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Best Personal Loans in Victoria Melbourne and Geelong

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79 listings

Plenti Personal Loan

    Plenti Personal Loan

    4.7 from 2,491 reviews
    Ad
    • Transparency
      4.4 (597)
    • Customer Service
      4.6 (688)
    • Application Process
      4.6 (701)
    • Timeliness
      4.6 (693)
    • Loan Term4.222 years
    • Offers Peer-to-Peer LendingYes
    • Interest Rate7.89% p.a.
    • Comparison Rate 8.73% p.a.
    • Monthly Fee $0.00
    • Repayment FrequencyFortnightly, Monthly and Weekly
    • Loan Amount $2,000.00 to $50,000.00
    • SecurityUnsecured
    • Rate TypeFixed and Variable
    LendConnect
    • Award Winner 2021

    LendConnect

    5.0 from 373 reviews

    Latest review: Albert was wonderful and was able to fast track our loan. Excellent communication and really easy to deal with. Highly recommend to anyone needing a personal loan, will be using again in the future

    • Transparency
      5.0 (325)
    • Customer Service
      5.0 (332)
    • Application Process
      5.0 (320)
    • Timeliness
      5.0 (318)
    • Loan Term4.912 years
    • Interest Rate5.99% p.a.
    • Application Fee $0.00
    • Repayment FrequencyFortnightly, Monthly and Weekly
    • Loan Amount $2,100.00 to $70,000.00
    • SecurityUnsecured and Vehicle
    • Rate TypeFixed and Variable
    • Line of Credit Available No
    SocietyOne
    • Award Winner 2020

    SocietyOne · includes 2 listings

    4.8 from 2,210 reviews

    Latest review: we have very good credit, two working jobs, own a home and asked for 20k got declined :) took 2 days for a respond. they also need to access your bank records. so its judged on the entire spending

    • Transparency
      4.7 (615)
    • Customer Service
      4.8 (734)
    • Application Process
      4.9 (731)
    • Timeliness
      4.8 (704)
    • Loan Term3.989 years
    • Offers Peer-to-Peer LendingYes
    • Interest Rate5.95% p.a.
    • Comparison Rate 5.95% p.a.
    • Monthly Fee $0.00
    • Application Fee $0.00
    • Repayment FrequencyFortnightly and Monthly
    • Loan Amount $5,000.00 to $50,000.00
    • SecurityUnsecured
    • Rate TypeFixed
    • Redraw AvailableNo
    • Line of Credit Available No
    MoneyMe
    • Award Winner 2021
    • 2020

    MoneyMe

    4.7 from 1,213 reviews

    Granting personal loans from $2, 100 to $50K, MoneyMe provides a multi-award-winning loan application service that’s done completely online. This can help to remove some of the pressure and stress that comes with urgently requiring money.

    • Quick and easy loan application process

    • Excellent customer service

    • Rates and charges are slightly high

    • Transparency
      4.7 (594)
    • Customer Service
      4.8 (705)
    • Application Process
      4.8 (731)
    • Timeliness
      4.8 (710)
    • Loan Term2.295 years
    • Offers Peer-to-Peer LendingNo
    • Interest Rate8.99% p.a.
    • Comparison Rate 10.68% p.a.
    • Monthly Fee $0.00
    • Repayment FrequencyFortnightly and Monthly
    • Loan Amount $2,100.00 to $50,000.00
    • SecurityUnsecured
    • Rate TypeFixed
    • Redraw AvailableNo
    • Line of Credit Available Yes
    Plenti Personal Loan

      Plenti Personal Loan

      4.7 from 2,491 reviews

      Latest review: 2nd loan I have used Plenti finance for. First was for my solar, a 3 year loan that I paid off in 1 year. No penalties for paying off earlier. Car loan was the latest, their rate left the dealership

