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Personal Loans in Victoria Melbourne and Geelong

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71 listings

RateSetter Personal Loan
  • Award Winner 2019
  • 2018

RateSetter Personal Loan

4.8 from 2,179 reviews
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RateSetter Personal Loan
  • Award Winner 2019
  • 2018

RateSetter Personal Loan

4.8 from 2,179 reviews

Latest review: I'm so happy I Can finally stop paying high interest with bank interest very efficient easy payment plan thank you treated with respect where other companies wouldn't even consider Me highly

  • Transparency
    4.7 (318)
  • Timeliness
    4.7 (420)
  • Customer Service
    4.7 (405)
  • Application Process
    4.8 (421)
  • Loan Term3.827 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 5.54% p.a.
  • Comparison Rate from 7.16% p.a.
  • Monthly Fee $0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $2,001.00 to $45,000.00
  • SecurityUnsecured
  • Loan Term0.5 to 5 years
  • Rate TypeFixed and Variable
MoneyMe
  • Award Winner 2020

MoneyMe

4.7 from 905 reviews

Latest review: No problem at all was very surprised how quick the outcome was very impressed would highly recommend and will use again was so very easy the application . Thank you so much just fantastic .

  • Transparency
    4.7 (336)
  • Timeliness
    4.9 (449)
  • Customer Service
    4.8 (442)
  • Application Process
    4.9 (462)
  • Loan Term2.016 years
  • Offers Peer-to-Peer LendingNo
  • Interest Ratefrom 8.99% p.a.
  • Comparison Rate from 10.4% p.a.
  • Monthly Fee $0.00
  • Repayment FrequencyFortnightly and Monthly
  • Loan Amount $2,100.00 to $35,000.00
  • SecurityUnsecured
  • Loan Term0.25 to 5 years
  • Rate TypeFixed
  • Redraw AvailableNo
  • Line of Credit Available Yes
Harmoney

Harmoney

1.8 from 22 reviews

Latest review: I was a good customer of harmoney over several years with an A1credit score and a loan rate of 6.99%. I repaid my last loan early, 2 months ago and decided to take out another 7k loan just the other

  • Transparency
    1.8 (13)
  • Timeliness
    2.2 (12)
  • Customer Service
    2.1 (15)
  • Application Process
    2.1 (14)
  • Loan Term3.833 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 6.99% p.a.
  • Comparison Rate from 7.69% p.a.
  • Application Fee $500.00
  • Loan Amount $5,000.00 to $70,000.00
  • SecurityUnsecured
  • Loan Term3 to 5 years
  • Rate TypeVariable
Jacaranda Finance
  • Award Winner 2020

Jacaranda Finance

4.7 from 1,150 reviews

Latest review: Jacaranda loans was easy to deal with as nothing unexpected while i was dealing with them. Great CompanyWithin a couple hours of applying I had the funds in my account! No hiccups. No dramas. Simple

  • Transparency
    4.8 (287)
  • Timeliness
    4.8 (337)
  • Customer Service
    4.9 (339)
  • Application Process
    4.8 (345)
  • Loan Term1.458 years
  • Interest Ratefrom 12.00% p.a.
  • Comparison Rate from 20.56% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $300.00 to $10,000.00
  • Loan Term1 to 2 years
  • Rate TypeFixed
Commonwealth Bank Personal Loans

Commonwealth Bank Personal Loans

2.5 from 19 reviews

Latest review: I did all my research on my eligibility, I was not a CBA customer, CBA assured me I was eligible. My Loan was instantly declined on my application, I already transferred by bank account over to

  • Transparency
    3.0 (4)
  • Timeliness
    2.6 (5)
  • Customer Service
    3.5 (4)
  • Application Process
    3.0 (5)
  • Loan Term1.667 years
  • Interest Ratefrom 12.99% p.a.
  • Comparison Rate from 13.86% p.a.
  • Monthly Fee $10.00
  • Application Fee $150.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $4,000.00 to $50,000.00
  • Loan Term1 to 7 years
  • Rate TypeFixed
  • Redraw AvailableYes
Pepper Personal Loans

Pepper Personal Loans

4.2 from 210 reviews

Latest review: Pepper Money was very helpful from start to finish and provided a very professional and tailored service. I was impressed by their level of detail and commitment to achieving a positive outcome.

