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Best Personal Loans
78 listings
Plenti Personal Loan
- Review Summary
- Specifications
- Transparency 4.4 (511)
- Customer Service4.6 (597)
- Application Process4.6 (614)
- Timeliness 4.6 (606)
- Loan Term4.165 years
- Offers Peer-to-Peer LendingYes
- Interest Ratefrom 7.89% p.a.
- Comparison Rate from 8.73% p.a.
- Monthly Fee A$0.00
- Repayment FrequencyFortnightly, Monthly and Weekly
- Loan Amount A$2,000.00 to A$50,000.00
- SecurityUnsecured
- Rate TypeFixed and Variable
- Award Winner 2021
LendConnect
Latest review: Called Albert on a Monday, loan for a boat settled on a Wednesday. In the water the following Saturday! Second time in 6 months I’ve used Albert and Lend connects services, second time they’ve del
- Review Summary
- Specifications
- Transparency 5.0 (280)
- Customer Service5.0 (286)
- Application Process5.0 (275)
- Timeliness 5.0 (273)
- Loan Term4.759 years
- Interest Ratefrom 6.99% p.a.
- Application Fee A$0.00
- Repayment FrequencyFortnightly, Monthly and Weekly
- SecurityUnsecured and Vehicle
- Rate TypeFixed and Variable
- Line of Credit Available No
- Award Winner 2020
SocietyOne · includes 2 listings
Latest review: Got response to loan application within hours of applying. Got approved within 24 hours and funds into account 12 hours later. Quick and fast and fair. Recommend highly to anyone.
- Review Summary
- Specifications
- Transparency 4.7 (559)
- Customer Service4.8 (676)
- Application Process4.9 (673)
- Timeliness 4.9 (648)
- Loan Term3.975 years
- Offers Peer-to-Peer LendingYes
- Interest Ratefrom 7.50% p.a.
- Comparison Rate from 9.51% p.a.
- Monthly Fee A$0.00
- Application Fee A$0.00
- Repayment FrequencyFortnightly and Monthly
- Loan Amount A$5,000.00 to A$50,000.00
- SecurityUnsecured
- Rate TypeFixed
- Redraw AvailableNo
- Line of Credit Available No
- Award Winner 2021
- 2020
MoneyMe
Granting personal loans from $2, 100 to $50K, MoneyMe provides a multi-award-winning loan application service that’s done completely online. This can help to remove some of the pressure and stress that comes with urgently requiring money.
- Pros & Cons
- Review Summary
- Specifications
Quick and easy loan application process
Excellent customer service
Rates and charges are slightly high
- Transparency 4.7 (565)
- Customer Service4.8 (672)
- Application Process4.8 (696)
- Timeliness 4.8 (677)
- Loan Term2.268 years
- Offers Peer-to-Peer LendingNo
- Interest Ratefrom 8.99% p.a.
- Comparison Rate from 10.68% p.a.
- Monthly Fee A$0.00
- Repayment FrequencyFortnightly and Monthly
- Loan Amount A$2,100.00 to A$50,000.00
- SecurityUnsecured
- Rate TypeFixed
- Redraw AvailableNo
- Line of Credit Available Yes
Plenti Personal Loan
Latest review: Always would like a lower rate but by comparison with other loans I looked at, it was very reasonable. No extra costs. Quick response received with all relevant information
- Review Summary
- Specifications
- Transparency 4.4 (511)
- Customer Service4.6 (597)
- Application Process4.6 (614)
- Timeliness 4.6 (606)
- Loan Term4.165 years
- Offers Peer-to-Peer LendingYes
- Interest Ratefrom 7.89% p.a.
- Comparison Rate from 8.73% p.a.
- Monthly Fee A$0.00
- Repayment FrequencyFortnightly, Monthly and Weekly
- Loan Amount A$2,000.00 to A$50,000.00
- SecurityUnsecured
- Rate TypeFixed and Variable
- Award Winner 2020
Jacaranda Finance
Latest review: Been here all day waiting on a response by far the worst finance company I've used, every other company give you an answer in 60min of applying and same day fund credited into your
- Review Summary
- Specifications
- Transparency 4.6 (376)
- Customer Service4.8 (432)
- Application Process4.7 (424)
- Timeliness 4.7 (416)
- Loan Term1.389 years
- Interest Ratefrom 7.59% p.a.
- Comparison Rate from 12.24% p.a.
- Repayment FrequencyFortnightly, Monthly and Weekly
- Loan Amount A$300.00 to A$10,000.00
- Rate TypeFixed
NOW FINANCE
Latest review: I received outstanding customer service, extremely helpful and easy to deal with. No hidden or unexpected costs and my loan application was dealt with quickly, diligently and with a high
- Review Summary
- Specifications
- Transparency 4.2 (83)
- Customer Service4.2 (98)
- Application Process4.4 (98)
- Timeliness 4.3 (96)
- Loan Term5.575 years
- Interest Ratefrom 7.95% p.a.