      • Transparency
        4.4 (597)
      • Customer Service
        4.6 (688)
      • Application Process
        4.6 (701)
      • Timeliness
        4.6 (693)
      • Loan Term4.222 years
      • Offers Peer-to-Peer LendingYes
      • Interest Rate7.89% p.a.
      • Comparison Rate 8.73% p.a.
      • Monthly Fee $0.00
      • Repayment FrequencyFortnightly, Monthly and Weekly
      • Loan Amount $2,000.00 to $50,000.00
      • SecurityUnsecured
      • Rate TypeFixed and Variable
      Jacaranda Finance
      • Award Winner 2020

      Jacaranda Finance

      4.7 from 1,253 reviews

      Latest review: I've used Jacaranda a few times in the past, and this score is due to a request being neglected and lack of attention and incorrect action from the team in Jacaranda has put me in a pickle. I do not

      • Transparency
        4.6 (378)
      • Customer Service
        4.7 (434)
      • Application Process
        4.7 (425)
      • Timeliness
        4.7 (417)
      • Loan Term1.389 years
      • Interest Rate7.59% p.a.
      • Comparison Rate 12.24% p.a.
      • Repayment FrequencyFortnightly, Monthly and Weekly
      • Loan Amount $300.00 to $10,000.00
      • Rate TypeFixed
      NOW Finance

      NOW Finance

      4.5 from 489 reviews

      Latest review: The most absolutely disgusting financial institute i have ever dealt with. I have been dealt a employment, medical, mental and financial blow when i had an emergency medical amputation then another

      • Transparency
        4.1 (88)
      • Customer Service
        4.1 (103)
      • Application Process
        4.2 (103)
      • Timeliness
        4.2 (101)
      • Loan Term5.536 years
      • Interest Rate4.45% p.a.
      • Comparison Rate 4.45% p.a.
      • Repayment FrequencyFortnightly and Weekly
      • Loan Amount $5,000.00 to $100,000.00
      • SecurityUnsecured and Vehicle
      • Rate TypeFixed
      Monzi Personal Loans

      Monzi Personal Loans

      4.7 from 101 reviews

      Latest review: Monzi found me a loan provider instantly that approved me for $2000! Received money instantly after signing the digital contract! Honestly couldn’t be happier. I genuinely appreciate the service p

      • Transparency
        4.7 (78)
      • Customer Service
        4.8 (81)
      • Application Process
        4.8 (74)
      • Timeliness
        4.7 (72)
      • Loan Term1.448 years
      OurMoneyMarket

      OurMoneyMarket

      4.7 from 91 reviews

      Latest review: I found the process of this personal loan absolutely seemless and easy. Ruiann has been quick to reply and ensured all the documents and disbursements convey fast. Great service and great

      • Transparency
        4.7 (63)
      • Customer Service
        4.8 (67)
      • Application Process
        4.8 (66)
      • Timeliness
        4.8 (66)
      • Loan Term4.737 years
      • Offers Peer-to-Peer LendingYes
      • Interest Rate7.04% p.a.
      • Comparison Rate 9.06% p.a.
      • Monthly Fee $0.00
      • Repayment FrequencyFortnightly, Monthly and Weekly
      • Loan Amount $2,000.00 to $75,000.00
      • SecurityProperty and Vehicle
      • Rate TypeFixed
      • Redraw AvailableYes
      MyOzMoney

      MyOzMoney

      4.9 from 61 reviews

      Latest review: Customer service was excellent, application process was very simple and straightforward Loan was approved in mintues and money was in my account within a hour. AMAZING!!! I'm very satisfied with

      • Transparency
        4.9 (48)
      • Customer Service
        4.9 (48)
      • Application Process
        5.0 (46)
      • Timeliness
        4.9 (45)
      • Loan Term1.96 years
      • Loan Amount $2,000.00 to $25,000.00
      Pepper Personal Loans

      Pepper Personal Loans

      4.3 from 389 reviews

      Latest review: Right from the start, the process was easy, customer service better than expected and the process only took a few days. Highly recommend Pepper money to anyone seeking finance

