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Best Pet Insurance in Victoria Melbourne and Geelong

Pet Insurance Buying Guide

If your dog or cat becomes sick, pet insurance can help get the treatment they deserve. For a better idea of how pet insurance works, continue reading so you can make an informed choice.

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83 listings

Pet Insurance Australia
  • Award Winner 2021

Pet Insurance Australia · includes 3 listings

4.1 from 1,445 reviews

With over 40,000 people signed up with Pet Insurance Australia, it’s clear that the insurer’s outstanding customer service, transparency, and value for money have hit a chord with reviewers.

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  • 3 types of insurance to suit a range of budgets

  • Impressive customer service

  • Saves money on vet bills

  • Some services are excluded

  • Transparency
    4.3 (367)
  • Customer Service
    4.3 (425)
  • Value for Money
    4.1 (419)
  • Claim ApprovedYes (390) · No (28)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverIncluded and Not Included
  • Tick Paralysis$1,000, $1,200 and Not Included
Seniors Pet Insurance
  • Award Winner 2021
  • 2020

Seniors Pet Insurance · includes 3 listings

4.4 from 231 reviews

Latest review: Yes, all of our claims over the past two and half years have been attended to quickly and efficiently. Our vet lodged our claim on our behalf, claim was resolved quickly. Nearly three

  • Transparency
    4.5 (138)
  • Customer Service
    4.5 (162)
  • Value for Money
    4.2 (159)
  • Claim ApprovedYes (79) · No (12)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 60% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverIncluded and Not Included
  • Tick Paralysis75% of Vet Expenses, 80% of Vet Expenses and Included
Knose

Knose

4.7 from 75 reviews

Latest review: I got a puppy a month ago from the country, a unique breed so was initially impressed that this company recognised this breed. I saw the vet on 22 of december for injection and clean bill of health.

  • Transparency
    4.6 (68)
  • Customer Service
    4.7 (72)
  • Value for Money
    4.7 (70)
  • Claim ApprovedYes (39) · No (2)
  • UnderwriterAllied World
  • Annual Benefit Limits$25,000
  • Amount of Vet Bill Covered Up to 90%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
Bow Wow Meow Pet Insurance
  • Award Winner 2021
  • 2020

Bow Wow Meow Pet Insurance · includes 3 listings

4.2 from 2,146 reviews

Latest review: This is my first year and my first pet insurance. We recently had a claim, my dog collapsed so we got a cardiologist in just to confirm there were no heart issues. Bow Wow paid out no issue. Very

  • Transparency
    4.3 (455)
  • Customer Service
    4.4 (518)
  • Value for Money
    4.2 (523)
  • Claim ApprovedYes (465) · No (30)
  • UnderwriterHollard
  • Annual Benefit Limits$10,000 to $20,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverNot Included and Optional Extra
  • Tick Paralysis$1,200, $2,000 and $3,000
Pet Insurance Australia
  • Award Winner 2021

Pet Insurance Australia · includes 3 listings

4.1 from 1,445 reviews

With over 40,000 people signed up with Pet Insurance Australia, it’s clear that the insurer’s outstanding customer service, transparency, and value for money have hit a chord with reviewers.

  • 3 types of insurance to suit a range of budgets

  • Impressive customer service

  • Saves money on vet bills

  • Some services are excluded

  • Transparency
    4.3 (367)
  • Customer Service
    4.3 (425)
  • Value for Money
    4.1 (419)
  • Claim ApprovedYes (390) · No (28)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverIncluded and Not Included
  • Tick Paralysis$1,000, $1,200 and Not Included
RSPCA Pet Insurance

RSPCA Pet Insurance · includes 4 listings

4.1 from 3,881 reviews

Latest review: Easy to set up and claim. The claim was lodged via treating vet. Prompt payment. Only complaint was claim being paid by cheque which necessitated a trip to the

  • Transparency
    4.4 (2,530)
  • Customer Service
    4.4 (2,744)
  • Value for Money
    4.2 (2,736)
  • Claim ApprovedYes (1,662) · No (156)
  • UnderwriterHollard
  • Annual Benefit Limits$11,000 to $20,000
  • Amount of Vet Bill Covered Up to 60% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included and Optional Extra
  • Tick Paralysis$1,000, $1,200 and Included
PetSecure

PetSecure · includes 2 listings

4.1 from 430 reviews

Latest review: Petsecure have paid promptly and without fuss. The last two claims have been quite expensive and traumatic for us. Our little one was sick and then injured. Its good to know they've got you covered

