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Best Pet Insurance

Pet Insurance Buying Guide

If your dog or cat becomes sick, pet insurance can help get the treatment they deserve. For a better idea of how pet insurance works, continue reading so you can make an informed choice.

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33 listings

Pet Insurance Australia
  • Award Winner 2021
  • 2019

Pet Insurance Australia · includes 3 listings

4.1 from 1,416 reviews
Ad
  • Transparency
    4.3 (340)
  • Customer Service
    4.3 (396)
  • Value for Money
    4.1 (391)
  • Claim ApprovedYes (368) · No (27)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1,000, $1,200 and Not Included
RSPCA Pet Insurance Utlimate Plus Accident & Illness Cover

RSPCA Pet Insurance Utlimate Plus Accident & Illness Cover

4.7 from 637 reviews

Latest review: Too early to review as I've only just signed up yesterday. Which the process of doing was pleasant and efficient. I will have to come back later once I've made a claim (if I ever need to) and do a

  • Transparency
    4.6 (530)
  • Customer Service
    4.6 (541)
  • Value for Money
    4.4 (543)
  • Claim ApprovedYes (236) · No (14)
  • UnderwriterHollard
  • Annual Benefit Limits$20,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick ParalysisIncluded

Is part of...
RSPCA Pet Insurance · includes 4 listings
3,772 reviews
RSPCA Pet Insurance Ultimate Accident & Illness Cover

RSPCA Pet Insurance Ultimate Accident & Illness Cover

4.5 from 793 reviews

Latest review: Made a claim then found another insurer which was much cheaper. Wanted to cancel policy but found I had to continue paying for the whole year's policy as a lump sum or just continue paying monthly

  • Transparency
    4.3 (626)
  • Customer Service
    4.4 (653)
  • Value for Money
    4.2 (659)
  • Claim ApprovedYes (445) · No (49)
  • UnderwriterHollard
  • Annual Benefit Limits$11,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,200

Is part of...
RSPCA Pet Insurance · includes 4 listings
3,772 reviews
Bow Wow Meow Pet Insurance - Peace of Mind
  • Award Winner 2021
  • 2020
  • 2019

Bow Wow Meow Pet Insurance - Peace of Mind

4.4 from 126 reviews

Latest review: Did not help us at all because apparently a choke incident is a previous illness. Just another insurance company trying to worm their way out of whatever they can. Would give 0 stars if I

  • Transparency
    4.2 (114)
  • Customer Service
    4.4 (115)
  • Value for Money
    4.2 (118)
  • Claim ApprovedYes (106) · No (8)
  • UnderwriterHollard
  • Annual Benefit Limits$15,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$2,000

Is part of...
Bow Wow Meow Pet Insurance · includes 3 listings
2,083 reviews
PetSecure - Accident & Illness Cover

PetSecure - Accident & Illness Cover

4.3 from 140 reviews

Latest review: Over the last 8 years I have never had a problem with a claim. Petsecure have been polite and helpful when I have rung them, and they have recently been able to pay out claims quite quickly.

  • Transparency
    4.3 (77)
  • Customer Service
    4.6 (82)
  • Value for Money
    4.4 (84)
  • Claim ApprovedYes (87) · No (1)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 85%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$500

Is part of...
PetSecure · includes 2 listings
427 reviews
Bow Wow Meow Pet Insurance - Ultimate Care
  • Award Winner 2021
  • 2020
  • 2019

Bow Wow Meow Pet Insurance - Ultimate Care

4.3 from 95 reviews

Latest review: We have always adopted older dogs, so with our first puppy Darcy we went with Bow Wow Meow (BWM). Four years on and we had major vet bills and we were very impressed with the way BWM processed our

  • Transparency
    4.3 (87)
  • Customer Service
    4.4 (90)
  • Value for Money
    4.2 (92)
  • Claim ApprovedYes (79) · No (4)
  • UnderwriterHollard
  • Annual Benefit Limits$20,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$3,000

Is part of...
Bow Wow Meow Pet Insurance · includes 3 listings
2,083 reviews
Guide Dogs Pet Insurance Premium Care

Guide Dogs Pet Insurance Premium Care

4.2 from 121 reviews

Latest review: I decided to get the premium care about 2 years for my Frenchie, Meeko, and it has been fantastic. She is definitely a high maintenance dog, but the Guide Dogs pet insurance has helped out

