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Best Personal Loans

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75 listings

Plenti Personal Loan
  • Award Winner 2019
  • 2018

Plenti Personal Loan

4.7 from 2,345 reviews
Ad
  • Transparency
    4.4 (469)
  • Timeliness
    4.6 (563)
  • Customer Service
    4.6 (552)
  • Application Process
    4.6 (570)
  • Loan Term4.154 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 7.89% p.a.
  • Comparison Rate from 8.73% p.a.
  • Monthly Fee A$0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$2,000.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
Champion Loans

Champion Loans · includes 4 listings

4.6 from 140 reviews

Latest review: I love them, they have been very very helpful, curtious and friendly, they do all they can to help me and they are prompt with their payments. Thank you Champion.

  • Transparency
    4.7 (108)
  • Timeliness
    4.7 (117)
  • Customer Service
    4.8 (119)
  • Application Process
    4.7 (119)
  • Loan Term1.571 years
  • Interest Ratefrom 12.00% p.a.
Spotter Loans

Spotter Loans

4.6 from 9 reviews

Latest review: It was all very clear and I knew what I would need to pay overall. Nicole was lovely and processed my application efficiently despite not being able to upload my bank statements electronically

  • Transparency
    4.5 (8)
  • Timeliness
    4.6 (8)
  • Customer Service
    4.5 (8)
  • Application Process
    4.6 (8)
  • Loan Term1.667 years
  • Monthly Fee A$0.00
  • Application Fee A$0.00
  • Repayment FrequencyMonthly
  • Loan Amount A$500.00 to A$15,000.00
Money3

Money3 · includes 3 listings

4.5 from 982 reviews

Latest review: Friendly staff, amazing customer service, understand team when personal issues affect u ability to repay. They work with you not against you. All in all my whole experience with them this far has

  • Transparency
    4.5 (201)
  • Timeliness
    4.5 (232)
  • Customer Service
    4.6 (243)
  • Application Process
    4.5 (239)
  • Loan Term2.978 years
  • Loan Amount A$1,000.00 to A$35,000.00
  • SecurityUnsecured and Vehicle
Rapid Finance

Rapid Finance · includes 6 listings

4.3 from 147 reviews

Latest review: The customer service was brilliant, could not find a company that bent over backwards to help me. They work hard and got me the best rate available. The people were great and gave the best advice,

  • Transparency
    4.2 (13)
  • Timeliness
    3.9 (15)
  • Customer Service
    4.1 (16)
  • Application Process
    4.1 (15)
  • Loan Term10.75 years
  • Interest Ratefrom 12.00% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$200.00 to A$30,000.00
  • SecurityUnsecured and Vehicle
Liberty Financial

Liberty Financial · includes 5 listings

4.2 from 1,002 reviews

Latest review: The after service was good, i was able to talk to a customer service who work with me to finalise my loan in good term. The early finish of my loan fee was a bit more then expected but was sorted

  • Transparency
    4.0 (177)
  • Timeliness
    4.0 (168)
  • Customer Service
    4.2 (194)
  • Application Process
    4.1 (167)
  • Loan Term19.852 years
  • Interest Ratefrom 7.65% p.a.
  • Comparison Rate from 7.65% p.a.
  • Monthly Fee A$0.00
  • Loan Amount A$5,000.00 to A$45,000.00
Community First Credit Union Personal Loan

Community First Credit Union Personal Loan

4.2 from 6 reviews

Latest review: I had in the past unsuccessfully applied online with other financial institutions for a bank transfer credit card loan, little did i know that each time i applied to these services that my credit

  • Transparency
    5.0 (2)
  • Timeliness
    4.3 (4)
  • Customer Service
    5.0 (4)
  • Application Process
    4.5 (4)
  • Loan Term4.75 years
  • Interest Ratefrom 6.12% p.a.
  • Comparison Rate from 6.39% p.a.
  • Monthly Fee A$0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$1,000.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
  • Redraw AvailableYes
  • Line of Credit Available Yes
Bank of Queensland Personal Loans

Bank of Queensland Personal Loans

4.0 from 1 review

Latest review: While I no longer do banking with them, their personal loans were easy, good rates and recommended to anyone wanting a hassle free loan. Easy to deal with. Each branch manager is an owner/manager so

