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Pet Insurance

Pet Insurance Buying Guide

If you're a pet owner, you probably agree there’s nothing worse than your dog or cat getting sick or hurt. But what happens when vet bills are sky high? Pet insurance can grant you peace of mind, helping your pet get the treatment they deserve, without sending you broke.

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81 listings

Pet Insurance Australia
  • Award Winner 2019
  • 2018

Pet Insurance Australia · includes 3 listings

4.1 from 1,341 reviews
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Pet Insurance Australia
  • Award Winner 2019
  • 2018

Pet Insurance Australia · includes 3 listings

4.1 from 1,341 reviews

Latest review: Thank you to PIA when Taió has been sick they have made life easy with claims being dealt with efficiently and quickly sometimes by the end of the week, would recommend them to anyone, excellent for

  • Transparency
    4.3 (273)
  • Customer Service
    4.3 (328)
  • Value for Money
    4.1 (324)
  • Claim ApprovedYes (302) · No (26)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $15,145
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverIncluded and Not Included
  • Tick Paralysis$1,000, $1,200 and Not Included
Bow Wow Meow Pet Insurance
  • Award Winner 2020
  • 2019
  • 2018

Bow Wow Meow Pet Insurance · includes 3 listings

4.2 from 2,039 reviews

Latest review: We are so pleased with Bow Wow Insurance for our Golden retriever Indie. Your service and communication must be the best in the business. When ever people talk about pet insurers just ripping

  • Transparency
    4.3 (355)
  • Customer Service
    4.4 (417)
  • Value for Money
    4.2 (421)
  • Claim ApprovedYes (385) · No (23)
  • UnderwriterHollard
  • Annual Benefit Limits$10,000 to $20,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverNot Included and Optional Extra
  • Tick Paralysis$1,200, $2,000 and $3,000
RSPCA Pet Insurance

RSPCA Pet Insurance · includes 4 listings

4.0 from 3,441 reviews

Latest review: RSPCA have been absolutely amazing! All our claims have been handled quickly and effectively. The staff are so friendly and helpful. We would recommend this product to anyone with a

  • Transparency
    4.4 (2,168)
  • Customer Service
    4.4 (2,367)
  • Value for Money
    4.2 (2,366)
  • Claim ApprovedYes (1,442) · No (139)
  • UnderwriterHollard
  • Annual Benefit Limits$11,000 to $20,000
  • Amount of Vet Bill Covered Up to 60% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included and Optional Extra
  • Tick Paralysis$1,000, $1,200 and Included
Knose

Knose

4.8 from 42 reviews

Latest review: Very quick to promise the world and take your money however since doing this I have been unable to log into my account to do anything. Numerous errors and issues in doing so. Majority of vets have no

  • Transparency
    4.7 (39)
  • Customer Service
    4.8 (41)
  • Value for Money
    4.9 (40)
  • Claim ApprovedYes (20) · No (0)
  • UnderwriterAllied World
  • Annual Benefit Limits$25,000
  • Amount of Vet Bill Covered Up to 90%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
Woolworths Pet Insurance

Woolworths Pet Insurance · includes 3 listings

2.4 from 414 reviews

Latest review: I have had comprehensive insurance for my pet for almost a year with them, whom are underwritten by pet sure. The website is basic at best, with no mention of your policy number anywhere on the site

  • Transparency
    2.2 (85)
  • Customer Service
    2.4 (102)
  • Value for Money
    2.1 (101)
  • Claim ApprovedYes (40) · No (37)
  • UnderwriterHollard
  • Annual Benefit Limits$5,000 to $24,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,000 and $1,500
Seniors Pet Insurance
  • Award Winner 2020

Seniors Pet Insurance · includes 3 listings

4.4 from 211 reviews

Latest review: I have now been with this pet insurance company for 3 years and have had to use it several times for my youngest pup, in general the claims have been seen to in very good time. The policies were

  • Transparency
    4.5 (122)
  • Customer Service
    4.5 (145)
  • Value for Money
    4.3 (143)
  • Claim ApprovedYes (67) · No (12)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 60% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverIncluded and Not Included
  • Tick Paralysis75% of Vet Expenses, 80% of Vet Expenses and Included
Petplan

Petplan · includes 7 listings

2.9 from 1,134 reviews

Latest review: Over all I rate Pet plan as a positive company to insure your pets with. I covered 2 dogs under 5 years old via Pet plan insurance. Both dogs have received successful claims for 1 and 2 surgeries

  • Transparency
    4.1 (449)
  • Customer Service
    3.9 (483)
  • Value for Money
    3.8 (485)
  • Claim ApprovedYes (441) · No (29)
  • UnderwriterLloyd's
  • Annual Benefit Limits$7,000 to $20,000
  • Amount of Vet Bill Covered Up to 75% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisIncluded (not limited to a set amount or number of incidents per year)
Bupa Pet Insurance

Bupa Pet Insurance · includes 3 listings

3.8 from 114 reviews

Latest review: Just made our first claim and was surprised how quick and easy the process was! Submitted photos of invoices through the online portal and the money was in our account in less than 2 business days.