  • Transparency
    4.2 (52)
  • Timeliness
    4.2 (60)
  • Customer Service
    4.2 (59)
  • Application Process
    4.2 (61)
  • Loan Term5.543 years
  • Offers Peer-to-Peer LendingNo
  • Interest Ratefrom 7.95% p.a.
  • Comparison Rate from 9.56% p.a.
  • Monthly Fee $13.00
  • Repayment FrequencyFortnightly and Weekly
  • Loan Amount $5,000.00 to $40,000.00
  • SecurityUnsecured and Vehicle
  • Loan Term1.5 to 7 years
  • Rate TypeFixed
NOW FINANCE

NOW FINANCE

4.6 from 463 reviews

Latest review: The experience and customer service was great! I found the process easy and straight forward. Talking to the same person through the process made it easier too. Thank you so

  • Transparency
    4.3 (64)
  • Timeliness
    4.3 (78)
  • Customer Service
    4.2 (78)
  • Application Process
    4.3 (79)
  • Loan Term5.541 years
  • Interest Ratefrom 7.95% p.a.
  • Comparison Rate from 9.56% p.a.
  • Repayment FrequencyFortnightly and Weekly
  • Loan Amount $5,000.00 to $40,000.00
  • SecurityUnsecured and Vehicle
  • Loan Term1.5 to 7 years
  • Rate TypeFixed
Wisr

Wisr

4.1 from 16 reviews

Latest review: The whole team has been wonderful to deal with. Great customer service. Was easy process for approval and easy process for entire loan period. Thank you highly recommend to

  • Transparency
    3.9 (15)
  • Timeliness
    4.2 (13)
  • Customer Service
    4.3 (15)
  • Application Process
    4.1 (13)
  • Loan Term5.636 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 8.50% p.a.
  • Comparison Rate from 9.34% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $5,000.00 to $50,000.00
  • SecurityUnsecured
  • Loan Term3 to 5 years
  • Rate TypeFixed
OurMoneyMarket

OurMoneyMarket

4.9 from 42 reviews

Latest review: Ability to keep a eye on loan through online access. Never a long hold for phone calls. They are always happy to help and great to joke with. Better interest

  • Transparency
    4.9 (18)
  • Timeliness
    4.8 (22)
  • Customer Service
    4.8 (22)
  • Application Process
    4.7 (22)
  • Loan Term4.308 years
  • Interest Ratefrom 8.05% p.a.
  • Comparison Rate from 9.06% p.a.
  • Monthly Fee $0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $5,000.00 to $35,000.00
  • SecurityUnsecured
  • Loan Term3 to 7 years
  • Rate TypeFixed
  • Redraw AvailableYes
Symple Loans

Symple Loans

1.0 from 2 reviews

Latest review: I called a week ago to ask for advice, no one picked up & I left a message. A week later, no one got back to me so I tried again. I finally got to speak to a rude male person who wasn't helpful at

  • Transparency
    1.0 (2)
  • Timeliness
    1.0 (2)
  • Customer Service
    1.0 (2)
  • Application Process
    1.0 (2)
Credit24

Credit24

2.0 from 14 reviews

Latest review: Would never recommend this place to anyone. I've called up multiple times and no one is helping!!! They have taken money out of my account when they weren't meant to and have not refunded it, even

  • Transparency
    2.0 (4)
  • Timeliness
    2.3 (8)
  • Customer Service
    1.6 (7)
  • Application Process
    2.0 (8)
  • Loan Term1.5 years
  • Interest Ratefrom 48.00% p.a.
  • Comparison Rate from 55.72% p.a.
  • Monthly Fee $0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
MyOzMoney

MyOzMoney

5.0 from 32 reviews

Latest review: I would like to thank MyOzMoney for the speedy loan approval and for understanding small business . The service was best I have received, It was a pleasure to deal with your people Thank You

  • Transparency
    5.0 (25)
  • Timeliness
    4.9 (24)
  • Customer Service
    5.0 (24)
  • Application Process
    5.0 (25)
  • Loan Term1.667 years
  • Loan Amount $2,000.00 to $25,000.00
  • Loan Term0.25 to 3 years
NAB Personal Loans

NAB Personal Loans

1.4 from 35 reviews

Latest review: I have been banking with NAB for 8 years. I Have an overdraft which I have had for 4 years, and have had 2 personal loans and paid them out, well within the timeframe due to high interest rates. I

  • Transparency
    1.4 (5)
  • Timeliness
    1.5 (6)
  • Customer Service
    1.6 (7)
  • Application Process
    1.7 (6)
  • Loan Term7 years
  • Interest Ratefrom 12.69% p.a.
  • Comparison Rate from 13.56% p.a.
  • Monthly Fee $10.00
  • Application Fee $150.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $5,000.00 to $55,000.00
  • SecurityUnsecured
  • Loan Term1 to 7 years
  • Rate TypeFixed and Variable
  • Redraw AvailableYes
Australian Military Bank

