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Best Pet Insurance in New South Wales Sydney, Newcastle and Wollongong

Pet Insurance Buying Guide

If your dog or cat becomes sick, pet insurance can help get the treatment they deserve. For a better idea of how pet insurance works, continue reading so you can make an informed choice.

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83 listings

Pet Insurance Australia
  • Award Winner 2021
  • 2019
  • 2018

Pet Insurance Australia · includes 3 listings

4.1 from 1,408 reviews
Ad
  • Transparency
    4.3 (333)
  • Customer Service
    4.3 (389)
  • Value for Money
    4.1 (385)
  • Claim ApprovedYes (363) · No (26)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1,000, $1,200 and Not Included
Seniors Pet Insurance
  • Award Winner 2020

Seniors Pet Insurance · includes 3 listings

4.4 from 221 reviews

Latest review: Yes. I only just joined up I’ve not put in a claim yet. I will try it out and see how it goes as I’m not sure as yet Th

  • Transparency
    4.5 (132)
  • Customer Service
    4.5 (154)
  • Value for Money
    4.3 (153)
  • Claim ApprovedYes (73) · No (12)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 60% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis75% of Vet Expenses, 80% of Vet Expenses and Included
Knose

Knose

4.8 from 64 reviews

Latest review: I did my research with pet insurance and for my breed of dog, Knose offered the best price and benefits. The online quick quote was easy and same with setting up the policy. I had to lodge a claim

  • Transparency
    4.7 (58)
  • Customer Service
    4.7 (62)
  • Value for Money
    4.7 (61)
  • Claim ApprovedYes (32) · No (1)
  • UnderwriterAllied World
  • Annual Benefit Limits$25,000
  • Amount of Vet Bill Covered Up to 90%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
Bow Wow Meow Pet Insurance
  • Award Winner 2021
  • 2020
  • 2019
  • 2018

Bow Wow Meow Pet Insurance · includes 3 listings

4.2 from 2,082 reviews

Latest review: Omg this company is amazing, they covered so much and more than what we were expecting. The peace of mind was great. Very complex case, submitted the claim late October and have been reimbursed

  • Transparency
    4.3 (396)
  • Customer Service
    4.3 (457)
  • Value for Money
    4.2 (462)
  • Claim ApprovedYes (416) · No (29)
  • UnderwriterHollard
  • Annual Benefit Limits$10,000 to $20,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverNot Included
  • Routine Care CoverNot Included
  • Tick Paralysis$1,200, $2,000 and $3,000
Pet Insurance Australia
  • Award Winner 2021
  • 2019
  • 2018

Pet Insurance Australia · includes 3 listings

4.1 from 1,408 reviews

Latest review: After charging me a renewal without receiving the notification, I called to understand why it had increased so much, and why I did not receive a renewal. They were

  • Transparency
    4.3 (333)
  • Customer Service
    4.3 (389)
  • Value for Money
    4.1 (385)
  • Claim ApprovedYes (363) · No (26)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1,000, $1,200 and Not Included
RSPCA Pet Insurance

RSPCA Pet Insurance · includes 4 listings

4.1 from 3,740 reviews

Latest review: I’m a new pet insurance customer I’m happy with everything that was explained to me seems good value especially the fact that you also cover medication most insurers don’t cover that

  • Transparency
    4.4 (2,415)
  • Customer Service
    4.5 (2,619)
  • Value for Money
    4.2 (2,619)
  • Claim ApprovedYes (1,606) · No (151)
  • UnderwriterHollard
  • Annual Benefit Limits$11,000 to $20,000
  • Amount of Vet Bill Covered Up to 60% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1,000, $1,200 and Included
PetSecure

PetSecure · includes 2 listings

4.1 from 426 reviews

Latest review: Can't complain for the nth time. Good experience with my claims. It was quick and easy. I have nothing to worry about with my pet's health. Great product! Thank

  • Transparency
    4.4 (98)
  • Customer Service
    4.6 (111)
  • Value for Money
    4.3 (112)
  • Claim ApprovedYes (116) · No (2)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $12,000
  • Amount of Vet Bill Covered Up to 85%
  • Accidental Injury CoverIncluded
  • Illness CoverNot Included
  • Routine Care CoverOptional Extra
  • Tick Paralysis$500 and Not Included
Guide Dogs Pet Insurance