- Comparison Rate from 9.56% p.a.
- Repayment FrequencyFortnightly and Weekly
- Loan Amount A$5,000.00 to A$40,000.00
- SecurityUnsecured and Vehicle
- Rate TypeFixed
OurMoneyMarket
Latest review: Ruiann from our money market was so good at answering all of my questions! Would definitely deal with him again. Low rates a lot lower than other places I’ve used in the p
- Review Summary
- Specifications
- Transparency 4.8 (39)
- Customer Service4.8 (43)
- Application Process4.8 (42)
- Timeliness 4.8 (42)
- Loan Term4.542 years
- Offers Peer-to-Peer LendingYes
- Interest Ratefrom 7.04% p.a.
- Comparison Rate from 9.06% p.a.
- Monthly Fee A$0.00
- Repayment FrequencyFortnightly, Monthly and Weekly
- Loan Amount A$2,000.00 to A$75,000.00
- SecurityProperty and Vehicle
- Rate TypeFixed
- Redraw AvailableYes
Pepper Personal Loans
Latest review: Couldn’t have asked for a more simplified easier transaction. No run around. Would be happy to use again & recommend to friends & family. No hidden costs & overall satisfaction. Olivia was a pleasure
- Review Summary
- Specifications
- Transparency 4.4 (157)
- Customer Service4.5 (170)
- Application Process4.5 (167)
- Timeliness 4.5 (165)
- Loan Term5.815 years
- Offers Peer-to-Peer LendingNo
- Interest Ratefrom 7.95% p.a.
- Comparison Rate from 9.56% p.a.
- Monthly Fee A$13.00
- Repayment FrequencyFortnightly and Weekly
- Loan Amount A$5,000.00 to A$40,000.00
- SecurityUnsecured and Vehicle
- Rate TypeFixed
MyOzMoney
Latest review: I have no comments, staff and company is excellent. Easy to apply and easy to communicate with them. There is no hidden charge. Fund in the account very quickly once approved
- Review Summary
- Specifications
- Transparency 4.9 (37)
- Customer Service4.9 (37)
- Application Process5.0 (36)
- Timeliness 4.9 (35)
- Loan Term1.773 years
- Loan Amount A$2,000.00 to A$25,000.00
Monzi Personal Loans
Latest review: Even though they could not help me this time, they put me on to someone else that did. The whole process was very quick and easy. Will definitely try to use them in the future.
- Review Summary
- Specifications
- Transparency 4.6 (47)
- Customer Service4.7 (49)
- Application Process4.7 (43)
- Timeliness 4.7 (42)
- Loan Term1.591 years
MoneyPlace
Latest review: My wife and I were amazed at how quick and easy this process was. From start to finish was simple. We got an email from our personal lending specialist promptly. We needed to speak with him and he
- Review Summary
- Specifications
- Transparency 4.6 (31)
- Customer Service4.6 (32)
- Application Process4.8 (32)
- Timeliness 4.9 (33)
- Loan Term5.783 years
- Offers Peer-to-Peer LendingYes
- Interest Ratefrom 7.65% p.a.
- Comparison Rate from 7.65% p.a.
- Repayment FrequencyWeekly
- SecurityUnsecured
- Rate TypeVariable
- Redraw AvailableNo
- Line of Credit Available No
Plenti Green Loan
Latest review: The application process was user friendly, I was kept up to date during the whole process and the customer service was excellent. I highly recommend going through Plenti for a personal
- Review Summary
- Specifications
- Transparency 4.7 (22)
- Customer Service4.9 (21)
- Application Process4.6 (25)
- Timeliness 4.8 (22)
- Loan Term5 years
- Offers Peer-to-Peer LendingYes
- Interest Ratefrom 6.54% p.a.
- Comparison Rate from 8.64% p.a.
- Loan Amount A$2,001.00 to A$45,000.00
Harmoney
Latest review: I was expecting a lower interest rate being a loyal customer with on time payments and paying more off my loan than was required be nice to get some feedback on this Thanks
- Review Summary
- Specifications
- Transparency 3.9 (79)
- Customer Service4.1 (83)
- Application Process4.2 (80)
- Timeliness 4.2 (75)
- Loan Term4.627 years
- Offers Peer-to-Peer LendingYes
- Interest Ratefrom 6.99% p.a.
- Comparison Rate from 7.69% p.a.
