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Best Pet Insurance

Pet Insurance Buying Guide

If your dog or cat becomes sick, pet insurance can help get the treatment they deserve. For a better idea of how pet insurance works, continue reading so you can make an informed choice.

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59 listings

Pet Insurance Australia
  • Award Winner 2021

Pet Insurance Australia · includes 3 listings

4.1 from 1,462 reviews

With over 40,000 people signed up with Pet Insurance Australia, it’s clear that the insurer’s outstanding customer service, transparency, and value for money have hit a chord with reviewers.

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  • 3 types of insurance to suit a range of budgets

  • Impressive customer service

  • Saves money on vet bills

  • Some services are excluded

  • Transparency
    4.3 (381)
  • Customer Service
    4.3 (439)
  • Value for Money
    4.1 (433)
  • Claim ApprovedYes (404) · No (29)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury Cover Included
  • Illness CoverIncluded and Not Included
  • Routine Care CoverIncluded and Not Included
  • Tick Paralysis$1,000, $1,200 and Not Included
RSPCA Pet Insurance Utlimate Plus Accident & Illness Cover

RSPCA Pet Insurance Utlimate Plus Accident & Illness Cover

4.7 from 748 reviews

Latest review: when i signed up i explained what what up coming for my cat the sales person was so nice told me to get this insurance cover and also pay an extra 2.80 per week in extras and everything will be

  • Transparency
    4.5 (629)
  • Customer Service
    4.6 (644)
  • Value for Money
    4.4 (640)
  • Claim ApprovedYes (284) · No (19)
  • UnderwriterHollard
  • Annual Benefit Limits$20,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick ParalysisIncluded

Is part of...
RSPCA Pet Insurance · includes 4 listings
4,085 reviews
RSPCA Pet Insurance Economy Accident & Illness Cover

RSPCA Pet Insurance Economy Accident & Illness Cover

4.6 from 478 reviews

Latest review: Great Value and very easy to setup with the help of a consultant. Made my first claim and it was a hassle free transaction handled quickly and efficiently. Very

  • Transparency
    4.5 (368)
  • Customer Service
    4.5 (384)
  • Value for Money
    4.3 (381)
  • Claim ApprovedYes (240) · No (18)
  • UnderwriterHollard
  • Annual Benefit Limits$11,000
  • Amount of Vet Bill Covered Up to 75%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1,000

Is part of...
RSPCA Pet Insurance · includes 4 listings
4,085 reviews
RSPCA Pet Insurance Ultimate Accident & Illness Cover

RSPCA Pet Insurance Ultimate Accident & Illness Cover

4.4 from 863 reviews

Latest review: Yes policy is good value and it was easy to set up when I adopted my dog from RSPCA It took two phone calls and a full 8-10 business days to get reimbursed 4

  • Transparency
    4.3 (685)
  • Customer Service
    4.4 (717)
  • Value for Money
    4.1 (721)
  • Claim ApprovedYes (478) · No (54)
  • UnderwriterHollard
  • Annual Benefit Limits$11,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,200

Is part of...
RSPCA Pet Insurance · includes 4 listings
4,085 reviews
RSPCA Pet Insurance General Accident & Illness Cover

RSPCA Pet Insurance General Accident & Illness Cover

4.5 from 489 reviews

Latest review: Had the cover since we got a new puppy a couple of years ago. A couple of times now Max has been sick and it’s so convenient and easy to lodge a claim. The refund for my rspca cover is in my account i

  • Transparency
    4.3 (387)
  • Customer Service
    4.4 (396)
  • Value for Money
    4.2 (397)
  • Claim ApprovedYes (311) · No (22)
  • UnderwriterHollard
  • Annual Benefit Limits$11,000
  • Amount of Vet Bill Covered Up to 60%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisIncluded

Is part of...
RSPCA Pet Insurance · includes 4 listings
4,085 reviews
Bow Wow Meow Pet Insurance - Peace of Mind
  • Award Winner 2021
  • 2020

Bow Wow Meow Pet Insurance - Peace of Mind

4.4 from 154 reviews

Latest review: I had been a customer of Bow Wow Meow for 13 months with my cat, MeMe. I only made one claim in that time, sadly it was due to a sudden serious illness that forced me to say goodbye to my furr-baby.

