??!

Best Rewards Credit Cards

Are rewards credit cards worth it?

Getting rewarded for spending money sounds like an ideal scenario. But will a rewards card really give you bang for your buck? This short guide will take you through the things to think about before signing up for a new rewards credit card.

Read now
Go to first result

9 listings

ING Orange One Platinum

ING Orange One Platinum

2.6 from 10 reviews
Purchase Rate16.99% p.a.
Annual FeeA$149 p.a.
Interest Free Period 45 days
  • Up to $30 per month cashback on your spend

  • No International Transaction Fees (Rebate if you meet requirements)

  • $149 Annual Fee

  • Foreign Currency Conversion Fee Rebate Requirememt: Deposit at least $1,000 to any personal ING account (excluding Living Super and Orange One) and make at least 5 card purchases that are settled using your ING credit card each month

  • Transparency
    4.0 (6)
  • Rewards
    2.3 (4)
  • Online Experience
    3.9 (7)
  • Customer Service
    3.9 (7)
  • Rates and Fees
    4.1 (7)
  • Application Process
    3.7 (6)
  • BenefitsCashback Offer, Complimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit A$6,000
  • Maximum Credit Limit A$30,000
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
Bankwest More World Mastercard

Bankwest More World Mastercard

5.0 from 1 review
Purchase Rate19.99% p.a.
Annual FeeA$270 p.a.
Interest Free Period 44 days
  • 115,000 Bonus Points on offer every anniversary year

  • Earn 2.5 More Rewards Points per $1 spent on eligible purchases

  • No Foreign Transaction Fees

  • Complimentary Travel Insurance and Shopping Insurances

  • 0% on Balance Transfers for the first 6 months

  • $270 Annual Fee

  • 1% Balance Transfer Fee

  • Minimum spend of $84,000 on eligible purchases required each anniversary year to receive annual bonus points

  • Transparency
    5.0 (1)
  • Rewards
    5.0 (1)
  • Online Experience
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    5.0 (1)
  • Application Process
    5.0 (1)
  • BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit A$12,000
  • Minimum Income A$76,000
  • Rewards ProgramBankWest More Rewards
  • Points Earn Rate 2.5 points per $1
  • Contactless PaymentsApple Pay, Google Pay and Samsung Pay
Bankwest Qantas Platinum Mastercard

Bankwest Qantas Platinum Mastercard

4.3 from 4 reviews
Purchase Rate20.49% p.a.
Annual FeeA$160 p.a.
Interest Free Period 44 days
  • No Foreign Transaction Fee

  • Earn 0.75 point per $1 spent on eligible purchases for the first $2,500 each month

  • Complimentary Overseas Travel Insurance

  • $160 Annual Fee

  • Transparency
    4.0 (1)
  • Rewards
    4.0 (1)
  • Online Experience
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    4.0 (1)
  • Application Process
    5.0 (1)
  • BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit A$3,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 0.75 points per $1
  • Contactless PaymentsApple Pay and Google Pay
Macquarie Bank Platinum - Qantas Rewards

Macquarie Bank Platinum - Qantas Rewards

4.0 from 1 review
Purchase Rate20.70% p.a.
Annual FeeA$249 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points20,000

  • 0% p.a. balance transfer for 14 months

  • No international transaction fees

  • Need to spend ~$3,200 to receive a $20 gift card

  • BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$6,000
  • Minimum Income A$50,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay and Google Pay
  • Sign-Up Bonus Receive 20,000 bonus Qantas Points when you spend $2,000 on eligible purchases within 60 days of approval.
  • Reduced First Year Annual Fee A$99

Is part of...
Macquarie Bank Platinum · includes 2 listings
13 reviews
BankWest More Platinum MasterCard

BankWest More Platinum MasterCard

3.6 from 9 reviews
Purchase Rate19.99% p.a.
Annual FeeA$160 p.a.
Interest Free Period 44 days
  • Earn 75,000 Annual Bonus Points every year