Guide Dogs Pet Insurance · includes 3 listings

4.1 from 285 reviews

Latest review: Have been with your insurance company for about a year, never had a problem, very prompt response, easy to submit claims via phone & our vet makes it even easier by doing it online after the

  • Transparency
    4.0 (213)
  • Customer Service
    4.0 (221)
  • Value for Money
    4.0 (225)
  • Claim ApprovedYes (109) · No (22)
  • UnderwriterHollard
  • Annual Benefit Limits$15,000 to $20,000
  • Amount of Vet Bill Covered Up to 75% to Up to 85%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,500 and $2,000
Real Pet Insurance

Real Pet Insurance · includes 3 listings

3.7 from 263 reviews

Latest review: I took out Pet Insurance for my dog 6 years ago and to date have never had an issue with a claim. Online claims service makes it so much

  • Transparency
    4.3 (146)
  • Customer Service
    4.3 (166)
  • Value for Money
    4.1 (164)
  • Claim ApprovedYes (121) · No (11)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 60% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1,000, $1,200 and Included
Bupa Pet Insurance

Bupa Pet Insurance · includes 3 listings

3.8 from 115 reviews

Latest review: Seriously, do not sign up with them. My dog got a huge laceration from an accident, had to get some surgery, paid $240 upfront for staples etc. Bupa covered nothing, absolutely nothing. The whole

  • Transparency
    3.4 (26)
  • Customer Service
    3.6 (39)
  • Value for Money
    3.7 (36)
  • Claim ApprovedYes (30) · No (5)
  • UnderwriterHollard
  • Annual Benefit Limits$6,000 to $20,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,000, $1,500 and Not Included
Petsy Pet Insurance

Petsy Pet Insurance · includes 9 listings

5.0 from 17 reviews

Latest review: I was super pleased with this experience, I claimed on the spot with their new system at the emergency and i've got all you can eat vet well being from greencross so i wasn't out of pocket for

  • Transparency
    5.0 (13)
  • Customer Service
    4.9 (14)
  • Value for Money
    5.0 (14)
  • Claim ApprovedYes (4) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$6,000 to $25,000
  • Amount of Vet Bill Covered Up to 80% to Up to 100%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1500, Included and Not Included
Petplan

Petplan · includes 7 listings

2.9 from 1,138 reviews

Latest review: I have two border collies insured with Petplan. I have now made one claim for each of them, and on both occasions the claim was paid without question. I did a lot of research prior to choosing

  • Transparency
    4.1 (453)
  • Customer Service
    3.9 (487)
  • Value for Money
    3.9 (489)
  • Claim ApprovedYes (445) · No (29)
  • UnderwriterLloyd's
  • Annual Benefit Limits$7,000 to $20,000
  • Amount of Vet Bill Covered Up to 75% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisIncluded (not limited to a set amount or number of incidents per year)
Petinsurance.com.au

Petinsurance.com.au · includes 7 listings

3.8 from 26 reviews

Latest review: - They increased my annual premium by over $400 a year without any explanation. Refused to give any discount. Found another policy with exact same benefits for half the price online if I set-up

  • Transparency
    4.1 (10)
  • Customer Service
    4.4 (10)
  • Value for Money
    4.1 (10)
  • Claim ApprovedYes (4) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$3,000 to $10,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverNot Included
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,000, $1,500 and $500
Prosure

Prosure · includes 3 listings

3.2 from 56 reviews

Latest review: AVOID!!! Have been a member for a long time, and would have changed last time we had an issue, but my dog was too old to get insurance anywhere else. Always ask for vet history, even though it was

  • Transparency
    3.8 (13)
  • Customer Service
    3.6 (17)
  • Value for Money
    3.5 (17)
  • Claim ApprovedYes (9) · No (3)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $14,500
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Tick Paralysis$1,000, $500 and Not Included
Trupanion

Trupanion

5.0 from 10 reviews

Latest review: Trupanion offers amazing value and great coverage for your pets. I recently lodged a claim after an emergency trip to the vets, unfortunately the vet forgot to submit the claim for me but after

