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Best Pet Insurance

Pet Insurance Buying Guide

If you're a pet owner, you probably agree there’s nothing worse than your dog or cat getting sick or hurt. But what happens when vet bills are sky high? Pet insurance can grant you peace of mind, helping your pet get the treatment they deserve, without sending you broke.

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69 listings

Pet Insurance Australia
  • Award Winner 2019
  • 2018

Pet Insurance Australia · includes 3 listings

4.1 from 1,345 reviews
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  • Transparency
    4.3 (277)
  • Customer Service
    4.3 (332)
  • Value for Money
    4.1 (328)
  • Claim ApprovedYes (306) · No (26)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverIncluded and Not Included
  • Tick Paralysis$1,000, $1,200 and Not Included
RSPCA Pet Insurance Utlimate Plus Accident & Illness Cover

RSPCA Pet Insurance Utlimate Plus Accident & Illness Cover

4.7 from 548 reviews

Latest review: Good value and quick claim service, been with rspca for three years and are happy to stay with them for the foreseeable future. I believe they offer the best

  • Transparency
    4.6 (461)
  • Customer Service
    4.6 (469)
  • Value for Money
    4.4 (469)
  • Claim ApprovedYes (197) · No (13)
  • UnderwriterHollard
  • Annual Benefit Limits$20,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick ParalysisIncluded

Is part of...
RSPCA Pet Insurance · includes 4 listings
3,499 reviews
RSPCA Pet Insurance Economy Accident & Illness Cover

RSPCA Pet Insurance Economy Accident & Illness Cover

4.5 from 400 reviews

Latest review: Had several policies for 7+ years Online claiming is very easy and doesn't take long to settle It would me great if more things were covered like dental. Policy cost is not to

  • Transparency
    4.5 (303)
  • Customer Service
    4.5 (313)
  • Value for Money
    4.3 (317)
  • Claim ApprovedYes (210) · No (15)
  • UnderwriterHollard
  • Annual Benefit Limits$11,000
  • Amount of Vet Bill Covered Up to 75%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1,000

Is part of...
RSPCA Pet Insurance · includes 4 listings
3,499 reviews
RSPCA Pet Insurance Ultimate Accident & Illness Cover

RSPCA Pet Insurance Ultimate Accident & Illness Cover

4.5 from 720 reviews

Latest review: I’ve submitted 2 claims now for my dog who had cancer & heart issues covering 20 May 2019 to 14 August 2020 - I should be receiving $3700 in refund. I’ve received $150! Extremely frustrating! I will n

  • Transparency
    4.4 (560)
  • Customer Service
    4.4 (590)
  • Value for Money
    4.2 (593)
  • Claim ApprovedYes (406) · No (39)
  • UnderwriterHollard
  • Annual Benefit Limits$11,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,200

Is part of...
RSPCA Pet Insurance · includes 4 listings
3,499 reviews
Pet Insurance Australia Comprehensive Cover

Pet Insurance Australia Comprehensive Cover

4.2 from 241 reviews

Latest review: Very Quick response, quick payments within the week. Very friendly and understanding as well as helpful in my dogs hours of urgency. Hassle free claims through the vet and easily accessible via the

  • Transparency
    4.3 (158)
  • Customer Service
    4.3 (166)
  • Value for Money
    4.1 (164)
  • Claim ApprovedYes (160) · No (5)
  • UnderwriterHollard
  • Annual Benefit Limits$15,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1,000

Is part of...
Pet Insurance Australia · includes 3 listings
1,345 reviews
Bow Wow Meow Pet Insurance - Peace of Mind
  • Award Winner 2020
  • 2019
  • 2018

Bow Wow Meow Pet Insurance - Peace of Mind

4.4 from 110 reviews

Latest review: I have two cavaliers, both of whom have health issues. One of my cavaliers ended up with a minor spinal injury, skin infections and other associated issues that required numerous vet visits

  • Transparency
    4.3 (98)
  • Customer Service
    4.4 (99)
  • Value for Money
    4.2 (102)
  • Claim ApprovedYes (94) · No (6)
  • UnderwriterHollard
  • Annual Benefit Limits$15,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$2,000

Is part of...
Bow Wow Meow Pet Insurance · includes 3 listings
2,040 reviews
PetSecure - Accident & Illness Cover

PetSecure - Accident & Illness Cover

4.3 from 137 reviews

Latest review: I have had my 2 cavaliers with Petsecure since 2009. During this time petsecure have quickly paid claims, even ones that I had missed putting in and were 18months old. I have received value for

  • Transparency
    4.3 (74)
  • Customer Service
    4.6 (79)
  • Value for Money
    4.4 (81)
  • Claim ApprovedYes (84) · No (1)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 85%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$500

Is part of...
PetSecure · includes 2 listings
424 reviews
Bow Wow Meow Pet Insurance - Ultimate Care
  • Award Winner 2020
  • 2019
  • 2018

Bow Wow Meow Pet Insurance - Ultimate Care

4.4 from 84 reviews

Latest review: Making claims through Bow Wow Meow is quick and simple. They are happy to help and don’t make you feel like an inconvenience trying to claim a service you have been paying for like other insurance c