  • Transparency
    4.3 (136)
  • Customer Service
    4.4 (141)
  • Value for Money
    4.2 (143)
  • Claim ApprovedYes (127) · No (9)
  • UnderwriterHollard
  • Annual Benefit Limits$15,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$2,000

Is part of...
Bow Wow Meow Pet Insurance · includes 3 listings
2,166 reviews
Pet Insurance Australia Comprehensive Cover
  • Award Winner 2021

Pet Insurance Australia Comprehensive Cover

4.2 from 322 reviews

With over 40,000 people signed up with Pet Insurance Australia, it’s clear that the insurer’s outstanding customer service, transparency, and value for money have hit a chord with reviewers.

  • Transparency
    4.3 (229)
  • Customer Service
    4.3 (240)
  • Value for Money
    4.1 (236)
  • Claim ApprovedYes (226) · No (8)
  • UnderwriterHollard
  • Annual Benefit Limits$15,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1,000

Is part of...
Pet Insurance Australia · includes 3 listings
1,462 reviews
PetSecure - Accident & Illness Cover

PetSecure - Accident & Illness Cover

4.4 from 144 reviews

Latest review: Persecute have paid the few times I've claimed, but the premium went from $50 to $70 then last year when Polly turned 11yrs it went to $135 per month and this year they now demand $169 per month.

  • Transparency
    4.4 (80)
  • Customer Service
    4.6 (85)
  • Value for Money
    4.4 (87)
  • Claim ApprovedYes (88) · No (1)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 85%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$500

Is part of...
PetSecure · includes 2 listings
431 reviews
Bow Wow Meow Pet Insurance - Ultimate Care
  • Award Winner 2021
  • 2020

Bow Wow Meow Pet Insurance - Ultimate Care

4.4 from 119 reviews

Latest review: Have hassles with other pet insurance when trying to claim so very reluctant to join another. I have only been with Bow Wow Meow for a short time but had reason to claim and it was really easy and

  • Transparency
    4.4 (110)
  • Customer Service
    4.5 (113)
  • Value for Money
    4.3 (116)
  • Claim ApprovedYes (95) · No (5)
  • UnderwriterHollard
  • Annual Benefit Limits$20,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$3,000

Is part of...
Bow Wow Meow Pet Insurance · includes 3 listings
2,166 reviews
Seniors Pet Insurance - Top Accident & Illness Cover
  • Award Winner 2021
  • 2020

Seniors Pet Insurance - Top Accident & Illness Cover

4.6 from 58 reviews

Latest review: I took out top pet insurance when I bought my Cavoodle, never had insurance before, and am so glad I did, he has had pancreatitus, and recently ruptured disc resulting in spinal surgery. Your

  • Transparency
    4.4 (37)
  • Customer Service
    4.4 (43)
  • Value for Money
    4.2 (40)
  • Claim ApprovedYes (25) · No (3)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverIncluded
  • Tick Paralysis80% of Vet Expenses

Is part of...
Seniors Pet Insurance · includes 3 listings
237 reviews
Bow Wow Meow Pet Insurance - Accident Plus
  • Award Winner 2021
  • 2020

Bow Wow Meow Pet Insurance - Accident Plus

4.5 from 62 reviews

Latest review: The gap system made it so easy to deal with. When your dog is ill and the last thing is dealing with a head ache on claims, this was the best and easiest system used. Highly recommend. All

  • Transparency
    4.5 (54)
  • Customer Service
    4.5 (53)
  • Value for Money
    4.4 (55)
  • Claim ApprovedYes (48) · No (3)
  • UnderwriterHollard
  • Annual Benefit Limits$10,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverNot Included
  • Routine Care CoverNot Included
  • Tick Paralysis$1,200