Australian Military Bank

2.5 from 125 reviews

Latest review: Had a very positive experience obtaining our car loan through AMB especially dealing with the Digital loans officer, Kensel. He was very pleasant, most helpful and extremely professional. The rate

  • Transparency
    4.2 (17)
  • Timeliness
    4.2 (17)
  • Customer Service
    4.1 (21)
  • Application Process
    4.1 (16)
  • Loan Term16.75 years
  • Interest Ratefrom 7.88% p.a.
  • Comparison Rate from 8.72% p.a.
  • Monthly Fee $10.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $1,000.00 to $80,000.00
  • SecurityUnsecured
  • Loan Term1 to 5 years
  • Rate TypeFixed and Variable
  • Redraw AvailableYes
Quickle

Quickle

2.8 from 4 reviews

Latest review: Bad bad bad! Got approved for a loan which was apparently deposited into my account, it never arrived and the company stopped answering my emails. Shocking service, seems a bit

  • Transparency
    1.0 (1)
  • Customer Service
    1.0 (1)
  • Monthly Fee $84.00
  • Repayment FrequencyFortnightly
  • SecurityUnsecured
  • Rate TypeVariable
  • Redraw AvailableNo
  • Line of Credit Available No
LendConnect

LendConnect

5.0 from 89 reviews

Latest review: Very satisfied with the professional service I received, Mark did an outstanding job and is very prompt in returning calls, very straightforward in all aspects. Highly recommend, fantastic work and

  • Transparency
    5.0 (78)
  • Timeliness
    5.0 (74)
  • Customer Service
    5.0 (80)
  • Application Process
    5.0 (74)
  • Loan Term4.045 years
  • Interest Ratefrom 5.99% p.a.
  • Application Fee $0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed and Variable
  • Line of Credit Available No
Latitude Financial Personal Loans

Latitude Financial Personal Loans

3.8 from 204 reviews

Latest review: They lie to you saying your application has final approval then turn around and say no it isn’t without a reason. Then you have them stuck on your credit s

  • Transparency
    4.3 (145)
  • Timeliness
    4.4 (146)
  • Customer Service
    4.2 (151)
  • Application Process
    4.4 (148)
  • Loan Term6.051 years
  • Interest Ratefrom 12.99% p.a.
  • Comparison Rate from 14.2% p.a.
  • Monthly Fee $13.00
  • Application Fee $140.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount $3,000.00 to $100,000.00
  • SecurityUnsecured and Vehicle
  • Loan Term2 to 7 years
  • Rate TypeFixed

Is part of...
Latitude Financial Loans · includes 2 listings
661 reviews
IMB Personal Loan

IMB Personal Loan

1.6 from 29 reviews

Latest review: Started off good, met one of their mortgage brokers at my home. Was nice and friendly he asked a few general questions and said looks like it will be no problem. As the days from there on it became a

  • Transparency
    1.0 (1)
  • Timeliness
    1.0 (2)
  • Customer Service
    2.0 (2)
  • Application Process
    1.5 (2)
  • Loan Term4 years
  • Interest Ratefrom 3.36% p.a.
  • Comparison Rate from 3.39% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Term1 to 30 years
  • Rate TypeVariable
  • Redraw AvailableYes
G&C Mutual Bank Personal Loan

G&C Mutual Bank Personal Loan

1.9 from 22 reviews

Latest review: G&C Mutual hold bank account for scammers, when we advised them we had transferred money to an account we believed to be fraudulent (later confirmed) they didn’t care less. Didn’t stop transfer, just

  • Interest Ratefrom 5.99% p.a.
  • Comparison Rate from 6.2% p.a.
  • Monthly Fee $0.00
  • Application Fee $150.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • SecurityUnsecured
  • Loan Term1 to 7 years
  • Rate TypeFixed
  • Redraw AvailableYes
Citibank Ready Credit

Citibank Ready Credit

2.1 from 32 reviews

Latest review: I have used for several years and used for my day to day purchases. I pay the total due monthly however I was seeing interest charged. I called several times over the months and they credited the

  • Transparency
    1.0 (4)
  • Timeliness
    1.0 (3)
  • Customer Service
    1.8 (4)
  • Application Process
    1.0 (3)
  • Interest Ratefrom 7.90% p.a.
  • Monthly Fee $0.00
  • Application Fee $199.00
  • Repayment FrequencyMonthly
RateSetter Personal Loan
  • Award Winner 2019
  • 2018

RateSetter Personal Loan

4.8 from 2,179 reviews
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