  • Transparency
    4.4 (77)
  • Customer Service
    4.4 (80)
  • Value for Money
    4.3 (82)
  • Claim ApprovedYes (72) · No (2)
  • UnderwriterHollard
  • Annual Benefit Limits$20,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$3,000

Is part of...
Bow Wow Meow Pet Insurance · includes 3 listings
2,040 reviews
Guide Dogs Pet Insurance Premium Care

Guide Dogs Pet Insurance Premium Care

4.3 from 104 reviews

Latest review: Offers good cover with a few exclusions but for the monthly premium, which is very reasonable, it’s peace of mind knowing my puppy is covered should something happen to him. I found the staff that a

  • Transparency
    3.9 (86)
  • Customer Service
    4.1 (85)
  • Value for Money
    4.1 (87)
  • Claim ApprovedYes (45) · No (7)
  • UnderwriterHollard
  • Annual Benefit Limits$20,000
  • Amount of Vet Bill Covered Up to 85%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$2,000

Is part of...
Guide Dogs Pet Insurance · includes 3 listings
262 reviews
Seniors Pet Insurance - Top Accident & Illness Cover
  • Award Winner 2020

Seniors Pet Insurance - Top Accident & Illness Cover

4.5 from 49 reviews

Latest review: I have now been with this pet insurance company for 3 years and have had to use it several times for my youngest pup, in general the claims have been seen to in very good time. The policies were

  • Transparency
    4.4 (31)
  • Customer Service
    4.4 (35)
  • Value for Money
    4.2 (34)
  • Claim ApprovedYes (21) · No (3)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverIncluded
  • Tick Paralysis80% of Vet Expenses

Is part of...
Seniors Pet Insurance · includes 3 listings
211 reviews
Petplan Pet Insurance - Covered For Life Classic 1 (Dogs)

Petplan Pet Insurance - Covered For Life Classic 1 (Dogs)

4.2 from 66 reviews

Latest review: Over all I rate Pet plan as a positive company to insure your pets with. I covered 2 dogs under 5 years old via Pet plan insurance. Both dogs have received successful claims for 1 and 2 surgeries

  • Transparency
    4.1 (52)
  • Customer Service
    4.2 (57)
  • Value for Money
    4.0 (56)
  • Claim ApprovedYes (54) · No (1)
  • UnderwriterLloyd's
  • Annual Benefit Limits$10,000
  • Amount of Vet Bill Covered Up to 75%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisIncluded (not limited to a set amount or number of incidents per year)

Is part of...
Petplan · includes 7 listings
1,135 reviews
Bow Wow Meow Pet Insurance - Accident Plus
  • Award Winner 2020
  • 2019
  • 2018

Bow Wow Meow Pet Insurance - Accident Plus

4.5 from 43 reviews

Latest review: Signed up for Accident plus insurance for both my Whippets 4 years ago. First claim made recently. No hassles. Easy to access pet portal and submit supporting documents. Claim successful and

  • Transparency
    4.5 (35)
  • Customer Service
    4.5 (35)
  • Value for Money
    4.4 (36)
  • Claim ApprovedYes (34) · No (2)
  • UnderwriterHollard
  • Annual Benefit Limits$10,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverNot Included
  • Routine Care CoverNot Included
  • Tick Paralysis$1,200

Is part of...
Bow Wow Meow Pet Insurance · includes 3 listings
2,040 reviews
Guide Dogs Pet Insurance Comprehensive Care

Guide Dogs Pet Insurance Comprehensive Care

4.0 from 72 reviews

Latest review: Went to Vet and put in Claim on same day 22 Sep and have received the 80% of bill as promised and the benefit has been paid into my account by 25 Sep... All done via the online portal...No fuss

  • Transparency
    3.9 (57)
  • Customer Service
    3.9 (59)
  • Value for Money
    3.8 (59)
  • Claim ApprovedYes (29) · No (5)
  • UnderwriterHollard
  • Annual Benefit Limits$15,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Tick Paralysis$2,000

Is part of...
Guide Dogs Pet Insurance · includes 3 listings
262 reviews
Real Pet Insurance Premium Accident & Illness Cover

Real Pet Insurance Premium Accident & Illness Cover

4.4 from 38 reviews

Latest review: This company is an absolute rip off. Do yourself a favour and go elsewhere!!!! Always a reason they can't pay a rebate and absolutely not worth the money!!! I tried to cancel my policy today only to

  • Transparency
    4.5 (30)
  • Customer Service
    4.7 (33)
  • Value for Money
    4.3 (34)
  • Claim ApprovedYes (23) · No (3)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,200

Is part of...
Real Pet Insurance · includes 3 listings
247 reviews
Real Pet Insurance Standard Accident & Illness Cover

Real Pet Insurance Standard Accident & Illness Cover

4.7 from 27 reviews

Latest review: I've only just ordered it today so there's not much else I can say. I applied for home and contents insurance at the same time 5 more words to get to