Is part of...
Bow Wow Meow Pet Insurance · includes 3 listings
2,166 reviews
Guide Dogs Pet Insurance Premium Care

Guide Dogs Pet Insurance Premium Care

4.2 from 136 reviews

Latest review: You have discluded our dog before he was diagnosed with hip dysplasia. Now every claim we have to fight for. Even when not to do with hip! Worst experience ever since we got this insurance! So

  • Transparency
    3.8 (115)
  • Customer Service
    3.9 (114)
  • Value for Money
    3.9 (117)
  • Claim ApprovedYes (58) · No (13)
  • UnderwriterHollard
  • Annual Benefit Limits$20,000
  • Amount of Vet Bill Covered Up to 85%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$2,000

Is part of...
Guide Dogs Pet Insurance · includes 3 listings
315 reviews
Real Pet Insurance Premium Accident & Illness Cover

Real Pet Insurance Premium Accident & Illness Cover

4.5 from 47 reviews

Latest review: My family members have several pets under their Premium policy to the present day and I have been with Real Pet Insurance for the longevity of my beloved furbaby who has just passed.. I am thankful

  • Transparency
    4.6 (38)
  • Customer Service
    4.7 (41)
  • Value for Money
    4.4 (42)
  • Claim ApprovedYes (31) · No (3)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,200

Is part of...
Real Pet Insurance · includes 3 listings
268 reviews
Petplan Pet Insurance - Covered For Life Classic 1 (Dogs)

Petplan Pet Insurance - Covered For Life Classic 1 (Dogs)

4.2 from 67 reviews

Latest review: My claim was paid out within 3 business days of my vet sending the paperwork off. Whilst premiums have increased year to year and may be slightly more expensive than other insurers, it has still paid

  • Transparency
    4.1 (53)
  • Customer Service
    4.2 (58)
  • Value for Money
    4.0 (57)
  • Claim ApprovedYes (55) · No (1)
  • UnderwriterLloyd's
  • Annual Benefit Limits$10,000
  • Amount of Vet Bill Covered Up to 75%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisIncluded (not limited to a set amount or number of incidents per year)

Is part of...
Petplan · includes 7 listings
1,138 reviews
Pet Insurance Australia Major Medical Cover
  • Award Winner 2021

Pet Insurance Australia Major Medical Cover

4.1 from 75 reviews

With over 40,000 people signed up with Pet Insurance Australia, it’s clear that the insurer’s outstanding customer service, transparency, and value for money have hit a chord with reviewers.

  • Transparency
    4.2 (57)
  • Customer Service
    4.3 (61)
  • Value for Money
    4.1 (60)
  • Claim ApprovedYes (56) · No (3)
  • UnderwriterHollard
  • Annual Benefit Limits$15,145
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverIncluded
  • Tick Paralysis$1,200

Is part of...
Pet Insurance Australia · includes 3 listings
1,462 reviews
Real Pet Insurance Standard Accident & Illness Cover

Real Pet Insurance Standard Accident & Illness Cover

4.7 from 30 reviews

Latest review: Very quick to sign up and it was exactly what l needed for my pet for future use for any medical problems etc that may occur. Explained quite clearly for

  • Transparency
    4.5 (27)
  • Customer Service
    4.6 (28)
  • Value for Money
    4.6 (27)
  • Claim ApprovedYes (22) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 75%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1,000

Is part of...
Real Pet Insurance · includes 3 listings
268 reviews
Petplan Pet Insurance - Covered For Life Classic 2 (Dogs)

Petplan Pet Insurance - Covered For Life Classic 2 (Dogs)

4.3 from 40 reviews

Latest review: I’ve just had my first experience with pet plan, I spent around $8000 on my 10 month old chihuahua after unexpected complications with his spine. I had doubts that any insurance company would want to