  • Transparency
    4.8 (9)
  • Customer Service
    5.0 (9)
  • Value for Money
    4.9 (9)
  • Claim ApprovedYes (8) · No (0)
  • UnderwriterHollard
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisNot Included
Petmed

Petmed · includes 2 listings

2.7 from 65 reviews

Latest review: Joined Petmed 3 years ago, had many claims for our little one and all paid quickly. Kept informed of the process along the way. Couldn’t be more happier with this pet i

  • Transparency
    4.2 (10)
  • Customer Service
    3.9 (11)
  • Value for Money
    3.5 (11)
  • Claim ApprovedYes (7) · No (1)
  • UnderwriterHollard
  • Annual Benefit Limits$15,000 to $18,000
  • Amount of Vet Bill Covered Up to 65% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$500 and $500 or $1,000
Woolworths Pet Insurance

Woolworths Pet Insurance · includes 3 listings

2.4 from 422 reviews

Latest review: Woolworths pet insurance provided peace of mind for the life of our Great Dane. Incredible value for money and allowed us to provide the best veterinary care for our Great Dane without financial

  • Transparency
    2.3 (94)
  • Customer Service
    2.5 (111)
  • Value for Money
    2.1 (110)
  • Claim ApprovedYes (46) · No (39)
  • UnderwriterHollard
  • Annual Benefit Limits$5,000 to $24,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,000 and $1,500
Medibank Pet Insurance

Medibank Pet Insurance · includes 3 listings

2.1 from 329 reviews

Latest review: They come up with a lot when it comes to claiming, I was told I can’t make any changes to my policy until the anniversary date. I wouldn’t recommend medibank pet insurance and would score below 1 if p

  • Transparency
    2.2 (68)
  • Customer Service
    2.4 (75)
  • Value for Money
    2.2 (74)
  • Claim ApprovedYes (36) · No (21)
  • UnderwriterHollard
  • Annual Benefit Limits$4,000 to $15,000
  • Amount of Vet Bill Covered Up to 70% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,000 and $1,200
Petcover

Petcover · includes 4 listings

2.6 from 30 reviews

Latest review: We took up this policy as it was recommended by friends. Certainly I think they have great policies, however to make claims their system is paper forms only. This makes it really cumbersome and slow

  • Transparency
    3.8 (13)
  • Customer Service
    3.9 (14)
  • Value for Money
    3.9 (14)
  • Claim ApprovedYes (12) · No (0)
  • UnderwriterLloyd's
  • Annual Benefit Limits$7,000 to $20,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisNot Included
RACQ Pet Insurance

RACQ Pet Insurance

2.3 from 51 reviews

Latest review: They will do whatever it takes for you not able to make a claim successfully. Very slow with processing and requires few follow ups for 3 weeks still with poor results. I cancelled my pet insurance

  • Transparency
    2.3 (14)
  • Customer Service
    2.8 (17)
  • Value for Money
    2.6 (15)
  • Claim ApprovedYes (6) · No (8)
  • UnderwriterRACQ Insurance Limited
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick ParalysisNot Included
1300 Insurance Pet Protect

1300 Insurance Pet Protect · includes 2 listings

2.4 from 33 reviews

Latest review: Took Comprehensive Insurance for my very healthy dog ten (10) years ago with 1300. I have had to claim twice in the last 2 years, and the loops I have had to jump through are ridiculous. The online

  • Transparency
    2.8 (4)
  • Customer Service
    3.4 (5)
  • Value for Money
    2.4 (5)
  • Claim ApprovedYes (3) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$10,000 to $15,000
  • Amount of Vet Bill Covered Up to 75%
  • Accidental Injury CoverIncluded
  • Illness CoverNot Included
  • Routine Care CoverNot Included
  • Tick Paralysis$500 and Not Included
Pet Insurance Australia
  • Award Winner 2021
  • 2019
  • 2018

Pet Insurance Australia · includes 3 listings

4.1 from 1,408 reviews
Ad
  • Transparency
    4.3 (333)
  • Customer Service
    4.3 (389)
  • Value for Money
    4.1 (385)
  • Claim ApprovedYes (363) · No (26)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1,000, $1,200 and Not Included
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