  • Transparency
    4.5 (25)
  • Customer Service
    4.6 (25)
  • Value for Money
    4.6 (26)
  • Claim ApprovedYes (20) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 75%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis$1,000

Is part of...
Real Pet Insurance · includes 3 listings
247 reviews
Petplan Pet Insurance - Covered For Life Classic 2 (Dogs)

Petplan Pet Insurance - Covered For Life Classic 2 (Dogs)

4.3 from 39 reviews

Latest review: We have been with PetPlan for almost 2 years. We have just received our plan renewal and it had increased by 36%. This is very excessive. Call Centre were not able to review our policy or help in any

  • Transparency
    4.5 (33)
  • Customer Service
    4.4 (34)
  • Value for Money
    4.3 (36)
  • Claim ApprovedYes (33) · No (3)
  • UnderwriterLloyd's
  • Annual Benefit Limits$15,000
  • Amount of Vet Bill Covered Up to 75%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisIncluded (not limited to a set amount or number of incidents per year)

Is part of...
Petplan · includes 7 listings
1,135 reviews
Pet Insurance Australia Major Medical Cover

Pet Insurance Australia Major Medical Cover

4.0 from 55 reviews

Latest review: I have PIA insurance for my French bulldog for while and I got a new pup in few days ago and i checked PIA quote on PIA website and its say $31.20 for Major Medical Cover and its say need to ring PIA

  • Transparency
    4.2 (38)
  • Customer Service
    4.2 (42)
  • Value for Money
    4.0 (41)
  • Claim ApprovedYes (39) · No (3)
  • UnderwriterHollard
  • Annual Benefit Limits$15,145
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverIncluded
  • Tick Paralysis$1,200

Is part of...
Pet Insurance Australia · includes 3 listings
1,345 reviews
Seniors Pet Insurance - Essential Accident & Illness Cover
  • Award Winner 2020

Seniors Pet Insurance - Essential Accident & Illness Cover

4.7 from 22 reviews

Latest review: Policy is good value but claims take a while to come through. Also having a problem with a direct claim that the vet processed - no record on the portal. Other than that all is

  • Transparency
    4.7 (18)
  • Customer Service
    4.9 (20)
  • Value for Money
    4.3 (18)
  • Claim ApprovedYes (11) · No (1)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 75%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick Paralysis75% of Vet Expenses

Is part of...
Seniors Pet Insurance · includes 3 listings
211 reviews
Petplan Pet Insurance - Covered For Life Ultimate (Dogs)

Petplan Pet Insurance - Covered For Life Ultimate (Dogs)

4.0 from 34 reviews

Latest review: Our dog of almost 13 years was diagnosed with a rare neck tumour with no options for him to survive. While the outcome was awful, visiting different vets to get a diagnosis, getting a very expensive

  • Transparency
    3.7 (31)
  • Customer Service
    3.7 (32)
  • Value for Money
    3.7 (31)
  • Claim ApprovedYes (28) · No (1)
  • UnderwriterLloyd's
  • Annual Benefit Limits$20,000
  • Amount of Vet Bill Covered Up to 75%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisIncluded (not limited to a set amount or number of incidents per year)

Is part of...
Petplan · includes 7 listings
1,135 reviews
Pet Insurance Australia Pet Essentials

Pet Insurance Australia Pet Essentials

4.1 from 26 reviews

Latest review: My Dachshund George had had 2 serious problems in the last 6 months, thank goodness I had insurance with PIA. The claim process was very simple and I was very happy with the amounts I received back.

  • Transparency
    5.0 (12)
  • Customer Service
    4.9 (12)
  • Value for Money
    4.9 (12)
  • Claim ApprovedYes (12) · No (1)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverNot Included
  • Routine Care CoverNot Included
  • Tick ParalysisNot Included

Is part of...
Pet Insurance Australia · includes 3 listings
1,345 reviews
Petplan Pet Insurance - 12 Months Essential Plan

Petplan Pet Insurance - 12 Months Essential Plan

4.1 from 15 reviews

Latest review: Petplan was recommended to us from the breeder we used and our regular vet. From the moment our Golden Retrieve ate a heap of chocolate.. i knew we definitely needed pet insurance! 1 year last. and

  • Transparency
    4.7 (11)
  • Customer Service
    4.9 (11)
  • Value for Money
    4.6 (11)
  • Claim ApprovedYes (13) · No (0)
  • UnderwriterLloyd's
  • Annual Benefit Limits$7,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisIncluded (not limited to a set amount or number of incidents per year)

Is part of...
Petplan · includes 7 listings
1,135 reviews
Pet Insurance Australia
  • Award Winner 2019
  • 2018

Pet Insurance Australia · includes 3 listings

4.1 from 1,345 reviews
Ad
  • Transparency
    4.3 (277)
  • Customer Service
    4.3 (332)
  • Value for Money
    4.1 (328)
  • Claim ApprovedYes (306) · No (26)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverIncluded and Not Included
  • Tick Paralysis$1,000, $1,200 and Not Included
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