  • Transparency
    3.9 (101)
  • Customer Service
    4.0 (100)
  • Value for Money
    4.0 (103)
  • Claim ApprovedYes (55) · No (11)
  • UnderwriterHollard
  • Annual Benefit Limits$20,000
  • Amount of Vet Bill Covered Up to 85%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$2,000

Is part of...
Guide Dogs Pet Insurance · includes 3 listings
288 reviews
Real Pet Insurance Premium Accident & Illness Cover

Real Pet Insurance Premium Accident & Illness Cover

4.5 from 44 reviews

Latest review: We have had Real Insurance for our staffie since he was 10 months old. He is now 10 and a half. In this time he has had cruciate surgery and a few other minor things. Recently he slipped a disk and

  • Transparency
    4.5 (35)
  • Customer Service
    4.7 (38)
  • Value for Money
    4.4 (39)
  • Claim ApprovedYes (28) · No (3)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,200

Is part of...
Real Pet Insurance · includes 3 listings
264 reviews
RACQ Pet Insurance

RACQ Pet Insurance

2.3 from 51 reviews

Latest review: They will do whatever it takes for you not able to make a claim successfully. Very slow with processing and requires few follow ups for 3 weeks still with poor results. I cancelled my pet insurance

  • Transparency
    2.3 (14)
  • Customer Service
    2.8 (17)
  • Value for Money
    2.6 (15)
  • Claim ApprovedYes (6) · No (8)
  • UnderwriterRACQ Insurance Limited
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick ParalysisNot Included
Woolworths Pet Insurance - Comprehensive Cover

Woolworths Pet Insurance - Comprehensive Cover

2.3 from 48 reviews

Latest review: Woolworths pet insurance provided peace of mind for the life of our Great Dane. Incredible value for money and allowed us to provide the best veterinary care for our Great Dane without financial

  • Transparency
    2.1 (41)
  • Customer Service
    2.3 (43)
  • Value for Money
    2.1 (43)
  • Claim ApprovedYes (17) · No (18)
  • UnderwriterHollard
  • Annual Benefit Limits$24,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,500

Is part of...
Woolworths Pet Insurance · includes 3 listings
423 reviews
Woolworths Pet Insurance - Standard Cover

Woolworths Pet Insurance - Standard Cover

2.6 from 22 reviews

Latest review: Our dog suffered a snake bite. Claiming on our Woolworths pet insurance was hassle free. Our Vet bills were almost $11,000. Woolworths paid the agreed 80% less excess. I simply uploaded the

  • Transparency
    2.9 (21)
  • Customer Service
    3.0 (21)
  • Value for Money
    2.5 (20)
  • Claim ApprovedYes (10) · No (9)
  • UnderwriterHollard
  • Annual Benefit Limits$10,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,000

Is part of...
Woolworths Pet Insurance · includes 3 listings
423 reviews
Medibank Pet Insurance Essential Pet Care

Medibank Pet Insurance Essential Pet Care

1.9 from 18 reviews

Latest review: They come up with a lot when it comes to claiming, I was told I can’t make any changes to my policy until the anniversary date. I wouldn’t recommend medibank pet insurance and would score below 1 if p

  • Transparency
    2.0 (16)
  • Customer Service
    2.0 (16)
  • Value for Money
    2.0 (16)
  • Claim ApprovedYes (7) · No (4)
  • UnderwriterHollard
  • Annual Benefit Limits$4,000
  • Amount of Vet Bill Covered Up to 70%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,000

Is part of...
Medibank Pet Insurance · includes 3 listings
330 reviews
Woolworths Pet Insurance - Basic Cover

Woolworths Pet Insurance - Basic Cover

1.4 from 11 reviews

Latest review: Took out insurance policy with Hospitalisation, Radiology & Medicines. The first claim on this policy for these three items was rejected. Attempts to call Woolworths Pet Insurance are in vein because

  • Transparency
    1.4 (10)
  • Customer Service
    1.7 (10)
  • Value for Money
    1.3 (10)
  • Claim ApprovedYes (3) · No (1)
  • UnderwriterHollard
  • Annual Benefit Limits$5,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,000

Is part of...
Woolworths Pet Insurance · includes 3 listings
423 reviews
Petsy Dogs Accident and Illness Insurance

Petsy Dogs Accident and Illness Insurance

5.0 from 2 reviews

Latest review: So happy to have come across Petsy and this policy. Tailored specifically and perfectly for dog owners and was simple to set up. All the finer details were covered and any questions that I had were