  • Interest Ratefrom 10.99% p.a.
  • Comparison Rate from 11.71% p.a.
  • Monthly Fee A$7.50
  • Application Fee A$150.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$3,000.00 to A$40,000.00
  • SecurityUnsecured
  • Rate TypeFixed
Savvy

Savvy · includes 6 listings

3.5 from 135 reviews

Latest review: I could not recommend Phil from Savvy enough! I’ve been told I would get denied for a loan by other finance companies, but he made it happen and got me a great loan approval. He had great c

  • Transparency
    3.5 (18)
  • Timeliness
    3.0 (22)
  • Customer Service
    3.4 (24)
  • Application Process
    3.0 (23)
  • Loan Term5 years
  • Interest Ratefrom 7.65% p.a.
  • Comparison Rate from 8.31% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$5,000.00 to A$50,000.00
  • SecurityVehicle
Latitude Financial Loans

Latitude Financial Loans · includes 2 listings

3.3 from 748 reviews

Latest review: If you want to make a payment, it takes 5 days for it to process. They lock you out from making a payment if a payment declines preventing you from correcting that. Not about the customer and

  • Transparency
    3.4 (259)
  • Timeliness
    3.7 (247)
  • Customer Service
    3.4 (273)
  • Application Process
    3.8 (248)
  • Loan Term5.838 years
  • Interest Ratefrom 12.99% p.a.
  • Comparison Rate from 14.2% p.a.
  • Monthly Fee A$13.00
  • Application Fee A$140.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$3,000.00 to A$100,000.00
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed
So Easy Loans

So Easy Loans

3.0 from 3 reviews

Latest review: I was absolutely disgusted with my whole experience with soeasyloans and it's staff. They should be called stuffyouaroundloans. I had been waiting for about a month and a half and am out of pocket

  • Transparency
    2.0 (2)
  • Timeliness
    1.0 (1)
  • Customer Service
    3.0 (2)
  • Application Process
    1.0 (1)
  • Loan Term3 years
  • Repayment FrequencyWeekly
  • SecurityProperty and Unsecured
Australian Lending Centre

Australian Lending Centre · includes 5 listings

2.6 from 5 reviews

Latest review: Received a call back for a loan enquiry, the operator spoke way too fast as if it was just another call to meet their quota. Referd to another lending site to answer the same questions again. You

  • Transparency
    1.0 (2)
  • Customer Service
    1.0 (1)
ME Bank Personal Loans

ME Bank Personal Loans

2.4 from 8 reviews

Latest review: Lost my job indefinitely due to the virus ME bank has bent over backwards and gone beyond what I expected to help me out . Would never deal with any other financial institution...They are the best

  • Transparency
    2.7 (3)
  • Timeliness
    3.0 (2)
  • Customer Service
    2.3 (3)
  • Application Process
    3.3 (3)
  • Loan Term5 years
  • Interest Ratefrom 10.98% p.a.
  • Comparison Rate from 11.35% p.a.
  • Monthly Fee A$0.00
  • Application Fee A$250.00
  • Repayment FrequencyFortnightly and Monthly
  • Loan Amount A$5,000.00 to A$50,000.00
  • Rate TypeFixed
Quickle

Quickle

2.4 from 5 reviews

Latest review: I have never applied for a loan through this mob. I received an sms saying my loan was approved. They buy your info of other creditors and use your details illegaly. More important they are owned by

  • Transparency
    1.0 (2)
  • Timeliness
    1.0 (1)
  • Customer Service
    1.0 (2)
  • Application Process
    1.0 (1)
  • Monthly Fee A$84.00
  • Repayment FrequencyFortnightly
  • SecurityUnsecured
  • Rate TypeVariable
  • Redraw AvailableNo
  • Line of Credit Available No
Holiday Coast Credit Union Personal Loan

Holiday Coast Credit Union Personal Loan

2.3 from 3 reviews

Latest review: We applied for a new car loan through Holiday Coast Credit Union as their rates were one of the cheapest around. That's about all that was positive about the experience. Their turnaround times