  • Earn 2 points per $1 spent on eligible purchases

  • No Foreign Transaction Fees

  • Complimentary Travel and Shopping Insurances

  • 0% p.a. on Balance Transfers for the first 6 months

  • $160 Annual Fee

  • Minimum $48,000 spend required each anniversary year to receive Bonus Points

  • 1% Balance Transfer Fee

  • Transparency
    3.1 (7)
  • Rewards
    3.5 (6)
  • Online Experience
    4.0 (7)
  • Customer Service
    3.6 (8)
  • Rates and Fees
    3.5 (8)
  • Application Process
    4.3 (7)
  • BenefitsComplimentary Travel Insurance and No Foreign Transaction Fee
  • Minimum Credit Limit A$6,000
  • Maximum Credit Limit A$50,000
  • Minimum Income A$65,000
  • Rewards ProgramBankWest More Rewards
  • Points Earn Rate 2 points per $1
  • Contactless PaymentsApple Pay
Bankwest Qantas World Mastercard

Bankwest Qantas World Mastercard

2.0 from 4 reviews
Purchase Rate20.49% p.a.
Annual FeeA$270 p.a.
Interest Free Period 44 days
  • No Foreign Transaction Fees

  • Earn 1 point per $1 on your first $5,000 spent on eligible purchases per statement period

  • Complimentary Overseas Travel Insurance

  • $270 Annual Fee

  • Points Earn Rate drops to 0.5 points per $1 after the first $5,000 per statement period

  • Minimum Credit Limit of $12,000 may be too high for you

  • Transparency
    1.7 (3)
  • Rewards
    2.7 (3)
  • Online Experience
    2.7 (3)
  • Customer Service
    2.0 (4)
  • Rates and Fees
    2.3 (3)
  • Application Process
    2.0 (3)
  • BenefitsNo Foreign Transaction Fee
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay and Google Pay
Macquarie Bank Black - Qantas Rewards

Macquarie Bank Black - Qantas Rewards

No reviews yet
Purchase Rate20.70% p.a.
Annual FeeA$299 p.a.
Interest Free Period 55 days
  • No International Transaction Fees

  • Earn 1 Qantas Point per $1 spent on eligible purchases

  • 0% p.a Balance Transfer for 14 months

  • Complimentary Insurances, including Overseas Travel Insurance

  • $99 First Year Annual Fee, then $299 ongoing

  • Points Earn Rate drops down to 0.5 Qantas Points per $1 after the first $4,000 per statement period

  • BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee and Reduced First Year Annual Fee
  • Minimum Credit Limit A$15,000
  • Minimum Income A$70,000
  • Rewards ProgramQantas Frequent Flyer
  • Points Earn Rate 1 points per $1
  • Contactless PaymentsApple Pay and Google Pay
  • Reduced First Year Annual Fee A$99

Is part of...
Macquarie Bank Black · includes 2 listings
No reviews yet
Macquarie Bank Platinum - Macquarie Rewards

Macquarie Bank Platinum - Macquarie Rewards

No reviews yet
Purchase Rate20.70% p.a.
Annual FeeA$99 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points20,000

  • 0% p.a. balance transfer for 14 months

  • No international transaction fees

  • Some Travel and Purchase insurances included

  • Need to spend ~$3,200 to receive a $20 gift card

  • BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$6,000
  • Minimum Income A$50,000
  • Rewards ProgramMacquarie Rewards
  • Points Earn Rate 1.25 points per $1
  • Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay and Google Pay
  • Sign-Up Bonus Receive 20,000 Macquarie Reward points when you spend $2,000 on eligible purchases within 60 days of approval.
  • Reduced First Year Annual Fee A$99

Is part of...
Macquarie Bank Platinum · includes 2 listings
13 reviews
Macquarie Bank Black - Macquarie Rewards

Macquarie Bank Black - Macquarie Rewards

No reviews yet
Purchase Rate20.70% p.a.
Annual FeeA$249 p.a.
Interest Free Period 55 days

Sign-Up Bonus Points20,000

  • No International Transaction Fees

  • Earn 2 Macquarie Reward Points per $1 spent

  • 0% p.a Balance Transfer for 14 months

  • Complimentary Insurances, including Overseas Travel Insurance

  • $99 First Year Annual Fee, then $249 ongoing

  • BenefitsComplimentary Travel Insurance, No Foreign Transaction Fee, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Credit Limit A$15,000
  • Minimum Income A$70,000
  • Rewards ProgramMacquarie Rewards
  • Points Earn Rate 2 points per $1
  • Contactless PaymentsApple Pay and Google Pay
  • Sign-Up Bonus Receive 20,000 bonus Macquarie Rewards Points when you spend $2,000 on eligible purchases within 60 days of approval.
  • Reduced First Year Annual Fee A$149

Is part of...
Macquarie Bank Black · includes 2 listings
No reviews yet