
  • Transparency
    4.4 (511)
  • Customer Service
    4.6 (597)
  • Application Process
    4.6 (614)
  • Timeliness
    4.6 (606)
  • Loan Term4.165 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 7.89% p.a.
  • Comparison Rate from 8.73% p.a.
  • Monthly Fee A$0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$2,000.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
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