  • Transparency
    4.5 (34)
  • Customer Service
    4.4 (35)
  • Value for Money
    4.3 (37)
  • Claim ApprovedYes (34) · No (3)
  • UnderwriterLloyd's
  • Annual Benefit Limits$15,000
  • Amount of Vet Bill Covered Up to 75%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisIncluded (not limited to a set amount or number of incidents per year)

Is part of...
Petplan · includes 7 listings
1,138 reviews
Seniors Pet Insurance - Essential Accident & Illness Cover
  • Award Winner 2021
  • 2020

Seniors Pet Insurance - Essential Accident & Illness Cover

4.6 from 28 reviews

Latest review: It took three months for a basic claim to be processed, with the same questions asked over and over again. How many times did this company want the medical history of my little dog? 4 times it was

  • Transparency
    4.5 (24)
  • Customer Service
    4.6 (25)
  • Value for Money
    4.2 (24)
  • Claim ApprovedYes (14) · No (1)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 75%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis75% of Vet Expenses

Is part of...
Seniors Pet Insurance · includes 3 listings
237 reviews
Petplan Pet Insurance - Covered For Life Ultimate (Dogs)

Petplan Pet Insurance - Covered For Life Ultimate (Dogs)

4.0 from 35 reviews

Latest review: I have two border collies insured with Petplan. I have now made one claim for each of them, and on both occasions the claim was paid without question. I did a lot of research prior to choosing

  • Transparency
    3.7 (32)
  • Customer Service
    3.8 (33)
  • Value for Money
    3.7 (32)
  • Claim ApprovedYes (29) · No (1)
  • UnderwriterLloyd's
  • Annual Benefit Limits$20,000
  • Amount of Vet Bill Covered Up to 75%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisIncluded (not limited to a set amount or number of incidents per year)

Is part of...
Petplan · includes 7 listings
1,138 reviews
Seniors Pet Insurance - Basic Accident & Illness Cover
  • Award Winner 2021
  • 2020

Seniors Pet Insurance - Basic Accident & Illness Cover

4.6 from 20 reviews

Latest review: Excellent attitude to my enquiries. Prompt response and resolution Good value 3

  • Transparency
    4.8 (16)
  • Customer Service
    4.9 (16)
  • Value for Money
    4.6 (16)
  • Claim ApprovedYes (6) · No (1)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 60%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisIncluded

Is part of...
Seniors Pet Insurance · includes 3 listings
237 reviews
Petsy Vet Select Pet Insurance

Petsy Vet Select Pet Insurance

5.0 from 15 reviews

Latest review: I've been a customer with them for a few years and I have had to make two claims and got both paid very quickly. I am also a customer of greencrossvets so I was actually $0 out of pocket with petsy

  • Transparency
    5.0 (12)
  • Customer Service
    5.0 (13)
  • Value for Money
    5.0 (13)
  • Claim ApprovedYes (7) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$25,000
  • Amount of Vet Bill Covered Up to 100%
  • Minimum Pet Age 8 weeks
  • Accidental Injury Cover Included
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1500

Is part of...
Petsy Pet Insurance · includes 9 listings
21 reviews
Pet Insurance Australia
  • Award Winner 2021

Pet Insurance Australia · includes 3 listings

4.1 from 1,462 reviews

With over 40,000 people signed up with Pet Insurance Australia, it’s clear that the insurer’s outstanding customer service, transparency, and value for money have hit a chord with reviewers.

Ad
  • 3 types of insurance to suit a range of budgets

  • Impressive customer service

  • Saves money on vet bills

  • Some services are excluded

  • Transparency
    4.3 (381)
  • Customer Service
    4.3 (439)
  • Value for Money
    4.1 (433)
  • Claim ApprovedYes (404) · No (29)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury Cover Included
  • Illness CoverIncluded and Not Included
  • Routine Care CoverIncluded and Not Included
  • Tick Paralysis$1,000, $1,200 and Not Included
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