      • Transparency
        4.4 (212)
      • Customer Service
        4.5 (228)
      • Application Process
        4.5 (223)
      • Timeliness
        4.5 (221)
      • Loan Term5.624 years
      • Offers Peer-to-Peer LendingNo
      • Interest Rate7.95% p.a.
      • Comparison Rate 9.56% p.a.
      • Monthly Fee $13.00
      • Repayment FrequencyFortnightly and Weekly
      • Loan Amount $5,000.00 to $40,000.00
      • SecurityUnsecured and Vehicle
      • Rate TypeFixed
      Symple Loans

      Symple Loans

      4.7 from 60 reviews

      Latest review: From application to funding was 4 days with a great interest rate. Online portal is very easy to use and set up. Weekly message reminders for direct debit is very handy

      • Transparency
        4.6 (53)
      • Customer Service
        4.7 (55)
      • Application Process
        4.7 (53)
      • Timeliness
        4.6 (52)
      • Loan Term4.926 years
      MoneyPlace

      MoneyPlace

      4.8 from 53 reviews

      Latest review: Great working with the company and the staff. Very friendly and seamless process. I would definately recommend this company to help anyone fix finances or take out their first

      • Transparency
        4.6 (47)
      • Customer Service
        4.7 (49)
      • Application Process
        4.8 (50)
      • Timeliness
        4.8 (51)
      • Loan Term5.622 years
      • Offers Peer-to-Peer LendingYes
      • Interest Rate7.65% p.a.
      • Comparison Rate 7.65% p.a.
      • Repayment FrequencyWeekly
      • SecurityUnsecured
      • Rate TypeVariable
      • Redraw AvailableNo
      • Line of Credit Available No
      Harmoney

      Harmoney

      4.0 from 141 reviews

      Latest review: The customer service is always good.Any question are answered as soon as possible. No hidden cost or fees, every cost and charge is sent to you before you sigh up so you always know what the cost

      • Transparency
        4.1 (123)
      • Customer Service
        4.3 (126)
      • Application Process
        4.4 (125)
      • Timeliness
        4.4 (119)
      • Loan Term4.541 years
      • Offers Peer-to-Peer LendingYes
      • Interest Rate6.99% p.a.
      • Comparison Rate 7.69% p.a.
      • Application Fee $500.00
      • Loan Amount $5,000.00 to $70,000.00
      • SecurityUnsecured
      • Rate TypeVariable
      Plenti Green Loan

      Plenti Green Loan

      4.6 from 34 reviews

      Latest review: The process was quick with polite customer service personnel. Just a few questions and everything was approved in a short period of time. I'm very satisfied with the loan and easy setup

      • Transparency
        4.6 (28)
      • Customer Service
        4.9 (27)
      • Application Process
        4.6 (31)
      • Timeliness
        4.8 (28)
      • Loan Term5.3 years
      • Offers Peer-to-Peer LendingYes
      • Interest Rate6.54% p.a.
      • Comparison Rate 8.64% p.a.
      • Loan Amount $2,001.00 to $45,000.00
      Wisr

      Wisr

      3.8 from 55 reviews

      Latest review: I'm so thankful for you guys giving me a chance just means a lot specially with what goin on around the world. But would ask why did the amount i borrowed change??

      • Transparency
        3.6 (46)
      • Customer Service
        3.9 (49)
      • Application Process
        3.9 (46)
      • Timeliness
        3.9 (46)
      • Loan Term6.258 years
      • Offers Peer-to-Peer LendingYes
      • Interest Rate8.50% p.a.
      • Comparison Rate 9.34% p.a.
      • Repayment FrequencyFortnightly, Monthly and Weekly
      • Loan Amount $5,000.00 to $50,000.00
      • SecurityUnsecured
      • Rate TypeFixed
      Highline Lending