  • Interest Ratefrom 5.49% p.a.
  • Comparison Rate from 5.49% p.a.
  • Application Fee A$200.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$1,000.00 to A$50,000.00
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed and Variable
  • Redraw AvailableYes
People's Choice Credit Union Personal Loans

People's Choice Credit Union Personal Loans

2.0 from 7 reviews

Latest review: After 30 years of loyal service, equity of $700k and being knocked back at the last minute for a small loan after being told APPROVAL pending and then at the last minute being declined for something

  • Interest Ratefrom 7.99% p.a.
  • Comparison Rate from 8.35% p.a.
  • Application Fee A$250.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$2,000.00 to A$20,000.00
  • SecurityUnsecured
  • Redraw AvailableYes
Westpac Personal Loans

Westpac Personal Loans

2.0 from 3 reviews

Latest review: Small personal loan application delayed multiple times with no contact from the bank. Full time employment Good credit 39 years customer history Only asking for 13k. No support from Westpac

  • Transparency
    1.0 (2)
  • Timeliness
    1.5 (2)
  • Customer Service
    1.5 (2)
  • Application Process
    1.0 (2)
  • Loan Term7 years
  • Interest Ratefrom 12.99% p.a.
  • Comparison Rate from 14.14% p.a.
  • Monthly Fee A$12.00
  • Application Fee A$250.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$4,000.00 to A$50,000.00
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed and Variable
St.George Personal Loans

St.George Personal Loans

1.8 from 6 reviews

Latest review: With St George margin loans the bank says it will trigger a margin call whenever the account falls into the margin call bracket. The truth is a margin call is rarely triggered when the account falls

  • Interest Ratefrom 12.99% p.a.
  • Comparison Rate from 14.06% p.a.
  • Monthly Fee A$12.00
  • Application Fee A$195.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$2,000.00 to A$80,000.00
  • SecurityUnsecured and Vehicle
  • Rate TypeFixed and Variable
  • Redraw AvailableYes
Yamaha Motor Finance

Yamaha Motor Finance

1.0 from 7 reviews

Latest review: Had the worst experience ever with Yamaha ha what a joke,badly trained,no customer service ,really bad attitude, problems run deep with management also in dealing with problems when they

  • Transparency
    1.0 (2)
  • Timeliness
    1.0 (1)
  • Customer Service
    1.0 (2)
  • Application Process
    1.0 (1)
  • Loan Term4 years
  • Interest Ratefrom 10.15% p.a.
  • Comparison Rate from 12.36% p.a.
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • SecurityUnsecured
  • Rate TypeFixed
Symple Loans

Symple Loans

1.0 from 3 reviews

Latest review: Earn nearly 10k a month but these moronic clowns wouldn't give me a loan for 25k over a 3 year period. Apparently they'll only give loans to those who have bad credit and can't

  • Transparency
    1.0 (3)
  • Timeliness
    1.0 (3)
  • Customer Service
    1.0 (3)
  • Application Process
    1.0 (3)
MacCredit

MacCredit

1.0 from 2 reviews

Latest review: Terrible company to deal with, highly recommend NOT to waste your time witt then After discussing my needs and personal details and being assured I meet the lending criteria, they rejected my

  • Interest Ratefrom 8.95% p.a.
  • Comparison Rate from 11.94% p.a.
  • Repayment FrequencyFortnightly and Weekly
  • Loan Amount A$5,000.00 to A$50,000.00
  • SecurityUnsecured
Plenti Personal Loan
  • Award Winner 2019
  • 2018

Plenti Personal Loan

4.7 from 2,345 reviews
Ad
  • Transparency
    4.4 (469)
  • Timeliness
    4.6 (563)
  • Customer Service
    4.6 (552)
  • Application Process
    4.6 (570)
  • Loan Term4.154 years
  • Offers Peer-to-Peer LendingYes
  • Interest Ratefrom 7.89% p.a.
  • Comparison Rate from 8.73% p.a.
  • Monthly Fee A$0.00
  • Repayment FrequencyFortnightly, Monthly and Weekly
  • Loan Amount A$2,000.00 to A$50,000.00
  • SecurityUnsecured
  • Rate TypeFixed and Variable
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