  • Transparency
    4.4 (102)
  • Customer Service
    4.6 (115)
  • Value for Money
    4.4 (116)
  • Claim ApprovedYes (119) · No (2)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $12,000
  • Amount of Vet Bill Covered Up to 85%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverOptional Extra
  • Tick Paralysis$500 and Not Included
Guide Dogs Pet Insurance

Guide Dogs Pet Insurance · includes 3 listings

4.1 from 297 reviews

Latest review: Just set this up, was really simple, have not made a claim as yet or even spoken with anyone so cant comment on claims process, however activation was easy and

  • Transparency
    4.0 (224)
  • Customer Service
    4.0 (232)
  • Value for Money
    4.0 (236)
  • Claim ApprovedYes (114) · No (22)
  • UnderwriterHollard
  • Annual Benefit Limits$15,000 to $20,000
  • Amount of Vet Bill Covered Up to 75% to Up to 85%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,500 and $2,000
Real Pet Insurance

Real Pet Insurance · includes 3 listings

3.7 from 266 reviews

Latest review: I’ve been with Real Pet Insurance for approx 8 yrs now. I’ve never had any issues with a claim and they make the process easy and quick with refunds within a few days of the claims being submitted. Hi

  • Transparency
    4.3 (149)
  • Customer Service
    4.3 (169)
  • Value for Money
    4.1 (167)
  • Claim ApprovedYes (124) · No (11)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 60% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included and Optional Extra
  • Tick Paralysis$1,000, $1,200 and Included
Bupa Pet Insurance

Bupa Pet Insurance · includes 3 listings

3.7 from 118 reviews

Latest review: Have been with Bupa for nearly seven years.... I put in claims over this time.. the usual claims.. yearly needles and check up.. an ear infection... a yeast infection.. an allergic reaction to

  • Transparency
    3.3 (29)
  • Customer Service
    3.5 (42)
  • Value for Money
    3.6 (39)
  • Claim ApprovedYes (32) · No (6)
  • UnderwriterHollard
  • Annual Benefit Limits$6,000 to $20,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverNot Included and Optional Extra
  • Tick Paralysis$1,000, $1,500 and Not Included
Petsy Pet Insurance

Petsy Pet Insurance · includes 9 listings

5.0 from 20 reviews

Latest review: Spoke with Dan about insurance for my 2 new kittens. He was very informative and a pleasure to deal with. He explained everything thoroughly in a way I could understand it. Great priced policy and

  • Transparency
    5.0 (16)
  • Customer Service
    4.9 (17)
  • Value for Money
    5.0 (17)
  • Claim ApprovedYes (6) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$6,000 to $25,000
  • Amount of Vet Bill Covered Up to 80% to Up to 100%
  • Accidental Injury CoverIncluded and Not Included
  • Illness CoverIncluded and Not Included
  • Routine Care CoverNot Included and Optional Extra
  • Tick Paralysis$1500, Included and Not Included
Petinsurance.com.au

Petinsurance.com.au · includes 7 listings

3.9 from 28 reviews

Latest review: Our dog had a condition which would have been easy to decline our claim. Instead you took the time to review our case individually and made a decision based on our own personal circumstances- this

  • Transparency
    4.3 (12)
  • Customer Service
    4.5 (12)
  • Value for Money
    4.3 (12)
  • Claim ApprovedYes (6) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$3,000 to $10,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded and Not Included
  • Illness CoverIncluded and Not Included
  • Routine Care CoverIncluded and Optional Extra
  • Tick Paralysis$1,000, $1,500 and $500
Petplan

Petplan · includes 7 listings

2.9 from 1,137 reviews

Latest review: I have two border collies insured with Petplan. I have now made one claim for each of them, and on both occasions the claim was paid without question. I did a lot of research prior to choosing

  • Transparency
    4.1 (453)
  • Customer Service
    3.9 (487)
  • Value for Money
    3.9 (489)
  • Claim ApprovedYes (445) · No (29)
  • UnderwriterLloyd's
  • Annual Benefit Limits$7,000 to $20,000
  • Amount of Vet Bill Covered Up to 75% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisIncluded (not limited to a set amount or number of incidents per year)
Prosure

Prosure · includes 3 listings

3.2 from 56 reviews

Latest review: AVOID!!! Have been a member for a long time, and would have changed last time we had an issue, but my dog was too old to get insurance anywhere else. Always ask for vet history, even though it was

  • Transparency
    3.8 (13)
  • Customer Service
    3.6 (17)
  • Value for Money
    3.5 (17)
  • Claim ApprovedYes (9) · No (3)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $14,500
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Tick Paralysis$1,000, $500 and Not Included
Trupanion