  • Transparency
    3.5 (25)
  • Customer Service
    3.7 (38)
  • Value for Money
    3.8 (35)
  • Claim ApprovedYes (29) · No (5)
  • UnderwriterHollard
  • Annual Benefit Limits$6,000 to $20,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverNot Included and Optional Extra
  • Tick Paralysis$1,000, $1,500 and Not Included
Medibank Pet Insurance

Medibank Pet Insurance · includes 3 listings

2.1 from 321 reviews

Latest review: We had insured our pets with another high profile insurance company that always made it difficult to claim. Luckily we switched to Medibank this year. Within a few months our beloved dog was

  • Transparency
    2.3 (63)
  • Customer Service
    2.5 (69)
  • Value for Money
    2.3 (67)
  • Claim ApprovedYes (33) · No (19)
  • UnderwriterHollard
  • Annual Benefit Limits$4,000 to $15,000
  • Amount of Vet Bill Covered Up to 70% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverIncluded and Optional Extra
  • Tick Paralysis$1,000 and $1,200
Guide Dogs Pet Insurance

Guide Dogs Pet Insurance · includes 3 listings

4.1 from 255 reviews

Latest review: Our policy for Pocky was so easy to get set up. We adopted her and had no medical history, the team were so wonderful in understanding we found it difficult to answer the related questions. We have

  • Transparency
    4.0 (186)
  • Customer Service
    4.0 (194)
  • Value for Money
    3.9 (197)
  • Claim ApprovedYes (88) · No (18)
  • UnderwriterHollard
  • Annual Benefit Limits$15,000 to $20,000
  • Amount of Vet Bill Covered Up to 75% to Up to 85%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick Paralysis$1,500 and $2,000
RACQ Pet Insurance

RACQ Pet Insurance

2.3 from 49 reviews

Latest review: When trying to contact RACQ On the claims line they always have phone lines that cut out or no one can be heard. They then call back once with the same crackling line and then get cut off with no

  • Transparency
    2.2 (12)
  • Customer Service
    2.7 (15)
  • Value for Money
    2.5 (13)
  • Claim ApprovedYes (5) · No (7)
  • UnderwriterRACQ Insurance Limited
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 80%
  • Minimum Pet Age 8 weeks
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverOptional Extra
  • Tick ParalysisNot Included
PetSecure

PetSecure · includes 2 listings

4.1 from 419 reviews

Latest review: Very great company. Easy to.claim when we needed the most. We got the claim approved and money received within 48 hours Greatly appreciated. Nearly 6 years with company and Infins it has a very good

  • Transparency
    4.4 (91)
  • Customer Service
    4.6 (104)
  • Value for Money
    4.3 (105)
  • Claim ApprovedYes (109) · No (2)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $12,000
  • Amount of Vet Bill Covered Up to 85%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded and Not Included
  • Routine Care CoverOptional Extra
  • Tick Paralysis$500 and Not Included
Petinsurance.com.au

Petinsurance.com.au · includes 7 listings

3.9 from 22 reviews

Latest review: I just signed up to this service for my 7mo staffy pup. The value for money on this insurance is great and the service was better than 5 stars!have been recommending to anyone I

  • Transparency
    4.8 (6)
  • Customer Service
    5.0 (6)
  • Value for Money
    4.8 (6)
  • Claim ApprovedYes (3) · No (0)
  • UnderwriterHollard
  • Annual Benefit Limits$3,000 to $10,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded and Not Included
  • Illness CoverIncluded and Not Included
  • Routine Care CoverIncluded and Optional Extra
  • Tick Paralysis$1,000, $1,500 and $500
Petsy Pet Insurance

Petsy Pet Insurance · includes 9 listings

5.0 from 4 reviews

Latest review: My policy was great value and I found it very easy to sign up. I thankfully have not had to lodge a claim but I feel reassured that if I need to I will be