      Highline Lending

      5.0 from 16 reviews

      Latest review: We highly recommend Trae to our clients in our real estate office. And not without the reason! He always finds the best product and a quick solution. And just recently I had an experience to be on

      • Transparency
        5.0 (14)
      • Customer Service
        5.0 (15)
      • Application Process
        5.0 (15)
      • Timeliness
        5.0 (13)
      • Loan Term27.5 years
      Australian Military Bank

      Australian Military Bank

      3.1 from 181 reviews

      Latest review: I did originally submit an unfavourable review earlier today. However the manager at Enoggera barracks (unfortunately I didn't get her name) phoned me just now and made a sincere apology for my not

      • Transparency
        4.5 (68)
      • Customer Service
        4.5 (72)
      • Application Process
        4.5 (62)
      • Timeliness
        4.4 (63)
      • Loan Term14.077 years
      • Interest Rate7.88% p.a.
      • Comparison Rate 8.72% p.a.
      • Monthly Fee $10.00
      • Repayment FrequencyFortnightly, Monthly and Weekly
      • Loan Amount $1,000.00 to $80,000.00
      • SecurityUnsecured
      • Rate TypeFixed and Variable
      • Redraw AvailableYes
      Pretty Penny Finance

      Pretty Penny Finance

      5.0 from 13 reviews

      Latest review: Dan is the man to see awesome service.Due to working nightshift and sleeping all day,we were able to communicate via text when able to.Simple fast process highly recommend pretty penny

      • Transparency
        5.0 (1)
      • Customer Service
        5.0 (1)
      • Application Process
        5.0 (2)
      • Timeliness
        5.0 (2)
      • Loan Term5 years
      • Interest Rate9.50% p.a.
      • Comparison Rate 13.6% p.a.
      • Repayment FrequencyWeekly
      • Loan Amount $4,000.00 to $50,000.00
      • SecurityUnsecured
      Spotter Loans

      Spotter Loans

      4.6 from 10 reviews

      Latest review: Customer service was excellent , very fast and efficient company would fully recommend to anyone needing a loan for any purpose had my loan sorted out within 2 days brilliant guys

      • Transparency
        4.5 (8)
      • Customer Service
        4.5 (8)
      • Application Process
        4.6 (8)
      • Timeliness
        4.6 (8)
      • Loan Term1.667 years
      • Monthly Fee $0.00
      • Application Fee $0.00
      • Repayment FrequencyMonthly
      • Loan Amount $500.00 to $15,000.00
      Commonwealth Bank Personal Loans

      Commonwealth Bank Personal Loans

      2.3 from 25 reviews

      Latest review: I applied for a personal loan , it got approved and after that they wanted some documents which i provided after a day they asked me clear my credit card to finalizing my personal loan .. when i

      • Transparency
        2.2 (10)
      • Customer Service
        2.3 (10)
      • Application Process
        2.0 (10)
      • Timeliness
        2.0 (10)
      • Loan Term2.8 years
      • Interest Rate12.99% p.a.
      • Comparison Rate 13.86% p.a.
      • Monthly Fee $10.00
      • Application Fee $150.00
      • Repayment FrequencyFortnightly, Monthly and Weekly
      • Loan Amount $4,000.00 to $50,000.00
      • Rate TypeFixed
      • Redraw AvailableYes
      Plenti Personal Loan

        Plenti Personal Loan

        4.7 from 2,491 reviews
        Ad
        • Transparency
          4.4 (597)
        • Customer Service
          4.6 (688)
        • Application Process
          4.6 (701)
        • Timeliness
          4.6 (693)
        • Loan Term4.222 years
        • Offers Peer-to-Peer LendingYes
        • Interest Rate7.89% p.a.
        • Comparison Rate 8.73% p.a.
        • Monthly Fee $0.00
        • Repayment FrequencyFortnightly, Monthly and Weekly
        • Loan Amount $2,000.00 to $50,000.00
        • SecurityUnsecured
        • Rate TypeFixed and Variable
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