  • Transparency
    5.0 (2)
  • Customer Service
    4.5 (2)
  • Value for Money
    5.0 (2)
  • UnderwriterHollard
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 6 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick ParalysisIncluded

Is part of...
Petsy Pet Insurance · includes 9 listings
19 reviews
Petmed Young Pets

Petmed Young Pets

5.0 from 2 reviews

Latest review: Joined Petmed 3 years ago, had many claims for our little one and all paid quickly. Kept informed of the process along the way. Couldn’t be more happier with this pet i

  • Transparency
    5.0 (2)
  • Customer Service
    5.0 (2)
  • Value for Money
    5.0 (2)
  • Claim ApprovedYes (2) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$18,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$500 or $1,000

Is part of...
Petmed · includes 2 listings
65 reviews
Petinsurance.com.au Dog Insurance Accidental Injury

Petinsurance.com.au Dog Insurance Accidental Injury

5.0 from 1 review

Latest review: I was sceptical about pet insurance and put it off until I received an offer from these guys that seemed competitive and made me consider it. I took out the cover when my puppy was about 9 months old

  • Transparency
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Value for Money
    5.0 (1)
  • Claim ApprovedYes (1) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 26 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverNot Included
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,500

Is part of...
Petinsurance.com.au · includes 7 listings
28 reviews
Petinsurance.com.au Cat Insurance Accidental Injury and Illness

Petinsurance.com.au Cat Insurance Accidental Injury and Illness

5.0 from 1 review

Latest review: I got my cat on August 24, 2020 and took the policy out for him in September. I like that the policy gives me $5000. a year cover for accident/illness at a really Great monthly price. It gives me

  • Transparency
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Value for Money
    5.0 (1)
  • UnderwriterHollard
  • Annual Benefit Limits$3,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,000

Is part of...
Petinsurance.com.au · includes 7 listings
28 reviews
PetSecure - Accident Cover

PetSecure - Accident Cover

4.0 from 4 reviews

Latest review: Fast and easy claim process and payment which helps a lot when your pet has an accident. I have been with them for over 3 years. Good value for

  • Transparency
    4.5 (2)
  • Customer Service
    4.5 (2)
  • Value for Money
    4.5 (2)
  • Claim ApprovedYes (2) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000
  • Amount of Vet Bill Covered Up to 85%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverNot Included
  • Routine Care CoverOptional Extra
  • Tick ParalysisNot Included

Is part of...
PetSecure · includes 2 listings
427 reviews
Petinsurance.com.au Dog Insurance Accidental Injury and Illness

Petinsurance.com.au Dog Insurance Accidental Injury and Illness

3.9 from 7 reviews

Latest review: Our dog had a condition which would have been easy to decline our claim. Instead you took the time to review our case individually and made a decision based on our own personal circumstances- this

  • Transparency
    3.9 (7)
  • Customer Service
    4.1 (7)
  • Value for Money
    3.9 (7)
  • Claim ApprovedYes (3) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$10,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 26 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,000

Is part of...
Petinsurance.com.au · includes 7 listings
28 reviews
Petmed Seniors

Petmed Seniors

3.8 from 4 reviews

Latest review: Only insurance brand we could find that would provide cover for a 9 year old rescue dog. Claim experience thus far is that claims are assessed and processed rapidly. Only con is no dental coverage at

  • Transparency
    4.0 (4)
  • Customer Service
    4.0 (4)
  • Value for Money
    3.5 (4)
  • Claim ApprovedYes (3) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$15,000
  • Amount of Vet Bill Covered Up to 65%
  • Minimum Pet Age 468 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$500

Is part of...
Petmed · includes 2 listings
65 reviews
HCF Pet Insurance - Pet Premium

HCF Pet Insurance - Pet Premium

3.8 from 4 reviews

Latest review: We have our 7 years old insurance with HCF since he is a puppy and we have never came across bad customer services and claims are paid quickly. I also think the inclusions are

  • Transparency
    5.0 (3)
  • Customer Service
    5.0 (3)
  • Value for Money
    3.3 (3)
  • Claim ApprovedYes (2) · No (2)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,200

Is part of...
HCF Pet Insurance · includes 2 listings
52 reviews
Pet Insurance Australia
  • Award Winner 2021
  • 2019

Pet Insurance Australia · includes 3 listings

4.1 from 1,416 reviews
Ad
  • Transparency
    4.3 (340)
  • Customer Service
    4.3 (396)
  • Value for Money
    4.1 (391)
  • Claim ApprovedYes (368) · No (27)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1,000, $1,200 and Not Included
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