  • Transparency
    5.0 (4)
  • Customer Service
    4.8 (4)
  • Value for Money
    5.0 (4)
  • UnderwriterHollard
  • Annual Benefit Limits$6,000 to $25,000
  • Amount of Vet Bill Covered Up to 80% to Up to 100%
  • Accidental Injury CoverIncluded and Not Included
  • Illness CoverIncluded and Not Included
  • Routine Care CoverNot Included and Optional Extra
  • Tick Paralysis$1500, Included and Not Included
HCF Pet Insurance

HCF Pet Insurance · includes 2 listings

2.1 from 50 reviews

Latest review: Nearly 7 years with HCF and I have had no issues with claims and get back exactly what I expected. I find team members helpful with any queries. Pepper and I wouldn't be without it. Grateful for

  • Transparency
    2.7 (7)
  • Customer Service
    3.0 (8)
  • Value for Money
    2.1 (8)
  • Claim ApprovedYes (3) · No (4)
  • UnderwriterHollard
  • Annual Benefit Limits$8,000 to $12,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included and Optional Extra
  • Tick Paralysis$1,200 and Not Included
Petbarn Pet Insurance

Petbarn Pet Insurance · includes 3 listings

2.6 from 8 reviews

Latest review: We signed up to Pet BArn Pet Insurance 12 months ago for our 2 dogs. We have now received the renewal and it is a staggering $750 per year extra. After calling them, I was advised that this was due

  • Transparency
    2.3 (4)
  • Customer Service
    1.8 (4)
  • Value for Money
    3.0 (3)
  • Claim ApprovedYes (0) · No (1)
  • UnderwriterHollard
  • Annual Benefit Limits$10,000 to $20,000
  • Amount of Vet Bill Covered Up to 50% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included and Optional Extra
  • Tick Paralysis$1,000, $1,200 and $1,500
Trupanion

Trupanion

5.0 from 7 reviews

Latest review: Having had Trupanion insurance for only a few months, I was extremely pleasantly surprised with their prompt attention to an unexpected claim from us. Our 2 YO German Shepherd had some hip Xrays

  • Transparency
    4.7 (6)
  • Customer Service
    5.0 (6)
  • Value for Money
    4.8 (6)
  • Claim ApprovedYes (5) · No (0)
  • UnderwriterHollard
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisNot Included
PetSure

PetSure

1.5 from 26 reviews

Petsure is a wholly owned entity of Hollard Group and is the insurance administrator and underwriter of several pet insurance brands in Australia. These include: Bow Wow Meow, Pet Insurance Australia, Pet Secure, Australian Seniors, Guide Dogs Pet Insurance, Bupa, RSPCA, Real Insurance, Prosure, Pet Insurance, Woolworths, Petmed, Medibank, 1300 Insurance, HCF, Prime, Guardian Insurance and Petbarn

  • Transparency
    1.3 (4)
  • Customer Service
    1.5 (4)
  • Value for Money
    1.3 (4)
  • Claim ApprovedYes (0) · No (3)
Real Pet Insurance

Real Pet Insurance · includes 3 listings

3.6 from 239 reviews

Latest review: I have had Real pet insurance for my dog for 11 years. I have only (luckily) had to claim twice. Each time the whole process was very easily done online & I received my refund extremely fast. I

  • Transparency
    4.3 (127)
  • Customer Service
    4.3 (144)
  • Value for Money
    4.1 (143)
  • Claim ApprovedYes (101) · No (11)
  • UnderwriterHollard
  • Annual Benefit Limits$12,000
  • Amount of Vet Bill Covered Up to 60% to Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included and Optional Extra
  • Tick Paralysis$1,000, $1,200 and Included
Petcover

Petcover · includes 4 listings

1.6 from 19 reviews

Latest review: Having to complete paper forms to claim is a bit of a hassle, and my cover went up by around 30% after the 1st year. That said, it is comprehensive and given my puppy has a clotting disorder I'll

  • Transparency
    2.8 (4)
  • Customer Service
    3.0 (4)
  • Value for Money
    2.8 (4)
  • Claim ApprovedYes (2) · No (0)
  • UnderwriterLloyd's
  • Annual Benefit Limits$7,000 to $20,000
  • Amount of Vet Bill Covered Up to 80%
  • Accidental Injury CoverIncluded
  • Illness CoverIncluded
  • Routine Care CoverNot Included
  • Tick ParalysisNot Included
Pet Insurance Australia
  • Award Winner 2019
  • 2018

Pet Insurance Australia · includes 3 listings

4.1 from 1,341 reviews
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