Trupanion

5.0 from 11 reviews

Latest review: Trupanion is a truly fantastic product in regard to the great coverage, the easy claims process, the prompt payments and the wonderful caring and very professional customer service. Our 7 months old

  • Transparency
    4.8 (10)
  • Customer Service
    5.0 (10)
  • Value for Money
    4.9 (10)
  • Claim ApprovedYes (9) · No (0)
  • UnderwriterHollard
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisNot Included
Petmed

Petmed · includes 2 listings

2.6 from 65 reviews

Latest review: Joined Petmed 3 years ago, had many claims for our little one and all paid quickly. Kept informed of the process along the way. Couldn’t be more happier with this pet i

  • Transparency
    4.0 (10)
  • Customer Service
    3.5 (11)
  • Value for Money
    3.5 (11)
  • Claim ApprovedYes (6) · No (2)
  • UnderwriterHollard
  • Annual Benefit Limits$15,000 to $18,000
  • Amount of Vet Bill Covered Up to 65% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$500 and $500 or $1,000
Woolworths Pet Insurance

Woolworths Pet Insurance · includes 3 listings

2.4 from 427 reviews

Latest review: I recently had to claim for extensive vet care for my sick cat. The claim went through hassle free and delivered as per policy. $200 excess, No consultations as expected and received 80% back. The

  • Transparency
    2.3 (99)
  • Customer Service
    2.5 (116)
  • Value for Money
    2.2 (115)
  • Claim ApprovedYes (48) · No (40)
  • UnderwriterHollard
  • Annual Benefit Limits$5,000 to $24,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,000 and $1,500
RACQ Pet Insurance

RACQ Pet Insurance

2.4 from 52 reviews

Latest review: RACQ Pet Insurance is great value. Multiple clams made for same incident. All claims resolved and paid within 10 days. Previous claims for other incidents have all been paid without question.Have

  • Transparency
    2.5 (15)
  • Customer Service
    2.9 (18)
  • Value for Money
    2.8 (16)
  • Claim ApprovedYes (7) · No (8)
  • UnderwriterRACQ Insurance Limited
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick ParalysisNot Included
Medibank Pet Insurance

Medibank Pet Insurance · includes 3 listings

2.1 from 332 reviews

Latest review: Easy to set up, claims were generally processed quickly. Have been with them for 1 year with for my puppy - he had a couple of accidents and we were mostly covered.

  • Transparency
    2.2 (70)
  • Customer Service
    2.4 (77)
  • Value for Money
    2.2 (76)
  • Claim ApprovedYes (38) · No (21)
  • UnderwriterHollard
  • Annual Benefit Limits$4,000 to $15,000
  • Amount of Vet Bill Covered Up to 70% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverIncluded and Optional Extra
  • Tick Paralysis$1,000 and $1,200
Petcover

Petcover · includes 4 listings

2.6 from 30 reviews

Latest review: We took up this policy as it was recommended by friends. Certainly I think they have great policies, however to make claims their system is paper forms only. This makes it really cumbersome and slow

  • Transparency
    3.8 (13)
  • Customer Service
    3.9 (14)
  • Value for Money
    3.9 (14)
  • Claim ApprovedYes (12) · No (0)
  • UnderwriterLloyd's
  • Annual Benefit Limits$7,000 to $20,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisNot Included
1300 Insurance Pet Protect

1300 Insurance Pet Protect · includes 2 listings

2.4 from 33 reviews

Latest review: Took Comprehensive Insurance for my very healthy dog ten (10) years ago with 1300. I have had to claim twice in the last 2 years, and the loops I have had to jump through are ridiculous. The online

  • Transparency
    2.8 (4)
  • Customer Service
    3.4 (5)
  • Value for Money
    2.4 (5)
  • Claim ApprovedYes (3) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$10,000 to $15,000
  • Amount of Vet Bill Covered Up to 75%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverIncluded and Not Included
  • Tick Paralysis$500 and Not Included
Pet Insurance Australia
  • Award Winner 2021

Pet Insurance Australia · includes 3 listings

4.1 from 1,445 reviews

With over 40,000 people signed up with Pet Insurance Australia, it’s clear that the insurer’s outstanding customer service, transparency, and value for money have hit a chord with reviewers.

Ad
  • 3 types of insurance to suit a range of budgets

  • Impressive customer service

  • Saves money on vet bills

  • Some services are excluded

  • Transparency
    4.3 (367)
  • Customer Service
    4.3 (425)
  • Value for Money
    4.1 (419)
  • Claim ApprovedYes (390) · No (28)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverIncluded and Not Included
  • Tick Paralysis$1,000, $1,200 and Not Included
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