- Application Fee A$500.00
- Loan Amount A$5,000.00 to A$70,000.00
- SecurityUnsecured
- Rate TypeVariable
Symple Loans
Latest review: Great customer service, no hidden charges and good rates. Overall it has been a pleasure to deal with. Flexible and understanding with constant communication and timely responses to any
- Review Summary
- Specifications
- Transparency 4.1 (20)
- Customer Service4.2 (22)
- Application Process4.2 (20)
- Timeliness 4.1 (19)
- Loan Term5.444 years
Pretty Penny Finance
Latest review: Dan is the man to see awesome service.Due to working nightshift and sleeping all day,we were able to communicate via text when able to.Simple fast process highly recommend pretty penny
- Review Summary
- Specifications
- Transparency 5.0 (1)
- Customer Service5.0 (1)
- Application Process5.0 (2)
- Timeliness 5.0 (2)
- Loan Term5 years
- Interest Ratefrom 9.50% p.a.
- Comparison Rate from 13.6% p.a.
- Repayment FrequencyWeekly
- Loan Amount A$4,000.00 to A$50,000.00
- SecurityUnsecured
Australian Military Bank
Latest review: Very slow approval process and too many hoops to jump through for a simple $10k loan for a motorcycle and I am a home owner (no mortgage) as well as full time employed and a credit score somewhere in
- Review Summary
- Specifications
- Transparency 4.5 (64)
- Customer Service4.5 (68)
- Application Process4.4 (59)
- Timeliness 4.4 (60)
- Loan Term13.44 years
- Interest Ratefrom 7.88% p.a.
- Comparison Rate from 8.72% p.a.
- Monthly Fee A$10.00
- Repayment FrequencyFortnightly, Monthly and Weekly
- Loan Amount A$1,000.00 to A$80,000.00
- SecurityUnsecured
- Rate TypeFixed and Variable
- Redraw AvailableYes
Highline Lending
Latest review: Trae provides an excellent service, his knowledge of finance and commitment to identifying our goals enabled us to arrange pre-approvals which, coupled with a fantastic mortgage rate, put us in a
- Review Summary
- Specifications
- Transparency 5.0 (11)
- Customer Service5.0 (11)
- Application Process5.0 (11)
- Timeliness 5.0 (9)
- Loan Term27.5 years
Spotter Loans
Latest review: Customer service was excellent , very fast and efficient company would fully recommend to anyone needing a loan for any purpose had my loan sorted out within 2 days brilliant guys
- Review Summary
- Specifications
- Transparency 4.5 (8)
- Customer Service4.5 (8)
- Application Process4.6 (8)
- Timeliness 4.6 (8)
- Loan Term1.667 years
- Monthly Fee A$0.00
- Application Fee A$0.00
- Repayment FrequencyMonthly
- Loan Amount A$500.00 to A$15,000.00
Wisr
Latest review: I had sold a car (so not even my loan) & the loops I had to go through the countless bits of paperwork & apps I had to download to complete everything during my work time - I had many questions about
- Review Summary
- Specifications
- Transparency 2.9 (23)
- Customer Service3.2 (23)
- Application Process3.1 (20)
- Timeliness 3.1 (20)
- Loan Term5.583 years
- Offers Peer-to-Peer LendingYes
- Interest Ratefrom 8.50% p.a.
- Comparison Rate from 9.34% p.a.
- Repayment FrequencyFortnightly, Monthly and Weekly
- Loan Amount A$5,000.00 to A$50,000.00
- SecurityUnsecured
- Rate TypeFixed
Commonwealth Bank Personal Loans
Latest review: I applied for personal loan but didn't like the rates. I have been working with commonwealth for a long time now, so I was disappointed. However, when I worked with a credit repair service to improve
- Review Summary
- Specifications
- Transparency 2.4 (9)
- Customer Service2.4 (9)
- Application Process2.1 (9)
- Timeliness 2.1 (9)
- Loan Term1.75 years
- Interest Ratefrom 12.99% p.a.
- Comparison Rate from 13.86% p.a.
- Monthly Fee A$10.00
- Application Fee A$150.00
- Repayment FrequencyFortnightly, Monthly and Weekly
- Loan Amount A$4,000.00 to A$50,000.00
- Rate TypeFixed
- Redraw AvailableYes
Plenti Personal Loan
- Review Summary
- Specifications
- Transparency 4.4 (511)
- Customer Service4.6 (597)
- Application Process4.6 (614)
- Timeliness 4.6 (606)
- Loan Term4.165 years
- Offers Peer-to-Peer LendingYes
- Interest Ratefrom 7.89% p.a.
- Comparison Rate from 8.73% p.a.
- Monthly Fee A$0.00
- Repayment FrequencyFortnightly, Monthly and Weekly
- Loan Amount A$2,000.00 to A$50,000.00
- SecurityUnsecured
- Rate TypeFixed and Variable